Responses_to_Questions_2015_set_2.pdf

Embassy of the United States of America Port of Spain, Trinidad

Pre-Proposal Conference and Formal Questions and Answers - Set 2

Request For Proposal (RFP) Number: STD550-15-R-0001

Q1. Where is the line drawn between covering treatment of infertility, fertility drugs and not covering assisted reproductive technology?

A1: The RFP states:

Family Planning:

40% coverage of expenses of prescribed contraceptive devices and drugs, voluntary sterilization, and diagnosis and treatment of infertility, fertility drugs.

Not covered is reversal of voluntary sterilization, infertility treatment after voluntary sterilization, genetic counseling, and assisted reproductive technology.

Expenses for “Reversal” of the list above and assisted reproductive technology are not covered thus the difference.

Q2. Do you have a time limit within which employees may elect post-retirement coverage?

A2: Up to 45 days after date of retirement.

Q3. How is Partial Disability defined?

A3: Partial disability which affect the insured permanently reducing the employee’s ability to function, but still permits some work from that employee. This is in the cases whereby an employee may encounter personal injuries that are not job related.

Q4. Payment of Medical Claims - will you be open to direct deposits to the employee’s banks?

A4: The Embassy will consider direct deposits as an option only for employees who would be interested. The Embassy would not mandate direct deposit of reimbursements.

Q5. Would the USG consider different providers for Group Life and Group Health coverage or will only one provider which offers both Group Life and Health be considered?

A5: The USG will only consider one provider for Group Life and Health as per one RFP.

Q6. When is the Group Life brochure due upon award of contract?

A6: The brochures for Group Life and Medical are due no later than 21 days after the date that the contract is awarded.

Q7. Can you please provide detailed Group Life claims experience for the last 3 years including claims paid and premium paid.

A7: The current plan is very different from the new RFP. The previous plan were fixed benefits of TT$54,000 for Death and TT$64,000 for Accident Death. During the last 3 years TT$54,000 was paid for one death. Premium for Life was TT$11.00 per biweekly per employee. This amount was fixed for each employee. The benefits we are soliciting have significantly changed from prior contracts and you should submit competitive bids for the new benefit levels in the current solicitation.

Q8. Can you please provide detailed census information including date of birth or age, sex, monthly salary, and occupation?

EMBASSY OF THE UNITED STATES OF AMERICA

Summarized Census Information Health and Life Insurance RFP

SINGLE COVERAGE

AGE

RANGE GENDER POSITIONS

26 - 35 Male: 3 employees Technicians; Gardeners

Female: 6 employees Specialists; Assistants; Clerks

36 - 45 Male: 5 employees Technicians; Security Personnel; laborers; Systems Administrator

Female: 7 employees Assistants; Telephone Operator; Security Personnel

46 - 55 Male: 3 employees Manager; Security Personnel; Gardener

Female: 9 employees Nurse; Custodian; Assistants; Systems Administrator; Driver; Specialist

56 - 65 Male: 1 employee Security Personnel

Female: 4 employees Assistants

FAMILY COVERAGE

AGE

RANGE GENDER POSITIONS

26 - 35 Male: 4 employees Security Personnel; Gardener; Technician

Female: 5 employees Secretary; Security Personnel; Assistants

36 - 45 Male: 6 employees Specialist; Laborer; Mailclerks; Security Personnel

Female: 8 employees Specialist; Assistants; Custodians

46 - 55 Male: 23 employees

Security Personnel; Technicians; Messenger; Chauffeur; Assistants;

Clerks

Female: 12 employees Assistants; Custodians

56 - 65 Male: 9 employees

Chauffeurs; Technicians; Specialists; Mailclerk; Systems Administrator;

Security Personnel

Female: 7 employees Specialist; Assistants; Custodians

Q9. What is the current Free Cover Limit on the Group Life Plan?

A9: The current coverage does not include a Free Cover Limit. Current Life Insurance coverage is stated in Answer 7 above.