Exhibit_F-Schedlue_1.pdf

LES Group Life Insurance Services

STC10017R0005

Exhibit E – Schedule 1 of UAE Labor Law No. 8

OCCUPATIONAL DISEASES

Sr.

No

DISEASE OCCUPATION CAUSING THE

DISEASE

1. Poisoning by lead and its compounds

Any occupation which requires use or handling of lead or its compounds containing lead.

2. Poisoning by mercury and its compounds

Any occupation requiring use or handling of mercury or its compounds or any items containing mercury or exposure to mercury dust or gases or its compounds or items containing mercury.

3. Poisoning by arsenic and its compounds.

Any occupation requiring use or handling or arsenic or its compounds or any items containing arsenic or exposure to dust or gases of arsenic or its compounds or items containing arsenic .

4. Poisoning by antimony and its compounds.

Any occupation requiring use or handling of antimony or its compounds or any items containing antimony or exposure to dust or gases of antimony or its compounds or items containing antinomy.

5. Poisoning by phosphorus and its compounds.

Any occupation requiring use or handling of phosphorus or its compounds or exposure to the dust or gases of phosphorus or its compounds or items containing phosphorus.

6. Poisoning by products, benzene or its homologues or any compounds or derivatives thereof.

Any occupation requiring use or handling of such products or any work requiring exposure to its dust or gases.

7. Poisoning by manganese and its compounds.

Any occupation requiring use or handling of manganese or its compounds or any items containing manganese or exposure to the dust

No.

DISEASE OCCUPATION CAUSING THE

DISEASE

or gases of manganese or any other items with manganese content.

8. Poisoning by sulfuric metal and its compounds.

Any occupation requiring use or handling of sulfuric metal or its compounds or any items having sulfuric content or exposure to the dust and gases of sulfuric metal and its compounds or any items having sulfuric content.

9. Poisoning by petroleum, its gases, derivatives or compounds.

Any occupation requiring use or handling of benzene and its derivatives or its compounds or exposure to the dust or vapors of benzene whether in solid, liquid or gaseous form.

10. Poisoning by chloroform or carbon tetrachloride.

Any occupation requiring use or handling of chloroform or carbon tetrachloride or exposure to the gases containing them.

11. Diseases resulting from Radium or radio-active (X-rays).

Any occupation requiring exposure or radium or any other radio-active substance or X=rays.

12. Chronic skin disease and burns of the skin and the eye.

Any occupation requiring use or handling of tar or coal tar equipment, mineral oil or kerosene (or cement, flour or similar dust or any of their compounds, products or residues).

13. Eye affections from the heat and light, and the consequences of such affections.

Any occupation requiring recurrent or continuous exposure to reflection of light, heat or radiation emitted by molten glass, hot or molten metals or exposure to powerful light and high temperature that could cause harm to eye or sight.

14. Pneumoconioses resulting from :

1.Silicosis (Silicon dust) 2.Asbestosis (Asbestos dust)

Any occupation requiring exposure to silicon dust or any items with silicon content in a concentration of

No.

DISEASE OCCUPATION CAUSING THE

DISEASE

3.Byssinosis (cotton dust) more than 5%, such as work in rock cement factories, sandblasting of metals or any other occupation requiring a similar exposure, as well as any work requiring exposure to asbestos or cotton dust to such an extent as to result in such a disease.

15. Anthrax Any work requiring contact with animals affected by such a disease or with their skins, horns and hair.

16. Glanders Any works requiring contact with animals affected by this disease.

17. Pulmonary Tuberculosis Any work in hospitals providing treatment patients affected by this disease.

18. Enteric Fever Any work in hospitals specialized in the treatment of this disease.

Exhibit F – Schedule 2 of UAE Labor Law No. 8

PERMANENT DISABILITY COMPENSATION ASSESSMENT

DISABILITY S/R NATURE OF PERMANENT DISABILITY PERCENTAGE

DEGREE

Total 1 Loss of both arms from the shoulder or loss of any two or more limbs 100

2 Total loss of sight or loss of both eyes 100

3 Total paralysis 100

4 Imbecility or total mental deficiency 100

5 Injuries or accidents to the head or skull causing continuous headache 100

6 Total disfigurement of face. 100

7 Injuries and accidents to the chest and internal organs causing permanent and total inability to function normally 100

Partial

Loss of both legs from the thigh

9 Loss of both arms from elbow or above 85

10 Excessive disfigurement of the face 80

11 Total loss of both hands from the elbow 12 Total loss of right arm from shoulder joint or from the elbow 70

13 Loss of both legs from the knee or above 70

14 Total loss of left arm from the shoulder joint or from the elbow 60

15 Loss of one leg from the knee or above 60

16 Loss of right arm from the elbow or below. 60

17 Loss of one leg from the thigh 60

18 Loss of both legs from below the knee 60

19 Total loss of tight hand including thumb 60

20 Loss of left arm from above or below the elbow 50

21 Loss of the left hand fingers including thumb 50

22 Loss of one leg below the knee 50

23 Total and permanent loss of hearing 50

24 Loss of tongue or permanent dumbness 45

25 Loss of both feet from the ankle or below 45

26 Loss of genital organ 45

27 Loss of sight of one eye 45

28 Loss of right hand from the wrist 38

29 Loss of thumb or four fingers of the right hand. 35

30 Loss of left hand from the wrist 34

31 Loss of thumb or four of the left hand fingers 25

DISABILITY S/R NATURE OF PERMANENT DISABILITY PERCENTAGE

DEGREE

Partial

Loss of one foot from the ankle or below

33 Loss of all toes of one foot including the big toe 20

34 Loss of three of the right hand fingers excluding the thumb 15

35 Loss of the index finger of the right hand 15

36 Loss of the phalanges joint of the right hand thumb 10

37 Loss of the index finger of the left hand 10

38 Loss of three of the left hand fingers excluding the thumb 10

39 Loss of all toes foot of one excluding the big toe 10

40 Loss of big toe of one foot 10

41 Loss of the last phalanges joint of the left foot great toe. 6

42 Loss of the right hand middle finger 6

43 Loss of the left hand middle finger 6

44 Loss of the right hand annular finger 6

45 Loss of the left hand annular finger 6

46 Loss of the right hand auricular finger 6

47 Loss of one finger of the left hand 6

48 Loss of the phalanges joint of any finger excluding the thumb 5

49 Loss of the right hand index finger second joint 5

50 Loss of the foot toes excluding the great toe 5

51 Loss of one molar tooth 3

52 Loss of one canine tooth 2

1. Total incapacity to use any organ of the body or part thereof is considered equal to total loss of such organ or part of the body.

2. If the person injured is a left - handed the compensation hereinabove provided for the left hand shall be the same as for the right hand.

3. In the case of marring, disfigurement or unnatural alternation of any organ or part of the body or any sense not covered by the above schedule, the rate of disability shall be estimated, in case of dispute, by the medical board referred to in Article 148 hereof which shall take into consideration nearest similar case in the above schedule.