Q & A RFP #250000000457 With Answers.xlsx

XLSX spreadsheet 12 KB Posted Dec 6, 2024

Attached to: Automobile Insurance Study
Solicitation number: RFP 651 250000000457 2
Issued by: Michigan

About this file

Written by GovTribe AI · Mar 13, 2026

This is a Question and Answer document for RFP #250000000457 issued by the Department of Insurance and Financial Services (DIFS) in Michigan regarding an auto insurance reform impact analysis study. The RFP requests a comprehensive analysis of auto insurance rates and carrier activity before and after implementation of insurance reform legislation. The contractor is expected to conduct a data call to gather information from an estimated 75 to 200 carriers writing business in Michigan, develop representative sampling methodologies for analyzing rates across both foreign and domestic carriers, and produce a report suitable for public online posting. DIFS will provide carrier contact information and company rate filing data already available through SERFF (System for Electronic Rate and Form Filing). No specific timeframes for pre- and post-reform analysis periods were mandated, and the contractor has flexibility in determining analytical methods provided they are appropriately documented. Legislative testimony or hearing participation is not anticipated, and no plans currently exist for future study updates.

The pricing for this study represents a not-to-exceed amount that has been legislatively appropriated specifically for this research project. Travel is not anticipated as a standard project requirement, though in-person meetings may necessitate travel expenses if needed. DIFS clarified that no baseline data or comparable pre-reform analyses exist within the department, placing full responsibility on the contractor to establish appropriate analytical frameworks and methodologies. The contractor will have discretion in study design and analysis approach, with DIFS providing only existing public rate filing data and carrier information rather than proprietary datasets.

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File	Type	Posted
RFP Auto Insurance Study 2024 11 20 DS.docx	DOCX document	Dec 6, 2024

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Sheet1

Q #	Document and Section	Page #	Bidder Question	DIFS Answer
1	RFP / Requirements	35	Will the DIFS provide the list of carriers and contact information for the carriers to gather data for analysis?	Yes. DIFS can provide the list of carriers and contact information for the carriers to gather data for analysis.
2	RFP / Requirements	35	What was the number of carriers writing business before the reform and what is the number of carriers writing business after the reform?	DIFS will work with the contractor to provide exact information during the contract period. However, for planning purposes, that number is between 75 and 200.

3	RFP / Requirements	35	Will the analysis include all carriers (foreign and domestic) with losses in MI during the analysis period?	The analysis does not need to include all carriers with losses in MI during the analysis period so long as the methods used by the contractor provide a representative sample of auto insurance rates in Michigan and the research methods are documented appropriately.
4	RFP / Requirements	35	What period of time prior to the effective date of the Reform does the DIFS want to include in the analyses?	DIFS does not have a specific period of time prior to the effective date of the reform to include in the analysis.
5	RFP / Requirements	35	What period of time after the effective date of the Reform does the DIFS want to include in the analyses?	DIFS does not have a specific period of time after to the effective date of the reform to include in the analysis.
6	RFP / Requirements	35	Did the DIFS do any analyses before the reform took affect? If so, will this information be available to the contractor?	DIFS did not do any comparable analyses before the reform took affect.
7	RFP / Requirements	35	Does the DIFS have baseline to use when determining the impact of the reform? If so, will this information be available to the contractor?	DIFS does not have a baseline to use when determining the impact of the reform.
8	RFP / Requirements	35	Does the DIFS have a preferred way to perform the analyses outlined in the RFP?	DIFS does not have a preferred way to perform the analyses outlined in the RFP.
9	RFP / Pricing	49	Is the pricing a not-to-exceed amount?	The pricing is the amount of money appropriated for this study by the legislature.
10	RFP / Statement of Work / Scope	33	Will a data call be in scope or is it anticipated that the study will be done based on publicly available data or data provided by DIFS?	A data call is in scope.
11	RFP / Requirements	35	What data will be made available by the DIFS?	DIFS has data for company rate filings, which are already available publicly through SERFF.
12	RFP / Statement of Work / Scope	33	What is the anticipated intended use of the report outlined in the Scope of Work?	The report is intended to be posted online for public consumption.
13	RFP / Statement of Work / Scope	33	Will testimony at legislative or other hearings be anticipated?	Participation of the contractor at legislative or other hearings is not anticipated.
14	RFP / Invoice Requirements	45	Is any travel anticipated?	Travel is not anticipated, though travel may be required for in-person meetings, if needed.
15	RFP / Statement of Work / Scope	33	Is it anticipated that there will be a need to update the study at a later time?	There are no current plans to update the study at a later time.

File details come from the government source that posted it. Updated Mar 12, 2026.