Insurance Requirements.pdf

This document is an Exhibit A detailing Insurance Requirements for Contractors for the State of Louisiana, specifically revised in March 2016. The document outlines comprehensive insurance specifications that contractors must meet when performing work for state agencies, including mandatory coverages such as Workers Compensation, Commercial General Liability, and Automobile Liability. Each insurance type has specific minimum scope and limit requirements, with Workers Compensation requiring compliance with state law and a minimum limit of $1,000,000, Commercial General Liability mandating a $2,000,000 annual aggregate limit, and Automobile Liability requiring a $1,000,000 combined single limit per accident.

The document provides detailed provisions for insurance policies, including requirements for policy endorsements, cancellation notices, and verification of coverage. Contractors must furnish Certificates of Insurance to the agency before work commences, with the State of Louisiana, the specific agency, its officers, agents, employees, and volunteers listed as certificate holders. The document also emphasizes that failure to maintain required insurance could result in contract suspension or termination. Additionally, contractors are required to protect, defend, and hold harmless the State of Louisiana and its associated entities from any claims, damages, or liabilities arising from the contractor's work, underscoring the comprehensive risk management approach of the state's contracting process.