General_Insurance.pdf

This is an Insurance Requirements document for the City of Meriden, Connecticut, establishing mandatory coverage standards for contractors and vendors engaged in the North End Field Upgrade project. The project encompasses earthwork, storm drainage, construction of a post-tension basketball court, bike path installation, concrete sidewalk, playscape with chain link fence enclosure, parking lot development, and landscaping at Meriden's North End Field and 31-44 Locust Street. Contractors must demonstrate a minimum of five years of successful experience in the required type of application. Original Certificates of Insurance must be submitted to the City of Meriden prior to contract issuance, with replacement or renewal certificates required at least 30 days before policy expiration dates. Any cancellations, limit reductions, or coverage alterations require 30 days written notice to the City.

All insurance policies must be maintained with carriers approved in Connecticut and carrying a minimum AM Best's rating of "A-"VIII. Required coverage includes General Liability of $1,000,000 single limit with $2,000,000 general aggregate and products/completed operations aggregate per project; Auto Liability of $1,000,000 combined single limit; and Workers' Compensation at statutory limits with Employers' Liability of $1,000,000 per accident, disease per employee, and disease policy limit. The City of Meriden must be named as an Additional Insured on a primary and non-contributory basis for all policies except Workers' Compensation, and all policies except Workers' Compensation must include a Waiver of Subrogation. For policies written on a Claims Made basis, continuous renewal is required for a minimum of two years from contract completion, with extended reporting periods mandatory if policies are replaced or retroactive dates are changed.