BI Tri-Merge text sample.txt

1!!XXXXXXXXXXE01XXXXXXXXXXXXXXXX70A09

1 SEQNUM: XXXXXXXXXX CREDIT SUMMARY BATCH NO: 20

CASE NUMBER: XXXXXXXXXX E01 00 CASE TYPE: 70A CASE CATEGORY: 4

NM: TEST TESTSS TEST

SS: XXX-XX-XXXX

AD: 987 HARRIS RD RESIDENCE

BOYERS, PA 16018

AGE:

DOB: 01/01/1980

SP:

INV SCORING = HIT (0), NO HIT(1) = 0

INV SCORING = NUMBER OF UNRATED TRADES = 000

INV SCORING = NUMBER OF UNCLASSIFIED TRADES = 000

INV SCORING = NUMBER OF TOO NEW TO RATE TRADES = 000

INV SCORING = 01 NUMBER OF PAYING AS AGREED TRADES = 008

INV SCORING = 02 NUMBER OF WORST RATING EVER 30-59 DAYS = 001

INV SCORING = 03 NUMBER OF WORST RATING EVER 60-89 DAYS = 002

INV SCORING = NUMBER OF WORST RATING EVER 90-119 DAYS = 000

INV SCORING = NUMBER OF WORST RATING EVER 120 DAYS = 000

INV SCORING = 06 NUMBER OF PAID DEROG P/R OR TRADES = 001

INV SCORING = NUMBER OF CH 13 OR R7 RATING = 000

INV SCORING = NUMBER OF REPOSSESSIONS NOT PD = 000

INV SCORING = 09 NUMBER OF DEROG P/R, R9, COLL NOT PD = 003

INV SCORING = NUMBER OF MANUALS = 000

INV SCORING = NUMBER OF TRADES = 011

INV SCORING = NUMBER OF INQUIRIES = 002

INV SCORING = TOTAL CURRENT BALANCE = 10408

INV SCORING = BAL OF TR W/MAX DQ < 60 DAYS = 282

CHAPTER 13: NONE

HIGHEST RATING OF 09 IS SHOWN ON 003 TRADE(S)

PUBLIC RECORD INFORMATION: NONE

INV SCORING: 09

* Inquiries are treated as soft inquiries, further showing the inquiries are for employment purposes only and not for credit issuing purposes.

1 **** INV SCORE: 09 ***** CREDIT REPORT ** FULL DATA REPORT ***

** CASE CATEGORY: 4 *** ************************

***********************| TEST TESTSS TEST |************************

CUSTOMER: | 987 HARRIS RD | ACCESS TIME: 00:44

FILE SINCE: 11/09 | BOYERS, PA 16018 | ACCESS DATE: XX/XX/XX

LAST ACTIV: XX/XX | SOC-SEC: XXX-XX-XXXX |

REPORTS COMBINED: 3 | XXXXXXXXXX E01 70A |

TEST TESTSS TEST *** BUREAU NAME AND ADDRESS *** PAGE 1

EXPERIAN EXP

701 EXPERIAN PARKWAY

ALLEN, TX 75013

888 397-3742

TRANSUNION CONSUMER RELATIONS DEPT. T/U

555 WEST ADAMS

CHICAGO, IL 60661

800 888-4213

EQUIFAX INFORMATION SERVICES LLC. EFX

P O BOX 740241

ATLANTA, GA 303740241

800 685-1111

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TEST TESTSS TEST *** SUBJECT INFORMATION *** PAGE 2

NM: TEST TEST SS: 666-57-0001 EFX,T/U

NM: TEST SS: 666-57-0001 T/U

NM: TEST TESS SS: -- EXP

ADDR: 1 MAIN ST AVEN, PA 16018 REPT: 11/2020 EXP

ADDR: 123 MAIN ST DETROIT, MI 48200 REPT: 07/2021 EFX

ADDR: 123 NW MAIN ST APT 1204 DETROIT, MI 48200 REPT: 06/2020 T/U

ADDR: 2 MAIN ST RENO, NV 89502 REPT: 06/2020 EXP

ADDR: 3 MAIN ST RENO, NV 89502 REPT: 09/2019 EXP

ADDR: 458 MAIN STREET, PA 16001 REPT: 01/2020 T/U

1 ------------------------------------------------------------------------------

TEST TESTSS TEST *** EMPLOYMENT SECTION *** PAGE 3

ACESE PRODUCTS

MONTHLY INCOME: $0 LEFT: REPT: 11/15 VERI: T/U

ACES PRODUCTS

MONTHLY INCOME: $0 LEFT: REPT: 04/06 VERI: T/U

ACES PRODUCTS

MONTHLY INCOME: $0 LEFT: REPT: 05/96 VERI: T/U

ACE

MONTHLY INCOME: $0 LEFT: REPT: 11/15 VERI: EXP

ACE PRODUCTS

ATLANTA, GA

MONTHLY INCOME: $0 LEFT: REPT: VERI: EFX

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TEST TESTSS TEST *** COLLECTIONS SECTION *** PAGE 4

1. 09 INV SCORE

CREDITOR: ALLY FINANCIAL DATE REPORTED: 05/21 EXP,T/U,EFX

ACCOUNT: 433672680252 DATE ASSIGNED: 11/15

AMOUNT: $24637 ACTIVITY DATE: 05/21

BALANCE: $9925 BALANCE DATE: 05/21

ORIG CREDITOR: MEMBER NO: 3635855

ECOA: JOINT CON STATUS: CLOSED

NARRATIVE 1-CURRENT ACCT - WAS 60 DAYS PAST DUE

NARRATIVE 2-ACCOUNT CHARGED TO PROFIT AND LOSS

NARRATIVE 3-PROFIT AND LOSS WRITEOFF

NARRATIVE 4-CHARGED OFF ACCOUNT

NARRATIVE 5-AUTO

200 RENAISSANCE CTR # B0 DETROIT MI 48243 PHONE: 8002004622 FAX:

2. 09 INV SCORE

CREDITOR: TAB SERVICES DATE REPORTED: 08/21 EXP

ACCOUNT: 3360410727 DATE ASSIGNED: 03/19

AMOUNT: $129 ACTIVITY DATE: 08/21

BALANCE: $129 BALANCE DATE: 08/21

ORIG CREDITOR: MEDICAL PAYMENT DATA MEMBER NO: 7677579

ECOA: INDIV ACC STATUS: CLOSED

NARRATIVE 1-PLACED FOR COLLECTION

2448 E 81ST ST STE 4700 TULSA OK 74137 PHONE: FAX:

1 ------------------------------------------------------------------------------

TEST TESTSS TEST *** COLLECTIONS SECTION *** PAGE 5

3. 09 INV SCORE

CREDITOR: TAB SERVICES DATE REPORTED: 08/21 EXP

ACCOUNT: 3352930528 DATE ASSIGNED: 12/18

AMOUNT: $72 ACTIVITY DATE: 08/21

BALANCE: $72 BALANCE DATE: 08/21

ORIG CREDITOR: MEDICAL PAYMENT DATA MEMBER NO: 7677579

ECOA: INDIV ACC STATUS: CLOSED

NARRATIVE 1-PLACED FOR COLLECTION

2448 E 81ST ST STE 4700 TULSA OK 74137 PHONE: FAX:

4. 06 INV SCORE

CREDITOR: MEDICAL DATE REPORTED: 07/21 EFX

ACCOUNT: 3344928215 DATE ASSIGNED: 02/16

AMOUNT: $137 ACTIVITY DATE: 03/15

BALANCE: $0 BALANCE DATE: 07/21

ORIG CREDITOR: MEMBER NO: 606YC12345

ECOA: INDIV ACC STATUS: PAID

NARRATIVE 1-MEDICAL

NARRATIVE 2-PAID COLLECTION

NUMBER OF COLLECTIONS: 4

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TEST TESTSS TEST *** TRADE SECTION *** PAGE 6

CREDITOR/SUBC/ DATE DATE DATE LAST PAST HIGH CREDIT

ACCOUNT#/KOB OPEN REPORT BAL ACT DUE BALANCE CREDIT LIMIT ECOA/ACCT

1. 03 INV SCORE

NATIONSTAR/MR 11/09 05/20 05/20 05/20 $0 $0 $137464 $137464 INDIV ACC

6609133 CURR MOP: PAYS AS AGREED MORTGAGE

472188434 MAX MOP: 60 DAYS PAST DUE T/U,EXP,EFX

FINANCE/PERSONAL PTRN: 04/20 111111111111/111111111111/111111111111

TERMS: 360M MTHS/REV: 061

DATE/RATE HIST: 05/16-3 12/15=3 30=01 60=02 90=00

LOAN TYPE: FHA REAL ESTATE MORTGAGE ACCT STATUS: CLOSED

CURRENT ACCOUNT - WAS 60 DAYS PAST DUE TWICE

CLOSED ACCOUNT

REAL ESTATE MORTGAGE

8950 CYPRESS WATERS BLVD COPPELL TX 75019 PHONE: 8884802432 FAX:

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TEST TESTSS TEST *** TRADE SECTION *** PAGE 7

CREDITOR/SUBC/ DATE DATE DATE LAST PAST HIGH CREDIT

ACCOUNT#/KOB OPEN REPORT BAL ACT DUE BALANCE CREDIT LIMIT ECOA/ACCT

2. 03 INV SCORE

PHH MORTGAGE S 11/09 02/15 02/15 02/15 $0 $0 $137464 $137464 INDIV ACC

4660988 CURR MOP: PAYS AS AGREED MORTGAGE

6198339956736 MAX MOP: 60 DAYS PAST DUE EXP,T/U,EFX

MORTGAGE COMPANIES PTRN: 02/15 X132X1111111/11111111X11X/1

TERMS: 360M MTHS/REV: 060

DATE/RATE HIST: 12/14-3 30=01 60=01 90=00

LOAN TYPE: FHA REAL ESTATE MORTGAGE ACCT STATUS: TRANSFERRED

CURRENT ACCOUNT

TRANSFERRED TO ANOTHER LENDER

REAL ESTATE MORTGAGE

TRANSFERRED OR SOLD

1 MORTGAGE WAY MOUNT LAUREL NJ 08054 PHONE: 8004498767 FAX:

3. 02 INV SCORE

TTCU FEDERAL C 01/14 01/21 01/21 01/21 $0 $0 $28552 $28552 JOINT CON

2885296 CURR MOP: PAYS AS AGREED INSTALLMT

773588L3000 MAX MOP: 30 DAYS PAST DUE T/U,EXP,EFX

FINANCE OTHER THAN PERSO PTRN: 12/20 111111111111/111111111111/111111111111

TERMS: 84M MTHS/REV: 083

DATE/RATE HIST: 01/16-2 30=01 60=00 90=00

LOAN TYPE: AUTO LOAN ACCT STATUS: CLOSED

CURRENT ACCOUNT - WAS 30 DAYS PAST DUE

CLOSED ACCOUNT

AUTO

FIXED RATE

9815 E 81ST ST TULSA OK 74133 PHONE: 9187439861 FAX:

4. 01 INV SCORE

CAPITAL ONE BA 11/20 08/21 08/21 08/21 $0 $240 $396 $1800 INDIV ACC

3780794 CURR MOP: PAYS AS AGREED REV

1312088920811316 MAX MOP: PAYS AS AGREED EXP,T/U,EFX

BANK CREDIT CARDS PTRN: 08/21 111111111

TERMS: REV$28/MO MTHS/REV: 009

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: CREDIT CARD ACCT STATUS: OPEN

CURRENT ACCOUNT

CREDIT CARD

PO BOX 31293 SALT LAKE CITY UT 84131 PHONE: 8009557070 FAX:

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TEST TESTSS TEST *** TRADE SECTION *** PAGE 8

CREDITOR/SUBC/ DATE DATE DATE LAST PAST HIGH CREDIT

ACCOUNT#/KOB OPEN REPORT BAL ACT DUE BALANCE CREDIT LIMIT ECOA/ACCT

5. 01 INV SCORE

SYNCB/VENMO 05/21 08/21 08/21 08/21 $0 $42 $229 $6000 INDIV ACC

3634858 CURR MOP: PAYS AS AGREED REV

9005663001053125 MAX MOP: PAYS AS AGREED EXP,T/U,EFX

BANK CREDIT CARDS PTRN: 08/21 1111

TERMS: REV$29/MO MTHS/REV: 004

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: CREDIT CARD ACCT STATUS: OPEN

CURRENT ACCOUNT

CREDIT CARD

PO BOX 965015 ORLANDO FL 32896 PHONE: 8558786462 FAX:

6. 01 INV SCORE

CAPITAL ONE BA 06/17 07/19 07/19 07/19 $0 $0 $1500 $1500 INDIV ACC

3780794 CURR MOP: PAYS AS AGREED REV

1385015987647694 MAX MOP: PAYS AS AGREED EXP,T/U,EFX

BANK CREDIT CARDS PTRN: 07/19 X11111111111/111111111111/1

TERMS: REVOLVING MTHS/REV: 025

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: CREDIT CARD ACCT STATUS: PAID

CURRENT ACCOUNT

ACCOUNT CLOSED BY CONSUMER

CLOSED OR PAID ACCOUNT/ZERO BALANCE

PO BOX 31293 SALT LAKE CITY UT 84131 PHONE: 8009557070 FAX:

7. 01 INV SCORE

CAPITAL ONE BA 06/20 08/21 08/21 08/21 $0 $0 $49 $300 INDIV ACC

3780794 CURR MOP: PAYS AS AGREED REV

1385016975794707 MAX MOP: PAYS AS AGREED EXP,T/U,EFX

BANK CREDIT CARDS PTRN: 08/21 111111111111/11

TERMS: REVOLVING MTHS/REV: 014

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: CREDIT CARD ACCT STATUS: OPEN

CURRENT ACCOUNT

CREDIT CARD

PO BOX 31293 SALT LAKE CITY UT 84131 PHONE: 8009557070 FAX:

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TEST TESTSS TEST *** TRADE SECTION *** PAGE 9

CREDITOR/SUBC/ DATE DATE DATE LAST PAST HIGH CREDIT

ACCOUNT#/KOB OPEN REPORT BAL ACT DUE BALANCE CREDIT LIMIT ECOA/ACCT

8. 01 INV SCORE

CARMEL FINCL 01/07 05/13 03/13 $0 $0 $4980 $5500 JOINT PAR

09512345 CURR MOP: PAYS AS AGREED REV

4276770005 MAX MOP: PAYS AS AGREED T/U

FINANCE/PERSONAL PTRN: 04/13 111111111111/111111111111/111111111111

TERMS: REVOLVING MTHS/REV: 048

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: CHARGE ACCOUNT ACCT STATUS: TRANSFERRED

TRANSFERRED TO ANOTHER LENDER

9. 01 INV SCORE

CONNEXUS CU 11/06 05/15 05/15 $0 $0 $4991 $0 JOINT CON

02012345 CURR MOP: PAYS AS AGREED INSTALLMT

X276770005 MAX MOP: PAYS AS AGREED T/U

FINANCE OTHER THAN PERSO PTRN: 04/15 111111111111/1X111X1

TERMS: 26M MTHS/REV: 019

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: INSTALLMENT SALES CONTRACT ACCT STATUS: CLOSED

CLOSED ACCOUNT

10. 01 INV SCORE

EDC/GREYSTAR 07/19 11/20 11/20 11/20 $0 $0 $1579 $1579 INDIV ACC

3603780 CURR MOP: PAYS AS AGREED INSTALLMT

3499Y7Y2326265 MAX MOP: PAYS AS AGREED EXP,T/U

PROPERTY MANAGEMENT COMP PTRN: 11/20 X11111111111/11111

TERMS: 12M MTHS/REV: 017

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: RENTAL AGREEMENT ACCT STATUS: PAID

CURRENT ACCOUNT

600 EAST LAS COLINA BLV IRVING TX 75039 PHONE: 4694252196 FAX:

11. 01 INV SCORE

SYNCB/AMAZON 10/20 07/21 07/21 07/21 $0 $0 $842 $2100 INDIV ACC

3009469 CURR MOP: PAYS AS AGREED REV

4091853343534281 MAX MOP: PAYS AS AGREED EXP,T/U,EFX

VARIETY STORES PTRN: 07/21 1111111111

TERMS: REVOLVING MTHS/REV: 010

DATE/RATE HIST: 30=00 60=00 90=00

LOAN TYPE: REVOLVING CHARGE ACCOUNT ACCT STATUS: OPEN

CURRENT ACCOUNT

CHARGE

PO BOX 965015 ORLANDO FL 32896 PHONE: 8666348379 FAX:

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TEST TESTSS TEST *** TRADE SECTION *** PAGE 10

CREDITOR/SUBC/ DATE DATE DATE LAST PAST HIGH CREDIT

ACCOUNT#/KOB OPEN REPORT BAL ACT DUE BALANCE CREDIT LIMIT ECOA/ACCT

NUMBER OF TRADES: 11 $0 $282 $318046 $322259

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TEST TESTSS TEST *** INQUIRY SECTION *** PAGE 11

SUBSCRIBER NAME KOB NO. DATE SUBSCRIBER NAME KOB NO. DATE

XXXXXX B 12345678 08/26/2021 EBI, INC. E 12345678 06/29/2021

NUMBER OF INQUIRIES: 2

0 ------------------------------------------------------------------------------

TEST TESTSS TEST *** CONSUMER STATEMENT SECTION *** PAGE 12

0 ------------------------------------------------------------------------------

TEST TESTSS TEST *** GENERAL MESSAGE SECTION *** PAGE 13

T/U: FACTA ADDRESS DISCREPANCY FACTA ADDRESS MISMATCH ALERT, PREVIOUS

ADDRESS INPUT DOES NOT MATCH FILE

THE DATA CONTAINED HEREIN IS THE MOST ACCURATE AND COMPLETE AVAILABLE AS

OF THE DATE/TIME IT WAS ACCESSED.

END OF CREDIT REPORT FOR TEST TESTSS TEST