9-Attachment H - Minimum Insurance Requirements.pdf

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Attached to
RFP 26/0004 - Inpatient Psychiatric Services for Harris Health
Solicitation number
RFP 26/0004
Issued by
Harris County, Texas

About this file

This is a Minimum Insurance Requirements attachment for Harris Health's RFP 26/0004 for Inpatient Psychiatric Services in Harris County, Texas. The document outlines mandatory insurance coverage that contractors must maintain throughout the contract term, which is scheduled to begin July 1, 2026, and continue for twelve months. The contractor is responsible for obtaining and maintaining all required insurance at its sole cost and expense, with Harris County named as an additional insured on a primary/non-contributory basis for applicable policies.

The minimum insurance requirements include Workers Compensation and Employers' Liability coverage with limits of $1,000,000 per accident and $1,000,000 policy limit; Commercial General Liability with per-occurrence limits of $1,000,000, personal and advertising injury limits of $1,000,000, products/completed operations limits of $1,000,000, and a general aggregate of $2,000,000 per project; Automobile Liability with combined single limits of $1,000,000 per accident for all owned, hired, and non-owned vehicles; Umbrella/Excess Liability with limits of $1,000,000; and Professional/Errors & Omissions Liability of $1,000,000 if applicable. All coverage must be issued by companies licensed in Texas with an A.M. Best rating of at least A-VII. The contractor must provide evidence of insurance through unaltered certificates and must notify the County at least 30 days prior to any policy cancellation, material change, or non-renewal. Failure to maintain required coverage may result in contract termination, and the insurance requirements do not establish limits of contractor liability.

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Text version

MINIMUM INSURANCE REQUIREMENTS

During the term of the Contract, the Contractor at its sole cost and expense shall provide primary commercial insurance of such type and with such terms and limits as may be reasonably associated with the Contract. As a minimum, the Contractor shall provide and maintain the following coverage and limits:

A. Workers Compensation, as required by the laws of Texas, and Employers’ Liability, as well as All States, USL&H and other endorsements if applicable to the project, and in accordance with state law.

Employers’ Liability

• Each Accident: $1,000,000

• Disease – Each Employee: $1,000,000

• Policy Limit: $1,000,000

B. Commercial General Liability, including but not limited to the coverage indicated below. Coverage shall not exclude or limit Products/Completed Operations, Contractual Liability, or Cross Liability. Where exposure exists, the County may require coverage for watercraft, blasting, collapse, explosions, blowout, cratering, underground damage, pollution, or other coverage. Harris County shall be named Additional Insured on primary/non-contributory basis.

• Each Occurrence: $1,000,000

• Personal and Advertising Injury: $1,000,000

• Products/Completed Operations: $1,000,000

• General Aggregate (per project): $2,000,000

C. Automobile Liability, including coverage for all owned, hired, and non-owned vehicles used in connection with the contract. Harris County shall be named Additional Insured on primary/non-contributory basis.

• Combined Single Limit-Each Accident: $1,000,000

D. Umbrella/Excess Liability (Harris County shall be named Additional Insured on primary/non-contributory basis)

• Each Occurrence/Aggregate: $1,000,000

E. Professional/Errors & Omissions Liability (if applicable)

• Each Occurrence/Aggregate: $1,000,000

The County reserves the right to require additional insurance if necessary. Coverage shall be issued by companies licensed (by TDI) to do business in Texas, unless said coverage is not available or economically feasible except through an excess or surplus lines company, in which case the company should be registered to do business in Texas. Companies shall have an A.M. Best rating of at least A-VII. Contractor shall furnish evidence of such insurance to the County in the form of unaltered insurance certificates. If any part of the contract is sublet, insurance shall be provided by or on behalf of any subcontractor, and shall be sufficient to cover their portion of the contract. Contractor shall furnish evidence of such insurance to the County as well.

Policies of insurance required by the contract shall waive all rights of subrogation against the County, its officers, employees and agents. If any applicable insurance policies are cancelled, materially changed, or non-renewed, contractor shall give written notice to the County at least 30 days prior to such effective date and within 30 days thereafter, shall provide evidence of suitable replacement policies. Failure to keep in force the required insurance coverage may result in termination of the contract. Upon request, certified copies of original insurance policies shall be furnished to the County.

The requirements stipulated in this attachment do not establish limits of contractor liability.

Rev. 08/2017

File details come from the government source that posted it. Updated .