Summary

This document is a minimum insurance requirements specification issued by Fort Bend Independent School District (FBISD) for construction contractors. The document outlines mandatory insurance coverage that contractors must maintain throughout the execution of construction projects, including the BP037 Sitework Package 2 - Package A contract. The insurance requirements establish baseline protections for the school district and project stakeholders by specifying types of coverage, minimum limits, and policy conditions that must be in place prior to work commencement and maintained continuously during contract performance.

The required insurance coverages include workers' compensation insurance with statutory limits, general liability insurance with minimum limits of $1,000,000 per occurrence and $2,000,000 general aggregate, automobile liability insurance with minimum limits of $1,000,000 combined single limit, and employer's liability insurance with minimum limits of $1,000,000 per accident. Additional requirements include builder's risk insurance covering the full replacement value of the project, and specifications that all policies must be issued by carriers authorized to do business in Texas with an A.M. Best rating of A- VII or better. The contractor must provide certificates of insurance to FBISD prior to commencing work, ensure all policies name FBISD as an additional insured where applicable, and maintain continuous coverage throughout the contract term with no cancellations or material modifications without thirty days' prior written notice to the district.