Specification 2026-2027 - LIFE COVER.pdf

PDF 240 KB Posted

Attached to
Death in Service Insurance Cover
Solicitation number
19UK5626Q0013
Issued by

About this file

RFQ 19UK5626Q0013 – Death in Service Insurance Cover

This is a Statement of Work and Request for Quote (RFQ) issued by the U.S. Embassy in London for the provision of life insurance coverage to locally employed staff and Official Residence Expense employees across U.S. diplomatic posts in the United Kingdom, including the U.S. Consulate General Belfast and Consulate General Edinburgh. The contract covers 413 eligible employees with a current annual base payroll of approximately £22,700,000. Eligible employees include full-time, part-time, and when-actually-employed (WAE) staff hired on non-temporary direct-hire appointments and paid under the Local Compensation Plan, as well as designated Official Residence Expense employees. The USG will pay 100% of premiums for Local Compensation Plan employees, while ORE employers will pay 100% of premiums for their respective employees.

The death benefit provides 3.5 times pensionable salary (as defined on April 6 each year) for natural or accidental death, with coverage extending through age 75. No disability benefits are provided, and benefits are excluded for deaths caused by war (though terrorist attacks are not considered war). No benefits are payable for employees aged 75 or older, and dependents are not covered. The contract term is April 6, 2026 to April 5, 2027, awarded on a firm fixed price basis with quarterly invoicing in arrears and standard 30-day payment terms. Bidders must be registered insurance brokers in the United Kingdom, SAM-registered, and provide a completed SF-18 form along with evidence of legal registration and ability to perform. The questions deadline is February 13, 2026 at 17:00 GMT, and proposals must be submitted to Procurement_Box2@state.gov on or before February 26, 2026 at 17:00 GMT. Award will be made to the lowest-priced, technically acceptable, responsible contractor.

View the file

Other files

File Type Posted
19UK5626Q0013 - SF18.pdf PDF
Overseas FAR Clauses Commercial.pdf PDF

On GovTribe

Work with this file

  • Download the original file
  • Contacts named in this file
  • Similar government files
  • Ask GovTribe AI about this file

Text version

RFQ 19UK5626Q0013

Statement of Work Death in Service Insurance Cover

For the provision of life insurance cover to the locally employed staff of the U.S.

Embassy, London, its constituent posts (U.S Consulate General Belfast and Consulate General Edinburgh) and of the Official Residence Expenditure (ORE) staff of the U.S. Ambassador, the Deputy Chief of Mission and of the Principal Officers in Belfast and Edinburgh.

Eligible Employees:

Eligible employees are Locally Employed (LE) Staff who are (1) working on a full-time, part-time, or when actually employed (WAE) basis under non-temporary direct-hire appointments and under personal services agreements/contracts and who are (2) paid under the terms of the Local Compensation Plan.

Official Residence Expense (ORE) employees of the Ambassador and of the Deputy Chief of Mission, and of the Principal Officers in Edinburgh and Belfast.

Premium Costs:

The United States Government (USG) will pay 100% of the premium costs for employees paid under the Local Compensation Plan. ORE employers will pay 100% of the premium costs for their respective ORE employees.

Death Benefit:

The following benefit will be paid to the participant's named beneficiaries or estate upon the death of the participant:

Natural or Accidental Death: 3.5 times pensionable salary. Pensionable salary is defined at April 6th each year. Benefits and insurance premiums will be paid in pounds sterling (£).

Age Limit:

Coverage will be provided for eligible employees through to age 75.

Disability Benefit: None

Conditions and Limitations:

No benefits are payable if the employee's death is caused directly or indirectly by war. War is defined as declared or non-declared war or any martial operations or invasion, hostile acts of foreign powers, rebellion, riot, civil war, uprising, mutiny, operations by military or usurpatory authorities, martial law or state of siege or any other similar event or reason for declaring martial law or war. A terrorist attack shall not be considered war.

No benefits are payable in the event of an employee’s death who is at or older than 75 years of age. Dependents are not covered.

As at December 27, 2025:

Current annual base payroll: c. £22,700,000.00

Number of deaths over the last 5 years: 2

Number of employees to be insured: 413

Employee Statistics

Age Bracket Male Female 20 years - 25 years 1 1 26 years - 30 years 9 8 31 years - 35 years 26 26 36 years - 40 years 17 24 41 years - 45 years 39 28 46 years - 50 years 34 26 51 years - 55 years 37 23 56 years - 60 years 36 22 61 years - 65 years 23 14 66 years - 70 years 8 6 71 years - 75 years 4 1 Totals 234 179

Instructions to Bidders

1 Pricing

The US Government awards contracts on a firm fixed price basis. The term to be covered is April 6, 2026 to April 5, 2027. To allow for the Purchase Order to be issued prior to the start of the term, current data is provided. It is acknowledged that an adjustment will need to be made during the term to reflect staffing changes which occur during the term.

2 Invoicing

Standard US Government payment terms of 30 days from receipt of a correct and proper invoice apply. Invoices should be submitted quarterly in arrears. The US Government does not make payments in advance of services being received.

3 VAT

Please indicate if VAT will be applicable in your quotation and include it as a separate line item in your quotation as per the SF-18 form.

4 Brokers

Bids may be submitted by brokers if they are registered insurance brokers in the United Kingdom; the bids should show the name of the broker in Section 8 of the SF-18 form, and the name of the company who will provide the service and who will invoice the US Government in section 13, though the Broker may provide the signature in Section 14. Brokers wishing to provide multiple bids on behalf of different companies may do so by submitting a separate SF-18 form for each company. Please note that the entity to which payments will be made must be SAM Registered (see number 5 below).

5 SAM Registration

Offerors shall be registered in the SAM (System for Award Management) database at https://www.sam.gov prior to submittal of their offer/proposal as prescribed under FAR 4.1102. Therefore, offerors are highly encouraged to register immediately if they are interested in submitting a response to this solicitation.

6 Information to be provided with your bid

• A completed and signed copy of the SF-18 form

• Information demonstrating the quoter’s ability to perform, for example a company brochure or other literature giving details of the services the quoter provides

• Evidence that the quoter has an established business registered in the United Kingdom which conforms to all legal requirements for providing employee life insurance coverage in the United Kingdom

• Evidence of SAM registration

7 Award

The award will be made to the lowest priced, technically acceptable bidder who is a responsible contractor.

8 Extras

Please highlight details of any additional benefits that are included at no extra cost.

For example, employee assistance program.

9 Response and Submittal Deadline

Please submit any questions in writing to Procurement_Box2@state.gov before February 13, 2026 at 17:00 GMT. No further questions will be accepted after this time. The questions will be anonymized and responses will be posted on SAM.gov.

Your proposal must be emailed to Procurement_Box2@state.gov on or before February 26, 2026 at 17.00 GMT. No proposal will be accepted after this time.

File details come from the government source that posted it. Updated .