Questions and Answers Final Response With Census Data.pdf

Life and Medical Insurance Coverage for Locally Employed Staff of U.S. Mission Saudi Arabia

Solicitation Number 19SA7021R0004

Questions and Answers

Q1: Solicitation reference C.1.2 Annual Maximum limit, the maximum annual reimbursement per covered individual per contract year, not including expenses defined under Exclusions and Limitations (C.1.3) and C.1.1.16, Catastrophic Coverage, or those covered under C.1.1.15, HIV/AIDS, and

C.1.1.21 Excess Coverage is equivalent to SAR 500,000.

Please explain difference between item No. C.1.1.16 and C.1.1.21?

Can insurance company quote new premium for each section (if it will exercise) based on nature of case?

A1: Please refer to the complete definitions per the solicitation for C.1.1.16

Catastrophic Coverage and C.1.1.21 Excess Coverage. C.1.1.16

Catastrophic Coverage is a benefit provided to all eligible participants and the additional coverage level is made available due to a catastrophic event, C.1.1.21 Excess Coverage is an optional benefit where eligible participants must select Excess Coverage individually and pay 100% of premium for

Excess Coverage. Excess Coverage is a rider to the contract, the employee enrolls directly with the vendor and pays the premium directly to the vendor.

The USG will not be responsible for collecting these premium payments.

Please submit premiums in proposal based on requirements in Solicitation to ensure technical acceptability of the offer.

Q2: Solicitation reference C.1.3 Exclusions and Limitations. Do standard exclusions apply under each health benefit covered?

Please specify specific exclusions related to each benefit covered.

A2: Please see Solicitation section C.1.3 Exclusions and Limitations. Items described in C.1.3 are not covered. Exclusions may be amended if provided in an off-the-shelf plan and is the lowest-cost and technically acceptable.

Q3: Solicitation reference C.1.1.11 Dental Care: Minimum Coverage. Please clarify if the orthodontia limit of SAR 9,000 is a sub-limit of overall dental limit.

A3: Dental and Orthodontia have separate caps (or limits). Orthodontia coverage is a separate limit than general dental coverage. It is not a sub-limit within the overall dental limit (SR 12,000). These are two separate benefits and two separate maximum caps.

Q4: For the group life insurance, can we obtain a copy of the list of individuals including date of birth, employee number, and occupation for each employee for all options?

A4: Data will be posted to Beta.SAM and sent to offerers upon request.

Q5: Could you please provide claims records for the last 5 years?

A5: Group life insurance claims records from 2016-2020 will be provided upon request and posted on Beta.SAM.gov.

Medical insurance claims records from 2018-2020 will also be provided upon request and posted on Beta.SAM.gov.

Q8: What are the benefits per level of coverage or classes?

A8: The offeror must propose as per scope of work. The solicitation sets minimum benefit levels and proposals that meet or exceed the minimum coverage levels are technically acceptable and may make a proposal more competitive. One of the goals of setting minimum coverage levels is to enable vendors to bid with existing off the shelf plans.

Q9: Group Life, can we obtain details of any work-related travel to hostile / unsafe locations, i.e., Iraq, Yemen, Syria, etc.?

A9: Mission local staff do not travel regularly to these countries for work-related reasons. If the company has standard language in their commercial insurance products that addresses travel to areas of conflict, it should be presented in their offer.

Q10: Health Insurance, can you provide current network of medical providers?

A10: The offeror must propose as per scope of work.

Q11: Health Insurance, will coverage be extended outside the Kingdom of Saudi

Arabia (KSA)? If yes, will it be on a reimbursement basis or direct billing?

A11: Please see solicitation reference C.1.1.17 Out-of-Country Medical Treatment and C.1.1.18 Out-of-Country Medical Travel in Section C. Please include details regarding direct billing or reimbursement for coverage extended outside Saudi Arabia.

Q12: Medical Insurance, Existing Table of Benefits?

A12: Please submit as per the Scope of Work.

Q13: Medical Insurance, what is the inception date of the contract?

A13: The inception date is July 1, 2021 per Solicitation, Section F.2.

Q14: Kindly provide the 700 unified number (if applicable)?

A14: U.S. Embassy number is 7001068233.

Q15: Life Insurance, please provide us employees list in excel format with their desired sum insured for each employee?

A15: Please see solicitation reference (Part II Group Life Insurance sub-section

C.2.1) in Section C, scope of work.

Q16: Will there be a checklist for both covers to make sure all requirements are met? If yes, could you share it with us?

A16: Please refer to Section C, Scope of Work for both Life and Health insurance.

Q17: Are the required documents and declaration available in a separate document individually, or do we have to extract them from the solicitation?

A17: The offerors must provide the required documents as per the Solicitation requirements.

Q18: Solicitation reference C.2.1.3 Partial and Total Disability coverage.

No waiting period is defined for Partial disability due to sickness. Generally waiting period varies from 6 months to 12 months period.

Please specify your requirement on waiting period.

A18: In the event the employee is partially or totally disabled, the employee will receive partial and total disability coverage in accordance with compensation table provided in Saudi Arabian Laws. For required responsiveness to claims and reimbursement to claimants, see H.4 in the solicitation.

Q19: Solicitation reference C.2.1.3 Partial and Total Disability coverage.

There is no compensation scale for Partial and Total Disability cover under

KSA law. Please confirm that standard Continental Scale is acceptable or provide your compensation scale of benefit to use for this coverage.

A19: Standard Continental Scale is acceptable.

Q20: Solicitation reference C.2.4.1. Entry age for New employees is restricted to age 60. Please advise termination date for employee under Life insurance coverage.

A20: The termination date for employee under Life Insurance coverage is upon separation of the employee from service.

Q21: Solicitation reference C.2.2- Life Insurance Benefits Conditions and

Limitations. Standard exclusion always applies to Life insurance coverage.

Please advise your applicable exclusions under each type of life insurance coverage.

A21: No benefits shall be payable if an employee's death or other insurance event was caused directly or indirectly by war. War shall be defined as declared or non-declared war or any martial operations or invasion, hostile acts of foreign powers, rebellion, riot, civil war, uprising, mutiny, operations by military or usurpatory authorities, martial law or state of siege or any other similar event or reason for declaring martial law or war. A terrorist attack shall not be considered war.

No benefit shall be payable under this contract if the employee's bodily injuries have been caused directly or indirectly and totally or partially by:

1. Violating the law or in resisting detention or arrest,

2. Participation in competitions involving the use of wheeled vehicles, horses, boats, or water skis,

3. An accident resulting from the employee being under the influence of alcohol, drugs or other toxic substance unless administered by a physician.

Death because of a disease or physical or mental infirmities and medical or surgical treatment thereof (except pyogenic infection due to an accidental cut or wound) shall be considered a natural and not an accidental death.

Suicide will not be covered.

Q22: Solicitation reference C.2.1 Group Life Insurance Coverage: Passive war and Terrorism coverage is not requested under this life insurance solicitation.

Please advise if you need coverage for Passive War and Terrorism

A22: Please kindly refer to the Scope of Work. Technical acceptability will be determined based on the requirements put forth in the Solicitation.

Printed By: CGAYASPagei of 3 i

Amount of Outstanding Claims at Period End

M

Amount of Outstanding f Claims at Period End

500,000

6,800 31 March 2021 7001068233 15 April 2021

Number of Outstanding Claims at Period End

, , i| i

Number of Outstanding Claims at Period End

13,371,541.60 13,371,541.60

818,980.09 1,301,818.52

950.719.29 1,187,690.43 1,196,321.83 1,040,840.95 1,222,529.63 1,106,542.29 1,238,457.01 1,133,755.95 994,555.73 1,179,329.88

Amount of Paid Claims

III1' V ^- •'•

Amount of Paid Claims

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number ifie^SoifDate <

14,850 14,850 1,066 1,222 1,225 1,401 1,389 1,343

1,427 1,304 1,331 1,186

1,097

Number of Paid Claims

Number of Paid Claims

.. .i^i™.ijlf l i l , i i ljf !il l ili l i l i i i i—1

, i ii ^ r ir- i i i 1,947 1,952 1,951 1.944 1,936 1.921 1,915 1.902 1,906 1,921 1,927 1,929 1,956i

Number of Lives Insured

Number of Lives Insured

Total SubTotal

Jun-2019 J May-2019

Apr-2019 ^ Mar-2019 r Feb-2019 r;J Jan-2019

1 Dec-2018 Nov-2018 " i i ,1

, ,!i ih i "i!

I

> Oct-2018 Sep-2018 in Aug-2018 Jul-2018

Number of Lives at start Last Policy Year

Monthly Claims

SubTotal

; 1 i , i p fjumber of Lives at start Prior Policy Year SubTotal i

I ill , Number of Lives at start Policy Year - 2 years prior

Annual Claims

30 June 2019 01 July 2018 7001068233

Embassy of the United States of America

Deductible Class Type Policy Expiry Date Policy Inception Date Group CR Number BfblipName "

Health Insurance - Claims Experience Form m̂alath

Printed By: CGAYASPage 2 of 3

Amount of Outstanding Claims

Number of Outstanding Claims

152,570.12 173.025.91 173,497.36 174,809.70 184,307.44 203695.10 206,116.75 250.508.70 268,29661 269.954.62 330,043.85 350.510.92 361,797.82 442,783.45 486,901.48 511,296.94 724,266.2/ 1,286.228.54 1,028,906.82 2,068,844.59

Amount of i Paid Claims

1,471

Number of ' Paid Claims

Bugshan Hospitali i , lCi: : i ! l i i . ! i ,a , : i ! , i,,,' . ,,,S?C,*tt^^i,^ ,, . , ... ,i ,,i,,. , i ,̂ .y.ltilllJtj, l i l , l l l .L,m ,C. ' ,, ,,^

Kingdom Hospital i fprocare Riaya Hospital - Khobar JThe Eye Consultants - Riyadh , 11 ^Dr.Bakhsh Hospital ~ Sharatta ' ' 1

| Al Mouwasat Hospital -Alkhobar Dr.Ghassan N. Pharaon Hospital l iTbe Eye ConsuEtants - Jeddah iConsulting CtiniGs , Al Dawaa Pharmacies Olaya Medical Center

'Al Worood Medical Center Al Hammadi Hospital- AlSwaidy \ i if • ' i i ••

AIMana General Hospitals -Khobar >! | King Fahad Medical City ,, Reimbursement Claims t Dr.Sodman Fakeeh Hospital Dallah Hospital-AINakheol A! Hammadi Hospital - At Olaya Specialized Medical Center Hospital -1

Provider Name

^ Last Policy Year f <- -.' -MVN*->iin '• - Top 20 Utilised Providers (By limiunt) In Last Policy Year ' ' :'

Amount of l r| Outstanding Claims ;

Number of Outstanding Claims

13,371,541.60 935,921.78 283,183.21 1,109,551.18 3,100,049.57 7.942,835.4

Amount of Paid Claims

14,850

1,479

12.138

Number of Paid Claims

Total ' Maternity Optical Dental Inpatient Outpatient

Benefit

1 ""Itdst Policy Year '"'"' ' f!fif?58j|

" •• • ' 'Amountof 'la, ^Outstanding Claims,, ,|Number of • ;>ftjputstansl!n^C!!msjj,, Amount of Paid Claims j

Number of Paid Claims , Total ' "' Maternity i Optical ••!••• Dental ' Ihpatient butpatient

Benefit

| , "Prior Policy Year """,;^-i••"•'•-' ^--".{,: ,T.'.: : : ^*:-s^|!j

Amount of Outstanding Claims

Number of Outstanding Claims

Amount of Paid Claims

Number of Paid Claims

Total Maternity Optical Dental Inpatient 1 ' ' Outpatient ' ,

• ' Benefit

, Policy Year - 2 years prior ^" *''" m" "' '• Breakdown by Benefit

It i i'1'il lri I ll tl1 I'l l '!m i l l!, " " j 500,000

6,800

31 March 2021 7001068233 15 April 2021

[Tn-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number Report Bchi'^*

30 June 2019 01 July 2018 7001068233

Embassy of the United States of America

Deductible Class Type 3olicy Expiry Date

"Policy Inception Date Group CR Number Srbup'Narffef*?"*'*

Health Insurance - Claims Experience Form

ElbS malath

Printed By: CGAYASPage 3 of 3

Signature & StampDate:

Pollcvholder Confirmation:

We (The Insured / Policyhoider) confirm to the best of our knowledge that the Information provided above is correct

Signature & Stamp (Authorized Person)Date:

For Insurance Companv/TPA Use:

Notes IIIPITISI

^^. ^^ i ^^^ • ^

„ 1 ( WS*

No No

Any differences from Last Policy Year (Yes/No/Not jj

Yes No No

Attached (Yes/No)

Total Number of Pages•liM^ i i irn iWh',.—.• - .. .--. •

1 -,-*• -•'•••• Last Policy Year Prior Policy Year policy YSaf- 2 years prior

Policy Year

1 •' ... Benefit Schedules '

Malath Platinium VIP Network

Preferred ' r Provider Network

SAR.15000

Maternity Benefits

SAR 500

Optical Benefits

SAR. 6800

Dental Benefits

Pnvate Room Maximum SAR. 1500

" ^ > Dally Rdom* Board at Malath Appointed PPn

10% Max SAR 100

Out-patient Co- Insurance / Deductible

SAR. 500000

Overal Annual Maximum Limit

Benefit Class - VIP . a,-Table of Benefits.. ._ -

- . ' 7 500,000

6,800

31 March 2021 7001068233 15 April 2021

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number Report Date

30 June 2019 01 July 2018 7001068233

Embassy of the United States of America

Deductible Class Type Policy Expiry Date Policy inception Date Group CR Number 'Group Name maldh

Printed By: CGAYASPage 1 of 3

... -a

77,679.37 3.931.12

69,044.98 2,842.98

260.50 1,160.95

438.84

' ,llli l l l i ii, Jl l.llIll..I..i

Amount of Outstanding j Claims at Period End t l "l1F"irr,- -jt

Hi.UiiLi,j...,......., J

Amount of Outstanding • Claims at Period End u.i,l i , , ! Jii ^.,,Hi it i, iJ uiU ,iUn lJ i , i l, Number of Outstanding Claims at Period End i'l" "l" r virr ip'iT1'

., 1 1.. . i. .1.1. ^._ ji^u.lIk..

* ^*^ ^1! l" "'" '"Tff l "1 w1

Number of Outstanding Claims at Period End

12,329,350.82 12,329,350.82

921,488.27 638,238.82 571,314.69

917,086.46 1,345,153.18 1,334,443.69

1,043,534.60 1,241,861.14 914,608.78 848,038.11

1:126,119 85

Amount of Paid Claims

1.,1 . 1 'LIJIlLliil, .111, .

13,747 13,747 1,058

1,348 1,227 1,434 1,426

1,457 1,239 1,036 1,106

Number of Paid Claims

I i h . i . i n . i . m I h . i u I . i . mjIL i i ,,ny^+.i^rj lit I I ! I ll, ,i.

I

Amount of Paid Claims

Number of Paid Claims

1,943 1,942 1,944 1,941 1,933 1,950 1,953 1,949 1,948 1,962 1,961 1,947 1,964

Number of Lives Insured

• ||I|'VT>' ' ' 'II

.iil,u,:. u^ .

'I ' l l l l ' I IT i ' l 'l , , >^ ^

,i...I,>,, 1 Number of Lives Insured

.^ill,...Total '''̂ . ..A.^.J. kl iU.,1, ^M^^i l P f i l l l i f l ,^

SubTotal Jun-2020 May-2020 '

"I Apf-2020 Mar-2Q2D

' Feb-2020 Jan-2020 ' "I Oec-2019 n Nov-2019 |' Oct-2019

|" Sep-2019 ''

\ Aug-2019 JUl-2019

Number of Lives at start Last Policy Year

\ Monthly Claims

SubTotal

If i 1 '>'• . . i

I

Number of Lives at start Prior Policy Year i , SubTotal

I 1

Number of Lives at start Policy Year - 2 years prior

I, • •'*' ''" p ' Annual Claims

I, • '„ >„,.-,, r t^T •?.•••-" :-.^•.• • . . • • | 500,000

6,800

31 March 2021 7001068233 15 April 2021

In-Patient Limit Optical Limit Dental Limit Claims Processed to .Group Sponsor Number Report Date

30 June 2020 01 July 2019 7001068233

Embassy of the United States of America

Deductible ' [' Class Type Policy Expiry Date Policy Inception Date , Group CR Number SrouPNamVrfP' 'T'~w

Health Insurance - Claims Experience Form

•Eik-2 malafh insuronct

Amount of Outstanding Claims

Number of Outstanding Claims

148,804.44 152.431.00 183.011.40 176,863.06 207,932.24 216,117.15 241,137.84 248.696.53 318.526.25 333.584.11 349,449.28 365,937.84 377,025.27

470.450.64 662,169.94 673,497.84

1.034,348.79 959,174.69

1,062.135.70 1,932.021.52

Amount of Paid Claims

1.538

Number of Paid Claims

Al Hantmadi Hospital - Al Nozha Al Worood Medical Center My Clinic International Medical Co.

r l • •

Dt.Ghassan N. Pharaon Hospital New Jeddah Clinic Hospital ' ' "*

'•King Fahad Medical City JJOIaya Medical Center United Doctors Hospital

'Consulting Clinics 'Kingdom Hospital ' ' I Al Dawaa Pharmacies I, .Reimbursement Claims ^The Eye Consultants • Riyadh ;̂ \ Hammadi Hospital-AiSwaidy "" Dr.Sotman Fakeoh Hospital i Al Mana Senerai Hospitals . Khobar

^Dallah Hospttai • Al Nakheel ^" Ji' ,i , , „!

A! Mouwasal Hospital - Alkhobar ' | P Hammadi Hospital-Al olaya Specialized Medical Center Hospital -1

Provider Name

Last Policy Year B- -•"-'--"I'-ril''Top 20 Utilised Providers (By^Sn^) in List Policy Year •" '

77,679.37 4,582.15

2,084.15 njm.or ii Amount of . ' 11!

jllputstanding Claims'..i||

Number of Outstanding Clairps ,^, 12,329,350.82 928,130.03 239,149.29

933,382.80 2,611,844.32 7,616 844 38

: Amount of Paid Claims

13,747

1,232

11,299

Number of '" Paid. Claims,. ;^

^^l^i'^.-t,,^^^.̂ , ,^M..:?....^.isa^Uti l l Ol , UL^^ra^,.^,1 , .nJi.S ~ v "It

Maternity Optical Dental jnpatient Outpatient ' ^ i < Benefit

^1 '• last Policy Yeir •:>--^sw?/mm,,,,0Km-j, Amount of ^ Outstanding Claim^,,jj

Number of Outstanding Claims

Amount of

fl. Paid Claims

Number of ^aitJ Cl^ims;, Total Maternity ' Optical i Dental tnpatient ' Outpatient , Benefit

Prior Policy Yeaf •<:,. "" ' " r. •'•••••• '.•.' !

Amount of Outstanding Claims , Number of Outstanding Claims

Amount of Paid Claims

Number of p<Hdr9!flm<i, „

Total Maternity Optical Dental Inpatient Outpatient

Benefit

Policy Year - 2 years prior F' ' "-' "•' ' " ' ' ''ll ' Breakdown by Benefit ' ' ii i , ' ^

500,000

6,800 31 March 2021 7001068233 15 April 2021

Patient Limit tical LimitOp

In-

Dental Limit Claims Processed to Group Sponsor Number ^ptoffDat^"'*

' ,. ^^^-Si'1)'™t^ * \^W

30 June 2020 01 July 2019 7001068233

Embassy of the United States of America

Deductible Class Type Policy Expiry Date Policy Inception Date Group CR Number WiipNaWtS"—'HT-s

Health Insurance - Claims Experience Form insuran^*

Printed By: CGAYASPage 3 of 3

Signature & StampDate:

Pollcvholder Confirmation:

We (The Insured / Pollcyholder) confirm to the best of our knowledge that the Information provided above Is correct

Signature & Stamp (Authorized Person)Date:

For Insurance Companv/TPA Use:

' ^ Notes ^ "1

No

NO

Any differences from Last Policy Year (Yes/No/Not

Known)

Yes No No

Attached (Yes/No)

Total Number of Pages

Last Policy Year Prior Policy Year Policy Year - 2 years prior

Policy Year

S • • '. • ... - Benefit Schedules""""' "

Malath Platimum VIP Network il'i i | i l n i 'j i"- preferred • " Provider Network

SAR 15000

' Maternity Benefits

SAR. 500

"'•Optical'.; ,*:

Benefits

SAR. 6800

DentaT™" Benefits

Pnvate Room Maximum SAR. 1500

—!—w Daily Room & Board at Malath Appointed PPn

10% Max. SAR 100

Out-patient Co- ' Insurance / Deductible

SAR. 500000

Overat Annual Maximum Limit

PPPY

Benefit Class-VIP

Table of Benefitsr

500,000

6,800 31 March 2021

7001068233 15 April 2021

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number

"ReportDate i ' ' ••_--• •• ^s^^*j!l!'^ ~

30 June 2020 01 July 2019 7001068233

Embassy of the United States of America f

Deductible Class Type Policy Expiry Date Policy Inception Date Group CR Number Group Name "*" " ' "*"f

Printed By: CGAYASPage 1 of 3

358,786.53

143,556.42 82,995.83 75,849.27 55,860.01

525 00

Amount of Outstanding Claims at Period End

. . ..^.ilill l lUl li!,..,'

"rr^~:- 'I

Amount of Outstanding •" Claims at Period End

500,000

6,800

31 March 2021 7001068233 15 April 2021

Number of Outstanding Claims at Period End i4 ., . ... A,.,"M,U,,ii ,* ^J

'"y*""" * , Number of Outstanding Claims at Period End

6,581,229.07 6,681,229.07

1,004,644.84 1,122,214.56 1,137,984.95 1,176,944.66 1,061,977.22 1,077.462 84

Amount of Paid Claims

. ^™ 4.1

1'

Amount of Paid Claims

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number Report DateI, 6,694 6,694

1,071 1,093 1,181 1,129 1,153 1,067

Number of Paid Claims

"i"

Number of Paid Claims pi, ^/ . • •',.

1,949 1,944 1,946 1,944 1,946 1,942 1,948i,-.

Number of Lives Insured

IW""" * * IP" 1 ""1' 1

... ji.ltL... r

Number of Lives Insured

SubTotal T

Dec-2020 ' ' l'l ,!,i ' ' Nov-2020

Oct-2020 Sep-2020

\Aug-2020 Jul-2020

^lumber of Lives at start Last Policy Year

Monthly Claims

SubTotal

Number of Lives at start Prior Policy Year SubTotal

I i

T

Number of Lives at start ^olicy Year - 2 years prior

30 June 2021 01 July 2020 7001068233

Embassy of the United States of America r- , ••-, • ;: • • ,"i- , , i• • -;• l 'TTfljiji Annual Claims f Deductible Class Type I Policy Expiry Date ^olicy Inception Date

Group CR Number '}.

Group Nani'ei"'?"'1'pnlf!

Health Insurance - Claims Experience Form

^all-jo d—,—oi—-i—i—l

1,295.00

40,588.40

175.114.30

117.329 38

Amount of Outstanding Claims

Number of Outstanding Claims

75,058.43 51,229.40 97,607.24 109,290.35 113,433.76 139,755.62

146,262.00 161,691.64 167.479.72 179,414.86 185,250.70 186.492.14 181,626.49

161,030.66 212,461.16 250,929.29 291,821.20 355,067.94

380,890.63 979,835.96

Amount of Paid Claims

Number of Paid Claims

Al Worood Medical Center \ i ' iI^n,.: . .. , inuiL.-. , .... i,,-,n. .,..ii,i...i .'—n i uhJii i ' i I h i ih ^t^a

IDr. Samir Abbas Hospital ' The Eye Consultants - Riyadh I Olaya Medical Center , TJr.Bakhsh Hospital - Sharaf a ' .Saudi German Hospitals Group - Riyadh tOonsultEng Clinics ' Kingdom Hospital Reimbursement Claims tProcare Riaya Hospital - Khobar iSi • , 1 skew Jeddah Ctmc Hospital tAI Hammadi Hospital - Al Swaidy ' ! Dr.Soiiman Fakeeh Hospital Al Hammadi Hospital - Al Olaya Al Moumasat Hospital - Alkhobar Al Hammadi Hosprtai - Al Nozha "Al Dawaa Pharmacies sAIMana General Hospitals-Khobar ^ Dallah Hospital - Al Nakheel '

J

Specialized Medical Center Hospital -1 Provider Name i

Last Policy Year ""* ' , " v " r Top 20 Utilised Providers (i^AmOUrif) in Last Policy Year

358,786.63 10,783.19

8,093.70 123,031.37 216,878.27

Amount of Outstanding Claims

-.;'- Number of jj^putstapding Claims

6,581,229.(57 298,137.31 127,313.05

464.666.86 2,209,318.75 3,481,793.10

Amount of ., Paid Clafmf ^;

Yalr-W^c-.M-^- •• " •••--"*•:• •-*••

Amount of , Outstanding Claims |^

Number of Outstanding Claims

Amount of Paid Claims

6,694

5,435

Number of:

Paid Claim^ ;t\Benefit

' Last Polfc*

Number of Paid Claims

E*" . . , i.„,, Maternity Optical Dental ^npatient Outpatient f, l

Wai Maternity Optical Dental Inpatient ^utpatient

Benefit

Prior Policy Year ''" ' '" "'^ "''!

Amount of JOutstanding Claims JNumber of

Outstanding Claims Amount of

Paid Claims Number of

Paid Claims ,m,, , in Total Maternity Optical Dental Inpatient

Benefit Outpatient

Policy Year-2 years prior j Breakdown by Benefit ' i ^\

"'mu^ i'i'i . • , fni! i "itiiK?"'W^ 500,000

6,800

31 March 2021 7001068233 15 April 2021

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number "Report Date

"\ J lull Illi *•* ii i " - ' —.,*."

30 June 2021 01 July 2020 7001068233

Embassy of the United States of America

[PT'1 1"'"J-iV:-• i' i . * Deductible Class Type Policy Expiry Date Policy Inception Date Group CR Number Group Name

Health Insurance - Claims Experience Form

Insuronc^

Printed By: CGAYASPage 3 ofJ

Signature & Stamp

Pollcvholder Confirmation:

We (The Insured I Pollcyholder) confirm to the best of our knowledge that the Information provided above is correct

Signature & Stamp (Authorized Person)Date:

For Insurance Companv/TPA Use:

"•" fotl""V'"tP*t1J. ^t ^, H f^Sfif^ .4i.J. . r. J. ^l &J-

- -I No No

Any differences from Last Policy Year (Yes/No/Not

Known)

*r

Yes No No

Attached (Yes/No)

Total Number of Pages I^ ' fast Policy Year l^rlor Policy Year Policy Year-2 years prior

Policy Year

.""•."• • ' ' Benefit Schedules

Malath Platimum VIP Network

Preferred 1 Provider Network

SAR. 15000

Maternity Benefits

SAR 500

Optical Benefits

SAR. 6800

Dental Benefits

Pnvaie Room Maximum SAR. 1500

Dally Room 4 Board at Malath Appointed PPn

Benefit Class-VIP

J Table of ^^enefits

10% Max SAR 100

Out-patient Co insurance^ Deductible

SAR 500000

Overal Annual Maximum Limit

: PPPY

500,000

6,800 31 March 2021

7001068233 15Apnl2021

In-Patient Limit Optical Limit Dental Limit Claims Processed to Group Sponsor Number RejWTOate ' ' '

' --'ilffftfiiff'1 ; r/'siu,;r;|j

30 June 2021 01 July 2020 7001068233

Embassy of the United States of America i Deductible Class Type Policy Expiry Date Policy Inception Date Group CR Number JSKJIp'NImo ' ""•' ""I

^licit-II ^imS j-^-^j/i inrO j^LjII WIF U.J3 i A-irA-AA ^LJ LilaJ www.malath.com.sa

OJ^g^JI OJIjJ till 11 HO I1V0

Customer Service Centre P.O.Box 99763 Riyadh 11625 Kingdom of Saudi Arabia Toll Free: 800 128 0088 Fax:+966 11 215 1675

He

This certificate is issued at the request of the Insured without prejudice to the terms, conditions, limitations and exceptions of the above mentioned policies.

Signed for and on behalf of Malath Cooperative Insurance Co.

NIL

NIL

Natural Death

Natural Death

Accidental Death

Natural Death

Nature of Claim

320,720

320,720

641,440

320,720

Paid Amount, SAR

No. of

Paid Claim

Outstanding Amount, SAR

No. of

Outstanding Claim

Ol-July-2020 to

30-June-2021

Ol-July-2019 to 30-June-2020

Ol-July-2018 to 30-June-2019

Ol-July-2017 to 30-June-2018

Ol-July-2016 to

30-June-2017

Period of Insurance

2020-2021

2019-2020

2018-2019

2017-2018

2016-2017

Policy Year

It is hereby confirmed that up to date of this certificate, below claims are registered under Group Term Life Insurance policy issued to the "Embassy of The United States of America, Riyadh, Saudi Arabia".

Name and Address of the Insured : Embassy of The United States of America Riyadh - Kingdom of Saudi Arabia

Date: 18 April 2020

TO WHOM IT MAY CONCERN

malath insurance

U=4- (jTJgLcjJI ^xabll daLclg ^,| niil I a[ *~ go ~i n Jl f\ ^jijl jj n pg r.,i fi/i ,tj .,in /i-

H-mVAV ci.^ ^ngr.nJLj I"--,-.- a ^ig

Malath Cooperative Insurance and Reinsurance Co .

Saudi Joint stock company with a paid up capital of Saudi Riyal 300,000,000 C.R. No . 1010231787

COUNT BY GENDER _ MARITAL STATUS

Row Labels

Count of Gender

Specified

Child 978

Female Spouse 358

Male Employee 488

Male Spouse 9

Married Female

Employee 59

Single Female

Employee 27

Grand Total 1919

COUNT BY NATIONALITY

Nationality

Count of personnel

% of

Total #

Bangladesh 2 0%

Canada 3 1%

Djibouti 1 0%

Egypt 19 3%

Eritrea 25 4%

Ethiopia 25 4%

India 84 15%

Indonesia 1 0%

Jordan 20 3%

Kazakhstan 2 0%

Kenya 8 1%

Lebanon 5 1%

Morocco 1 0%

Nepal 1 0%

Pakistan 122 21%

Palestine 5 1%

Philippines 56 10%

Saudi 38 7%

Sierra Leone 4 1%

Somalia 17 3%

Sri Lanka 31 5%

Sudan 44 8%

Syria 3 1%

Tanzania 1 0%

Tunisia 2 0%

United

Kingdom 1 0%

United States 1 0%

Yemen 52 9%

Grand Total 574 100%

COUNT BY NATIONALITY

Nationality

Count of personnel

% of

Total #

Bangladesh 2 0%

Canada 3 1%

Djibouti 1 0%

Egypt 19 3%

Eritrea 25 4%

Ethiopia 25 4%

India 84 15%

Indonesia 1 0%

Jordan 20 3%

Kazakhstan 2 0%

Kenya 8 1%

Lebanon 5 1%

Morocco 1 0%

Nepal 1 0%

Pakistan 122 21%

Palestine 5 1%

Philippines 56 10%

Saudi 38 7%

Sierra Leone 4 1%

Somalia 17 3%

Sri Lanka 31 5%

Sudan 44 8%

Syria 3 1%

Tanzania 1 0%

Tunisia 2 0%

United

Kingdom 1 0%

United States 1 0%

Yemen 52 9%

Grand Total 574 100%

COUNT BY AGE

Range of Age Count

20 - 30 26 TOTAL

Male Employee 15 Married Female

Employee 5 Single Female Employee 6

30 - 40 161 TOTAL

Male Employee 128 Married Female

Employee 25 Single Female Employee 8

40 - 50 179 TOTAL

Male Employee 158 Married Female

Employee 15 Single Female Employee 6

50 - 60 146 TOTAL

Male Employee 130 Married Female

Employee 12 Single Female Employee 4

60 - 70 62 TOTAL

Male Employee 57 Married Female

Employee 2 Single Female Employee 3

Grand Total 574

Nationality Relation Age Gender

Syria Employee 66 Male

Sudan Spouse 67 Male

Sudan Children 19 Male

Yemen Employee 66 Male

Canada Spouse 61 Male

Canada Children 23 Male

Sri Lanka Employee 65 Male

Palestine Employee 65 Male

India Employee 65 Male

Yemen Employee 65 Male

Pakistan Spouse 52 Female

Pakistan Children 31 Female

Pakistan Children 28 Female

Pakistan Children 21 Female

Sudan Employee 65 Male

Sudan Spouse 56 Female

Sudan Children 24 Female

Sudan Children 19 Male

Pakistan Employee 64 Male

India Spouse 55 Female

Sudan Employee 64 Male

India Spouse 46 Female

India Children 18 Female

Sierra Leone Employee 64 Male

India Spouse 49 Female

India Children 24 Female

Philippines Employee 64 Male

Somalia Spouse 63 Female

Somalia Children 26 Female

Somalia Children 18 Male

Eritrea Employee 64 Male

Philippines Employee 64 Male

India Spouse 53 Female

India Children 20 Male

Eritrea Employee 64 Male

India Children 17 Male

India Children 16 Male

India Employee 63 Male

Pakistan Employee 63 Male

India Spouse 41 Female

India Children 15 Female

India Children 12 Female

India Children 09 Female

India Children 07 Male

Eritrea Employee 63 Male

Pakistan Spouse 60 Female

Pakistan Children 32 Female

Pakistan Children 24 Male

Pakistan Children 07 Female

Pakistan Children 14 Female

Philippines Employee 63 Female

Pakistan Spouse 48 Female

Pakistan Children 26 Male

Pakistan Children 24 Female

Pakistan Children 19 Male

India Employee 63 Male

Sudan Spouse 58 Female

Sudan Children 29 Female

Sudan Children 31 Male

Sudan Children 27 Male

Pakistan Employee 62 Male

Pakistan Employee 62 Male

Philippines Spouse 47 Female

Philippines Children 10 Female

Philippines Children 07 Female

Philippines Employee 62 Male

Sudan Spouse 48 Female

Sudan Children 17 Female

Sudan Children 14 Male

Sudan Children 11 Male

Pakistan Employee 62 Male

Philippines Employee 62 Male

Yemen Spouse 35 Female

Yemen Children 11 Male

Somalia Employee 62 Male

Philippines Children 18 Female

Philippines Children 12 Female

Philippines Employee 62 Male

India Children 13 Female

Employees and Dependent Data

India Children 07 Female

India Children 04 Female

Jordan Employee 62 Female

Pakistan Spouse 55 Female

Yemen Employee 62 Male

Philippines Spouse 37 Female

India Employee 62 Male

Philippines Spouse 59 Female

Sri Lanka Employee 62 Male

Bangladesh Spouse 40 Female

Bangladesh Children 13 Female

Bangladesh Children 08 Male

Kenya Employee 61 Male

Sri Lanka Spouse 59 Female

Somalia Employee 61 Male

Pakistan Spouse 52 Female

Philippines Employee 61 Male

India Spouse 60 Female

India Children 29 Female

India Children 26 Female

Pakistan Employee 61 Male

Philippines Spouse 53 Female

Pakistan Employee 61 Male

India Spouse 40 Female

India Children 15 Female

India Children 12 Male

Pakistan Employee 61 Male

Pakistan Employee 61 Male

Pakistan Spouse 57 Female

Pakistan Children 24 Female

Syria Employee 61 Male

Sri Lanka Employee 61 Male

Saudi Spouse 35 Female

Saudi Children 11 Female

Saudi Children 06 Male

Saudi Children 1 Male

Yemen Employee 61 Male

Saudi Spouse 48 Female

Saudi Children 19 Male

Saudi Children 15 Female

Sudan Employee 61 Male

Saudi Spouse 37 Female

Saudi Children 20 Male

Saudi Children 16 Male

Saudi Children 13 Male

Saudi Children 06 Male

Jordan Employee 61 Male

India Employee 61 Male

Sri Lanka Spouse 53 Female

Somalia Employee 61 Male

Philippines Spouse 56 Female

Philippines Children 23 Female

Philippines Children 21 Female

India Employee 61 Male

India Employee 61 Male

Philippines Spouse 63 Female

Somalia Employee 61 Male

Pakistan Spouse 52 Female

Pakistan Children 24 Female

Philippines Employee 61 Female

Pakistan Spouse 34 Female

Pakistan Children 08 Female

Pakistan Children 05 Female

Pakistan Children 1 Male

India Employee 60 Male

Somalia Spouse 54 Female

Somalia Children 29 Female

Somalia Children 27 Female

Somalia Children 22 Male

Somalia Children 17 Female

Somalia Children 14 Male

Somalia Children 09 Male

India Employee 60 Male

Philippines Employee 60 Male

Philippines Employee 60 Male

Philippines Spouse 51 Female

Philippines Children 17 Male

Pakistan Employee 60 Male

Sri Lanka Spouse 55 Female

Sri Lanka Children 23 Male

Sri Lanka Children 21 Male

Sri Lanka Children 12 Female

Sri Lanka Employee 60 Male

Philippines Spouse 64 Female

Philippines Children 25 Female

Saudi Employee 60 Female

Philippines Children 13 Male

Philippines Children 10 Male

Philippines Children 07 Male

Sri Lanka Employee 60 Male

Yemen Employee 60 Male

Philippines Children 21 Female

Philippines Children 18 Male

Philippines Children 17 Male

India Employee 60 Male

India Employee 60 Male

Sudan Spouse 47 Female

Sudan Children 21 Female

Sudan Children 20 Male

Sudan Children 17 Female

Sudan Children 14 Male

Sudan Children 12 Male

Sudan Children 10 Male

Sudan Children 06 Male

Sudan Children 04 Male

Eritrea Employee 60 Male

Pakistan Spouse 37 Female

Pakistan Children 09 Female

Pakistan Children 07 Male

Pakistan Children 01 Male

Somalia Employee 60 Male

Philippines Employee 60 Female

Canada Employee 59 Female

Sudan Employee 59 Male

Pakistan Spouse 27 Female

Pakistan Children 02 Female

Pakistan Children 01 Female

Pakistan Employee 59 Male

Pakistan Spouse 42 Female

Pakistan Children 17 Female

Pakistan Children 15 Female

Pakistan Children 11 Male

Pakistan Children 10 Male

Pakistan Children 01 Female

Pakistan Employee 59 Male

Pakistan Spouse 48 Female

Pakistan Children 15 Male

Pakistan Children 09 Male

Pakistan Employee 59 Male

Sri Lanka Spouse 41 Female

Pakistan Employee 59 Male

Pakistan Employee 59 Male

Pakistan Children 23 Female

Pakistan Children 13 Female

Pakistan Employee 59 Male

Pakistan Spouse 42 Female

Pakistan Children 10 Male

Pakistan Children 09 Male

Pakistan Children 06 Female

Pakistan Children 13 Female

Pakistan Children 1 Male

Pakistan Employee 59 Male

Pakistan Spouse 27 Female

Pakistan Children 03 Female

Pakistan Children 06 Male

Pakistan Children 1 Female

Philippines Employee 59 Male

India Children 14 Male

India Children 11 Female

Sudan Employee 59 Male

Pakistan Children 1 Female

India Employee 59 Male

Pakistan Spouse 34 Female

Pakistan Children 05 Female

Pakistan Children 03 Male

Jordan Employee 59 Male

Sudan Employee 59 Male

Pakistan Spouse 41 Female

Pakistan Children 13 Female

Pakistan Children 12 Male

Pakistan Children 09 Male

Philippines Employee 58 Male

India Spouse 44 Female

India Children 24 Male

India Children 21 Female

India Children 15 Female

India Children 12 Male

India Children 09 Female

India Children 05 Male

Philippines Employee 58 Male

Pakistan Spouse 46 Female

Pakistan Children 16 Male

Pakistan Children 13 Female

Pakistan Children 09 Female

Pakistan Children 03 Male

Yemen Employee 58 Male

Sri Lanka Spouse 35 Female

Sri Lanka Children 07 Female

Sri Lanka Children 05 Male

Sri Lanka Children 04 Female

Pakistan Employee 58 Male

Pakistan Spouse 38 Female

Pakistan Children 14 Male

Pakistan Children 13 Male

Pakistan Children 11 Female

Pakistan Children 06 Female

Pakistan Children 04 Female

Egypt Employee 58 Male

Pakistan Spouse 55 Female

Jordan Employee 58 Female

India Spouse 46 Female

India Children 12 Male

Sri Lanka Employee 58 Male

Sudan Employee 58 Male

Pakistan Spouse 36 Female

Pakistan Children 07 Female

Pakistan Children 06 Male

Pakistan Children 03 Female

Pakistan Children 02 Male

Philippines Employee 58 Female

Philippines Employee 58 Female

Pakistan Spouse 52 Female

Pakistan Children 17 Male

Pakistan Children 14 Male

India Employee 58 Male

Pakistan Spouse 41 Female

Pakistan Children 18 Male

Yemen Employee 58 Male

Sudan Spouse 50 Female

Sudan Children 26 Female

Sudan Children 25 Female

Sudan Children 21 Female

Sudan Children 16 Female

Sudan Children 12 Male

Sudan Employee 58 Male

Pakistan Spouse 31 Female

Pakistan Children 10 Female

Pakistan Children 10 Male

Philippines Employee 57 Male

Pakistan Spouse 44 Female

Pakistan Children 17 Female

Pakistan Children 15 Female

Pakistan Children 14 Male

Pakistan Children 07 Female

Pakistan Employee 57 Male

Pakistan Spouse 38 Female

Pakistan Children 15 Male

Pakistan Children 11 Female

Pakistan Children 07 Male

Pakistan Children 06 Male

Pakistan Employee 57 Male

Sudan Employee 57 Male

Sudan Employee 57 Male

Pakistan Spouse 46 Female

Pakistan Children 18 Male

Pakistan Children 10 Male

Pakistan Children 16 Female

Sri Lanka Employee 57 Male

Sudan Spouse 36 Female

Sudan Children 07 Female

Sudan Children 06 Male

Sudan Children 02 Male

India Employee 57 Male

Pakistan Spouse 35 Female

Pakistan Children 07 Male

Pakistan Children 10 Male

Yemen Employee 57 Male

India Spouse 37 Female

India Children 14 Male

India Children 10 Female

Sri Lanka Employee 57 Male

Sierra Leone Children 36 Female

Sierra Leone Children 22 Female

Sierra Leone Children 14 Female

Sierra Leone Children 15 Female

Yemen Employee 57 Male

Philippines Spouse 43 Male

Philippines Children 10 Male

Philippines Children 08 Male

Sudan Employee 57 Male

India Employee 57 Male

Philippines Employee 57 Male

Sudan Employee 57 Male

Indonesia Employee 57 Male

Yemen Spouse 30 Female

Yemen Children 10 Female

Yemen Children 09 Male

Djibouti Employee 57 Male

India Spouse 50 Male

India Children 23 Male

India Children 21 Female

India Children 15 Male

Sri Lanka Employee 56 Male

Philippines Employee 56 Male

Sudan Children 14 Male

Sudan Children 12 Male

Sudan Children 11 Female

Pakistan Employee 56 Male

Pakistan Spouse 40 Female

Pakistan Children 12 Male

Pakistan Children 08 Male

Pakistan Children 05 Male

Sudan Employee 56 Male

Egypt Employee 56 Male

Eritrea Spouse 61 Female

Eritrea Children 32 Female

Eritrea Children 24 Male

Eritrea Children 16 Female

Sudan Employee 56 Male

Philippines Spouse 51 Female

Sri Lanka Employee 56 Male

Eritrea Spouse 30 Female

Eritrea Children 01 Male

Ethiopia Employee 56 Male

Pakistan Spouse 30 Female

Pakistan Children 06 Male

Philippines Employee 56 Female

Sudan Employee 55 Male

Sri Lanka Spouse 49 Female

Sri Lanka Children 21 Female

Sri Lanka Children 15 Male

Philippines Employee 55 Male

Jordan Children 12 Female

Jordan Children 05 Female

Pakistan Employee 55 Male

Sudan Children 19 Female

Sudan Children 15 Male

Sudan Children 14 Female

Pakistan Employee 55 Male

Pakistan Spouse 42 Female

Pakistan Children 02 Male

Pakistan Children 0 Male

Pakistan Employee 55 Male

Pakistan Employee 55 Male

Jordan Children 09 Male

Jordan Children 06 Male

Philippines Employee 55 Male

Pakistan Spouse 38 Female

Pakistan Children 15 Male

Pakistan Children 05 Female

Eritrea Employee 55 Male

Saudi Employee 55 Male

Ethiopia Spouse 36 Female

Ethiopia Children 07 Female

Ethiopia Children 05 Female

Ethiopia Children 1 Female

Somalia Employee 55 Male

Sri Lanka Spouse 48 Female

Sri Lanka Children 19 Female

Sri Lanka Children 16 Male

Sudan Employee 55 Male

Sri Lanka Spouse 31 Female

Sri Lanka Children 08 Male

Sri Lanka Children 05 Female

India Employee 55 Male

Sudan Employee 54 Female

Pakistan Spouse 42 Female

Pakistan Children 14 Female

India Employee 54 Male

Pakistan Spouse 33 Female

Pakistan Children 06 Female

Pakistan Children 04 Male

Philippines Employee 54 Male

Pakistan Employee 54 Male

Kenya Spouse 48 Male

Kenya Children 22 Male

Kenya Children 18 Male

Kenya Children 14 Male

Philippines Employee 54 Male

Pakistan Spouse 39 Female

United

Kingdom Children 13 Female

United

Kingdom Children 12 Male

Eritrea Employee 54 Male

India Spouse 35 Female

India Children 13 Male

India Children 07 Female

India Employee 54 Male

Pakistan Spouse 39 Female

Pakistan Children 13 Male

Pakistan Children 10 Male

Pakistan Children 08 Female

Pakistan Children 04 Male

Philippines Employee 54 Male

Eritrea Spouse 41 Female

Eritrea Children 18 Male

Eritrea Children 12 Female

Eritrea Children 06 Male

Saudi Employee 54 Male

Eritrea Spouse 27 Female

Eritrea Children 05 Male

Saudi Employee 54 Male

India Employee 54 Male

Pakistan Children 15 Male

Pakistan Children 10 Male

Pakistan Children 04 Female

Philippines Employee 54 Male

Pakistan Spouse 28 Female

Pakistan Children 02 Male

Pakistan Children 1 Female

Eritrea Employee 54 Male

Ethiopia Spouse 33 Female

Ethiopia Children 02 Male

Sri Lanka Employee 54 Female

Philippines Employee 53 Male

Philippines Employee 53 Male

Philippines Employee 53 Female

India Children 17 Male

Sudan Employee 53 Male

Pakistan Spouse 31 Female

Pakistan Children 06 Male

Pakistan Children 04 Male

Pakistan Children 01 Female

India Employee 53 Male

Pakistan Spouse 36 Female

Pakistan Children 07 Male

Pakistan Children 04 Female

Pakistan Children 01 Male

Pakistan Children 1 Male

Pakistan Employee 53 Male

Pakistan Employee 53 Male

India Spouse 31 Female

India Children 01 Female

Pakistan Employee 53 Male

Yemen Spouse 27 Female

Yemen Children 09 Male

Yemen Children 06 Male

Pakistan Employee 53 Male

Philippines Employee 53 Male

India Employee 53 Male

Pakistan Spouse 32 Female

Pakistan Children 02 Female

Pakistan Children 1 Male

India Employee 53 Male

Philippines Children 11 Male

Sudan Employee 53 Male

Pakistan Spouse 35 Female

Pakistan Children 07 Female

Pakistan Children 02 Female

Pakistan Children 01 Female

India Employee 53 Male

Eritrea Employee 53 Male

Sri Lanka Employee 53 Male

Eritrea Spouse 42 Female

Eritrea Children 03 Female

Eritrea Children 02 Female

Philippines Employee 53 Female

Sierra Leone Spouse 33 Female

Sierra Leone Children 09 Female

Sierra Leone Children 03 Male

Sierra Leone Children 01 Female

India Employee 52 Female

Ethiopia Spouse 41 Female

Ethiopia Children 11 Male

Ethiopia Children 07 Female

Ethiopia Children 06 Male

Ethiopia Children 04 Male

Sri Lanka Employee 52 Male

Eritrea Spouse 53 Female

Eritrea Children 20 Female

Eritrea Children 15 Male

Eritrea Children 12 Female

Nepal Employee 52 Male

Philippines Children 10 Male

Philippines Children 09 Female

Sudan Employee 52 Male

India Spouse 39 Female

India Children 07 Male

India Children 03 Female

Pakistan Employee 52 Male

Philippines Employee 52 Male

Pakistan Spouse 35 Female

Pakistan Children 09 Female

Ethiopia Employee 52 Male

Eritrea Employee 52 Male

Philippines Spouse 44 Female

Philippines Children 18 Male

Philippines Children 16 Male

Philippines Children 14 Female

United

Kingdom Employee 52 Male

Ethiopia Spouse 46 Female

Ethiopia Children 12 Male

Ethiopia Children 10 Male

Ethiopia Children 05 Male

Philippines Employee 52 Male

India Spouse 33 Female

India Children 10 Female

India Children 03 Male

India Children 02 Female

Eritrea Employee 52 Male

Pakistan Spouse 27 Female

Pakistan Children 01 Female

Pakistan Children 1 Male

Pakistan Children 1 Female

Ethiopia Employee 52 Male

Pakistan Spouse 27 Female

Sri Lanka Employee 52 Male

Sri Lanka Spouse 38 Female

Sri Lanka Children 11 Female

Sri Lanka Children 08 Male

Yemen Employee 52 Male

Sri Lanka Spouse 43 Female

Sri Lanka Children 14 Male

Sri Lanka Children 09 Female

Ethiopia Employee 52 Male

Philippines Spouse 50 Female

Philippines Children 20 Male

Philippines Children 19 Female

Philippines Children 16 Male

Philippines Children 09 Female

Tunisia Employee 52 Male

Pakistan Spouse 30 Female

Pakistan Children 07 Female

Ethiopia Employee 52 Male

Saudi Spouse 19 Female

Yemen Employee 52 Male

Saudi Employee 52 Male

Ethiopia Spouse 34 Female

Ethiopia Children 06 Female

Ethiopia Children 13 Male

India Employee 52 Male

Pakistan Spouse 49 Female

Pakistan Children 17 Female

Pakistan Children 13 Female

Sudan Employee 52 Male

India Spouse 37 Female

India Children 08 Male

India Children 04 Female

India Employee 51 Male

India Employee 51 Male

Pakistan Spouse 26 Female

Pakistan Children 02 Female

Pakistan Children 1 Male

Philippines Employee 51 Male

Sierra Leone Employee 51 Male

Pakistan Spouse 35 Female

Pakistan Children 08 Female

Pakistan Children 05 Female

Pakistan Employee 51 Male

India Spouse 25 Female

India Children 04 Female

India Children 02 Male

Ethiopia Employee 51 Male

India Employee 51 Male

Yemen Spouse 44 Female

Yemen Children 16 Male

Yemen Children 14 Male

Yemen Children 09 Male

Philippines Employee 51 Female

Yemen Children 07 Female

India Employee 51 Male

Egypt Employee 51 Male

Yemen Children 14 Female

Yemen Children 12 Male

Yemen Children 08 Female

India Employee 51 Male

Pakistan Spouse 32 Female

Pakistan Children 07 Male

Pakistan Children 01 Female

Sudan Employee 51 Male

Sri Lanka Spouse 46 Female

Sri Lanka Children 10 Male

Sri Lanka Children 15 Male

India Employee 51 Male

Sri Lanka Spouse 41 Female

Sri Lanka Children 15 Female

Sri Lanka Children 13 Male

Sri Lanka Children 08 Female

Sudan Employee 51 Male

Ethiopia Spouse 48 Female

Ethiopia Children 05 Female

Ethiopia Children 04 Female

Bangladesh Employee 51 Male

India Employee 51 Male

Ethiopia Spouse 48 Female

Ethiopia Children 06 Female

Ethiopia Children 05 Male

Ethiopia Children 0 Female

India Employee 51 Male

Philippines Employee 50 Male

Jordan Spouse 25 Female

Jordan Children 05 Female

Jordan Children 03 Male

Philippines Employee 50 Female

Ethiopia Spouse 46 Female

Ethiopia Children 08 Female

Ethiopia Children 04 Female

India Employee 50 Female

Pakistan Spouse 28 Female

Pakistan Children 04 Female

Pakistan Children 02 Male

Kenya Employee 50 Male

Egypt Spouse 47 Female

Egypt Children 20 Female

Egypt Children 13 Male

Pakistan Employee 50 Male

Ethiopia Spouse 29 Female

Ethiopia Children 03 Male

Ethiopia Children 01 Female

Sri Lanka Employee 50 Male

India Spouse 36 Female

India Children 10 Male

Somalia Employee 50 Female

India Spouse 26 Female

Sudan Employee 50 Male

Yemen Spouse 40 Female

Yemen Children 20 Male

Yemen Children 18 Male

Yemen Children 13 Male

Yemen Children 10 Male

India Employee 50 Male

Yemen Spouse 29 Female

Yemen Children 03 Female

Philippines Employee 50 Female

Sri Lanka Spouse 47 Female

Sri Lanka Children 15 Female

Sri Lanka Children 12 Female

Sri Lanka Children 09 Male

Lebanon Employee 50 Female

Pakistan Spouse 23 Female

Pakistan Children 1 Male

Pakistan Children 0 Male

Sri Lanka Employee 50 Male

Sudan Spouse 35 Female

Sudan Children 01 Male

Eritrea Employee 50 Male

Syria Spouse 24 Female

Syria Children 05 Male

Syria Children

Less 1

Year Male

Bangladesh Employee 49 Male

Philippines Employee 49 Male

Ethiopia Spouse 30 Female

Ethiopia Children 05 Female

Ethiopia Children 02 Female

Ethiopia Children 1 Female

Pakistan Employee 49 Male

Pakistan Employee 49 Male

Yemen Spouse 26 Female

Yemen Children 03 Male

Yemen Children 1 Male

Pakistan Employee 49 Male

Ethiopia Spouse 29 Female

Ethiopia Children 08 Male

Ethiopia Children 0 Female

India Employee 49 Male

Philippines Spouse 38 Female

Philippines Children 11 Female

Philippines Children 07 Female

Philippines Employee 49 Male

Yemen Employee 49 Male

Jordan Children 02 Female

Jordan Children

Less 1

Year Male

Sri Lanka Employee 49 Female

Philippines Employee 49 Male

Sudan Spouse 41 Female

Sudan Children 08 Male

Sudan Children 10 Female

Sudan Children 09 Male

Eritrea Children 1 Male

Philippines Employee 49 Male

Egypt Spouse 36 Female

Egypt Children 11 Female

Egypt Children 07 Female

Egypt Children 05 Female

Egypt Children 03 Female

Philippines Employee 48 Female

India Employee 48 Male

India Employee 48 Female

Yemen Employee 48 Male

Ethiopia Spouse 42 Female

Ethiopia Children 10 Female

Ethiopia Children 13 Female

Pakistan Employee 48 Male

Ethiopia Spouse 36 Female

Ethiopia Children 06 Male

Ethiopia Children 02 Male

Ethiopia Children 1 Male

Pakistan Employee 48 Male

Kazakhstan Children 09 Female

Kazakhstan Children 06 Male

Pakistan Employee 48 Male

Sri Lanka Spouse 34 Female

Sri Lanka Children 13 Male

Sri Lanka Children 09 Female

Sri Lanka Children 09 Female

Sri Lanka Children 05 Female

Pakistan Employee 48 Male

Pakistan Employee 48 Male

Pakistan Spouse 38 Female

Pakistan Children 11 Female

Pakistan Children 09 Male

Pakistan Children 1 Male

Philippines Employee 48 Male

Sri Lanka Spouse 49 Female

Sri Lanka Children 18 Male

Sri Lanka Children 14 Male

Sri Lanka Children 10 Male

Philippines Employee 48 Male

Sri Lanka Employee 48 Male

Sudan Employee 48 Female

Saudi Employee 48 Male

Sri Lanka Spouse 40 Female

Sri Lanka Children 08 Female

Saudi Employee 48 Male

Yemen Employee 48 Male

Ethiopia Spouse 39 Female

Ethiopia Children 04 Female

Sudan Employee 48 Male

Pakistan Spouse 39 Female

Pakistan Children 06 Female

Pakistan Children 00 Female

Ethiopia Employee 48 Male

India Spouse 35 Female

India Children 09 Female

India Children 06 Male

India Children 04 Female

India Children 1 Female

Jordan Employee 48 Male

India Employee 48 Male

Pakistan Spouse 27 Female

Pakistan Children 04 Female

Pakistan Children 04 Male

Pakistan Children 02 Female

Eritrea Employee 48 Male

Saudi Employee 47 Male

Morocco Employee 47 Male

Pakistan Spouse 30 Female

Pakistan Children 1 Male

Kenya Employee 47 Female

Pakistan Employee 47 Male

Egypt Spouse 30 Female

Egypt Children 00 Male

Pakistan Employee 47 Male

Pakistan Employee 47 Male

Pakistan Employee 47 Male

Pakistan Spouse 27 Female

Pakistan Children 02 Male

Pakistan Children 05 Female

Pakistan Employee 47 Male

Pakistan Spouse 36 Female

Pakistan Children 10 Male

Pakistan Children 03 Male

Pakistan Children 07 Female

Pakistan Employee 47 Male

Pakistan Employee 47 Male

Saudi Spouse 36 Male

Saudi Children 05 Male

Saudi Children 03 Male

Philippines Employee 47 Male

India Employee 47 Male

India Spouse 27 Female

India Children 05 Female

India Employee 47 Male

India Employee 47 Male

Saudi Employee 47 Male

India Employee 47 Male

Sudan Employee 47 Male

Ethiopia Spouse 42 Female

Ethiopia Children 10 Male

Ethiopia Children 05 Male

India Employee 46 Male

Saudi Employee 46 Male

India Spouse 33 Female

India Children 06 Male

India Children 04 Female

Sri Lanka Employee 46 Male

India Employee 46 Male

Eritrea Employee 46 Male

Eritrea Employee 46 Male

Pakistan Employee 46 Male

Sri Lanka Employee 46 Male

Pakistan Employee 46 Male

India Employee 46 Male

Yemen Children 03 Male

Yemen Children 01 Female

Philippines Employee 46 Male

India Children 01 Female

Tunisia Employee 46 Male

Sudan Employee 46 Male

India Employee 46 Male

Yemen Employee 46 Male

Sri Lanka Employee 46 Male

Pakistan Spouse 21 Female

Pakistan Children 00 Male

Pakistan Children 03 Male

Eritrea Employee 46 Male

Kenya Spouse 24 Female

Kenya Children 01 Female

Kenya Children

Less 1

Year Female

India Employee 45 Female

Sri Lanka Spouse 54 Female

Sri Lanka Children 17 Female

Egypt Employee 45 Female

Pakistan Spouse 45 Female

Pakistan Children 20 Female

Pakistan Children 18 Female

Pakistan Children 15 Male

Pakistan Children 12 Male

Sierra Leone Employee 45 Male

Philippines Spouse 48 Female

Philippines Children 23 Female

Philippines Children 17 Female

Philippines Children 09 Male

Sri Lanka Employee 45 Male

Syria Spouse 53 Female

Syria Children 32 Female

Syria Children 23 Male

Pakistan Employee 45 Male

Yemen Spouse 50 Female

Yemen Children 33 Female

Yemen Children 22 Female

Yemen Children 14 Male

Pakistan Employee 45 Male

Pakistan Spouse 51 Female

Pakistan Children 17 Female

Pakistan Employee 45 Male

Sri Lanka Employee 45 Male

Pakistan Spouse 41 Female

Pakistan Children 17 Male

Pakistan Children 14 Female

Yemen Employee 45 Male

Sri Lanka Spouse 52 Female

Sri Lanka Children 18 Male

Sri Lanka Children 16 Male

Kenya Employee 45 Male

Pakistan Spouse 53 Female

Pakistan Children 21 Male

Pakistan Children 16 Female

Pakistan Children 12 Male

Eritrea Employee 45 Male

Palestine Spouse 59 Female

Palestine Children 26 Female

Palestine Children 21 Female

India Employee 45 Male

Sri Lanka Spouse 51 Female

Sri Lanka Children 21 Female

Sri Lanka Children 20 Male

Sri Lanka Employee 45 Male

Somalia Spouse 32 Female

Somalia Children 05 Male

Ethiopia Employee 45 Female

Pakistan Spouse 48 Female

Pakistan Children 12 Male

India Employee 44 Male

India Employee 44 Male

Yemen Spouse 47 Female

Yemen Children 26 Female

Yemen Children 25 Female

Yemen Children 19 Female

Yemen Children 15 Male

Yemen Children 10 Female

Sri Lanka Employee 44 Male

Saudi Spouse 40 Female

Saudi Children 12 Male

Saudi Children 10 Female

Pakistan Employee 44 Male

Saudi Spouse 34 Female

Saudi Children 15 Male

Saudi Children 12 Male

Saudi Children 10 Male

Pakistan Employee 44 Male

Saudi Spouse 37 Female

Saudi Children 14 Female

Saudi Children 13 Male

Saudi Children 10 Male

Saudi Children 02 Female

Sri Lanka Employee 44 Male

Saudi Spouse 37 Female

Saudi Children 08 Female

Saudi Children 06 Male

Saudi…