UNSPSC 64111601: Bond

Any interest-bearing or discounted security that normally obliges the issuer to pay the bondholder a contracted sum of money and to repay the principal amount of the debt

UNSPSC 64111601 Bond is a Commodity code encompassing employee benefits brokerage, consulting, and related professional advisory services that state and local governments procure to manage health plans, retirement accounts, insurance programs, and compliance obligations for their workforce. Recent solicitations show governments buying broker-of-record services for employee medical plans, benefits consulting and plan design, COBRA and HIPAA administration, arbitrage rebate calculations for tax-exempt bonds, investment advisory services for retiree benefit trust funds, commercial real estate transaction support, and commercial paper liquidity arrangements—a portfolio spanning insurance intermediation, fiduciary advisory work, and specialized financial transaction support. Issuing bodies include counties (White County, Georgia; Okaloosa County, Florida; Henry County, Georgia; Williamson County, Texas), cities (Milton, Florida; Sarasota, Florida; Tucson, Arizona; St. Cloud, Florida; Dallas, Texas), independent school districts (Schertz-Cibolo-Universal City ISD, Texas), and higher education systems (University System of Georgia; Texas A&M University). The work is solicited through RFPs, RFQs, and ITQs; respondents typically must hold professional licenses (Georgia insurance brokerage licenses, Florida real estate licenses, Texas medical brokerage credentials) and carry errors-and-omissions and professional liability insurance in the $1 million range.

Recent activity spans the South (Georgia, Florida, Texas) and West (Arizona), with notable concentration in Texas and Georgia county and municipal procurement. Representative recent opportunities include White County, Georgia's RFQ for employee benefits broker services (responses due December 11, 2026) covering benefits renewals, COBRA administration, and compliance support for 272 employees; City of Milton, Florida's RFQ for commercial real estate services (responses due November 19, 2025) seeking transaction management and market analysis; City of Sarasota, Florida's RFP for investment consulting services for an OPEB Trust Fund holding approximately $60 million (responses due August 19, 2026); Henry County, Georgia's RFP for employee benefit consulting and broker services (responses due August 11, 2026); and City of Dallas's competitive sealed proposal for commercial paper liquidity providers supporting up to $775 million across three capital programs (responses due May 22, 2026). Evaluation typically weights technical qualifications, relevant experience, and methodology heavily (60–95 points) against price (5–30 points), with local preference and SBE participation goals present in some jurisdictions.