Life Insurance Services for Locally Employed Staff
The Department of State issued a Special Notice on July 29, 2026 for life insurance services covering 102 locally employed staff at the U.S. Embassy in Manama, Kingdom of Bahrain, with a response deadline of August 13, 2026. No set-aside applies to this procurement.
The solicitation (19BA3026R0002) is the Embassy's first life insurance contract and requires coverage for death from any cause, permanent total disability (accident and sickness), and permanent partial disability (accident and sickness). Death benefits are structured at 36 times monthly salary, with Accidental Death & Dismemberment benefits payable in addition to natural death benefits, not as an alternative. Partial and total disability coverage is optional. The employee population consists of non-diplomatic, locally employed staff ranging in age from 29 to 62 years old, with salaries in Bahraini Dinars ranging from approximately 8,405 to 49,122 BHD annually. The workforce includes multiple nationalities, predominantly Indian, Bahraini, Pakistani, Filipino, Egyptian, Sri Lankan, Kenyan, Nepali, Ugandan, and Yemeni nationals.
The government has posted Amendment 0001 (dated July 14, 2026) transmitting offeror questions and answers addressing underwriting requirements, benefit structure, and coverage scope. Offerors must acknowledge receipt of this amendment prior to the solicitation deadline. The government provided employee census data and salary distribution in supporting attachments to enable accurate pricing and risk assessment.
19BA3026R0002 Department of State
7/29/26, 9:16 AM Life Insurance Services for Locally Employed Staff
The Department of State intends to solicit life insurance services for locally employed staff at the United States Mission in the Kingdom of Bahrain, with a response deadline of July 14, 2026; the actual solicitation will be posted on SAM.gov when ready.
The requirement covers approximately 104 locally hired employees. The anticipated performance period consists of a base year plus four one-year option periods, exercisable at the Government's discretion. Contract type will be Fixed-Price with Economic Price Adjustment. Award will go to the lowest priced technically acceptable offeror determined to be responsible; the Government may award based on initial offer without discussion.
All qualified sources may submit a quotation. SAM registration is not required; however, offerors must possess a valid CAGE/N-CAGE code for verification. Electronic submission is permitted; offers must not exceed 30 megabytes per email. A pre-quotation conference is planned; the date will be included in the solicitation.
19BA3026R0002 Department of State
6/30/26, 9:12 AM Life Insurance Services for Locally Employed Staff
The Department of State seeks life insurance coverage for approximately 104 locally employed staff members at the U.S. Embassy Manama, Kingdom of Bahrain, with proposals due August 13, 2026 at 4:00 p.m. local time. This is an unrestricted procurement open to all qualified sources.
Place of performance is Bahrain. Coverage includes basic life, accidental death and dismemberment, and partial/total disability insurance equal to 36 times monthly basic salary for Foreign Service Nationals and locally hired U.S. citizens employed by the Department of State and Department of Defense. The contract is firm-fixed-price with economic price adjustment requirements, with pricing submitted in Bahraini Dinars on a bi-weekly basis by employee category. A rider for Official Residence Expense staff is required at separate rates. The base contract period is one year with four optional one-year renewal periods. The Government intends to issue quarterly task orders with a minimum order of $1,000 USD per period.
A pre-proposal conference is scheduled for July 22, 2026 at 10:30 a.m. at the U.S. Embassy Manama. Proposals must be submitted electronically in English to ManamaGSOProcurement@state.gov in MS-Word, MS-Excel, or Adobe Acrobat format, with file sizes not exceeding 30 MB. The Government intends to award based on initial proposals without discussions, although discussions may be held with companies in the competitive range if necessary. Contractors must obtain required licenses and permits under Bahraini law, establish claims procedures with 60-day payment timelines, maintain employee records, provide quarterly reports, and carry liability insurance of at least $50,000 per occurrence. NAICS code is 524113 (Direct Life Insurance Carriers); PSC code is G006 (Social-Government Life Insurance Programs).
19BA3026R0002 Department of State
7/14/26, 9:52 AM Life Insurance Services for Locally Employed Staff
The Department of State awarded a life insurance services contract to SNIC Insurance B.S.C. for locally employed staff at the U.S. Embassy in Manama, Kingdom of Bahrain, with a contract value of BHD 82,892.940. The solicitation number is 19BA3026R0002 and the resulting contract number is 19BA3026D0003. SNIC Insurance B.S.C., located in Al-Seef, Bahrain (DUNS: U6EFFY3Z4YY1), was selected to provide life insurance coverage for embassy personnel. The place of performance is Manama, Kingdom of Bahrain, and the contracting office is U.S. Embassy Manama. Sean Daniels, the Contracting Officer, may be contacted at DanielsS@state.gov for contract administration and performance matters. The work falls under NAICS 524113 (Direct Life Insurance Carriers) and PSC G006 (Social-Government Life Insurance Programs).
Department of State
9/30/26, 5:15 AM