Office of Credit Risk Management

The Small Business Administration Office of Credit Risk Management serves as the primary risk assessment and monitoring unit within the Small Business Administration, responsible for overseeing and managing credit risks associated with the agency's loan guarantee programs. The office performs critical functions in evaluating lender performance, monitoring loan portfolios, and ensuring compliance with Small Business Administration lending standards and regulations. As a key component of the Small Business Administration's financial oversight infrastructure, the Office of Credit Risk Management works to protect taxpayer interests while supporting the agency's mission to facilitate access to capital for small businesses across the United States.

The Office of Credit Risk Management's recent contracting activity demonstrates a comprehensive approach to risk management and operational support, with awards totaling approximately $30.2 million across five major contracts. The largest award, valued at $25.6 million, was made to Experian Information Solutions, Inc. for Loan and Lender Monitoring Systems, representing the office's significant investment in commercial credit reporting and monitoring capabilities. Additional technology investments include a $465,000 subscription to S&P Global Market Intelligence's Capital IQ Pro platform, providing the office with sophisticated financial data and analytics tools necessary for comprehensive risk assessment and portfolio monitoring activities.

Professional services contracts constitute another major component of the office's procurement strategy, with awards totaling approximately $3.7 million for specialized support functions. Williams, Adley & Company DC LLP received a $2.3 million contract for compliance file reviews, while The Jardin Group, LLC secured a $1.4 million delivery order for administrative support services including program analysis, risk modeling, and data management. The office also contracted with Deval, LLC for specialized loan servicing support targeting the 7(a) and Community Advantage Loan Programs, with particular emphasis on high-touch loans within the Hispanic community. These awards collectively demonstrate the office's reliance on external expertise to supplement internal capabilities across critical risk management, compliance, and operational support functions.