Insurance Requirements.pdf

This document is Exhibit A: Insurance Requirements for Contractors issued by the State of Louisiana, revised in March 2016. The exhibit outlines mandatory insurance specifications that contractors must meet when performing work for state agencies, detailing minimum insurance coverage requirements across multiple categories including Workers Compensation, Commercial General Liability, and Automobile Liability.

The insurance requirements specify precise coverage limits, such as $2,000,000 for Commercial General Liability with a minimum annual aggregate of $2,000,000, and $1,000,000 for Automobile Liability with a combined single limit per accident. Additional provisions mandate that all insurance policies must be endorsed to provide 30 days written notice of cancellation to the Agency, with insurance companies being required to provide coverage through entities lawfully authorized to conduct business in Louisiana and maintaining an A.M. Best rating of A-VI or higher. The document also establishes verification procedures, requiring contractors to furnish Certificates of Insurance and allowing the Agency to request complete certified copies of all insurance policies at any time.