Insurance Requirements.pdf

This document is Exhibit A for Insurance Requirements for Contractors issued by the State of Louisiana, revised in March 2016. The exhibit outlines comprehensive insurance specifications that contractors must meet when working with state agencies, detailing minimum scope and limits for various insurance types including Workers Compensation, Commercial General Liability, and Automobile Liability. The document mandates specific coverage requirements such as a $2,000,000 aggregate limit for Commercial General Liability and a $1,000,000 combined single limit for Automobile Liability.

The insurance requirements include critical provisions that protect the State of Louisiana and its agencies, with stipulations that contractors must provide insurance through companies authorized to do business in the jurisdiction, maintain A.M. Best ratings, and submit detailed verification of coverage. Contractors are required to name the Agency, its officers, agents, employees, and volunteers as additional insureds, and must provide 30-day written notice of any policy cancellations. The document also establishes contractor responsibilities for subcontractors' insurance and includes comprehensive indemnification and hold harmless agreements that require contractors to defend and protect the state from potential claims, damages, or legal actions arising from contract performance.