Exhibit_C1-Brevard_BOCC_2024_DPPO_DHMO_Cigna.xls

The provided file is an enrollment and experience report for Brevard County Board of County Commissioners (BOCC), Florida, detailing dental health insurance coverage for the calendar year 2024. The document encompasses two primary dental plan types: Dental Health Maintenance Organization (DHMO) and Dental Preferred Provider Organization (DPPO), tracking monthly enrollment across four coverage tiers (Employee Only, Employee + Spouse, Employee + Child(ren), and Employee + Family). The total annual enrollment ranges from 695 to 718 participants for DHMO and 3,440 to 3,467 participants for DPPO, with a combined annual total of approximately 8,540 DHMO and 41,441 DPPO subscribers.

The financial details reveal monthly billed premiums for DHMO at approximately $13,600-$13,900 and total annual premiums of $165,230, while DPPO premiums range from $177,900 to $180,300 with total annual premiums of $2,154,972. The loss ratios for DPPO plans fluctuate monthly, ranging from a low of 58.4% in December to a high of 95.0% in August, with an annual average of 80.0%. The claims data shows a mix of in-network and out-of-network claims, with in-network claims consistently representing the majority of total healthcare expenses. The report, generated on 3/21/2025 by the ADVICE Reporting System, contains proprietary and confidential information related to Brevard County's healthcare enrollment and claims experience.