Exhibit_C1-Brevard_BOCC_2024_DPPO_DHMO_Cigna.xls

The document is an enrollment and claims experience report for Brevard County Board of County Commissioners (BOCC), Florida, detailing dental insurance coverage for January through December 2024. The report covers two dental product types: Dental Health Maintenance Organization (DHMO) and Dental Preferred Provider Organization (DPPO), tracking monthly enrollment across four coverage tiers (employee only, employee + spouse, employee + child(ren), and employee + family). The DHMO plan shows consistent monthly enrollment around 700-718 participants, while the DPPO plan demonstrates higher enrollment ranging from 3,440 to 3,467 participants, with a total annual enrollment of 8,540 for DHMO and 41,441 for DPPO.

The financial details reveal monthly billed premiums for DHMO at approximately $13,600-$13,900, totaling $165,230 annually, with total subscribers of 8,538 and 14,217 total members. The DPPO plan shows more complex financial metrics, with monthly billed premiums around $177,925-$180,314, totaling $2,154,972 annually. The loss ratio for DPPO varies monthly, ranging from 58.4% to 95.0%, with an annual average of 80.0%. Total claims for DPPO were $1,723,811, split between in-network claims of $1,514,574 and out-of-network claims of $209,238. The data suggests stable enrollment and relatively consistent claims performance across both dental plan types throughout the year.