2025-05-01_CGL_AL_WC_2024-12-15_PL_CYB.pdf
PDF 2 MB Posted
- Attached to
- Master Agreement AZ|CTR055585
- Contract number
- CTR055585
- Issued by
- Arizona
About this file
This document is a comprehensive Certificate of Liability Insurance for Equifax Workforce Solutions, LLC, covering multiple insurance policies issued by various insurers including Zurich American Insurance Company, XL Specialty Insurance Company, and Syndicates at Lloyd's. The primary certificate holder is the State of Arizona, specifically the Department of Economic Security, with coverage extending to the state's departments, agencies, boards, commissions, universities, officers, officials, agents, and employees. The insurance policies are effective from May 1, 2024, to May 1, 2025, and include multiple coverage types such as Commercial General Liability, Automobile Liability, Workers' Compensation, Professional Liability, Cyber Liability, and Crime coverage.
The insurance policies provide various coverage limits, with key amounts including $1,000,000 for Commercial General Liability, $15,000,000 for Professional Liability/Cyber coverage, and $1,000,000 for Workers' Compensation. The documentation references a specific contract with the Arizona Department of Economic Security, identified as Contract ID: CTR055585. The policies include additional insured provisions for the State of Arizona and contain waivers of subrogation and transfer of rights of recovery. The coverage is specifically tied to Equifax Workforce Solutions' operations, with provisions ensuring that the State of Arizona and its associated entities are protected under the various liability and insurance terms outlined in the certificate.
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SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER(S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
(A/C, No):
FAX
ADDRESS:
PRODUCER
(A/C, No, Ext):
PHONE
INSURED
REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
(Per accident)
(Ea accident)
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
$PROPERTY DAMAGE
BODILY INJURY (Per accident)
BODILY INJURY (Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOSAUTOS ONLY
NON-OWNED
SCHEDULEDOWNED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH)
DESCRIPTION OF OPERATIONS below If yes, describe under
ANY PROPRIETOR/PARTNER/EXECUTIVE
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
ER
OTH-
STATUTE
PER
LIMITS(MM/DD/YYYY)
POLICY EXP
(MM/DD/YYYY)
POLICY EFF
POLICY NUMBERTYPE OF INSURANCELTR
INSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB $EACH OCCURRENCE
$AGGREGATE
OCCUR
CLAIMS-MADE
DED RETENTION $
$PRODUCTS - COMP/OP AGG
$GENERAL AGGREGATE
$PERSONAL & ADV INJURY
$MED EXP (Any one person)
$EACH OCCURRENCE
DAMAGE TO RENTED
$PREMISES (Ea occurrence)
COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY
PRO-
JECT LOC
CERTIFICATE OF LIABILITY INSURANCE
DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03)
© 1988-2016 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
05/01/2024
X
A
2,000,000
WC 4257158-01 (AZ)
16535
W20485231201
C
A
15,000,000
05/01/2025 X
XL Specialty Insurance Company
Professional Liability/Cyber
CN101920890-TALX-GAWUP-24-25
1,000,000
37540
12/15/2024
ATL-005262959-27
05/01/2024
X
2,000,000
04/23/2024
Cyber and E&O coverages are also included subject to policy terms and conditions.
5,000,000
05/01/2025
Crime
1,000,000
LIMIT:12/15/2024
1,000,000
1,000,000
A
05/01/2025
12/15/2023
05/01/2024
37885
GLA 3906538-01
Cyber and E&O Limit
10,000
WC 4257158-01 (AOS)
ELU193933-23
1,000,000
The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents, and employees is/are included as additional insured where required by written contract with respect to General Liability, Auto Liability, Professional Liability. Waiver of subrogation is applicable where required by written contract in regards to General Liability, Auto Liability, and Workers Compensation.
Re: ADES. – Contract ID: CTR055585.
11432 LACKLAND ROAD
EQUIFAX WORKFORCE SOLUTIONS, LLC
ST LOUIS, MO 63146
1,000,000
Zurich American Insurance Company
X
TWO ALLIANCE CENTER
MARSH USA, LLC.
ATLANTA, GA 30326
3560 LENOX ROAD, SUITE 2400
Attn: Atlanta.CertRequest@marsh.com / Fax: 212-948-4321
GLA 3906538-01
Syndicates 2623/623 at Lloyd's
12/15/2023
N
C/O: myCOI, 1075 Broad Ripple Ave, Suite 313 Indianapolis, IN 46220
The State of Arizona and Dept. of Economic Security, 05/01/2024
A
1,000,000
X
B
05/01/2025
ACORD 101 (2008/01)
The ACORD name and logo are registered marks of ACORD
© 2008 ACORD CORPORATION. All rights reserved.
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
FORM NUMBER: FORM TITLE:
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE Page of
AGENCY CUSTOMER ID:
LOC #:
AGENCY
CARRIER NAIC CODE
POLICY NUMBER
NAMED INSURED
EFFECTIVE DATE:
MARSH USA, LLC.�
Cyber: the limit shown is the occurrence and aggregate limit. �
Atlanta
Certificate of Liability Insurance25
11432 LACKLAND ROAD�
EQUIFAX WORKFORCE SOLUTIONS, LLC�
ST LOUIS, MO 63146
CN101920890
POLICY NUMBER:
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Named Insured:
Endorsement Effective Date:
COMMERCIAL AUTO
CA 20 48 10 13
SCHEDULE
This endorsement modifies insurance provided under the following:
AUTO DEALERS COVERAGE FORM
BUSINESS AUTO COVERAGE FORM
MOTOR CARRIER COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement.
This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form.
This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.
DESIGNATED INSURED FOR
COVERED AUTOS LIABILITY COVERAGE
GLA 3906538 - 01
Equifax Inc.
Name Of Person(s) Or Organization(s): THE STATE OF ARIZONA, AND ITS DEPARTMENTS, AGENCIES, BOARDS, COMMISSIONS, UNIVERSITIES, OFFICERS, OFFICIALS, AGENTS AND EMPLOYEES.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II – Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I – Covered Autos Coverages of the Auto Dealers Coverage Form.
CA 20 48 10 13 Page 1 of 1© Insurance Services Office, Inc., 2011
POLICY NUMBER: COMMERCIAL GENERAL LIABILITY
CG 24 04 05 09
CG 24 04 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1 Wolters Kluwer Financial Services | Uniform FormsTM
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
SCHEDULE
Name Of Person Or Organization:
The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV – Conditions:
We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Named Insured:
Endorsement Effective Date:
SCHEDULE
POLICY NUMBER: COMMERCIAL AUTO
CA 04 44 10 13
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US (WAIVER OF SUBROGATION)
This endorsement modifies insurance provided under the following:
AUTO DEALERS COVERAGE FORM
BUSINESS AUTO COVERAGE FORM
MOTOR CARRIER COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.
This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.
Name(s) Of Person(s) Or Organization(s):
GLA 3906538 - 01
Equifax Inc.
05/01/2024
The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.
The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization.
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
© Insurance Services Office, Inc., 2011CA 04 44 10 13 Page 1 of 1
WC124 (4-84) Page 1 of 1 WC 00 03 13 Copyright 1983 National Council on Compensation Insurance, Inc. Uniform FormsTM
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13
(Ed. 04-84)
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.)
This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
Schedule
The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective Policy No. Endorsement No.
Insured Premium $
Insurance Company Countersigned by
| Client |
| MAKER_GUIDEWIRE, DOCS |
| Common Policy Change Endorsement |
| Page 1 |
| Page 2 |
| User Attached PDF |
| Page 1 |
| Client |
| MAKER_GUIDEWIRE, DOCS |
| Common Policy Change Endorsement |
| Page 1 |
| Page 2 |
| Page 3 |
| Schedule of Named Insured(s) |
| Page 1 |
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| Additional Insured - Owners, Lessees Or Contractors - Scheduled Person Or Organization |
| Page 1 |
| WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) |
| Page 1 |
| Client |
| MAKER_GUIDEWIRE, DOCS |
| Workers Compensation Change Endorsement |
| Page 1 |
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| Schedule Of Workers Compensation Changes |
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| Schedule Of Workers Compensation Changes |
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| Schedule Of Workers Compensation Changes |
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| Workers Compensation and Employers Liability Insurance Policy Schedule of Insureds and Locations |
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| WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY |
| Page 1 |
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| Catastrophe (Other Than Certified Acts of Terrorism) Premium Endorsement |
| Page 1 |
| Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement |
| Page 1 |
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| User Attached PDF |
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