2025-05-01_CGL_AL_WC_2024-12-15_PL_CYB.pdf

PDF 2 MB Posted

Attached to
Master Agreement AZ|CTR055585
Contract number
CTR055585
Issued by
Arizona

About this file

This document is a comprehensive Certificate of Liability Insurance for Equifax Workforce Solutions, LLC, covering multiple insurance policies issued by various insurers including Zurich American Insurance Company, XL Specialty Insurance Company, and Syndicates at Lloyd's. The primary certificate holder is the State of Arizona, specifically the Department of Economic Security, with coverage extending to the state's departments, agencies, boards, commissions, universities, officers, officials, agents, and employees. The insurance policies are effective from May 1, 2024, to May 1, 2025, and include multiple coverage types such as Commercial General Liability, Automobile Liability, Workers' Compensation, Professional Liability, Cyber Liability, and Crime coverage.

The insurance policies provide various coverage limits, with key amounts including $1,000,000 for Commercial General Liability, $15,000,000 for Professional Liability/Cyber coverage, and $1,000,000 for Workers' Compensation. The documentation references a specific contract with the Arizona Department of Economic Security, identified as Contract ID: CTR055585. The policies include additional insured provisions for the State of Arizona and contain waivers of subrogation and transfer of rights of recovery. The coverage is specifically tied to Equifax Workforce Solutions' operations, with provisions ensuring that the State of Arizona and its associated entities are protected under the various liability and insurance terms outlined in the certificate.

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SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN

ACCORDANCE WITH THE POLICY PROVISIONS.

INSURER(S) AFFORDING COVERAGE

INSURER F :

INSURER E :

INSURER D :

INSURER C :

INSURER B :

INSURER A :

NAIC #

NAME:

CONTACT

(A/C, No):

FAX

E-MAIL

ADDRESS:

PRODUCER

(A/C, No, Ext):

PHONE

INSURED

REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.

If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED

REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

OTHER:

(Per accident)

(Ea accident)

N / A

SUBR

WVD

ADDL

INSD

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

$PROPERTY DAMAGE

BODILY INJURY (Per accident)

BODILY INJURY (Per person)

COMBINED SINGLE LIMIT

AUTOS ONLY

AUTOSAUTOS ONLY

NON-OWNED

SCHEDULEDOWNED

ANY AUTO

AUTOMOBILE LIABILITY

Y / N

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY

OFFICER/MEMBER EXCLUDED?

(Mandatory in NH)

DESCRIPTION OF OPERATIONS below If yes, describe under

ANY PROPRIETOR/PARTNER/EXECUTIVE

E.L. DISEASE - POLICY LIMIT

E.L. DISEASE - EA EMPLOYEE

E.L. EACH ACCIDENT

ER

OTH-

STATUTE

PER

LIMITS(MM/DD/YYYY)

POLICY EXP

(MM/DD/YYYY)

POLICY EFF

POLICY NUMBERTYPE OF INSURANCELTR

INSR

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

EXCESS LIAB

UMBRELLA LIAB $EACH OCCURRENCE

$AGGREGATE

OCCUR

CLAIMS-MADE

DED RETENTION $

$PRODUCTS - COMP/OP AGG

$GENERAL AGGREGATE

$PERSONAL & ADV INJURY

$MED EXP (Any one person)

$EACH OCCURRENCE

DAMAGE TO RENTED

$PREMISES (Ea occurrence)

COMMERCIAL GENERAL LIABILITY

CLAIMS-MADE OCCUR

GEN'L AGGREGATE LIMIT APPLIES PER:

POLICY

PRO-

JECT LOC

CERTIFICATE OF LIABILITY INSURANCE

DATE (MM/DD/YYYY)

CANCELLATION

AUTHORIZED REPRESENTATIVE

ACORD 25 (2016/03)

© 1988-2016 ACORD CORPORATION. All rights reserved.

CERTIFICATE HOLDER

The ACORD name and logo are registered marks of ACORD

HIRED

AUTOS ONLY

05/01/2024

X

A

2,000,000

WC 4257158-01 (AZ)

16535

W20485231201

C

A

15,000,000

05/01/2025 X

XL Specialty Insurance Company

Professional Liability/Cyber

CN101920890-TALX-GAWUP-24-25

1,000,000

37540

12/15/2024

ATL-005262959-27

05/01/2024

X

2,000,000

04/23/2024

Cyber and E&O coverages are also included subject to policy terms and conditions.

5,000,000

05/01/2025

Crime

1,000,000

LIMIT:12/15/2024

1,000,000

1,000,000

A

05/01/2025

12/15/2023

05/01/2024

37885

GLA 3906538-01

Cyber and E&O Limit

10,000

WC 4257158-01 (AOS)

ELU193933-23

1,000,000

The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents, and employees is/are included as additional insured where required by written contract with respect to General Liability, Auto Liability, Professional Liability. Waiver of subrogation is applicable where required by written contract in regards to General Liability, Auto Liability, and Workers Compensation.

Re: ADES. – Contract ID: CTR055585.

11432 LACKLAND ROAD

EQUIFAX WORKFORCE SOLUTIONS, LLC

ST LOUIS, MO 63146

1,000,000

Zurich American Insurance Company

X

TWO ALLIANCE CENTER

MARSH USA, LLC.

ATLANTA, GA 30326

3560 LENOX ROAD, SUITE 2400

Attn: Atlanta.CertRequest@marsh.com / Fax: 212-948-4321

GLA 3906538-01

Syndicates 2623/623 at Lloyd's

12/15/2023

N

C/O: myCOI, 1075 Broad Ripple Ave, Suite 313 Indianapolis, IN 46220

The State of Arizona and Dept. of Economic Security, 05/01/2024

A

1,000,000

X

B

05/01/2025

ACORD 101 (2008/01)

The ACORD name and logo are registered marks of ACORD

© 2008 ACORD CORPORATION. All rights reserved.

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

FORM NUMBER: FORM TITLE:

ADDITIONAL REMARKS

ADDITIONAL REMARKS SCHEDULE Page of

AGENCY CUSTOMER ID:

LOC #:

AGENCY

CARRIER NAIC CODE

POLICY NUMBER

NAMED INSURED

EFFECTIVE DATE:

MARSH USA, LLC.�

Cyber: the limit shown is the occurrence and aggregate limit. �

Atlanta

Certificate of Liability Insurance25

11432 LACKLAND ROAD�

EQUIFAX WORKFORCE SOLUTIONS, LLC�

ST LOUIS, MO 63146

CN101920890

POLICY NUMBER:

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

Named Insured:

Endorsement Effective Date:

COMMERCIAL AUTO

CA 20 48 10 13

SCHEDULE

This endorsement modifies insurance provided under the following:

AUTO DEALERS COVERAGE FORM

BUSINESS AUTO COVERAGE FORM

MOTOR CARRIER COVERAGE FORM

With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement.

This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form.

This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.

DESIGNATED INSURED FOR

COVERED AUTOS LIABILITY COVERAGE

GLA 3906538 - 01

Equifax Inc.

Name Of Person(s) Or Organization(s): THE STATE OF ARIZONA, AND ITS DEPARTMENTS, AGENCIES, BOARDS, COMMISSIONS, UNIVERSITIES, OFFICERS, OFFICIALS, AGENTS AND EMPLOYEES.

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II – Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I – Covered Autos Coverages of the Auto Dealers Coverage Form.

CA 20 48 10 13 Page 1 of 1© Insurance Services Office, Inc., 2011

POLICY NUMBER: COMMERCIAL GENERAL LIABILITY

CG 24 04 05 09

CG 24 04 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1 Wolters Kluwer Financial Services | Uniform FormsTM

WAIVER OF TRANSFER OF RIGHTS OF RECOVERY

AGAINST OTHERS TO US

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

SCHEDULE

Name Of Person Or Organization:

The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV – Conditions:

We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above.

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

Named Insured:

Endorsement Effective Date:

SCHEDULE

POLICY NUMBER: COMMERCIAL AUTO

CA 04 44 10 13

WAIVER OF TRANSFER OF RIGHTS OF RECOVERY

AGAINST OTHERS TO US (WAIVER OF SUBROGATION)

This endorsement modifies insurance provided under the following:

AUTO DEALERS COVERAGE FORM

BUSINESS AUTO COVERAGE FORM

MOTOR CARRIER COVERAGE FORM

With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.

This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.

Name(s) Of Person(s) Or Organization(s):

GLA 3906538 - 01

Equifax Inc.

05/01/2024

The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.

The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization.

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

© Insurance Services Office, Inc., 2011CA 04 44 10 13 Page 1 of 1

WC124 (4-84) Page 1 of 1 WC 00 03 13 Copyright 1983 National Council on Compensation Insurance, Inc. Uniform FormsTM

WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13

(Ed. 04-84)

WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT

We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.)

This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.

Schedule

The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents and employees.

This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.

(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)

Endorsement Effective Policy No. Endorsement No.

Insured Premium $

Insurance Company Countersigned by

Client
MAKER_GUIDEWIRE, DOCS
Common Policy Change Endorsement
Page 1
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User Attached PDF
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Client
MAKER_GUIDEWIRE, DOCS
Common Policy Change Endorsement
Page 1
Page 2
Page 3
Schedule of Named Insured(s)
Page 1
Page 2
Additional Insured - Owners, Lessees Or Contractors - Scheduled Person Or Organization
Page 1
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION)
Page 1
Client
MAKER_GUIDEWIRE, DOCS
Workers Compensation Change Endorsement
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Schedule Of Workers Compensation Changes
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Workers Compensation and Employers Liability Insurance Policy Schedule of Insureds and Locations
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WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY
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Catastrophe (Other Than Certified Acts of Terrorism) Premium Endorsement
Page 1
Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement
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User Attached PDF
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