EXHIBIT I - INSURANCE REQUIREMENTS.pdf
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- Solicitation number
- OP1421678370
- Issued by
- California
About this file
This is an insurance requirements exhibit for contractor services near railroad property issued by the Los Angeles County Metropolitan Transportation Authority (LACMTA). The document establishes mandatory insurance coverage requirements that contractors must procure and maintain throughout the duration of any contract involving work performed near railroad property. Contractors are required to obtain Commercial General Liability coverage with minimum limits of $1,000,000 per occurrence, Commercial Automobile Liability with $1,000,000 per accident limits, Workers' Compensation insurance compliant with California statutory requirements, and Railroad Protective Liability with $1,000,000 per occurrence. All insurance policies must be obtained from California-admitted insurers with a current A.M. Best's rating of no less than A-VII, and contractors must furnish original endorsements and certificates of insurance to LACMTA for approval before commencing work.
The insurance policies must designate LACMTA, its subsidiaries, officials, and employees as additional insureds with no special limitations on coverage scope. Contractor insurance must be primary coverage for LACMTA with any LACMTA insurance maintained as excess coverage. Certificates of insurance must include a 30-day notice of cancellation clause, and Workers' Compensation policies must include a waiver of subrogation in favor of LACMTA. Any deductibles or self-insured retentions exceeding $25,000 require LACMTA approval. Contractors must ensure all subcontractors comply with these same insurance requirements either under the contractor's policies or through separate certificates and endorsements. All insurance documentation must be received and approved by LACMTA prior to work commencement.
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Text version
Exhibit I
INSURANCE REQUIREMENTS FOR CONTRACTOR SERVICES NEAR
RAILROAD PROPERTY
Contractor shall procure and maintain for the duration of the contract insurance against claims for injuries to persons, or damages in property that may arise from or in connection with the performance of the work hereunder by the Contractor, his agents, representatives, or employees.
MINIMUM SCOPE OF INSURANCE
Coverage shall be at least as broad as:
1. Insurance Services Office Commercial General Liability coverage (occurrence form CG0001)
2. Insurance Services Office form number CA0001 covering Automobile Liability.
3. Workers’ Compensation insurance as required by the State of California and Employer’s Liability Insurance.
4. Railroad Protective Liability
MINIMUM LIMITS OF INSURANCE
Consultant shall maintain limits no less than:
1. Commercial General Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage. Products/Completed Operations aggregate shall apply separately to this contract/agreement or the aggregate limit shall be twice the required per occurrence limit.
2. Commercial Automobile Liability: $1,000,000 per accident for bodily injury and property damage.
3. Workers’ Compensation to comply with California’s statutory requirements.
4. Railroad Protective Liability: $1,000,000 per occurrence
OTHER INSURANCE PROVISIONS
The insurance policies required per the terms of the contract are to contain, or be endorsed to contain, the following provisions:
1. Los Angeles County Metropolitan Transportation Authority (LACMTA), its subsidiaries, officials and employees are to be covered as additional insureds as respects liability arising out of the activities performed by or on behalf of the Contractor; products and completed operations of the Contractor; premises owned, occupied or used by the Contractor; or automobiles owned leased, hired or borrowed by the Contractor. The coverage shall contain no special limitations on the scope of protection afforded to LACMTA, its subsidiaries, officials and employees.
2. For any claims related to this project, the Contractor’s insurance coverage shall be primary insurance as respects LACMTA, its subsidiaries, officials and employees. Any insurance or self-insurance maintained by LACMTA shall be excess of the Contractor’s insurance and shall not contribute with it.
3. Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to LACMTA, its subsidiaries, officials and employees.
4. The Contractor’s insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer’s liability.
5. Each Acord Certificate of insurance required by this contract shall be worded to state that coverage shall not be suspended, voided, canceled by either party, reduced in coverage or in limits except after thirty (30) days prior written has been given to LACMTA. Cancellation provision should also delete the words, “endeavor to”.
6. Workers’ Compensation and Employer’s Liability policies shall provide a waiver of subrogation in favor of LACMTA
7. Railroad Protective Liability in the amount of $1,000,000 per occurrence written in the name of LACMTA shall be obtained to satisfy this coverage requirement.
As an alternative to this requirement, the Commercial General Liability may remove the exclusion for work within 50ft of railroad track and evidence provided on the certificate of insurance.
DEDUCTIBLES AND SELF-INSURED RETENTIONS
Any deductibles or self-insured retentions must be declared; amounts over $25,000 must be approved by LACMTA.
ACCEPTABILITY OF INSURERS
Insurance is to be placed with California admitted insurers with a current A.M. Best’s rating of no less than A-VII, unless otherwise approved by LACMTA or non-admitted carriers on the California Department of Insurance’s approved list.
VERIFICATION OF COVERAGE
Contractor shall furnish LACMTA with original endorsements and certificates of insurance evidencing coverage required by this clause. All documents are to be signed by a person authorized by that insurer. All documents are to be received and approved by LACMTA before work commences. If requested by LACMTA, the Contractor shall submit copies of all required insurance policies, including endorsements affecting the coverage required by these specifications.
SUBCONTRACTORS
Contractors shall include all subcontractors as insured under its policies or shall furnish separate certificates and endorsement for each subcontractor. All coverage for subcontractors shall be subject to all of the requirements stated herein. If requested by LACMTA, the contractor shall submit copies of all required insurance policies, including endorsements affecting the coverage required by these specifications.
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