Attachment A State of CO Insurance Requirements.pdf
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- Solicitation number
- RFP GMAA 2026000197 2
- Issued by
- Denver County, Denver City, Colorado
About this file
This document outlines the insurance requirements established by the State of Colorado for vendors contracting with the Auraria Higher Education Center (AHEC) under the on-call service providers and small construction contract opportunity AHEC-27701-R. Vendors must obtain and maintain Workers' Compensation Insurance as required by state statute, Commercial General Liability Insurance with minimum limits of $1,000,000 per occurrence and $1,000,000 general aggregate, Automobile Liability Insurance with $1,000,000 combined single limits, and Professional Liability and Pollution Liability Insurance for abatement contractors with amounts dependent on the specific job. The State of Colorado and AHEC must be named as additional insureds on the Commercial General Liability Insurance policies, and all coverage must be primary over any state insurance or self-insurance programs. Vendors are required to provide certificates of insurance within seven business days of the contract's effective date or before service commencement, whichever is earlier, and must submit renewal certificates no later than 15 days prior to expiration.
All insurance policies must be issued by companies satisfactory to the State and include provisions requiring carriers to waive rights of recovery and subrogation against the State of Colorado and its agencies, institutions, officers, agents, employees, and volunteers. Cancellation or non-renewal of policies must include at least 45 days' prior written notice to the State by certified mail, except in cases of non-payment which require only 10 days' notice. The State reserves the right to request evidence of insurance compliance at any time during the contract term, with vendors required to provide satisfactory proof within 10 days of such request. For contractors qualifying as "public entities" under the Colorado Governmental Immunity Act, only liability insurance necessary to meet statutory liabilities is required, subject to state verification upon request.
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Text version
A. Vendor shall obtain, and maintain at all times during the term of this contract, insurance in the following kinds and amounts:
1. Workers’ Compensation Insurance as required by state statute, and Employer’s Liability Insurance covering all of contractor’s employees acting within the course and scope of their employment.
2. Commercial General Liability Insurance written on ISO occurrence form CG 00 01 10/93 or equivalent, covering premises operations, fire damage, independent contractors, products and completed operations, blanket contractual liability, personal injury, and advertising liability with minimum limits as follows:
a. $1,000,000 each occurrence;
b. $1,000,000 general aggregate;
c. $1,000,000 products and completed operations aggregate, and;
d. $50,000 any one fire.
If any aggregate limit is reduced below $1,000,000 because of claims made or paid, the contractor shall immediately obtain additional insurance to restore the full aggregate limit and furnish to the State a certificate or other document satisfactory to the State showing compliance with this provision.
3. Automobile Liability Insurance covering any auto (including owned, hired and non-owned autos) with a minimum limit as follows: $1,000,000 each accident combined single limit.
4. Professional Liability and Pollution Liability Insurance with minimum limits of liability of not less than $(dependent on job). Required for Abatement Contractors.
B. The State of Colorado and the Auraria Higher Education Center shall be named as additional insured on the Commercial General Liability Insurance policies (leases and construction contracts will require the additional insured coverage for completed operations and endorsements CG 2010 11/85, CG 2037, or equivalent). Coverage required of the contract will be primary over any insurance or self-insurance program carried by the State of Colorado.
C. The Insurance shall include provisions preventing cancellation or non-renewal without at least 45 days prior notice to the State by certified mail, except for lack of payment which requires 10 day notice.
D. The contractor will require all general liability and Workers Compensation insurance policies in any way related to the contract and secured and maintained by the contractor to include clauses stating that each carrier will waive all rights of recovery, under subrogation or otherwise, against the State of Colorado, it’s agencies, institutions, organizations, officers, agents, employees and volunteers.
E. All policies evidencing the insurance coverages required hereunder shall be issued by insurance companies satisfactory to the State.
F. The contractor shall provide certificates showing insurance coverage required by this contract to the State within 7 business days of the effective date of the contract, but in no event later than the commencement of the services or delivery of the goods under the contract. No later than 15 days prior to the expiration date of any such coverage, the contractor shall deliver the State certificates of insurance evidencing renewals thereof. At any time during the term of this contract, the State may request in writing and the contractor shall thereupon within 10 days supply to the State, evidence satisfactory to the State of compliance with the provision of this section.
G. Notwithstanding subsection A of this section, if the contract is a “public entity” within the meaning of the Colorado Governmental Immunity Act CRS 24-10-101, et. seq., as amended (Act”), the contractor shall at all times during the term of this contract maintain only such liability insurance by commercial policy or self-insurance, as is necessary to meet is liabilities under the Act. Upon request by the State, the contractor shall show proof of such insurance satisfactory to the State.
ATTACHMENT A
STATE OF COLORADO INSURANCE REQUIREMENTS
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