This document is a Workers Compensation and Employers Liability Insurance Policy Endorsement issued by Federal Insurance Company for Eastern Research Group, effective 01-01-25, with policy number 71754105. The endorsement specifically addresses a "Waiver of Our Right to Recover from Others" and includes special provisions for policies or exposure in Missouri.
The endorsement details the insurance company's agreement to waive their right to recover payments from certain parties liable for work-related injuries, but only applies to entities named in the Schedule and when work is performed under a written contract requiring this specific agreement. The policy includes a unique provision for Missouri-based work, noting that the waiver of subrogation does not apply to certain construction groups or classifications. The premium for this endorsement is listed as "Incl." (included), suggesting it is part of the base policy cost.