2020-11-07 Additonal.pdf

This document is an insurance policy endorsement for Commercial General Liability Coverage, specifically an "@VANTAGE FOR GENERAL LIABILITY – NEW YORK" endorsement issued by OneBeacon Insurance Group LLC in 2004. The endorsement modifies an existing commercial general liability insurance policy and provides detailed coverage extensions and modifications for various insurance scenarios. The policy appears to be a standard commercial general liability insurance document with specific provisions for additional insureds, coverage territories, and various liability scenarios.

The endorsement outlines extensive coverage provisions including additional insured status for broad form vendors, contract agreements, and permits, with specific limits and exclusions. Key coverage extensions include bodily injury, property damage, personal and advertising injury, product recall expenses, and medical payments. The document includes a Products Recall Schedule with an Aggregate Limit of $50,000 and an Each Product Recall Limit of $25,000. Supplementary payment provisions are also detailed, such as increasing the bail bond cost limit to $2,500 and reasonable expense limits to $500 per day. The endorsement provides comprehensive liability protection with nuanced definitions and conditions tailored to New York insurance regulations.