Insurance_Requirements_Version_3.pdf

Version 3 2/23/2026

Insurance / Bond Type Required Limits

1. Worker’s Compensation Statutory Limits of Florida Statutes, Chapter 440 and all Federal Government

Statutory Limits and Requirements

Evidence of Workers’ Compensation coverage or a Certificate of Exemption issued by the State of Florida is required. Entities that are formed as Sole Proprietorships shall not be required to provide a proof of exemption. An application for exemption can be obtained online at https://apps.fldfs.com/bocexempt/

2. Employer’s Liability $ single limit per occurrence

3. Commercial General Liability (Occurrence Form) patterned after the current ISO form

Bodily Injury and Property Damage

$ single limit per occurrence, $ aggregate for Bodily Injury Liability and Property Damage Liability. The General Aggregate Limit shall be endorsed to apply per project for construction agreements. This shall include Premises and Operations; Independent Contractors; Products and Completed Operations and Contractual Liability.

4. Indemnification To the maximum extent permitted by Florida law, the Contractor/Vendor shall defend, indemnify and hold harmless Collier County, its officers and employees from any and all liabilities, damages, losses and costs, including, but not limited to, reasonable attorneys’ fees and paralegals’ fees, to the extent caused by the negligence, recklessness, or intentionally wrongful conduct of the Contractor/ Vendor or anyone employed or utilized by the Contractor/Vendor in the performance of this Agreement.

5. Automobile Liability $ Each Occurrence; Bodily Injury & Property Damage Owned/Non-owned/Hired; Automobile Included

6. Other insurance as noted: Watercraft $ Per Occurrence

United States Longshoreman's and Harborworker's Act coverage shall be maintained where applicable to the completion of the work.

$ Per Occurrence

Maritime Coverage (Jones Act) shall be maintained where applicable to the completion of the work.

$ Per Occurrence

Aircraft Liability coverage shall be carried in limits of not less than $5,000,000 each occurrence if applicable to the completion of the Services under this Agreement.

$ Per Occurrence

Pollution $ Per Occurrence

Professional Liability $ Per claim & in the aggregate

Project Professional Liability $ Per Occurrence

Valuable Papers Insurance $ Per Occurrence

Cyber Liability $ Per Occurrence

Technology Errors & Omissions $ Per Occurrence

Other: $ Per Occurrence

Other: $ Per Occurrence

INSURANCE AND BONDING REQUIREMENTS

https://apps.fldfs.com/bocexempt/ https://apps.fldfs.com/bocexempt/ https://apps.fldfs.com/bocexempt/

Version 3 2/23/2026

Other: $ Per Occurrence

7. Bid bond Shall be submitted with proposal response in the form of proposal bond in a sum equal to 5% of the cost proposal.

8. Performance and Payment Bonds

For projects in excess of $200,000, bonds shall be submitted with the executed contract by Proposers receiving award, and written for 100% of the Contract award amount, the cost borne by the Proposer receiving an award. The Performance and Payment Bonds shall be underwritten by a surety authorized to do business in the State of Florida and otherwise acceptable to Owner; provided, however, the surety shall be rated as “A-“ or better as to general policy holders rating and Class V or higher rating as to financial size category and the amount required shall not exceed 5% of the reported policy holders’ surplus, all as reported in the most current Best Key Rating Guide, published by A.M.

Best Company, Inc. of 75 Fulton Street, New York, New York 10038.

9. Vendor shall ensure that all subcontractors comply with the same insurance requirements that he is required to meet. The same Vendor shall provide County with certificates of insurance meeting the required insurance provisions.

10. Collier County must be named as "ADDITIONAL INSURED" on the Insurance Certificate for Commercial General Liability where required. This insurance shall be primary and non-contributory with respect to any other insurance maintained by, or available for the benefit of, the Additional Insured and the Vendor’s policy shall be endorsed accordingly.

11. The Certificate Holder shall be named as Collier County Board of County Commissioners, OR, Board of County Commissioners in Collier County, OR Collier County Government, OR Collier County. The Certificates of Insurance must read:

For any and all work performed on behalf of Collier County.

12. On all certificates, the Certificate Holder must read: Collier County Board of County Commissioners, 3295 Tamiami Trail East, Naples, FL 34112

13. Thirty (30) Days Cancellation Notice required.

14. Collier County shall procure and maintain Builders Risk Insurance on all construction projects where it is deemed necessary. Such coverage shall be endorsed to cover the interests of Collier County as well as the Contractor. Premiums shall be billed to the project and the Contractor shall not include Builders Risk premiums in its project proposal or project billings. All questions regarding Builder’s Risk Insurance will be addressed by the Collier County Risk Management Division.

Approved by: Signature:

Vendor’s Insurance Acceptance

By submission of the bid Vendor accepts and understands the insurance requirements of these specifications, agrees to maintain these coverages through the duration of the agreement and/or work performance period, and that the evidence of insurability may be required within five (5) days of notification of recommended award of this solicitation.

Vendor’s Insurance Acceptance