Exhibit_C1-Brevard_BOCC_2024_DPPO_DHMO_Cigna.xls

The document is an enrollment and experience report for dental insurance plans for Brevard County Board of County Commissioners (BOCC) in Florida, covering January through December 2024. The report details two dental plan types: a Dental Health Maintenance Organization (DHMO) and a Dental Preferred Provider Organization (DPPO) plan, with monthly enrollment tracking across four coverage tiers (employee only, employee + spouse, employee + child(ren), and employee + family). The enrollment remains relatively stable throughout the year, with total subscribers ranging from 695 to 718 for DHMO and 3,440 to 3,467 for DPPO, representing a total of 8,540 DHMO and 41,441 DPPO subscribers annually.

The financial details reveal consistent monthly premiums for both plans, with DHMO premiums around $13,600-$13,900 and DPPO premiums between $177,900-$180,300 per month. The DPPO plan shows varying loss ratios from 58.4% to 95.0%, with an annual total loss ratio of 80.0%. Total annual premiums for both plans approximate $2.16 million, with total claims of $1.72 million. The claims are predominantly in-network, with DPPO in-network claims representing approximately 87.8% of total claims. The data suggests stable enrollment and consistent claims performance, indicating a well-managed dental insurance program for Brevard County employees.