Schedule B Insurance Requirements.pdf

INSURANCE REQUIREMENTS

The Contractor shall provide at its own cost and expense the following insurance to Westchester Community College and the County of Westchester issued by insurance companies licensed in the State of New York, which insurance shall be evidenced by certificates and/or policies as determined by the College. Each certificate or policy shall require that, thirty days prior to cancellation or material change in the policies, notice thereof shall be given to Westchester Community College by certified mail, return receipt requested, for all of the following stated insurance policies. All such notices shall name the Contractor and indemnify the contract number.

(a) General Liability insurance with a minimum liability per occurrence of $1,000,000 for bodily injury and $100,000 for property damage of a combined single limit of 1,000,000 naming Westchester Community College and the County of Westchester as additional insured, but only to the extent of the liabilities assumed by the Contractor in the Indemnification section of the Agreement. Coverage shall include Contractual, Independent Contractors/Subcontractors and Products and Completed Operations.

(b) Worker’s Compensation – Statutory-in compliance with the Compensation Law of the State of

New York. Each Contractor (employer) shall evidence compliance with Section 57 of the Workers’ Compensation Law and Sections 220 and 231, subdivisions 8 & 9 of the Disability Benefits’ Law, by submitting to the County for its approval, prior to the start of any part of his/her contract work, the following attested documentation:

1. Workers’ Compensation statutory, New York State Workers’ Compensation certificate form

C105.2 or State Fund Insurance Company form U-26.3 prescribed for proof of compliance with the Compensation Law.

2. State Workers’ Compensation form DB-120.1, prescribed for proof of compliance: with the

Disability Benefits’ Law.

3. If a Contractor (employer) claims that he is not required to carry, either a Workers’

Compensation policy or Disability Benefits’ policy, or both, a temporary permit may be issued if the Contractor (employer) completes form C-105.21 in duplicate. A copy of the completed C-105.21 form will then be sent to the Workers’ Compensation Board, Information Unit, by the County, for investigation and report.

(c) Automobile liability insurance with a combined single limit of $1,000,000 providing coverage for the following: owned vehicles, hired vehicles and non-owned vehicles.

(d) All policies shall be obtained from companies licensed to conduct business in the State of New

York. Companies providing insurance coverage shall be required to have nothing less than an “A” rating or better by the A.M. Best Company of Aldwich, New Jersey.

The Insurance companies issuing the policy or policies shall have no recourse against Westchester Community College or the County of Westchester (including its agents and agencies as aforesaid) for payment of any premiums or for assessments under any form of policy.

Schedule “B”