General_Insurance.pdf

PDF 104 KB Posted

Attached to
B027-15 Sodium Bisulfite
Solicitation number
B027-15
Issued by
New Haven County, Connecticut

About this file

This is an insurance requirements document for the City of Meriden, Connecticut, establishing minimum coverage standards for contractors and vendors engaged in contract work with the municipality. The City of Meriden requires contractors to maintain General Liability coverage of $1,000,000 to $2,000,000, Auto Liability of $1,000,000, and Umbrella/Excess Liability coverage. Workers' Compensation must comply with Connecticut statutory limits, with Employers' Liability limits of $1,000,000 per accident, per employee, and policy limit. All policies must be written with Connecticut-approved carriers maintaining a minimum AM Best's rating of "A-"VIII. The City of Meriden must be named as an Additional Insured on a primary and non-contributory basis for all policies except Workers' Compensation, and all policies should include a Waiver of Subrogation. Original Certificates of Insurance must be submitted to the City of Meriden prior to contract issuance, with replacement or renewal certificates provided at least 30 days before policy expiration dates.

For claims-made policies, continuous renewal is required for a minimum of two years following contract completion, with any policy replacements or retroactive date changes requiring an endorsement extending the reporting period for claims for the duration of the contract plus two years from completion. Contractors must notify the City of Meriden in writing within 30 days of any policy cancellation, limit reduction, or coverage alteration. These insurance requirements apply to the City of Meriden's procurement of Sodium Bisulfite for use at the Water Pollution Control Facility, as outlined in solicitation B027-15.

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Insurance Requirements

Contractor/Vendor shall agree to maintain in force at all times during the contract the following minimum coverages and shall name City of Meriden as an Additional Insured on a primary and non-contributory basis to all policies, except Workers Compensation. All policies should also include a Waiver of Subrogation. Insurance shall be written with Carriers approved in the State of Connecticut and with a minimum AM Best’s rating of “A-“VIII.

(Minimum Limits) General Liability $1,000,000

$2,000,000 $2,000,000

Auto Liability $1,000,000

$1,000,000 $1,000,000

Umbrella (Excess Liability)

Each Occurrence General Aggregate Products/Completed Operations Aggregate ( Per Project Aggregate)

Combined Single Limit Each Accident

Each Occurrence Aggregate

If any policy is written on a “Claims Made” basis, the policy must be continually renewed for a minimum of two (2) years from the completion date of this contract. If the policy is replaced and/or the retroactive date is changed, then the expiring policy must be endorsed to extend the reporting period for claims for the policy in effect during the contract for two (2) years from the completion date.

Workers’ Compensation and WC Statutory Limits Employers’ Liability EL Each Accident $1,000,000

EL Disease Each Employee $1,000,000 EL Disease Policy Limit $1,000,000

Original, completed Certificates of Insurance must be presented to City of Meriden prior to contract issuance. Contractor/Vendor agrees to provide replacement/renewal certificates at least 30 days prior to the expiration date of the policies. Should any of the above described policies be cancelled, limits reduced or coverage altered, 30 days written notice must be given to the City of Meriden.

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