EXHIBIT I - INSURANCE REQUIREMENTS.pdf
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- Solicitation number
- OP1435688370
- Issued by
- California
About this file
This is an Insurance Requirements exhibit for a contract with the Los Angeles County Metropolitan Transportation Authority (LACMTA). The document establishes mandatory insurance coverage that the contractor must procure and maintain throughout the contract duration to protect against claims for injuries to persons or property damage arising from contract performance. The contractor is required to maintain Commercial General Liability coverage with minimum limits of $1,000,000 per occurrence (with a $2,000,000 general aggregate limit), Automobile Liability coverage with minimum limits of $1,000,000 per accident, and Workers' Compensation insurance compliant with California statutory requirements along with Employer's Liability Insurance. All insurance policies must be obtained from California-admitted insurers with an A.M. Best's rating of no less than A- VII.
The insurance policies must name LACMTA, its subsidiaries, officials, and employees as additional insureds and must be primary coverage with respect to LACMTA's own insurance. Contractors must provide original endorsements and certificates of insurance prior to work commencement and declare any deductibles or self-insured retentions exceeding $25,000 for LACMTA approval. Coverage cannot be suspended, voided, or canceled without thirty days' prior written notice to LACMTA. Additionally, contractors are responsible for ensuring all subcontractors are appropriately insured, with the prime contractor serving as the repository for all subcontractor insurance documentation, which LACMTA may request at any time.
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EXHIBIT I - INSURANCE REQUIREMENTS
Contractor shall procure and maintain for the duration of the contract insurance against claims for injuries to persons, or damages in property which may arise from or in connection with the performance of the work hereunder by the Contractor, his agents, representatives, employee or subcontractors.
MINIMUM SCOPE OF INSURANCE
Coverage shall be at least as broad as:
1. Insurance Services Office Commercial General Liability coverage (occurrence form CG0001)
2. Insurance Services Office form number CA0001 covering Automobile
Liability, code 1 (any auto)
3. Workers’ Compensation insurance as required by the State of California and Employer’s Liability Insurance.
MINIMUM LIMITS OF INSURANCE
Contractor shall maintain limits no less than:
1. General Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability Insurance or other form with a general aggregate limit is used, the general aggregate limit shall be twice the required occurrence limit or $2,000,000.
Products/Completed Operations aggregate shall apply separately to this contract/agreement or the aggregate limit shall be twice the required per occurrence limit.
2. Automobile Liability: $1,000,000 per accident for bodily injury and property damage.
3. Workers’ Compensation to comply with California’s statutory requirements.
OTHER INSURANCE PROVISIONS
The insurance policies required per the terms of the contract are to contain, or be endorsed to contain, the following provisions:
1. LACMTA, its subsidiaries, officials and employees are to be covered as additional insureds as respects liability arising out of the activities performed by or on behalf of the Contractor; products and completed operations of the Contractor; premises owned, occupied or used by the Contractor; or automobiles owned leased, hired or borrowed by the Contractor. The general liability coverage shall also include contractual, personal injury, independent contractors and broad form property damage liability. The coverage shall contain no special limitations on the scope of protection afforded to LACMTA, its subsidiaries, officials and employees.
2. For any claims related to this project, the Contractor’s insurance coverage shall be primary insurance as respects LACMTA, its subsidiaries, officials and employees. Any insurance or self-insurance maintained by LACMTA shall be excess of the Contractor’s insurance and shall not contribute with it.
3. Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to LACMTA, its subsidiaries, officials and employees.
4. The Contractor’s insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer’s liability.
5. Each insurance policy required by this clause shall be endorsed to state that coverage shall not be suspended, voided, canceled by either party, reduced in coverage or in limits except after thirty (30) days’ prior written notice has been given to LACMTA.
6. Workers’ Compensation and Employer’s Liability policies shall provide a waiver of subrogation in favor of LACMTA.
DEDUCTIBLES AND SELF-INSURED RETENTIONS
Any deductibles or self-insured retentions must be declared to, and amounts over $25,000 approved by LACMTA.
ACCEPTABILITY OF INSURERS
Insurance is to be placed with California admitted insurers with a current A.M.
Best’s rating of no less than A- VII, unless otherwise approved by LACMTA.
VERIFICATION OF COVERAGE
Contractor shall furnish LACMTA with original endorsements and certificates of insurance evidencing coverage required by this clause. All documents are to be signed by a person authorized by that insurer to bind coverage on its behalf. All documents are to be received and approved by LACMTA before work commences. If requested by LACMTA, the Contractor shall submit copies of all required insurance policies, including endorsements affecting the coverage required by these specifications.
SUBCONTRACTORS
Contractor must ensure any and all subcontractors performing services under the Contract are appropriately insured. Prime shall serve as repository of all Subcontractor insurance. LACMTA retains the right to obtain copies of evidence of Subcontractor insurance coverage at any time.
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