Insurance_Specifications_for_Contractors.pdf
PDF 536 KB Posted
- Attached to
- Electrical Maintenance Repair Services
- Solicitation number
- 26-CD-037
- Issued by
- Pinellas County, Florida
About this file
This document is an insurance specifications guide issued by the School Board of Pinellas County, Florida, outlining mandatory coverage requirements for contractors awarded contracts with the district. The specifications detail three primary categories of required insurance: General Liability Insurance under an ISO Commercial General Liability Policy with minimum limits of $1,000,000 per occurrence and either $2,000,000 or $5,000,000 general aggregate depending on contract value; Automotive Liability Insurance with a combined single limit of $300,000 or alternative limits of $100,000 bodily injury per person and $300,000 per accident; and Workers' Compensation Insurance with statutory state coverage and employer's liability limits of $100,000 per accident and $500,000 disease policy limit. All contractors must obtain Certificates of Insurance within ten working days of contract award and submit them for School Board approval before commencing work, with the School Board named as both "Additional Insured" and "Certificate Holder" on all policies.
The specifications require that all insurance companies maintain a minimum Best's Financial Strength Rating of "A-V" or better and that certificates of insurance must match the company name as listed in Best's ratings. The School Board must receive ten days' notice of cancellation and thirty days' notice of non-renewal on all policies. Contractors are solely responsible for payment of any deductibles, and insurance company premium charges for adding the School Board as an "Additional Insured" do not excuse failure to obtain required coverage. The General Liability Policy must include specific coverage extensions including XCU coverage, Independent Contractor's Protective coverage, Broad Contractual Liability, Products and Completed Operations coverage, and Personal & Advertising Injury Liability, with optional provisions allowing General Contractors to provide Independent Contractor's Protective coverage in lieu of naming the School Board as "Additional Insured."
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Other files
| File | Type | Posted |
|---|---|---|
| Electrical_Maintenance_Repair_Services_(Addendum_#1_Revision).pdf | ||
| Pricing_for_services.docx | DOCX document | |
| Bid_Protest_Procedure.pdf |
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Text version
INSURANCE SPECIFICATIONS FOR CONTRACTORS
(present this information to your insurance agent)
The contractor shall obtain, within ten (10) working days of the award by the School Board, all of the insurance coverage’s required in the project specifications. Certificates of Insurance shall be filed with and approved by the School Board before the contractor or any subcontractor is allowed to commence work on the project.
The School Board of Pinellas County shall be listed both as an "Additional Insured" and “Certificate Holder” on all insurance policies obtained by the contractor as the result of being awarded a contract;
unless expressly prohibited by the insurance company. A written explanation of that insurance company's position will be attached to the Certificate of Insurance filed with the School Board of Pinellas County's Risk Management Department. Any requirement by the contractor's insurance company that an additional premium shall be required for the issuance of a Certificate of Insurance with the School Board of Pinellas County as an "Additional Insured” shall not excuse any failure to obtain the required insurance certificate. The School Board of Pinellas County requires a 10 notice of cancellation and a 30 notice for non-renewal.
The name of the insurance company(ies) listed on the Certificate of Insurance on file in the Risk Management Department shall be the same as it appears in Best’s Financial Strength Rating. The insurance company named on the Certificate of Insurance shall have a rating of "A-V" or better as stated in Best’s Financial Strength Rating.
1. GENERAL LIABILITY INSURANCE
The contractor shall provide the ISO Commercial General Liability Policy. The Owner shall be exempt from, and in no way liable for, any sums of money which may represent a deductible in any insurance policy. The payment of such deductible shall be the responsibility solely of the contractor or subcontractor providing such insurance.
The Commercial General Liability Policy (CGL) is a method of automatically providing a broad range of common coverage extensions to the CGL policy that firms often need and overlook. By having a CGL policy, it will reduce the overall cost of providing those other coverage’s at a future date and allows for a wide distribution of those packaged coverage’s.
The CGL policy shall provide coverage of at least the following items:
a) General Aggregate:
i) Premises Operation which will include XCU coverage except when work does not include foundation, structural work, pressure fired vessels or materials or construction techniques which could explode.
ii) Independent Contractor's Protective which provides coverage for injury to others arising out of the independent contractors work. General Contractors may opt to provide this coverage in lieu of naming the School Board of Pinellas County as “Additional Insured”.
iii) Broad Contractual Liability which is liability assumed by the insured under ay contract agreement. This includes any oral or written contract or agreement relating to the conduct of the named insured’s business. If excluded, exception for liability is assumed in an insured contract.
INSURANCE SPECIFICATIONS FOR CONTRACTORS
(present this information to your insurance agent)
b) Products and Completed Operations
c) Personal & Advertising Injury Liability The contractor shall obtain insurance which shall at least meet the following minimum limits:
For projects/contracts under $500,000.00:
$1,000,000.00 per occurrence, $2,000,000.00 general aggregate.
For projects/contracts $500,000.00 and over:
$1,000,000.00 per occurrence, $5,000,000.00 general aggregate.
2. AUTOMOTIVE LIABILITY INSURANCE
The contractor shall obtain Business Coverage Automobile Insurance which shall protect the contractor from claims for damage for personal injury, bodily injury including accidental death, as well as claims for property damages which may arise from operations under this contract whether such operations are by himself or by anyone directly or indirectly employed by him. Coverage shall include owned, non-owned, hired and rented vehicles.
The contractor shall obtain insurance which shall at least meet the following minimum limits:
$300,000.00 Combined Single Limit
$100,000.00 Bodily Injury (per person), $300,000.00 Bodily Injury (per accident)
$100,000.00 Property Damage
3. WORKERS' COMPENSATION INSURANCE
The contractor shall take out and maintain during the life of this Contract, Workers' Compensation Insurance for all of his employees connected with the work of this Project and, in case any work is sublet, the contractor shall require the subcontractors similarly to provide Workers' Compensation Insurance as required by FS 440 for all the latter's employees unless such employees are covered by the protection of the contractor. The following limits shall be obtained:
The contractor shall obtain insurance which shall at least meet the following minimum limits:
State Worker’s Compensation: Statutory
Employer’s Liability: $100,000.00 Each Accident $500,000.00 Disease, Policy Limit $100,000.00 Disease, Each Employee
(insuranc.dot) mar 1/1/1/1 (Rev 04/11)
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