CERT-963183499.pdf

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN

ACCORDANCE WITH THE POLICY PROVISIONS.

INSURER(S) AFFORDING COVERAGE

INSURER F :

INSURER E :

INSURER D :

INSURER C :

INSURER B :

INSURER A :

NAIC #

NAME:

CONTACT

(A/C, No):

FAX

E-MAIL

ADDRESS:

PRODUCER

(A/C, No, Ext):

PHONE

INSURED

REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.

If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED

REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

OTHER:

(Per accident)

(Ea accident)

N / A

SUBR

WVD

ADDL

INSD

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

$PROPERTY DAMAGE

BODILY INJURY (Per accident)

BODILY INJURY (Per person)

COMBINED SINGLE LIMIT

AUTOS ONLY

AUTOSAUTOS ONLY

NON-OWNED

SCHEDULEDOWNED

ANY AUTO

AUTOMOBILE LIABILITY

Y / N

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY

OFFICER/MEMBER EXCLUDED?

(Mandatory in NH)

DESCRIPTION OF OPERATIONS below If yes, describe under

ANY PROPRIETOR/PARTNER/EXECUTIVE

E.L. DISEASE - POLICY LIMIT

E.L. DISEASE - EA EMPLOYEE

E.L. EACH ACCIDENT

ER

OTH-

STATUTE

PER

LIMITS(MM/DD/YYYY)

POLICY EXP

(MM/DD/YYYY)

POLICY EFF

POLICY NUMBERTYPE OF INSURANCELTR

INSR

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

EXCESS LIAB

UMBRELLA LIAB $EACH OCCURRENCE

$AGGREGATE

OCCUR

CLAIMS-MADE

DED RETENTION $

$PRODUCTS - COMP/OP AGG

$GENERAL AGGREGATE

$PERSONAL & ADV INJURY

$MED EXP (Any one person)

$EACH OCCURRENCE

DAMAGE TO RENTED

$PREMISES (Ea occurrence)

COMMERCIAL GENERAL LIABILITY

CLAIMS-MADE OCCUR

GEN'L AGGREGATE LIMIT APPLIES PER:

POLICY

PRO-

JECT LOC

CERTIFICATE OF LIABILITY INSURANCE

DATE (MM/DD/YYYY)

CANCELLATION

AUTHORIZED REPRESENTATIVE

ACORD 25 (2016/03)

© 1988-2015 ACORD CORPORATION. All rights reserved.

CERTIFICATE HOLDER

The ACORD name and logo are registered marks of ACORD

HIRED

AUTOS ONLY

7/29/2024

Bowen, Miclette & Britt Insurance Agency, LLC 2800 North Loop West, Suite 1100 Houston TX 77092

Tina Xayasane 713-802-6159 713-880-7166 txayasane@bmbinc.com

Hanover Casualty Company 41602 MASTERWORD Allmerica Financial Benefit Ins. Co. 41840

MasterWord Services, Inc.

303 Stafford Street, Suite 204 Houston TX 77079

Twin City Fire Insurance Company 29459

963183499

A X 1,000,000 X 300,000

5,000

1,000,000

2,000,000 X

Y Y OLDH70412503 7/30/2024 7/30/2025

2,000,000

A *Included

X X

OLDH70412503 7/30/2024 7/30/2025

A X X 5,000,000Y OLDH70412503 7/30/2024Y 7/30/2025

5,000,000

B XY W2DH67696403 7/30/2024 7/30/2025

1,000,000

1,000,000

1,000,000 C Directors & Officers Liability N N 61KB039200124 7/30/2024 7/30/2025 D&O Aggregate 1,000,000

The Professional Liability and Cyber Liability coverages share a POLICY AGGREGATE LIMIT OF $5,000,000* Hired and Non Owned Auto liability shares the each occurrence limit of the Commercial General Liability

Employment Practices Liability- Twin City Fire Insurance Co.

Policy Number: 61KB039200124 Effective Dates: 07/30/2024 – 07/30/2025 Third Part Liability Limit: $1,000,000 See Attached...

State of Arizona 100 N. 15th Ave.

Suite 201 Phoenix AZ 85007

ACORD 101 (2008/01)

The ACORD name and logo are registered marks of ACORD

© 2008 ACORD CORPORATION. All rights reserved.

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

FORM NUMBER: FORM TITLE:

ADDITIONAL REMARKS

ADDITIONAL REMARKS SCHEDULE Page of

AGENCY CUSTOMER ID:

LOC #:

AGENCY

CARRIER NAIC CODE

POLICY NUMBER

NAMED INSURED

EFFECTIVE DATE:

MASTERWORD

1 1

Bowen, Miclette & Britt Insurance Agency, LLC MasterWord Services, Inc.

303 Stafford Street, Suite 204 Houston TX 77079

25 CERTIFICATE OF LIABILITY INSURANCE

Aggregate Limit: $1,000,000

Crime- Twin City Fire Insurance Co.

Policy Number:. 61KB039200124 Effective Dates: 07/30/2024 – 07/30/2025 Crime Aggregate: $1,000,000

Cyber Liability- Ace American Insurance Co.

Policy Number: D963374437 Effective Dates: 07/30/2024 – 07/30/2025 Each Claim: $5,000,000 Policy Aggregate: $5,000,000

Professional Liability- Ace American Insurance Co.

Policy Number: D963374437 Effective Dates: 07/30/2024 – 07/30/2025 Each Claim: $5,000,000 Policy Aggregate: $5,000,000

Excess Cyber- Certain Underwriter's at Lloyds Policy# W37075240201 Effective Dates: 07/30/2024 - 07/30/2025 Each Claim: $5,000,000 Aggregate: $5,000,000

The following policy provisions and/or endorsements form part of the policies of insurance represented by this certificate of insurance. The terms contained in the policies and/or endorsements supersede the representations made herein. Electronic copies of the policy provisions and/or endorsements listed below are available by emailing Contact Person as shown above.

General Liability:

Blanket additional insured Ongoing Operations per form # 391-1006 08 16 Blanket additional insured Completed Operations per form # 391-1006 08 16 Blanket waiver of subrogation per form # 391-1003 08 16 Blanket primary/non-contributory per form # 391-1003 08 16

Worker’s Compensation:

Blanket waiver of subrogation per form # WC000313 04/84 (AZ, FL, MI, NE); WC040306 04/84 (CA); WC420304B 06/14 (TX)

Umbrella:

Blanket additional insured per form # CU 00 01 12 07 Blanket waiver of subrogation per form # CU 00 01 12 07

Sexual Abuse and Molestation coverage is not excluded on the general liability policy.