Arizona-Department-_Child-Crisis-Ar_Exp_7.1.24_198268780_1_Redacted.pdf

Social Service Contractors Indemnity Pool within the applicable limit of insurance. These payments will not reduce the limits of insurance.

Supplementary payments may, with regard to certain types of covered claims and damages, erode the applicable Limit of Liability.

2. If we defend an insured against a “suit” and an indemnitee of the insured is also named as a party to the “suit”, we will defend that indemnitee if all of the following conditions are met:

a. The “suit” against the indemnitee seeks damages for which the insured has assumed the liability of the indemnitee in a contract or agreement that is an “insured contract”;

b. This insurance applies to such liability assumed by the insured;

c. The obligation to defend, or the cost of the defense of, that indemnitee, has also been assumed by the insured in the same “insured contract”;

d. The allegations in the “suit” and the information we know about the “occurrence” are such that no conflict appears to exist between the interests of the insured and the interests of the indemnitee;

e. The indemnitee and the insured ask us to conduct and control the defense of that indemnitee against such “suit” and agree that we can assign the same counsel to defend the insured and the indemnitee; and

f. The indemnitee:

(1) Agrees in writing to:

(a) Cooperate with us in the investigation, settlement or defense of the “suit”;

(b) Immediately send us copies of any demands, notices, summonses or legal papers received in connection with the “suit”;

(c) Notify any other insurer whose coverage is available to the indemnitee; and

(d) Cooperate with us with respect to coordinating other applicable insurance available to the indemnitee; and

(2) Provides us with written authorization to:

(a) Obtain records and other information related to the “suit”; and

(b) Conduct and control the defense of the indemnitee in such “suit”.

So long as the above conditions are met, attorneys' fees incurred by us in the defense of that indemnitee, necessary litigation expenses incurred by us and necessary litigation expenses incurred by the indemnitee at our request will be paid as Supplementary Payments. Notwithstanding the provisions of Paragraph 2.b.(2) of Section I - Coverage A - Bodily Injury And Property Damage Liability, such payments will not be deemed to be damages for “bodily injury” and “property damage” and will not reduce the limits of insurance.

Our obligation to defend an insured's indemnitee and to pay for attorneys' fees and necessary litigation expenses as Supplementary Payments ends when:

(a) We have used up the applicable limit of insurance in the payment of judgments or settlements; or

(b) The conditions set forth above, or the terms of the agreement described in

Paragraph f. above, are no longer met.

SECTION II - WHO IS AN INSURED

1. If you are designated in the Declarations as:

a. An individual, you and your spouse are insureds, but only with respect to the conduct of a business of which you are the sole owner.

b. A partnership or joint venture, you are an insured. Your members, your partners, and their spouses are also insureds, but only with respect to the conduct of your business.

c. A limited liability company, you are an insured. Your members are also insureds, but only

SSGLCOV (01/21) Includes wording © ISO Properties, Inc. Used with Permission. Page 14 of 26 with respect to the conduct of your business. Your managers are insureds, but only with respect to their duties as your managers.

d. An organization other than a partnership, joint venture or limited liability company, you are an insured. Your "executive officers" and directors are insureds, but only with respect to their duties as your officers or directors. Your stockholders are also insureds, but only with respect to their liability as stockholders.

e. A trust, you are an insured. Your trustees are also insureds, but only with respect to their duties as trustees.

2. Each of the following is also an insured:

a. Your “volunteer workers” only while performing duties related to the conduct of your business, or your "employees", other than either your "executive officers" (if you are an organization other than a partnership, joint venture or limited liability company) or your managers (if you are a limited liability company), but only for acts within the scope of their employment by you or while performing duties related to the conduct of your business.

However, none of these "employees" or “volunteer workers” are insureds for:

(1) “Bodily injury” or “personal and advertising injury”:

(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), or to a co-”employee” while in the course of his or her employment or performing duties related to the conduct of your business, or to your other “volunteer workers” while performing duties related to the conduct of your business;

(b) To the spouse, child, parent, brother or sister of that co-“employee” or “Volunteer worker” as a consequence of Paragraph (1)(a) above;

(c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs (1)(a) or (b) above; or

(d) Arising out of his or her providing or failing to provide professional health care services.

(2) “Property damage” to property:

(a) Owned, occupied or used by;

(b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by;

you, any of your "employees", “volunteer workers”, any partner or member (if you are a partnership or joint venture), or any member (if you are a limited liability company).

b. Any person (other than your “employee” or “volunteer worker”), or any organization while acting as your real estate manager.

c. Any person or organization having proper temporary custody of your property if you die, but only:

(1) With respect to liability arising out of the maintenance or use of that property; and

(2) Until your legal representative has been appointed.

d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part.

e. However, none of these persons is an insured for:

(1) “Bodily injury” to:

(a) You, your partners or members (if you are a partnership or joint venture), or your members (if you are a limited liability company); or

(b) Your “employee”, your “volunteer worker” or a co-participant in the athletic activity; or

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(2) “Property damage” to property:

(a) Owned, occupied or used by, or

(b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by you, any of your "employees", “volunteer workers”, any partner or member (if you are a partnership or joint venture), any member (if you are a limited liability company), or any co- participant in the athletic activity.

f. Any person or organization from whom you lease or rent premises, or upon whose premises a “special event” is held, if you are required to add such person or organization as an insured under this policy by:

(1) A written contract or agreement; or

(2) An oral contract or agreement where a Certificate of Insurance has been issued showing that person or organization as an insured under this policy.

However, such person or organization:

(1) Is an insured only with respect to that person’s or organization’s vicarious liability for actual damages:

(a) Caused solely by you or by “your work”; and

(b) Arising out of the ownership, maintenance or use of that portion of the premises leased, rented or occupied by you while you are a tenant in the premises or using it for a “special event”.

(2) Is not an insured:

(a) With respect to structural alterations, new construction or demolition operations performed by or on behalf of that person or organization; or

(b) If that person or organization caused or contributed to the “occurrence” resulting in liability.

g. Any other person or organization with whom you have a written “insured contract” that requires you to add such person or organization as an insured under this policy, but only with respect to that person’s or organization’s vicarious liability for actual damages caused solely by you or by “your work” and arising out of:

(1) Your premises;

(2) Your ongoing operations, other than the manufacture or assembly of goods or products, performed for that person or organization;

(3) That person’s or organization’s financial control of you;

(4) The maintenance, operation, or use by you of equipment leased to you by that person or organization; or

(5) A permit issued to you by a state or political subdivision.

The Limits of Insurance applicable to Paragraphs f. and g. above are the lesser of those specified in the “insured contract” or in the Declarations.

3. With respect to “mobile equipment” registered in your name under any motor vehicle registration law, any person is an insured while driving such equipment along a public highway with your permission. Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arising out of the operation of the equipment, and only if no other insurance of any kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to:

a. “bodily injury” to a co-“employee”; or

b. “Property damage” to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision.

4. Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest, will qualify as an insured if SSGLCOV (01/21) Includes wording © ISO Properties, Inc. Used with Permission. Page 16 of 26

SSGLPRIMNONC (01/21) Includes wording © ISO Properties, Inc., used with permission Page 1 of 1

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

PRIMARY AND NONCONTRIBUTORY –

OTHER INSURANCE CONDITION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE FORM

The following is added to the COMMERCIAL GENERAL LIABILITY CONDITIONS of SECTION IV, paragraph 4.

Other Insurance and supersedes any provision to the contrary:

Primary and Noncontributory Insurance

This insurance is primary to, and will not seek contribution from, any other insurance available to an additional insured under your policy provided that:

(1) The additional insured is a Named Insured under such other insurance; and

(2) You have agreed in a written contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured.

POLICY NUMBER: 6000637

THIS ENDORSEMENT CHANGES THE POLICY – PLEASE READ IT CAREFULLY

POLICY CANCELLATION OR TERMINATION ENDORSEMENT

All coverage parts included in this policy are subject to the following conditions:

Notwithstanding the terms and conditions contained in the Common Conditions form

SSCOMMCON, for any reason other than nonpayment of premium or termination of all contractor’s written agreements with the State or other public agencies for the purpose of providing social services, this policy will not be cancelled, suspended or voided, nor will coverage provided by this policy be materially reduced, unless at least thirty (30) days prior written notice is provided to the contract holder(s) or organization(s) shown below.

If this policy is cancelled, suspended or voided for nonpayment of premium or the termination of all contractor’s written agreements with the State or other public agencies for the purpose of providing social services, at least ten (10) days prior written notice will be provided to the contract holder(s) or organization(s) shown below.

All other terms and conditions remain unchanged

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

PLATINUM EXPANSION ENDORSEMENT

This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM

With respect to the coverages provided by this endorsement, the provisions of the Business Auto Coverage Form apply unless modified by this endorsement.

A. NEWLY ACQUIRED OR FORMED ORGANIZATIONS

The following is added to Paragraph A.1. Who Is An Insured of Section II – Covered Autos Liability Coverage:

Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company or any organization excluded either by this Coverage Part or by endorsement, and over which you maintain ownership or majority interest of more than 50 percent will qualify as a Named Insured. However:

1. This insurance does not apply to any newly acquired or formed organization that is an "insured" under any other automobile liability policy or would be an "insured" under such policy but for its termination or the exhaustion of its Limit of Insurance;

2. Coverage does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and

3. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier.

B. ADDITIONAL INSURED BY CONTRACT OR AGREEMENT

The following is added to Paragraph A.1., Who Is An Insured of Section II – Covered Autos Liability Coverage:

When you have agreed in a written contract or agreement to include a person or organization as an additional "insured", such person or organization is included as an "insured" subject to the following:

1. Such person or organization is an additional "insured" only to the extent such person or organization is liable for "bodily injury" or "property damage": because of the conduct of an "insured" under Paragraphs a. or b. under Paragraph A.1. Who Is An Insured of Section II – Covered Autos Liability Coverage, caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto";

2. The written contract or agreement described above must have been executed prior to the "accident" that caused the "bodily injury" or "property damage" and be in effect at the time of such "accident";

3. The insurance afforded to any such additional "insured" does not apply to any "accident" beyond the period of time required by the written contract or agreement described above;

4. The most we will pay on behalf of such additional "insured(s)" is the lesser of:

a) The coverage or l im it specified in the written contract or agreement described above;

or

b) The Limits of Insurance shown in the Declarations for this policy.

c) This provision shall not increase the Limit of Insurance shown in the Declarations in this policy or coverage part.

5. The following changes are made to Paragraph 5. Other Insurance of B. General Conditions under

Section IV - Business Auto Conditions:

a. The following is added to Paragraph 5.a.:

If required by the written contract or agreement described above, the insurance afforded to

SSAPLAT (01-21) Includes wording © ISO Properties, Inc., used with permission Page 1 of 6 the additional insured under this provision will be primary to, and will not seek contribution from, the additional insured’s own insurance.

b. Paragraph 5.c. is deleted in its entirety.

6. Paragraph A.1.c. under Section II – Covered Autos Liability Coverage is deleted in its entirety.

7. The definition of H. "Insured contract" under Section V - Definitions is amended to add the following: An "insured contract" does not include that part of any contract or agreement:

That pertains to the ownership, maintenance or use of an "auto" and which indemnifies a person or organization for other than the vicarious liability of such person or organization for "bodily injury" or "property damage" caused by your operation or use of a covered "auto".

However, a person or organization is an additional "insured" under this provision only to the extent such person or organization is not named as an "insured" by separate endorsement to this policy.

C. EMPLOYEES AS INSUREDS

The following is added to Paragraph A.1. Who Is An Insured under Section II – Covered Autos Liability Coverage:

Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs.

D. INCREASED COVERAGE - BAIL BONDS

a. Supplementary Payments under 2. Coverage Extensions of Section II - Covered Autos Liability

Coverage is amended as follows:

The Limit of Insurance in paragraph A.2.a.(2) is increased to $5,000.

E. INCREASED COVERAGE - LOSS OF E ARN INGS

a. Supplementary Payments under Coverage Extensions of Section II – Covered Autos Liability

Coverage is amended as follows:

The Limit of Insurance in paragraph A.2.a.(4) is increased to $1,000.

F. FELLOW EMPLOYEE COVERAGE

5. Fellow Employee under B. Exclusions of Section II – Covered Autos Liability Coverage does not apply. This coverage is excess over any other collectable insurance.

G. COVERAGE EXTENSION - TRANSPORTATION EXPENSES

Paragraph A.4.a. Transportation Expenses of Section III - Physical Damage Coverage is amended as follows:

1. The Limits of Insurance are increased to $75 per day to a maximum of $2,500.

2. We will also pay reasonable and necessary expenses to facilitate the return of the stolen "auto" to you.

3. It is agreed and understood and it is our stated intent that expenses incurred by you under the

Transportation Expenses Coverage Extension will not also be covered or paid under the Rental Reimbursement Coverage provided by this endorsement or any rental reimbursement coverage added by separate endorsement to this policy.

H. EXTENDED COVERAGE – AIRBAGS

The following is added to Exclusion B.3.a. of Section III - Physical Damage Coverage: However, this exclusion does not apply to the unintended discharge of an airbag.

This coverage is excess over any other collectible insurance or warranty providing such airbag coverage.

I. AUTO LOAN/LEASE GAP COVERAGE

The following is added to Section III - Physical Damage Coverage, Paragraph C. Limits of Insurance,

4. In the event of a total "loss" to a covered "auto", we will pay any unpaid amount due on the lease or loan for a covered "auto", less:

a. The amount under Section III - Physical Damage Coverage section of the policy; and

b. Any:

(1) Overdue lease/loan payments at the time of the "loss";

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(2) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage;

(3) Security deposits not returned by the lessor;

(4) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability

Insurance purchased with the loan or lease; and

(5) Carry-over balances from previous loans or leases.

J. GLASS REPAIR - NO DEDUCTIBLE

The following is added to Paragraph D. Deductible of Section III - Physical Damage Coverage:

Any Comprehensive Coverage deductible shown in the Declarations does not apply to "loss" to glass when you elect to patch, repair, or replace the glass.

K. EXTENDED COVERAGE - PERSONALPROPERTY

The following is added to Paragraph A.4. Coverage Extensions of Section III - Physical Damage Coverage:

Physical Damage Coverage on a covered "auto" may be extended to "loss" to your personal property or, if you are an individual, the personal property of a family member, that is in the covered "auto" at the time of "loss" and caused by an "accident" and resulting from the ownership, maintenance or use of a covered "auto".

The insurance provided by this coverage extension is excess over any other collectible insurance. The most we will pay for any one "loss" under this coverage extension is $500. However, our payment for "loss" to personal property will only be for the account of the owner of the property.

Under this provision, personal property does not include and we will not pay for "loss" of currency, coins, securities or contraband.

No deductible applies to this coverage extension.

L. TOWING

Paragraph A.2. Towing of Section II I - Physical Damage Coverage, is replaced by the following:

If a private passenger type “auto” or light truck “auto” (0-10,000 Lbs. GVW) is provided both Comprehensive and Collision Coverage, we will pay up to $150 for towing and labor costs incurred each time such “auto” is disabled. If a medium, heavy or extra-heavy truck or extra-heavy Truck-tractor “auto” (greater than 10,000 Lbs. GVW) is provided both Comprehensive and Collision Coverage, we will pay up to $250 for towing and labor costs incurred each time such “auto” is disabled. However, the labor must be performed at the place of disablement.

M. FIRE EXTINGUISHER RECHARGE

The following is added to Paragraph A.4. Coverage Extensions of Section III - Physical Damage Coverage:

When fire extinguishers are kept in your covered "auto" and any are discharged in an attempt to extinguish a fire, we will pay the lesser of the actual cost of recharging or replacing such fire extinguisher(s).

No deductible applies to this coverage.

N. HIRED AUTO PHYSICAL DAMAGE COVERAGE

The following is added to Paragraph A.4. Coverage Extensions of Section III - Physical Damage Coverage:

If hired "autos" are covered "autos" for Section II – Covered Autos Liability Coverage and if Section III - Physical Damage Coverage is provided for any "auto" you own, then the Physical Damage coverages provided are extended to "autos" you lease, rent, hire or borrow from someone other than your "employees", partners or members of their households subject to the following:

1. The most we will pay in any one "loss" is the lesser of:

a. The actual cash value of the "auto";

b. The cost to repair or replace the "auto"; or

c. $100,000.

2. Paragraph 1. directly above is subject to a deductible. The deductible shall be equal to the amount of the highest deductible shown for any owned "auto" of the same classification for that coverage. In

SSAPLAT (01-21) Includes wording © ISO Properties, Inc., used with permission Page 3 of 6 the event there is no owned “auto” of the same classification, the highest deductible for any owned “auto” will apply for that coverage.

No deductible will apply to "loss" caused by fire or lightning.

3. Hired Auto Physical Damage Coverage is subject to the following:

a. If symbol 8 is shown in Section I - Covered Autos on of the Declarations page for any of the Physical Damage coverages, then the Hired Auto Physical Damage coverage described in this endorsement does not apply.

b. Other than indicated in Paragraph a. directly above, coverage provided under this provision will be excess over any other collectible insurance or coverage.

4. In addition to the limit set forth in Paragraph 1. above we will pay up to $500 per day, to a maximum of $3,500 per "loss" for:

a. Any costs or fees associated with the "loss" to a hired "auto"; and

b. Loss of use of the hired "auto", provided it is the consequence of an "accident" for which you are legally liable, and as a result of which a monetary loss is sustained by the leasing or rental concern.

However, Paragraph A.4.b. Loss of Use Expenses under Section III - Physical Damage Coverage does not apply.

O. RENTAL REIMBURSEMENT COVERAGE

We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" because of "loss" to a covered "auto".

1. Payment applies in addition to the otherwise applicable amount of each coverage you have on the covered "auto".

2. No deductible applies to this coverage.

3. We will pay only for those expenses incurred during the policy period beginning 24 hours after the "loss" and ending, regardless of the expiration date of the policy, with the lesser of the following number of days:

a. The number of days when the covered "auto" has been repaired or replaced, or

b. 30 days.

4. Our payment is limited to the lesser of the following amounts:

a. Necessary and actual expenses incurred; or

b. Not more than $100 for any one day;

5. We will pay up to an additional $300 for the reasonable and necessary expenses you incur to remove your materials and equipment from the covered "auto" and replace such materials and equipment on the rental "auto".

6. This coverage does not apply while there are spare or reserve "autos" available to you for your operations.

7. If "loss" results from the total theft of a covered "auto" of the "private passenger type", we will pay under this coverage only that amount of your rental reimbursement expenses which is not already provided for under Section III - Physical Damage Coverage or any endorsements.

However, this provision does not apply to the extent that rental reimbursement is provided by separate endorsement to this policy.

P. DRIVE OTHER CAR COVERAGE

1. The following is added to Section II - Covered Autos Liability Coverage:

a. Any "auto" you don't own, hire or borrow is a covered "auto" for Liability Coverage while being used by:

(1) You, if you are designated in the Declarations as an individual;

(2) Your partners or members, if you are designated in the Declarations as a partnership or joint venture; Your members or managers, if you are designated in

SSAPLAT (01-21) Includes wording © ISO Properties, Inc., used with permission Page 4 of 6 the Declarations as a limited liability company;

(3) Your executive officers if you are designated in the Declarations as an organization other than an individual, partnership, joint venture or limited liability company; and

(4) The spouse of any person named in Paragraphs 1.a.(1). through 1.a.(4) while a resident of the same household;

Except:

(a) Any "auto" owned by that individual or by any member of his or her household.

(b) Any "auto" used by that individual or his or her spouse while working in a business of selling, servicing, repairing or parking "autos".

2. Changes to Section III -Physical Damage Coverage

Any private passenger type "auto" you don't own, hire or borrow is a covered "auto" while in the care, custody or control of any individual named in P.1.a. directly above or his or her spouse while a resident of the same household except:

a. Any "auto" owned by that individual or by any member of his or her household; or

b. Any "auto" used by that individual or his or her spouse while working in a business of selling, servicing, repairing or parking "autos".

3. The most we will pay for the total of all dam ages under Covered Autos Liability Uninsured Motorists

Coverage and Underinsured Motorists Coverage is the Limit Of Insurance shown in the Declarations as applicable to owned "autos".

4. Our obligation to pay for, repair, return or re place damaged or stolen property under Physical Damage Coverage, will be reduced by a deductible equal to the amount of the highest deductible shown for any owned private passenger type "auto" applicable to that cover- age. If there are no owned private passenger type "autos", the deductible shall be $250 for Comprehensive Coverage and $500 for Collision Coverage. No deductible will apply to "loss" caused by fire or lightning.

5. Additional Definition As used in P. DRIVE OTHER CAR COVERAGE:

"Family member" means a person related to the individual named in 1.a. by blood, marriage or adoption who is a resident of the individual's household, including a ward or foster child.

Q. KNOWLEDGE OF AN ACCIDENT, CLAIM, SUIT OR LOSS

The following is added to Paragraph A.2. of Section VII - Business Auto Conditions:

Your obligation to provide prompt notice of an “accident", claim, "suit" or "loss" is satisfied if you or a person designated by you to be responsible for insurance matters is notified of, or in any manner made aware of an "accident", claim, "suit" or "loss" and provides us such notice as soon as practicable.

R. WAIVER OF SUBROGATION BY CONTRACT OR AGREEMENT

The following is added to Paragraph A.5 of Section IV- Business Auto Conditions:

We waive any right of recovery we may have against a person or organization because of payments we make for "bodily injury" or "property damage" when you and such person or organization have agreed in writing in a contract or agreement to waive such right of recovery, provided:

1. Such written contract or agreement was:

a. Made prior to the "accident" or "loss" resulting in the covered "bodily injury" or "property damage"; and

b. Was in effect at the time of the covered "bodily injury" or "property damage".

2. The covered "bodily injury" or "property damage" must arise out of the operations specified in such written contract or agreement.

3. At our request you must provide us with a copy of the aforementioned written contract or agreement.

S. UNINTENTIONAL OMISSIONS

The following is added Paragraph B.2. of Section IV- Business Auto Conditions:

If you fail to disclose any hazards existing at the inception date of this policy, such failure will not prejudice

SSAPLAT (01-21) Includes wording © ISO Properties, Inc., used with permission Page 5 of 6 the coverage provided to you. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or nonrenewal.

T. LIBERALIZATION

If we revise this endorsement to provide greater coverage without additional premium charge, we will automatically provide the additional coverage to all endorsement holders as of the day the revision is effective in your state.

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