Airwave_COI_9-14-23.pdf

This document is a comprehensive insurance policy package issued by Spectrum Risk Management to Airwave Communications Enterprises, Inc., with the Arizona Department of Administration State Procurement Office listed as the certificate holder. The policy includes multiple coverage types such as Commercial General Liability, Commercial Auto, Workers Compensation, and various endorsements. The insurers include Atlantic Specialty Insurance Company, State Compensation Insurance Fund, and Zurich American Insurance Company, with coverage effective from 9/14/2022 to 9/14/2023.

The insurance policy provides extensive coverage across multiple domains, including liability protection for bodily injury, property damage, personal and advertising injury, and various auto-related risks. Key coverage limits include $1,000,000 for each occurrence of commercial general liability, $1,000,000 for bodily injury, and $2,000,000 for general aggregate. Additional provisions cover product recall expenses (with a $50,000 aggregate limit), incidental malpractice by medical professionals, and protection for newly acquired or formed organizations. The policy also includes worldwide coverage, provisions for additional insureds, and specific protections for vendors, contractors, and various business operations, with careful delineation of terms, conditions, and exclusions across different coverage types.