25-26_Master_Liability_-_Arizona_DOT_CTR066168.pdf

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Master Agreement AZ|CTR066168
Contract number
CTR066168
Issued by
Arizona

About this file

This document is a comprehensive insurance policy package for Applied Research Associates, Inc., issued by Continental Casualty Company, Transportation Insurance Company, and The Continental Insurance Company. The policy covers multiple types of insurance, including Commercial General Liability, Business Auto, Workers' Compensation, Professional Liability, Technology Errors & Omissions, and Umbrella/Excess Liability. The primary certificate holder is the Arizona Department of Transportation (ADOT), with the policy effective from June 30, 2025 to June 30, 2026.

The insurance package provides extensive coverage across various domains, with significant liability limits. The Commercial General Liability coverage includes a $1,000,000 per occurrence limit, a $2,000,000 general aggregate limit, and includes provisions for products-completed operations. The Business Auto Policy and Workers' Compensation are similarly comprehensive, with the auto policy covering owned, hired, and non-owned vehicles. Professional Liability is set at $5,000,000 per claim and in aggregate, with a retroactive date of October 23, 1995. The policy includes multiple endorsements providing additional insured status, waiver of subrogation, and primary and non-contributory coverage for various entities as required by written contracts. The policy is designed to protect Applied Research Associates across a wide range of potential liability scenarios.

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ANY PROPRIETOR/PARTNER/EXECUTIVE

OFFICER/MEMBER EXCLUDED?

INSR ADDL SUBR

LTR INSD WVD

PRODUCER CONTACT

NAME:

FAXPHONE

(A/C, No):(A/C, No, Ext):

E-MAIL

ADDRESS:

INSURER A :

INSURED INSURER B :

INSURER C :

INSURER D :

INSURER E :

INSURER F :

POLICY NUMBER POLICY EFF POLICY EXPTYPE OF INSURANCE LIMITS(MM/DD/YYYY) (MM/DD/YYYY)

AUTOMOBILE LIABILITY

UMBRELLA LIAB

EXCESS LIAB

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

AUTHORIZED REPRESENTATIVE

EACH OCCURRENCE $

DAMAGE TO RENTEDCLAIMS-MADE OCCUR $PREMISES (Ea occurrence)

MED EXP (Any one person) $

PERSONAL & ADV INJURY $

GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $

PRO-POLICY LOC PRODUCTS - COMP/OP AGGJECT

OTHER: $

COMBINED SINGLE LIMIT

$(Ea accident)

ANY AUTO BODILY INJURY (Per person) $

OWNED SCHEDULED

BODILY INJURY (Per accident) $AUTOS ONLY AUTOS

HIRED NON-OWNED PROPERTY DAMAGE

$AUTOS ONLY AUTOS ONLY (Per accident)

OCCUR EACH OCCURRENCE

CLAIMS-MADE AGGREGATE $

DED RETENTION $

PER OTH-

STATUTE ER

E.L. EACH ACCIDENT

E.L. DISEASE - EA EMPLOYEE $

If yes, describe under

E.L. DISEASE - POLICY LIMITDESCRIPTION OF OPERATIONS below

INSURER(S) AFFORDING COVERAGE NAIC #

COMMERCIAL GENERAL LIABILITY

Y / N N / A

(Mandatory in NH)

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN

ACCORDANCE WITH THE POLICY PROVISIONS.

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED

REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.

If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:

CERTIFICATE HOLDER CANCELLATION

© 1988-2015 ACORD CORPORATION. All rights reserved.ACORD 25 (2016/03)

CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)

The ACORD name and logo are registered marks of ACORD

6/26/2025

(575) 941-0312 (866) 219-8984

20443

Applied Research Associates, Inc.

4300 San Mateo Blvd NE #A220 Albuquerque, NM 87110

20494 35289 20478

A 1,000,000

X X 4029254172 6/30/2025 6/30/2026 500,000 XCU Included 15,000 Stop Gap Coverage 1,000,000

2,000,000 2,000,000

Ltd Pollution 1,000,000 1,000,000B

X X BUA 4026349108 6/30/2025 6/30/2026

10,000,000C X X 4024175866 6/30/2025 6/30/2026 10,000,000

10,000 D

X WC4026390760 6/30/2025 6/30/2026 1,000,000

N 1,000,000

1,000,000 A Professional Liab 8019236343 6/30/2025 Each claim 5,000,000 A Retro Date 10/23/95 8019236343 6/30/2025 6/30/2026 Aggregate 5,000,000 contract CTR066168

SEE ATTACHED ACORD 101

Arizona DOT 1324 N 22nd Ave Phoenix, AZ 85009

APPLRES-03 JPARROTT

HUB International Insurance Services (SOW) 6565 Americas Parkway Suite 720 Albuquerque, NM 87110

Janice Parrott

Janice.Parrott@hubinternational.com

Continental Casualty Company Transportation Insurance Company The Continental Insurance Company National Fire Insurance Company of Hartford

X

6/30/2026

X X

X X

XX

X

X X

X

X

X

FORM NUMBER:

EFFECTIVE DATE:

The ACORD name and logo are registered marks of ACORD

ADDITIONAL REMARKS

ADDITIONAL REMARKS SCHEDULE

FORM TITLE:

Page of

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

ACORD 101 (2008/01)

AGENCY CUSTOMER ID:

LOC #:

AGENCY NAMED INSURED

POLICY NUMBER

CARRIER NAIC CODE

© 2008 ACORD CORPORATION. All rights reserved.

HUB International Insurance Services (SOW)

APPLRES-03

SEE PAGE 1

SEE PAGE 1

ACORD 25 Certificate of Liability Insurance

SEE P 1

Applied Research Associates, Inc.

4300 San Mateo Blvd NE #B300 Albuquerque, NM 87110 Bernalillo

SEE PAGE 1

JPARROTT

Description of Operations/Locations/Vehicles:

Arizona DOT included as additional Insured with regard to the General Liability and Auto Liability policies on a primary and non-contributory basis as required by written contract with Named Insured. Waiver of subrogation in favor of certificate holder with regard to the General Liability, Auto Liability, and Workers Compensation policies as required by written contract with Named Insured. Umbrella on a follow form basis that extends coverage over General Liability, Automobile Liability, and Employer's Liability.

30-Day Notice of Cancellation (10 Days for Non-Payment) applies to the General Liability, Auto Liability, Umbrella Liability, and Workers' Compensation policies.

ª* '8

V1 ¥1

CNA PARAMOUNT

CONTINENTAL CASUALTY COMPANY

APPLIED RESEARCH ASSOCIATES, INC.

Per Schedule on File with Company as approved in 2023 by LOB (1-15)

Changes - Notice of Cancellation or Material Restriction Endorsement

CNA74702XX (1-15) Policy No:

Page 1 of 1 Endorsement No:

Effective Date:

Insured Name:

Copyright CNA All Rights Reserved.

ABCDEFGHI

JKLMN

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

EMPLOYEE BENEFITS LIABILITY COVERAGE PART

LIQUOR LIABILITY COVERAGE PART

OWNERS AND CONTRACTORS PROTECTIVE LIABILITY COVERAGE PART

PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

RAILROAD PROTECTIVE LIABILITY COVERAGE PART

STOP GAP LIABILITY COVERAGE PART

TECHNOLOGY ERRORS AND OMISSIONS LIABILITY COVERAGE PART

SPECIAL PROTECTIVE AND HIGHWAY LIABILITY POLICY � NEW YORK DEPARTMENT OF TRANSPORTATION

SCHEDULE

Number of days notice (other than for nonpayment of premium):

Number of days notice for nonpayment of premium:

Name of person or organization to whom notice will be sent:

Address:

If no entry appears above, the number of days notice for nonpayment of premium will be 10 days.

It is understood and agreed that in the event of cancellation or any material restrictions in coverage during the policy period, the Insurer also agrees to mail prior written notice of cancellation or material restriction to the person or organization listed in the above Schedule. Such notice will be sent prior to such cancellation in the manner prescribed in the above Schedule.

All other terms and conditions of the Policy remain unchanged.

This endorsement, which forms a part of and is for attachment to the Policy issued by the designated Insurers, takes effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown below, and expires concurrently with said Policy.

4029254172

6/30/2025

Business Auto Policy Policy Endorsement

NOTICE OF CANCELLATION OR MATERIAL CHANGE - DESIGNATED PERSON OR ORGANIZATION

It is understood and agreed that this endorsement amends the following:

AUTO DEALERS COVERAGE FORM

BUSINESS AUTO COVERAGE FORM

MOTOR CARRIER COVERAGE FORM

In the event of cancellation or material change that reduces or restricts the insurance provided by this Coverage Form, we agree to send prior notice of cancellation or material change to the person or organization scheduled below at the address scheduled below. This endorsement does not amend our obligation to notify the Named Insured of cancellation as described in the Common Policy Conditions or in another endorsement attached to this policy.

SCHEDULE

1. Number of days advance notice:

10 Days if we cancel for non-payment of premium.

30 Days if the policy is cancelled for any other reason, or if coverage is restricted or reduced by endorsement.

2. Person or Organization’s Name and Address

Name: PER SCHEDULE ON FILE WITH COMPANY

Attention:

Street Address: C/O APPLIED RESEARCH ASSOCIATES INC, 4300 SAN MATEO BLVD NE

STE A220

City, State, ZIP: ALBUQUERQUE, NM 87110-1295 e-mail address:

All other terms and conditions of the policy remain unchanged

This endorsement, which forms a part of and is for attachment to the policy issued by the designated Insurers, takes effect on the Policy Effective date of said policy at the hour stated in said policy, unless another effective date (the Endorsement Effective Date) is shown below, and expires concurrently with said policy.

Endorsement No: 194; Page: 1 of 1 Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606

Form No: CNA72315XX (04-2019)

Endorsement Effective Date:

Policy No:

Policy Effective Date:Endorsement Expiration Date:

© Copyright CNA All Rights Reserved.

BUA 4026349108

06/30/2025

Workers Compensation And Employers Liability Insurance

NOTICE OF CANCELLATION OR MATERIAL CHANGE ENDORSEMENT

This endorsement modifies insurance provided under the WORKERS COMPENSATION AND EMPLOYERS

LIABILITY INSURANCE POLICY:

In the event of cancellation or material change that reduces or restricts coverage during the policy period, we agree to send prior written notice in the manner prescribed, to the person or organization listed in the Schedule.

SCHEDULE

1. Number of days advance notice:

For nonpayment of premium:

For any other reason:

2. Name and Address of Person or Organization:

PER SCHEDULED ON FILE WITH COMPANY

4300 SAN MATEO BLVD NE STE A220

ALBUQUERQUE, NM 87110-1295

All other terms and conditions of the policy remain unchanged.

This endorsement, which forms a part of and is for attachment to the policy issued by the designated Insurers, takes effect on the Policy Effective Date of said policy at the hour stated in said policy, unless another effective date (the Endorsement Effective Date) is shown below, and expires concurrently with said policy unless another expiration date is shown below.

Endorsement No: 150; Page: 1 of 1 Underwriting Company: Continental Casualty Company, 151 N Franklin St, Chicago, IL 60606

Form No: CNA87380XX (11-2016)

Endorsement Effective Date:

Policy No: WC 4 26390760 Policy Effective Date: 06/30/2025Endorsement Expiration Date:

© Copyright CNA All Rights Reserved.

CNA Paramount Excess and Umbrella Liability

SCHEDULE

Name Address Number of Days Advanced Notice

"Per Schedule on File with Company" .

II. If this Endorsement is attached to the PARAMOUNT EXCESS LIABILITY POLICY, then the bolded term "policy period" is deleted in its entirety and replaced with the term "policy period".

All other terms and conditions of the policy remain unchanged.

This endorsement, which forms a part of and is for attachment to the policy issued by the designated Insurers, takes effect on the Policy Effective Date of said policy at the hour stated in said policy, unless another effective date (the Endorsement Effective Date) is shown below, and expires concurrently with said policy unless another expiration date is shown below.

Endorsement No: 23; Page: 7 of 7 Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606

Form No: CNA75525XX (03-2015)

Endorsement Effective Date:

Policy No: CUE 4024175866

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8019236343

DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

This endorsement modifies insurance provided under the following:

AUTO DEALERS COVERAGE FORM

BUSINESS AUTO COVERAGE FORM

MOTOR CARRIER COVERAGE FORM

With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement.

This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form.

This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.

Named Insured: APPLIED RESEARCH ASSOCIATES, INC.

Endorsement Effective Date: 06/30/2025

SCHEDULE

Name Of Person(s) Or Organization(s):

ANY PERSON OR ORGANIZATION THAT THE NAMED INSURED IS OBLIGATED TO PROVIDE INSURANCE WHERE REQUIRED BY A WRITTEN CONTRACT OR AGREEMENT IS AN INSURED, BUT ONLY WITH RESPECT

TO LEGAL RESPONSIBILITY FOR ACTS OR OMISSIONS OF A PERSON/ORGANIZATION FOR WHOM

LIABILITY COVERAGE IS AFFORDED UNDER THIS POLICY.

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

Each person or organization shown in the Schedule is an "insured" for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Paragraph A.1. of Section II - Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms and Paragraph D.2. of Section I - Covered Autos Coverages of the Auto Dealers Coverage Form.

Endorsement No: 27; Page: 1 of 1 Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606

Form No: CA 20 48 10 13 Endorsement Effective Date:

Policy No: BUA 4026349108

© Copyright Insurance Services Office, Inc., 2011

ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY

It is understood and agreed that this endorsement amends the BUSINESS AUTO COVERAGE FORM as follows:

SCHEDULE

Name of Additional Insured Person Or Organization

ANY PERSON OR ORGANIZATION THAT YOU ARE REQUIRED BY WRITTEN CONTRACT TO MAKE AN

ADDITIONAL INSURED UNDER THIS INSURANCE IS AN "INSURED" BUT ONLY WITH RESPECT TO THAT

PERSON OR ORGANIZATION'S LEGAL LIABILITY

FOR ACTS OR OMISSIONS OF A PERSON WHO QUALIFIES AS AN "INSURED" FOR LIABILITY COVERAGE

UNDER SECTION II – WHO IS AN INSURED OF THIS COVERAGE FORM.

1. In conformance with paragraph A.1.c. of Who Is An Insured of Section II - LIABILITY COVERAGE, the person or organization scheduled above is an insured under this policy.

2. The insurance afforded to the additional insured under this policy will apply on a primary and non-contributory basis if you have committed it to be so in a written contract or written agreement executed prior to the date of the “accident” for which the additional insured seeks coverage under this policy.

All other terms and conditions of the policy remain unchanged

This endorsement, which forms a part of and is for attachment to the policy issued by the designated Insurers, takes effect on the Policy Effective date of said policy at the hour stated in said policy, unless another effective date (the Endorsement Effective Date) is shown below, and expires concurrently with said policy.

Endorsement No: 58; Page: 1 of 1 Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606

Form No: CNA71527XX (10-2012) Endorsement Effective Date:

Policy No: BUA 4026349108

WAIVER OF TRANSFER OF RIGHTS OF RECOVERY

AGAINST OTHERS TO US (WAIVER OF SUBROGATION)

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

This endorsement modifies insurance provided under the following:

AUTO DEALERS COVERAGE FORM

BUSINESS AUTO COVERAGE FORM

MOTOR CARRIER COVERAGE FORM

With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.

This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below.

Named Insured: APPLIED RESEARCH ASSOCIATES, INC.

Endorsement Effective Date: 06/30/2025

SCHEDULE

Name(s) Of Person(s) Or Organization(s):

ANY PERSON OR ORGANIZATION FOR WHOM OR WHICH YOU ARE REQUIRED BY WRITTEN CONTRACT OR AGREEMENT TO OBTAIN THIS WAIVER FROM US. YOU MUST AGREE TO THAT REQUIREMENT PRIOR

TO LOSS.

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

The Transfer Of Rights Of Recovery Against Others To Us condition does not apply to the person(s) or organization(s) shown in the Schedule, but only to the extent that subrogation is waived prior to the "accident" or the "loss" under a contract with that person or organization.

Endorsement No: 20; Page: 1 of 1 Underwriting Company: Transportation Insurance Company, 151 N Franklin St, Chicago, IL 60606

Form No: CA 04 44 10 13 Endorsement Effective Date:

Policy No: BUA 4026349108 Policy Effective Date: 06/30/2025 Endorsement Expiration Date:

© Copyright Insurance Services Office, Inc., 2011

Workers Compensation And Employers Liability Insurance

WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT

We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule.

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File details come from the government source that posted it. Updated .