2025-02-01_COI_GL_AL_WC.pdf

This document is a comprehensive insurance policy package for The DM Caldwell Corp. dba Environmental Management, issued by multiple insurance providers including State Automobile Mutual Insurance Company and Cooper Point Indemnity Insurance Company. The policy covers multiple lines of insurance, including Commercial General Liability, Business Auto Policy, and Workers' Compensation, with an effective date of 02/01/2024. The primary insured is located in Tucson, Arizona, and the policies are designed to provide coverage for the company's business operations.

The insurance package provides extensive coverage across various operational risks, including bodily injury, property damage, pollution liability, and auto-related incidents. Key coverage elements include a $1,000,000 per occurrence limit for general liability, with additional provisions for pollution incidents, contractor's operations, and hired/owned vehicles. The policy includes worldwide coverage for hired private passenger and light trucks, and provides protection for employees, contractors, and business operations. Specific endorsements expand coverage for electronic equipment, transportation expenses, bail bonds, and loss of use, with flexible terms that adapt to the company's evolving business needs and potential risks.