KINDRED_SPIRITS_-_AUTO_DEC_23-24_Redacted.pdf

This document is a Business Auto Declarations insurance policy issued by Berkshire Hathaway's AmGUARD Insurance Company to Kindred Spirits Group Home LLC, with Care Providers Insurance Services, LLC serving as the producer. The policy is effective from 05/03/2023 to 05/03/2024 and covers business operations in multiple states, including Arizona (AZ) and potentially Virginia (VA) and Michigan, as indicated by specific state-related coverage provisions.

The policy provides comprehensive commercial auto insurance coverage for a 2014 Chevrolet Express G2500 van, with a $1,000,000 liability limit and various additional coverages including uninsured/underinsured motorist protection, comprehensive and collision coverage, and auto medical payments. The total estimated premium is $2,959.00, which includes coverage for owned vehicles, hired or borrowed vehicles, and non-ownership liability. The policy covers physical damage, personal injury protection, and includes deductibles ranging from $1,000 for collision and comprehensive coverage to specific state-mandated provisions for medical expenses and injury protection.