Insurance_Requirements.pdf

This is an Insurance Requirements document for the City of Meriden, Connecticut, outlining mandatory insurance coverage for contractors providing on-call trade labor services under RFQ027-25. The document specifies that all contractors must maintain comprehensive general liability insurance with minimum limits of $1,000,000 per occurrence and $2,000,000 general aggregate, along with workers' compensation insurance meeting Connecticut statutory requirements. Contractors are required to provide proof of insurance prior to contract execution and maintain continuous coverage throughout the contract term. The City must be named as an additional insured on all liability policies, and certificates of insurance must be submitted and kept current with the City's risk management office.

Additional insurance requirements include automobile liability coverage with minimum limits of $500,000 per accident for contractors utilizing vehicles in contract performance, as well as professional liability insurance if applicable to services provided. All policies must be issued by insurance carriers authorized to do business in Connecticut and rated A- or better by A.M. Best. The contractor bears full responsibility for maintaining adequate insurance coverage and any lapses in coverage may result in contract suspension or termination. The insurance requirements apply regardless of contract value and remain in effect for any renewal periods or extended contract terms.