COI_-_AZDPS.pdf
PDF 533 KB Posted
- Attached to
- Master Agreement AZ|CTR065298
- Contract number
- CTR065298
- Issued by
- Arizona
About this file
These documents are a set of insurance certificates and an auto policy endorsement for Priority 1 Air Rescue Operations AZ LP, with the Arizona Department of Public Safety as the certificate holder. The insurance policies are issued by Starr Indemnity & Liability Company through Starr Aviation and New Hampshire Insurance Company, covering various aspects of the company's operations. The certificates include Aviation General Liability, Aircraft Hull & Liability, Workers' Compensation & Employers' Liability, and Business Auto insurance, with policy periods ranging from March 2025 to July 2026.
The insurance coverage provides comprehensive protection for Priority 1 Air Rescue Operations, including $10,000,000 in Aviation General Liability coverage with worldwide territory (excluding sanctioned countries), non-owned aircraft liability for fixed and rotor wing aircraft with up to 30 seats, and Workers' Compensation coverage for employees in the US, its territories, and Canada. The Business Auto policy endorsement includes additional provisions such as vehicle wrap coverage (up to $5,000 per policy period), auto lease gap coverage, and various extensions for subsidiaries, lessors, and employees. The policies are designed to protect the company and the Arizona Department of Public Safety from potential liability in aviation, automotive, and workplace scenarios.
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Text version
Certificate of Insurance Certificate No. 161841
Rev. Date: 7/10/2025
This is to certify that the policy(ies) of insurance as described below have been issued to the Insured for whom this Certificate is executed and is/are in force at this time. This Certificate is issued for information only and confers no rights upon the holder. This Certificate neither affirmatively nor negatively amends, extends or alters the coverage afforded by such policy(ies) or binder(s) stated herein. This certificate cancels and supersedes all previously issued certificates.
Certificate Holder: Arizona Department of Public Safety Its Departments, Agencies, Boards, Commissions, Universities, Officers, Officials, Agents and Employees 2102 W Encanto Blvd Phoenix, AZ 85009
Named Insured: Priority 1 Air Rescue Operations AZ LP 1924 North Higley Road, Suite 112 Mesa, AZ 85205
Policy Type: Aviation General Liability Policy
Policy Period: July 15, 2025 to July 15, 2026 both days at 12:01am Local Standard Time at the address of the Named Insured shown above
Insurer(s): Company Policy No(s).
Starr Indemnity & Liability Company through Starr Aviation SASICOM60174225-06
Premises Covered: All premises necessary and incidental to the aviation operations of the Named Insured.
Coverage Territory: Worldwide with the exception of any country or jurisdiction which is subject to trade or other economic sanction or embargo by the United States of America.
Aviation General Liability Coverage Limit Each Occurrence Limit:
Damage to Premises Rented to You Limit:
Medical Expense Limit:
Personal & Advertising Injury Aggregate Limit:
General Aggregate Limit:
Products & Completed Operations Aggregate Limit:
$10,000,000 $500,000 $25,000 $10,000,000 Not Applicable $10,000,000
Coverage & Limits
Additional Insured SECTION II - WHO IS AN INSURED is amended to include as an additional Insured the person(s) or organization(s) shown in the Schedule (Certificate Holder), but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:
A. In the performance of your ongoing operations; or B. In connection with your premises owned by or rented to you.
2. As respects the above additional insured, this insurance does not apply to any claim or liability arising out of the use of any aircraft product manufactured, sold, handled, or distributed by the above additional insured.
Primary Insurers agree that this insurance shall be primary insurance without any right of contribution from any other insurance which may be carried by the Certificate Holder.
Certificate Provisions
7701 Airport Center Drive, Suite 1800, Greensboro, NC 27409 Phone: (206) 232-9870 - Fax: (206) 232-9515
Pg. 1 of 1
Certificate No. 161855
Rev. Date: 7/10/2025
This is to certify that the policy(ies) of insurance as described below have been issued to the Insured for whom this Certificate is executed and is/are in force at this time. This Certificate is issued for information only and confers no rights upon the holder. This Certificate neither affirmatively nor negatively amends, extends or alters the coverage afforded by such policy(ies) or binder(s) stated herein. This certificate cancels and supersedes all previously issued certificates.
Certificate Holder: Arizona Department of Public Safety Its Departments, Agencies, Boards, Commissions, Universities, Officers, Officials, Agents and Employees 2102 W Encanto Blvd Phoenix, AZ 85009
Named Insured: Priority 1 Air Rescue Operations AZ LP 1924 North Higley Road, Suite 112 Mesa, AZ 85205
Policy Type: Aircraft Hull & Liability Policy
Policy Period: July 15, 2025 to July 15, 2026 both days at 12:01am Local Standard Time at the address of the Named Insured shown above
Insurer(s): Company Policy No(s).
Starr Indemnity & Liability Company through Starr Aviation SASICOM60174125-06
Non-Owned Aircraft Covered:
Any fixed wing or rotor wing aircraft having no more than thirty (30) total seats.
Coverage Territory: Worldwide subject to exclusions as more fully described in the policy.
Non-Owned Aircraft Liability Coverage Limit Combined Single Limit Bodily Injury and Property Damage including Passengers
$10,000,000 each occurrence.
Coverage & Limits
7701 Airport Center Drive, Suite 1800, Greensboro, NC 27409
Certificate No. 158482
Rev. Date: 4/22/2025
This is to certify that the policy(ies) of insurance as described below have been issued to the Insured for whom this Certificate is executed and is/are in force at this time. This Certificate is issued for information only and confers no rights upon the holder. This Certificate neither affirmatively nor negatively amends, extends or alters the coverage afforded by such policy(ies) or binder(s) stated herein. This certificate cancels and supersedes all previously issued certificates.
Certificate Holder: Arizona Department of Public Safety Its Departments, Agencies, Boards, Commissions, Universities, Officers, Officials, Agents and Employees 2102 W Encanto Blvd Phoenix, AZ 85009
Named Insured: Priority 1 Air Rescue Operations AZ LP 1924 North Higley Road, Suite 112 Mesa, AZ 85205
Policy Type: Workers' Compensation & Employers' Liability Policy
Policy Period: March 22, 2025 to March 22, 2026 both days at 12:01am Local Standard Time at the address of the Named Insured shown above
Insurer(s): Company Policy No(s).
Starr Indemnity & Liability Company through Starr Aviation 1000002078
Coverage Territory: The US, it’s territories or possessions, and Canada; or while employees are temporarily located anywhere else in the world.
Workers' Compensation Insurance Coverage Limit State of Arizona, Hawaii, Louisiana, Texas Statutory
Other States Coverage Coverage Limit All States except ND, OH, WA, WY and states listed under Workers Compensation Insurance above
Statutory
Employer's Liability Coverage Limit $1,000,000 Bodily Injury by Disease, policy limit
$1,000,000 Bodily Injury by Disease, each employee $1,000,000 Bodily Injury by Accident, each accident
Coverage & Limits
Waiver of Subrogation The Company hereby waives its rights of Subrogation against The State of Arizona, and its departments, agencies, boards, commissions, universities, officers, officials, agents, and employees, excluding gross negligence and/or willful misconduct by them.
Certificate Provisions
3535 Factoria Blvd SE, Suite 510, Bellevue, WA 98006
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
CERTIFICATE HOLDER
© 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03)
AUTHORIZED REPRESENTATIVE
CANCELLATION
DATE (MM/DD/YYYY)
CERTIFICATE OF LIABILITY INSURANCE
OTHER:
LOCJECT
PRO-
POLICY
GEN'L AGGREGATE LIMIT APPLIES PER:
OCCURCLAIMS-MADE
COMMERCIAL GENERAL LIABILITY
PREMISES (Ea occurrence) $
DAMAGE TO RENTED
EACH OCCURRENCE $
MED EXP (Any one person) $
PERSONAL & ADV INJURY $
GENERAL AGGREGATE $
PRODUCTS - COMP/OP AGG $
$RETENTIONDED
CLAIMS-MADE
OCCUR
AGGREGATE $
EACH OCCURRENCE $UMBRELLA LIAB
EXCESS LIAB
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
INSR
LTR TYPE OF INSURANCE POLICY NUMBER
POLICY EFF
(MM/DD/YYYY)
POLICY EXP
(MM/DD/YYYY) LIMITS
PER
STATUTE
OTH-
ER
E.L. EACH ACCIDENT
E.L. DISEASE - EA EMPLOYEE
E.L. DISEASE - POLICY LIMIT
ANY PROPRIETOR/PARTNER/EXECUTIVE
If yes, describe under DESCRIPTION OF OPERATIONS below
(Mandatory in NH)
OFFICER/MEMBER EXCLUDED?
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY Y / N
AUTOMOBILE LIABILITY
ANY AUTO
OWNED SCHEDULED
HIRED NON-OWNED
AUTOS ONLY AUTOS
AUTOS ONLY AUTOS ONLY
COMBINED SINGLE LIMIT
BODILY INJURY (Per person)
BODILY INJURY (Per accident)
PROPERTY DAMAGE $
INSD
ADDL
WVD
SUBR
N / A
(Ea accident)
(Per accident)
The ACORD name and logo are registered marks of ACORD
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
INSURED
PHONE
(A/C, No, Ext):
PRODUCER
ADDRESS:
FAX
(A/C, No):
CONTACT
NAME:
NAIC #
INSURER A :
INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
INSURER(S) AFFORDING COVERAGE
RQY4H8CX
07/30/2025
Arizona Department of Public Safety Its Departments, Agencies, Boards, Commissions, Universities, Officers, Officials, Agents and Employees 2102 W Encanto Blvd Phoenix, AZ 85009
1,000,000
206-232-9870
New Hampshire Insurance Company
5,000
23841
A
McGriff Insurance Services, LLC 7701 Airport Center Drive Greensboro, NC 27409
Priority 1 Air Rescue Operations AZ LP 1924 North Higley Road Mesa, AZ 85205
07/23/2024
07/30/2024
The State of Arizona, its Departments, Agencies, Boards, Commissions, Universities, Officers, Officials, Agents and Employees are included as Additional Insured and provided a Waiver of Subrogation as required by written contract.
01-CA-069970944-7
Medical Payments
X X X
102093 (04-23) Includes copyrighted material of Insurance Services Office, Inc., with its permission.
ENDORSEMENT
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Policy No.:01-CA-069970944-7 Effective 12:01 a.m. 07/30/2024
BUSINESS AUTO BROAD FORM ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
I. SUBSIDIARIES AND NEWLY ACQUIRED OR FORMED ORGANIZATIONS
Subparagraph 1. Who Is An Insured of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is amended to include the following:
The following will qualify as a Named Insured if there is no similar insurance available to that organization, regardless of whether the limits of such insurance are exhausted:
(1) Any incorporated subsidiary in which you maintain ownership or majority interest on the effective date of the policy.
(2) Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over which you maintain ownership or majority interest. However:
(a) Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever is earlier; and
(b) Coverage does not apply to "bodily injury" or "property damage" that results from an “accident” that occurred before you acquired or formed the organization.
No person or organization will qualify as a Named Insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations.
II. LESSORS AS INSUREDS
Subparagraph 1. Who Is An Insured of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is amended to include the following:
The lessor of a covered “auto” while the “auto” is leased to you under a written agreement if:
(1) The agreement requires you to provide direct primary insurance for the lessor; and
(2) The “auto” is leased without a driver.
Such a leased “auto” will be considered a covered “auto” you own and not a covered “auto” you hire.
However, the lessor is an "insured" only for "bodily injury" or "property damage" resulting from the acts or omissions by:
(a) You;
RQY4H8CXPage 2 of 8
(b) Any of your "employees" or agents; or
(c) Any person, except the lessor or any "employee" or agent of the lessor, operating a "leased auto" with the permission of any of the above.
III. ADDITIONAL INSURED – WHERE REQUIRED UNDER CONTRACT OR AGREEMENT
Subparagraph 1. Who Is An Insured of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is amended to include the following:
Any person or organization to whom you become obligated to include as an additional “insured” under this policy, as a result of any contract or agreement you enter into which requires you to furnish insurance to that person or organization of the type provided by this policy, but only with respect to liability covered by the terms of this policy, arising out of the use of a covered “auto” you own, hire or borrow.
However, the insurance provided herein will not exceed the lesser of:
(1) The coverage and/or limits of this policy; or
(2) The coverage and/or limits required by such contract or agreement.
IV. EMPLOYEES AS INSUREDS
Subparagraph 1. Who Is An Insured of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is amended to include the following:
Any "employee" of yours while using a covered "auto" you do not own, hire or borrow, in your business or your personal affairs.
V. DRIVE OTHER CAR LIABILITY COVERAGE – EXECUTIVE OFFICERS
Subparagraph 1. Who Is An Insured of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is amended to include the following:
Any of your executive officers or his or her spouse, while a resident of the same household using a covered "auto" described below.
For the purposes of this paragraph, a covered “auto” for Covered Autos Liability Coverage is any “auto” you do not own, hire or borrow while being used by your executive officer or by his or her spouse while a resident of the same household except:
(1) Any “auto” owned by that executive officer or a member of that person’s household; or
(2) Any “auto” used by that executive officer or his or her spouse while working in a business of selling, servicing, or repairing or parking “autos”.
We will provide coverage to this “insured” equal to the broadest coverage applicable to any covered “auto” you own that is covered by this policy. Any coverage provided to this “insured” is excess over any other valid and collectible insurance.
VI. SUPPLEMENTARY PAYMENTS – BAIL BONDS AND LOSS OF EARNINGS
Subparagraph a. of Paragraph 2. Coverage Extensions of Paragraph A. Coverage of SECTION II – COVERED AUTOS LIABILITY COVERAGE is deleted in its entirety and replaced with the following:
a. Supplementary Payments
We will pay for the "insured":
RQY4H8CXPage 3 of 8
1. All expenses we incur.
2. Up to $2,500 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We do not have to furnish these bonds.
3. The cost of bonds to release attachments in any "suit" against the "insured" we defend, but only for bond amounts within our Limit of Insurance.
4. All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $300 a day because of time off from work.
5. All costs taxed against the "insured" in any "suit" against the "insured" we defend..
However, these payments do not include attorneys' fees or attorneys' expenses taxed against the "insured".
6. All interest on the full amount of any judgment that accrues after entry of the judgment in any "suit" against the "insured" we defend, but our duty to pay interest ends when we have paid, offered to pay or deposited in court the part of the judgment that is within our Limit of Insurance.
These payments will not reduce the Limit of Insurance.
VII. AMENDED FELLOW EMPLOYEE EXCLUSION
Subparagraph 5. of Paragraph B. Exclusions of SECTION II – COVERED AUTOS LIABILITY COVERAGE is deleted in its entirety and replaced with the following:
5. Fellow Employee "Bodily injury" to any fellow "employee" of the "insured" arising out of and in the course of the fellow "employee's" employment or while performing duties related to the conduct of your business.
But this exclusion does not apply if you have workers' compensation insurance in-force covering all of your “employees”. Coverage provided under this exception is excess over any other collectible insurance.
VIII. GLASS BREAKAGE
The following is added to Subparagraph 3. Glass Breakage - Hitting A Bird or Animal - Falling Objects or Missiles of Paragraph A. Coverage of SECTION III – PHYSICAL DAMAGE
COVERAGE:
3. Glass Breakage - Hitting a Bird or Animal - Falling Objects or Missiles
No deductible applies to "loss" to glass used in the windshield or windows for a covered "auto" of the private passenger type or the light truck type described or designated in the Declarations.
All other Physical Damage Coverage provisions apply.
IX. ADDITIONAL TEMPORARY TRANSPORTATION EXPENSE
Subparagraph a. Transportation Expenses of Paragraph 4. Coverage Extensions of Paragraph A.
Coverage of SECTION III – PHYSICAL DAMAGE COVERAGE is deleted in it entirety and replaced with the following:
a. Transportation Expenses
We will pay up to $60 per day, to a maximum of $2,000 for temporary transportation expense
RQY4H8CXPage 4 of 8 incurred by you because of the total theft of a covered "auto" of the private passenger type.
We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or we pay for its "loss".
X. EXPENSE FOR STOLEN AUTO RETURN
Subparagraph 4. Coverage Extensions of Paragraph A. Coverage of SECTION III – PHYSICAL DAMAGE COVERAGE is amended to include the following:
Expense for Stolen Auto Return
We will pay for the expense incurred returning a stolen covered "auto" to you because of the total theft of such covered “auto”.
XI. EXCEPTION TO MECHANICAL BREAKDOWN EXCLUSION FOR AIRBAGS
Subparagraph 3. of Paragraph B. Exclusions of SECTION III - PHYSICAL DAMAGE COVERAGE is deleted in its entirety and replaced with the following:
3. We will not pay for "loss" caused by or resulting from any of the following unless caused by other "loss" that is covered by this insurance:
a. Wear and tear, freezing, mechanical or electrical breakdown. But this exclusion does not apply to accidental discharge of an airbag.
b. Blowouts, punctures or other road damage to tires.
XII. AMENDED DEDUCTIBLE PROVISION – GLASS BREAKAGE AND MULTIPLE DEDUCTIBLES
Paragraph D. Deductible of SECTION III – PHYSICAL DAMAGE COVERAGE is deleted in its entirety and replaced with the following:
D. Deductible
For each covered "auto", our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by the applicable deductible shown in the Declarations. However, no deductible applies to glass breakage if the glass is repaired rather than replaced.
Any Comprehensive Coverage deductible shown in the Declarations does not apply to "loss" caused by fire or lightning.
If another policy or coverage form issued by us or any company that controls, is controlled by, or is under common control with us, applies to the same “accident”, the following applies:
1. If the deductible under this policy is the smaller (or smallest) deductible, it will be waived;
or
2. If the deductible under this policy is not the smaller (or smallest) deductible, it will be reduced by the amount of the smaller (or smallest) deductible.
XIII. AUTO LEASE GAP COVERAGE
SECTION III – PHYSICAL DAMAGE COVERAGE is amended to include the following:
If a long-term leased “auto” is a covered “auto” and the lessor is named in the policy as a loss payee, we will pay in the event of a total "loss" the unpaid amounts due on the lease for the
RQY4H8CXPage 5 of 8 covered “auto” at the time of the “loss”, less:
1. Overdue lease payments at the time of the "loss";
2. Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage;
3. Security deposits not returned by the lessor;
4. Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the lease; and
5. Carry-over balances from previous leases.
XIV. VEHICLE WRAP COVERAGE
Paragraph A. Coverage of SECTION III - PHYSICAL DAMAGE COVERAGE is amended to include the following additional paragraph:
Vehicle Wrap
In the event of a “loss” to a covered “auto”, we will provide the following coverage if such “loss” is caused by:
a. Other than collision only if the Declarations indicates that Comprehensive Coverage is provided for the covered "auto";
b. Specified Causes Of Loss only if the Declarations indicates that Specified Causes Of Loss Coverage is provided for the covered "auto"; or
c. Collision only if the Declarations indicates that Collision Coverage is provided for the covered "auto".
We will pay for “loss” to a “vehicle wrap” that is installed on the covered “auto”. The most we will pay for “loss” is $1,000 for each covered “auto” up to $5,000 per policy period.
We will not pay for “’loss” due to and confined to wear and tear; or damage to paint or the vehicle caused by faulty installation of a “vehicle wrap”.
The “vehicle wrap” is subject to the Comprehensive deductible for the covered “auto”, except In the event of a “loss” to a covered “auto” for which such vehicle is involved in a collision and there is both:
(1) collision damage to the vehicle; and
(2) damage to the “vehicle wrap”
Then the collision deductible will apply.
If the “vehicle wrap” is damaged in a collision, the lesser of replacement cost or original purchase cost of the “vehicle wrap” will apply.
XV. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS
Subparagraph 2.a. of Paragraph A. Loss Conditions of SECTION IV – BUSINESS AUTO CONDITIONS is deleted in its entirety and replaced with the following:
a. In the event of "accident", claim, "suit" or "loss", you must give us or our authorized representative prompt notice of the "accident" or "loss". Include:
RQY4H8CXPage 6 of 8
(1) How, when and where the "accident" or "loss" occurred;
(2) The "insured's" name and address; and
(3) To the extent possible, the names and addresses of any injured persons and witnesses.
This condition applies only when the "accident" is known to:
(a) You, if you are an individual;
(b) A partner, if you are a partnership;
(c) A member, if you are a limited liability company; or
(d) An officer or insurance manager, if you are a corporation.
Your failure to give first report of a claim to us shall not invalidate coverage under this policy if the loss was inadvertently reported to another insurer. However, you shall report any such “accident”, claim, “suit” or “loss” to us within a reasonable time once you become aware of such error.
XVI. LIMITED WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US
Subparagraph 5. of Paragraph A. Loss Conditions of SECTION IV – BUSINESS AUTO CONDITIONS is deleted in its entirety and replaced with the following:
5. Transfer Of Rights Of Recovery Against Others To Us
If any person or organization to or for whom we make payment under this Coverage Form has rights to recover damages from another, those rights are transferred to us. That person or organization must do everything necessary to secure our rights and must do nothing after "accident" or "loss" to impair them.
However, we waive any right of recovery against any person or organization, because of any payment we make under this Coverage Part, to whom the “insured” has waived its right of recovery in a written contract or agreement. Such waiver by us applies only to the extent that the “insured” has waived its right of recovery against such person or organization prior to the “accident” or “loss”.
XVII. UNINTENTIONAL FAILURE TO PROVIDE ACCURATE AND COMPLETE
REPRESENTATIONS
Subparagraph 2. Concealment, Misrepresentation Or Fraud of Paragraph B. General Conditions of SECTION IV – BUSINESS AUTO CONDITIONS is amended to include the following:
Any unintentional failure by you or any “insured” to provide accurate and complete representations as of the inception of the policy will not prejudice the coverages afforded by this policy. However, you must report such error or omission to us as soon as practicable after its discovery.
XVIII. AMENDED DEFINITIONS
A. Paragraph C. of SECTION V – DEFINITIONS is deleted in its entirety and replaced with the following:
C. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these.
RQY4H8CXPage 7 of 8
B. The following definition is added to SECTION V. - DEFINITIONS:
“Vehicle Wrap” means self-adhesive vinyl decals or sheets applied to the exterior body or window of a covered “auto”. Signs or other graphics painted or magnetically affixed to the vehicle are not considered vehicle wraps.
All other terms and conditions of the policy remain the same.
Authorized Representative
RQY4H8CXPage 8 of 8
| Priority_1_Air_-COI-Arizona_Department_of_Pub (1) |
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| COI 7-30-25 |
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