Arizona_Communications_Experts_COI_-_Expires_12-13-2023.pdf

02/21/2023

Drachman Insurance Services, Inc.

6300 E. El Dorado Plaza Suite A220 Tucson AZ 85715

Deborah Olander

(520) 382-0351 (520) 885-0496 deb@drachmanins.com

Arizona Communication Experts Inc.

4420 North Highway Drive

Tucson AZ 85705

Secura Insurance Company 22543 CopperPoint Indemnity Insurance Company 93107 Hiscox Insurance Company 10200

CL2322116209

A ILE0215-Wrap Exclusion ILE0502-Res Exclusion

CG2503-Per Proj Agg

Y Y 20-CP-003378006 12/13/2022 12/13/2023

1,000,000 1,000,000 15,000 1,000,000 2,000,000 2,000,000

A Y Y A3378007 12/13/2022 12/13/2023

1,000,000

A 10,000

Y Y 20-CU-003378008 12/13/2022 12/13/2023

5,000,000 5,000,000

PCO Aggregate 5,000,000

B Y Y 1023034 12/13/2022 12/13/2023 1,000,000 1,000,000 1,000,000

C Tech E&O/Claims Made Retroactive date: 02/11/2015 MPL1541042.23 02/11/2023 02/11/2024

Tech E&O Each Claim $2,000,000 Tech E&O-Aggregate $4,000,000 Deductible $5,000

**UPDATED CERTIFICATE 02/21/23 TO REFLECT TECH E&O RENEWAL-REPLACES PREVIOUSLY ISSUED CERTIFICATE DATED 1/25/23**

Solicitation No BPM004248; Cabling Communication Systems -

Data Breach & PSL-$1000,000 Agg Limit/$1,000,000 Each Claim - $5000 retention; Claims Made 02-11-2015 Retro Date-coverage is included in Tech E&O policy Travelers Crime Policy #106243763; 02/11/2021 thru 02/11/2024, $500,000 Employee Dishonesty Limit/$2500 deductible -- National Specialty Cyber Policy #

Arizona Department of Administration State Procurement Office 100 North 15th Avenue #201

Phoenix AZ 85007

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN

ACCORDANCE WITH THE POLICY PROVISIONS.

INSURER(S) AFFORDING COVERAGE

INSURER F :

INSURER E :

INSURER D :

INSURER C :

INSURER B :

INSURER A :

NAIC #

NAME:

CONTACT

(A/C, No):

FAX

E-MAIL

ADDRESS:

PRODUCER

(A/C, No, Ext):

PHONE

INSURED

REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.

If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED

REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

OTHER:

(Per accident)

(Ea accident)

N / A

SUBR

WVD

ADDL

INSD

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

$PROPERTY DAMAGE

BODILY INJURY (Per accident)

BODILY INJURY (Per person)

COMBINED SINGLE LIMIT

AUTOS ONLY

AUTOSAUTOS ONLY

NON-OWNED

SCHEDULEDOWNED

ANY AUTO

AUTOMOBILE LIABILITY

Y / N

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY

OFFICER/MEMBER EXCLUDED?

(Mandatory in NH)

DESCRIPTION OF OPERATIONS below If yes, describe under

ANY PROPRIETOR/PARTNER/EXECUTIVE

E.L. DISEASE - POLICY LIMIT

E.L. DISEASE - EA EMPLOYEE

E.L. EACH ACCIDENT

ER

OTH-

STATUTE

PER

LIMITS(MM/DD/YYYY)

POLICY EXP

(MM/DD/YYYY)

POLICY EFF

POLICY NUMBERTYPE OF INSURANCELTR

INSR

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

EXCESS LIAB

UMBRELLA LIAB $EACH OCCURRENCE

$AGGREGATE

OCCUR

CLAIMS-MADE

DED RETENTION $

$PRODUCTS - COMP/OP AGG

$GENERAL AGGREGATE

$PERSONAL & ADV INJURY

$MED EXP (Any one person)

$EACH OCCURRENCE

DAMAGE TO RENTED

$PREMISES (Ea occurrence)

COMMERCIAL GENERAL LIABILITY

CLAIMS-MADE OCCUR

GEN'L AGGREGATE LIMIT APPLIES PER:

POLICY

PRO-

JECT LOC

CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)

CANCELLATION

AUTHORIZED REPRESENTATIVE

ACORD 25 (2016/03)

© 1988-2015 ACORD CORPORATION. All rights reserved.

CERTIFICATE HOLDER

The ACORD name and logo are registered marks of ACORD

HIRED

AUTOS ONLY

Arizona Communication Experts Inc.

00016192

Drachman Insurance Services, Inc.

25 Certificate of Liability Insurance

BLU-CB-6KL6JJFNJ, 2/11/2022 to 2/11/2023, $1,000,000 Agg Limit, Deductible $1,000, Claims Made Retro Date: Full Prior Acts

The State of Arizona, its departments, agencies, boards, commissions, universities & its officers, officials, agents, & employees are added as additional insureds, general liability, per forms CG2010 0704 & CG2037 0704 attached. GL Primary and Non-Contributory coverage applies per form CGE2266 1301 attached. GL Waiver of Subrogation applies per form CG2404 0509 attached. Auto additional insured, auto primary non- contributory & auto waiver of subrogation apply per form CAE0131 1508 attached. Work Comp waiver of subrogation applies per form WC0003 13 (04-84) Coverage applies when required by written contract between the above named insured and the certificate holder but only as respects interest appears and subject to policy conditions, limitations and exclusions.

ACORD 101 (2008/01)

The ACORD name and logo are registered marks of ACORD

© 2008 ACORD CORPORATION. All rights reserved.

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

FORM NUMBER: FORM TITLE:

ADDITIONAL REMARKS

ADDITIONAL REMARKS SCHEDULE Page of

AGENCY CUSTOMER ID:

LOC #:

AGENCY

CARRIER NAIC CODE

POLICY NUMBER

NAMED INSURED

EFFECTIVE DATE:

DK Property LLC Limited Liability Company, Additional Named Insured

Additional Named Insureds

Other Named Insureds

OFAPPINF (02/2007) COPYRIGHT 2007, AMS SERVICES INC

Arizona Communication Experts Inc.Drachman Insurance Services, Inc.

25 Certificate of Liability Insurance: Remarks coverage applies per form CGE2266 1301 attached. GL Waiver of Subrogation applies per form CG2404 05-09 attached. Auto additional insured, auto primary non-contributory & auto waiver of subrogation apply per form CAE0131 15-08 attached. Work Comp waiver of subrogation applies per form WC0003 13 (04-84). Coverage applies when required by written contract between the above named insured and the certificate holder but only as respects their interest appears and is subject to policy conditions, limitations, and exclusions.

ACORD 101 (2008/01)

The ACORD name and logo are registered marks of ACORD

© 2008 ACORD CORPORATION. All rights reserved.

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

FORM NUMBER: FORM TITLE:

ADDITIONAL REMARKS

ADDITIONAL REMARKS SCHEDULE Page of

AGENCY CUSTOMER ID:

LOC #:

AGENCY

CARRIER NAIC CODE

POLICY NUMBER

NAMED INSURED

EFFECTIVE DATE:

POLICY NUMBER: 20-CP-003378006-0 COMMERCIAL GENERAL LIABILITY

CG 20 10 07 04

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CG 20 10 07 04 © ISO Properties, Inc., 2004 Page 1 of 1

ADDITIONAL INSURED – OWNERS, LESSEES OR

CONTRACTORS – SCHEDULED PERSON OR

ORGANIZATION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s): Location(s) Of Covered Operations

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A. Section II – Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by:

1. Your acts or omissions; or

2. The acts or omissions of those acting on your behalf;

in the performance of your ongoing operations for the additional insured(s) at the location(s) desig-nated above.

B. With respect to the insurance afforded to these additional insureds, the following additional exclu-sions apply:

This insurance does not apply to "bodily injury" or "property damage" occurring after:

1. All work, including materials, parts or equip-ment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or

2. That portion of "your work" out of which the injury or damage arises has been put to its in-tended use by any person or organization other than another contractor or subcontractor en-gaged in performing operations for a principal as a part of the same project.

Any entity required to be added as Additional Insured in a written agreement signed prior to a loss

CG 20 37 07 04

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CG 20 37 07 04 © ISO Properties, Inc., 2004 Page 1 of 1

– ADDITIONAL INSURED OWNERS, LESSEES OR

– CONTRACTORS COMPLETED OPERATIONS

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s): Location And Description Of Completed Operations

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

– Section II Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury" or "property dam-age" caused, in whole or in part, by "your work" at the location designated and described in the sched-ule of this endorsement performed for that additional insured and included in the "products-completed operations hazard".

Any entity required to be added as Additional Insured in a written agreement signed prior to a loss

CGE 2266 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 1 of 1 1301 © 2013 SECURA Insurance Company

THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.

PRIMARY AND NONCONTRIBUTORY – OTHER INSURANCE CONDITION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

With respect to coverage provided by this Endorsement, the provisions of the Coverage Part apply unless modified by this Endorsement.

Schedule Designated Additional Insured: Any person or organization when required in a written agreement between you and such person or organization

(Information required to complete this Schedule, if not shown above, will be shown in the Declarations.)

The following is added to the Other Insurance Condition and supersedes any provision to the contrary:

Primary And Noncontributory Insurance

This insurance is primary to and will not seek contribution from any other insurance available to the Designated Additional Insured shown in the Schedule provided that:

1. The Designated Additional Insured is a Named Insured under such other insurance; and

2. You have agreed in a written agreement that this insurance would be primary and would not seek contribution from any other insurance available to the Designated Additional Insured.

All other terms and conditions of this policy not in conflict with the terms and conditions of this Endorsement shall continue to apply.

CG 24 04 05 09

CG 24 04 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1

WAIVER OF TRANSFER OF RIGHTS OF RECOVERY

AGAINST OTHERS TO US

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

SCHEDULE

Name Of Person Or Organization:

any entity you have agreed in writing to be waived from recovery

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of

– Section IV Conditions:

We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above.

CAE 0131 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 1 of 2 1508 © 2015, SECURA Insurance Company

THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.

AUTO ADDITIONAL INSURED WRAP

This endorsement modifies insurance provided under the following:

BUSINESS AUTO COVERAGE FORM

With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.

A. AUTOMATIC ADDITIONAL INSURED – PRIMARY AND NONCONTRIBUTORY

SECTION II – COVERED AUTOS LIABILITY COVERAGE, subsection A. Coverage, paragraph 1. Who Is An Insured is amended to add:

d. (1) Automatic Additional Insured – Primary And Noncontributory

Any person or organization is an additional insured when you and such person or organization have agreed in writing prior to a loss that such person or organization be added as additional insured on your policy. Such person or organization is an additional insured only with respect to liability for “bodily injury” or “property damage” resulting from the ownership, maintenance or use of a covered “auto”, provided the “bodily injury” or “property damage” is caused, in whole or in part, by you or by those acting on your behalf. This insurance is primary and is not contributing with any other insurance carried by the additional insured.

(2) Blanket Lessor Additional Insured Provisions

If the additional Insured is a lessor of a “leased auto”;

(a) Coverage

i. Any “leased auto” that is a covered “auto” will be considered a covered “auto” you own and not a covered “auto” you hire or borrow.

For a covered “auto” that is a “leased auto” Who Is An Insured is changed to include as an “Insured” the lessor.

ii. The coverages provided under this endorsement apply to any “leased auto” until the policy expiration date, or when the lessor or his or her agent takes possession of the “leased auto”, whichever occurs first.

(b) Loss Payable Clause

i. We will pay, as interest may appear, you and the lessor for “loss” to a “leased auto”.

ii. The insurance covers the interest of the lessor unless the “loss” results from fraudulent acts or omissions on your part.

iii. If we make any payment to the lessor, we will obtain his or her rights against any other party.

(c) The lessor is not liable for payment of your premiums.

(d) Additional Definition

As used in this endorsement:

“Leased auto” means an “auto” leased or rented to you including any substitute, replacement or extra “auto” needed to meet seasonal or other needs, under a leasing or rental agreement that required you to provide direct primary insurance for the lessor.

CAE 0131 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 2 of 2 1508 © 2015, SECURA Insurance Company

B. WAIVER -- TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US

SECTION IV – BUSINESS AUTO CONDITIONS, subsection A. Loss Conditions, paragraph 5. Transfer Of Rights Of Recovery Against Others To Us is amended to add:

We waive any right of recovery we may have against any person or organization when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be waived from recovery because of payments we make for injury or damage arising out of an "accident" and resulting from the ownership, maintenance or use of a covered "auto". However, our rights may only be waived prior to the “accident” for which we make payment under this Coverage Part. The insured must do nothing after a loss to impair our rights.

WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13

(Ed. 4-84)

WC 00 03 13

(Ed. 4-84)

© 1983 National Council on Compensation Insurance.

WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT

We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us).

This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.

Schedule

State Blanket/Schedule/State

AZ BLANKET

Blanket Waiver: Anyone for whom you have agreed to provide this Waiver subject to the terms of this endorsement

This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.

(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)

1023034Policy No. 3Endorsement No.Endorsement Effective 12/13/2022 Insured Arizona Communication ExpertsInc Premium $

CopperPoint Indemnity Insurance CompanyInsurance Company Countersigned by

This document may have been uploaded to the CopperPoint Portal.

ILE 0215 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 1 of 3 1401 © 2014 SECURA Insurance Company

THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.

CONSTRUCTION LIMITATION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PROFESSIONAL LIABILITY CLAIMS-MADE COVERAGE PART

With respect to coverage provided by this endorsement, the provisions of the Coverage form apply unless modified by the endorsement.

SECTION I – COVERAGES; COVERAGE A BODILY INJURY AND PROPERTY DAMAGES LIABILITY; 2.

Exclusions and COVERAGE B PERSONAL INJURY AND ADVERTISING INJURY LIABILITY; 2. Exclusions of the COMMERCIAL GENERAL LIABILITY COVERAGE FORM are amended to add the following exclusions:

Exclusion – Earth Movement Event – This insurance does not apply to:

a. “Bodily injury” or “property damage” included in the “products-completed operations hazard” and arising out of an “earth movement event”.

b. “Personal and advertising injury” arising out of an “earth movement event”.

Exclusion – Sub-Microscopic Particles Or Defects – This insurance does not apply to:

a. “Bodily injury” or “property damage” arising out of the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, any sub-microscopic particles or defects on or within a building or structure, including its contents, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to such injury or damage.

b. “Personal and advertising injury” arising out of the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of any sub-microscopic particles or defects on or within a building or structure, including its contents, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to such injury.

c. Any loss, cost or expense arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to, or assessing the effects of, sub-microscopic particles or defects, by any insured or by any other person or entity.

The definition of “property damage” is amended by adding:

For the purposes of this insurance, the presence of any sub-microscopic particles or defect is not:

(1) physical injury, nor

(2) loss of use of tangible property.

Exclusion – Operations Covered By A Consolidated (Wrap-Up) Insurance Program – This insurance does not apply to "bodily injury" or "property damage" arising out of either your ongoing operations or operations included within the "products-completed operations hazard" at any location where a “consolidated (wrap-up) insurance program” has been made available to you.

This exclusion applies whether or not the “consolidated (wrap-up) insurance program”:

a. Provides coverage identical to that provided by this Coverage Part;

b. Has limits adequate to cover all claims; or

c. Remains in effect.

This exclusion does not apply to “bodily injury” or “property damage” arising out of your ongoing operations at any location, outside of any specific project site where a “consolidated (wrap-up) insurance program” has been made available to you, if such program does not provide coverage.

DeborahOlander Highlight

ILE 0215 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 2 of 3

SECTION I – COVERAGE of the PROFESSIONAL ERRORS AND OMISSIONS COVERAGE FORM is amended to add the following exclusions:

Exclusion – Earth Movement Event – This insurance does not apply to “bodily injury” or “property damage” arising out of an “earth movement event”.

Exclusion – Sub-Microscopic Particles Or Defects – This insurance does not apply to:

a. “Bodily injury” or “property damage” arising out of the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of, any sub-microscopic particles or defects on or within a building or structure, including its contents, regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to such injury or damage.

b. Any loss, cost or expenses arising out of the abating, testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, remediating or disposing of, or in any way responding to, or assessing the effects of, sub-microscopic particles or defects, by any insured or by any other person or entity.

The definition of “property damage” is amended by adding:

For the purposes of this insurance, the presence of any sub-microscopic particles or defect is not:

(1) physical injury, nor

(2) loss of use of tangible property.

Exclusion – Operations Covered By A Consolidated (Wrap-Up) Insurance Program – This insurance does not apply to "bodily injury" or "property damage" arising out of your ongoing operations at any location where a consolidated (wrap-up) insurance program has been made available to you.

This exclusion applies whether or not the “consolidated (wrap-up) insurance program”:

a. Provides coverage identical to that provided by this Coverage Part;

b. Has limits adequate to cover all claims; or

c. Remains in effect.

This exclusion does not apply to “bodily injury” or “property damage” arising out of your ongoing operations at any location, outside of any specific project site where a “consolidated (wrap-up) insurance program” has been made available to you, if such program does not provide coverage.

SECTION V – DEFINITIONS of the COMMERCIAL GENERAL LIABILITY COVERAGE FORM and SECTION VI

– DEFINITIONS on the PROFESSIONAL ERRORS AND OMISSIONS COVERAGE FORM are amended to add the following definitions:

“Consolidated (wrap-up) insurance program” means any written agreement or written arrangement, including any contractor-controlled insurance program, owner-controlled insurance program, project specific insurance program, or similar insurance program, whether such written agreement or written arrangement is provided by an insurer or self-insured, under which:

a. Some or all of the contractors working on a specific project, or specific projects, are required to enroll in a program to obtain insurance that:

(1) Includes the same or similar insurance as that provided by this Coverage Part; and

(2) Is issued or provided specifically for “bodily injury” or “property damage” arising out of such project; and

b. You are enrolled, were enrolled, or were allowed to enroll.

“Earth movement event” means any land earth or soil movement including, but not limited to:

a. subsidence of land;

b. landslide;

c. mudflow;

d. land, earth or soil sinking;

e. land, earth or soil expansion;

ILE 0215 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 3 of 3

f. land, earth or soil heaving;

g. land, earth or soil swelling;

h. land earth or soil movement arising out of inadequate or excessive moisture content; or

i. land, earth or soil shifting.

All other terms and conditions of this policy not in conflict with the terms and conditions of this endorsement shall

ILE 0502 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 1 of 2 1801 © 2018 SECURA Insurance Company

THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.

EXCLUSION – RESIDENTIAL CONSTRUCTION WORK

This Endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PROFESSIONAL LIABILITY CLAIMS-MADE COVERAGE PART

With respect to coverage provided by this Endorsement, the provisions of the Coverage Part apply unless modified by the Endorsement.

SECTION I – COVERAGES; COVERAGE A BODILY INJURY AND PROPERTY DAMAGES LIABILITY; 2.

Exclusions and SECTION I – COVERAGES; COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY;

2. Exclusions on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM are amended to add the following Exclusion:

Exclusion – Residential Construction Work – This insurance does not apply to “bodily injury”, “property damage”, or “personal and advertising injury” arising out of “your product” or “your work” on any single or multi-family “residential construction” project.

This Exclusion does not apply to repair work or improvements on existing buildings that have been occupied prior to such work or improvements beginning, but this exception does not apply to the conversion of any existing buildings into “residential habitation”.

Exclusion – Conversion of Buildings or Structures to Residential Use – This insurance does not apply to “bodily injury, “property damage”, or “personal and advertising injury” arising out of “your product” or “your work” on any project involving the conversion of any existing buildings or structures into “residential habitation”.

SECTION I – COVERAGE of the PROFESSIONAL ERRORS AND OMISSIONS COVERAGE FORM is amended to add the following Exclusion:

Property Damage Exclusion – Residential Construction Work – This insurance does not apply to “property damage” for any work performed by you, or on your behalf, on any single or multi-family “residential construction” project.

This Exclusion does not apply to repair work or improvements on existing residential buildings that have been occupied prior to such work or improvements beginning, but this exception does not apply to the conversion of any existing buildings into “residential habitation”.

Property Damage Exclusion – Conversion of Buildings or Structures to Residential Use – This insurance does not apply to “property damage” arising out of any work performed by you, or on your behalf, on any project involving the conversion of any existing buildings or structures into “residential habitation”.

SECTION V – DEFINITIONS on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM and SECTION VI

– DEFINITIONS on the PROFESSIONAL ERRORS AND OMISSIONS COVERAGE FORM are amended to add the following Definitions:

“Residential construction” means all development, design, building or other construction, improvements, site selection, surface or subsurface site preparation, conversion, renovation, reconstruction, rehabilitation, or any work, products or component parts thereof or services provided in relation to any of the foregoing, involving property intended in whole or in part for “residential habitation”, or any common or public areas or facilities related thereto.

“Residential habitation” means any place of shelter for humans to live in, regardless of the length of such living arrangement. This includes, but is not limited to: single family dwellings, condominiums, cooperatives, townhomes, patio homes, cluster homes, apartments, duplexes, triplexes, or any other multi-family homes, time-share units, and other similar habitational structures.

“Residential habitation” does not mean any of the following:

a. Hotels or motels;

b. Hospitals, assisted living or nursing home facilities;

c. Educational institution housing or dormitories;

ILE 0502 Includes copyrighted materials of Insurance Services Office, Inc., with its permission. Page 2 of 2 1801 © 2018 SECURA Insurance Company

d. Correctional Facilities;

e. Housing on military bases; or

f. Apartments, duplexes, triplexes and single family homes that are not part of a “tract home project”, but only with respects to sales or installation of alarm, security and fire suppression systems performed by you or on your behalf.

“Tract home project” means a series of five or more single family houses which share common or similar design elements, floor plans, blue prints, and or architectural details, and or which are constructed at the same time, or consecutively, on the same parcel, adjacent parcels, or parcels so located within one geographic area to be considered a single project.

All other terms and conditions of this policy not in conflict with the terms and conditions of this Endorsement shall

CG 25 03 05 09

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CG 25 03 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 2

DESIGNATED CONSTRUCTION PROJECT(S)

GENERAL AGGREGATE LIMIT

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE

Designated Construction Project(s):

Each Of Your Projects Away From The Premises Owned By You Or Rented To You

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A. For all sums which the insured becomes legally obligated to pay as damages caused by "occur-rences" under Section I – Coverage A, and for all medical expenses caused by accidents under Section I – Coverage C, which can be attributed only to ongoing operations at a single designated construction project shown in the Schedule above:

1. A separate Designated Construction Project General Aggregate Limit applies to each des-ignated construction project, and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations.

2. The Designated Construction Project General Aggregate Limit is the most we will pay for the sum of all damages under Coverage A, ex-cept damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard", and for medi-cal expenses under Coverage C regardless of the number of:

a. Insureds;

b. Claims made or "suits" brought; or

c. Persons or organizations making claims or bringing "suits".

3. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the Designated Con-struction Project General Aggregate Limit for that designated construction project. Such payments shall not reduce the General Ag-gregate Limit shown in the Declarations nor shall they reduce any other Designated Con-struction Project General Aggregate Limit for any other designated construction project shown in the Schedule above.

4. The limits shown in the Declarations for Each Occurrence, Damage To Premises Rented To You and Medical Expense continue to apply.

However, instead of being subject to the General Aggregate Limit shown in the Decla-rations, such limits will be subject to the appli-cable Designated Construction Project Gen-eral Aggregate Limit.

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B. For all sums which the insured becomes legally obligated to pay as damages caused by "occur-rences" under Section I – Coverage A, and for all medical expenses caused by accidents under Section I – Coverage C, which cannot be attrib-uted only to ongoing operations at a single des-ignated construction project shown in the Sched-ule above:

1. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products-completed Operations Aggregate Limit, whichever is applicable; and

2. Such payments shall not reduce any Desig-nated Construction Project General Aggre-gate Limit.

C. When coverage for liability arising out of the "products-completed operations hazard" is pro-vided, any payments for damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard" will reduce the Products-completed Operations Ag-gregate Limit, and not reduce the General Ag-gregate Limit nor the Designated Construction Project General Aggregate Limit.

D. If the applicable designated construction project has been abandoned, delayed, or abandoned and then restarted, or if the authorized contract-ing parties deviate from plans, blueprints, de-signs, specifications or timetables, the project will still be deemed to be the same construction project.

E. The provisions of Section III – Limits Of Insur-ance not otherwise modified by this endorsement shall continue to apply as stipulated.