3-ATTACHMENT B- FORM OF PROPOSAL.docx

This is a proposal form attachment for an RFP issued by the AHA (Affordable Housing Association) in California for employee benefits program consulting services. The form establishes the standard template that all proposers must use to submit their proposed fees and compensation structure for advising on employee benefit plan issues and assisting with obtaining competitive bids from insurance carriers. The services include evaluating existing plans, soliciting and evaluating competitive bids, assisting in carrier negotiations, managing transitions to new carriers, reviewing insurance contracts, providing ongoing advisory services, ensuring regulatory compliance, and assisting employees with benefit and claims issues. AHA currently budgeted for 57 employees and is seeking consulting support for dental, vision, life insurance, EAP, long-term disability insurance, flexible spending account, and COBRA administration services, excluding health insurance and 457/Roth retirement plans.

Proposers must complete the form by entering all proposed fees for identified pricing items on a fully all-inclusive basis covering all direct and indirect costs such as wages, overhead, materials, supplies, licensing, and insurance. The form requires identification of the total compensation package across the entire contract term, including specification of how compensation will be derived—whether through direct AHA payments, insurance company payments, premium percentages, commissions, or other quantifiable compensation—as well as the rate charged for additional consulting services if requested. All pricing must be provided for each fiscal year of the contract term, with no proposal alternative allowed for any item, though proposers may submit "No Charge" for specific pricing items if applicable.