Loan Guarantees for Native Hawaiian Housing
Active
- Assistance listing
- 14.874
- Agency
-
Public and Indian Housing Office
Department of Housing and Urban Development
- Grant awards
- Not on record
Program facts
- Also known as
- Section 184A
- Treasury account
-
- 86-0233-0-1-371
- More information
Program details come from SAM.gov Assistance Listings. Updated .
About this program
The Department of Housing and Urban Development's Public and Indian Housing Office administers the Loan Guarantees for Native Hawaiian Housing program (CFDA 14.874), which guarantees up to 100 percent of unpaid principal and interest on loans for owner-occupant single-family dwellings located on Hawaiian home lands, enabling Native Hawaiian families and eligible organizations to access private financing otherwise unavailable in those markets.
The program operates as a loan guarantee mechanism rather than direct grant funding. HUD guarantees eligible loans originated and underwritten by participating private lenders; the lender retains primary responsibility for applicant vetting, including verification of Native Hawaiian eligibility, land status per Section 204 of the Hawaiian Homes Commission Act, property acceptability, and borrower creditworthiness. After loan closing, HUD reviews the lender's file for compliance with Section 184A requirements. Loan terms do not exceed thirty years. Processing timelines depend on application documentation quality and the time required to establish proper land and lease status.
Eligible applicants include Native Hawaiian families, the Department of Hawaiian Home Lands, the Office of Hawaiian Affairs, and private nonprofit organizations with experience in planning and developing affordable housing for Native Hawaiians. The program requires lenders to maintain closed loan files for two years post-closing; servicing lenders must retain files for the loan life plus three years.
The source provides no recent grant awards data, no portfolio activity metrics, no award concentration by funding agency, no open solicitation opportunities, or recent opportunity postings. The program description and operational requirements are current, but the availability of recent funding activity or active solicitation windows cannot be determined from the materials provided. Prospective applicants should contact HUD's Public and Indian Housing Office directly to confirm current program availability, active lender participation, and application status.
Objective and description
- Objective
To provide access to sources of private financing on Hawaiian home lands.
- Description
Section 184A permits HUD to guarantee 100% of the unpaid principal and interest due on an eligible loan. The use of the Section 184A Loan Guarantee Program is limited to owner-occupant single family dwellings located on Hawaiian home lands.
Eligibility
- Applicant eligibility
A Native Hawaiian family; the Department of Hawaiian Home Lands; the Office of Hawaiian Affairs; a private nonprofit organization experienced in the planning and development of affordable housing for Native Hawaiians.
- Beneficiary eligibility
Native Hawaiian homeowners are the beneficiaries of the program.
- Uses of assistance
A loan guaranteed by this program may be used to construct, acquire, or rehabilitate eligible housing. The housing must be located on Hawaiian home lands.
- Use restrictions
A loan guaranteed by this program may be used to construct, acquire, or rehabilitate eligible housing. The housing must be located on Hawaiian home lands.
- Length and time phasing of assistance
The loan term shall not exceed thirty years. Processing time of the individual loans will depend on the quality of the application documentation submitted and the lender's ability to ascertain proper land and lease status.
How to apply
- Award procedure
The financial institution obtains and reviews all documentation. The financial institution is responsible for ensuring the individual applicant's Native Hawaiian eligibility, land status per Section 204 of the Hawaiian Homes Commission Act, housing acceptability, creditworthiness of the applicant, and approval or disapproval of the applicant. If loan guarantee funds are available, a firm commitment is issued by the lender. Firm commitments are valid for a period not to exceed 90 days from issuance. HUD is responsible for reviewing the lender's loan file after closing and issuance of the loan guarantee.
- Time to approval or disapproval
UD may approve a loan for guarantee under this part and issue a certificate under this section only if HUD determines that there is a reasonable prospect of repayment of the loan.
- Appeals
Lenders whose loans are disapproved for loan guarantee may appeal the disapproval. Additional documentation to resolve the issues which led to the disapproval may be required.
Quick answers
What is Assistance Listing 14.874?
Assistance Listing 14.874 is Loan Guarantees for Native Hawaiian Housing, a federal grant program run by Public and Indian Housing Office (Department of Housing and Urban Development).
What is the CFDA number for Loan Guarantees for Native Hawaiian Housing?
Its CFDA number is 14.874: Assistance Listing numbers were called CFDA numbers before 2018.
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