Direct Housing – Natural Disaster
Inactive
- Assistance listing
- 10.445
- Agency
-
Rural Housing Service
Department of Agriculture
- Grant awards
- Not on record
Program facts
- Also known as
- (Section 502 Very Low and Low Income Loans)
- Eligible applicants
-
- Individual/Family
- Public nonprofit institution/organization (includes institutions of higher education and hospitals)
- Local (includes State-designated lndian Tribes, excludes institutions of higher education and hospitals
- Federally Recognized lndian Tribal Governments
- State
- U.S. Territories and possessions
- Beneficiaries
-
- Anyone/general public
Program details come from SAM.gov Assistance Listings. Updated .
About this program
The Department of Agriculture Rural Housing Service administers Direct Housing_Natural Disaster (CFDA 10.445), which funds emergency assistance for qualified lower-income rural families to purchase, build, rehabilitate, or improve dwellings in rural areas affected by presidentially declared natural disasters, with no recent grant awards or opportunities documented.
The program operates as a backstop to Federal Emergency Management Agency (FEMA) assistance—funds are available only when FEMA does not provide comparable support for the same need in the declared disaster area. Eligible activities include acquisition, construction, rehabilitation, and improvement of rural housing stock in response to natural disaster damage. Applicants must meet lower-income qualifications and reside in or intend to reside in rural areas within a presidentially declared disaster zone.
The source provides no grant award portfolio data, recent award history, assistance-type characterization, funding concentration details, or award-magnitude trend. No grant opportunities are currently posted or recently documented. Without recent disbursements, award cadence, or open solicitations, the program's current activity level cannot be assessed from available information. Rural housing programs at USDA Rural Housing Service typically operate on a rolling or annual solicitation basis tied to disaster declarations, but no such timeline is specified here.
Prospective applicants should contact the Department of Agriculture Rural Housing Service directly to confirm current program status, eligibility requirements, and whether an applicable presidentially declared disaster exists for the target geography. The conditional funding mechanism—availability only where FEMA does not fund—means that timing and access depend entirely on disaster declaration and FEMA's parallel funding decisions for the same project. Organizations serving lower-income rural populations in disaster-affected areas should track presidential disaster declarations and coordinate with both FEMA and USDA Rural Housing Service to determine whether gap funding is available under this program for specific housing needs.
Objective and description
- Objective
To assist qualified lower income rural families to meet emergency assistance needs resulting from natural disaster to buy, build, rehabilitate, or improve dwellings in rural areas. Funds are only available to the extent that funds are not provided by the Federal Emergency Management Agency (FEMA). For the purpose of administering these funds, natural disaster will only include those areas identified by a Presidential declaration.
Quick answers
What is Assistance Listing 10.445?
Assistance Listing 10.445 is Direct Housing – Natural Disaster, a federal grant program run by Rural Housing Service (Department of Agriculture). It is inactive.
What is the CFDA number for Direct Housing – Natural Disaster?
Its CFDA number is 10.445: Assistance Listing numbers were called CFDA numbers before 2018.
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