RCLCO_COI_for_Cyber_to_8-23-2022.pdf

This document is a NetGuard Plus Cyber Liability insurance policy issued by Tokio Marine HCC to Robert Charles Lesser & Co., LLC, effective August 23, 2021 to August 23, 2022. The policy is administered through Tokio Marine HCC's Cyber & Professional Lines Group, located in Encino, California. The document includes a confirmation of coverage, detailed liability limits, deductibles, and endorsements for a comprehensive cyber insurance product.

The insurance policy provides extensive cyber liability coverage across multiple domains, including third-party and first-party protections. Key coverage areas include Multimedia Liability, Security and Privacy Liability, Privacy Regulatory Defense, PCI DSS Liability, Bodily Injury Liability, and Cyber Extortion. The policy has a maximum aggregate limit of $2,000,000 with various sub-limits for specific coverage types. The premium is $6,781, with a $195 non-refundable policy issuance fee. The policy also includes additional services like cyber awareness training, phishing simulation, vulnerability monitoring, and access to cyber security experts. Tokio Marine HCC has partnered with CrowdStrike, Datto, and Cisco's Duo to provide proactive cyber risk management and threat prevention services to policyholders.