Insurance Requirements(2016).pdf

This document is an Exhibit A detailing Insurance Requirements for Contractors for the State of Louisiana, specifically revised in March 2016. The document outlines comprehensive insurance requirements for contractors, including mandatory coverage types such as Workers Compensation, Commercial General Liability, and Automobile Liability. Contractors are required to maintain specific minimum insurance limits, with Workers Compensation insurance set at $1,000,000 per accident/per disease/per employee, Commercial General Liability at a $2,000,000 aggregate limit, and Automobile Liability with a minimum combined single limit of $1,000,000 per accident.

The insurance requirements specify that all policies must be provided by companies authorized to do business in Louisiana, with a minimum A.M. Best's rating of A-VII or higher. Contractors must submit Certificates of Insurance to the Agency before work commences and upon contract renewal, listing the State of Louisiana, its Agency, Officers, Agents, Employees, and Volunteers as additional insureds. The document also includes provisions for policy cancellation, subcontractor insurance, and detailed indemnification requirements, emphasizing the contractor's responsibility to protect the State of Louisiana from potential claims, damages, and liabilities arising from contract performance.