MAS - S. Harman And Associates, Inc. - GS02F126BA

GENERAL SERVICES ADMINISTRATION

Multiple Award Schedule 524292 – Separation & Retirement

Federal Acquisition Service Authorized Federal Supply Schedule Pricelist Effective Date: April 19, 2024

S. HARMAN & ASSOCIATES, INC.

PO Box 1129 Sykesville, MD 21784

Phone: 410-795-9296 E-Mail: sharmaninc@aol.com Web Address: www.sharmansite.com

Contract Number: GS-02F-126BA eModID: X97U7IX8 Mass Consolidation Modification # A812

Contract Period: July 17, 2024 through July 16, 2029

DUNS: 15-385-8006

CAGE: 0ASM4

Small Business, Woman-Owned

Prices are net as listed herein.

On-line access to contract ordering information, terms and conditions, up-to-date pricing and the option to create an electronic delivery order is available through GSA Advantage!, a menu-driven database system. The internet address for GSA Advantage! is: http://www.GSAAdvantage.gov

CUSTOMER INFORMATION:

1a. Table of Awarded Special Item Number(s): 524292 Separation & Retirement

1b. Lowest Priced Item: Prices are net as listed herein.

Course Pricing

Classes are delivered on-site with the Agency responsible for providing facilities.

All travel costs are to be billed in accordance with clause C-FSS-370 and are to be coordinated at the task order level.

1-Day Retirement Planning (CSRS)

Upon completion of this course, participants will be able to:

· Identify key elements of the Civil Service Retirement System

· Understand treatment of sick and annual leave upon retirement

· Perform basic retirement calculations

· Describe the basic elements of Social Security and Medicare and how will it affect a CSRS retiree

· Understand the Thrift Savings Plan withdrawal options

· Identify retired military issues that could affect participants

· Understand the provisions that affect survivor spouse elections, health and life insurance at retirement

Each participant will receive a copy of our “What You Need to Know About Your Civil Service Retirement System Benefits” book and a copy of our “Federal Employees’ Guide to Social Security.”

1-Day Retirement Planning (FERS)

Upon completion of this course, participants will be able to:

· Identify the three sources of retirement income under FERS

· Perform basic retirement calculations for both the FERS basic benefit and the annuity supplement

· Understand the treatment of sick and annual leave at retirement

· Identify the basic elements of the Social Security program as they affect FERS retirees

· Understand how FEHB and Medicare interface at age 65

· Understand the Thrift Savings Plan withdrawal options and the integral part the TSP plays in the retirement package

· Identify military service issues

· Understand the provisions that affect survivors spouse elections, health and life insurance at retirement

Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits” book and a copy of our “Federal Employees’ Guide to Social Security.”

1-Day Retirement Planning (FERS – Hazardous Duty)

Upon completion of this course, participants should be able to:

· Identify when they will be eligible to retire

· Identify the three sources of retirement income in FERS

· Perform basic calculations for the FERS basic benefit and the annuity supplement

· Understand the treatment of sick and annual leave at retirement

· Understand the Thrift Savings Plan withdrawal options and the integral part the TSP plays in the retirement package

· Identify the basic elements of the Social Security program as they affect FERS retirees

· Understand the provisions that affect survivor spouse elections, health and life insurance

Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits for Firefighters and Law Enforcement Officers/ Investigators” book which includes information on Social Security.

1-Day Mid-Career Benefits Seminar (FERS)

This seminar offers an introduction to the benefit package. Mid-Career employees are those who are committed to their Federal careers but not yet within 5 years of retirement.

Upon completion of this course, participants will be able to:

· Understand the provisions of the Federal benefits package

· Retirement

· Survivors

· Disability

· Have information for estimating the benefit package

· Consider Thrift Savings Plan as an integral part of the retirement package

· Understand FEGLI, FEHB, HDHPs with HSAs, FSAs and FEDVIP Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits” book and a copy of our “Federal Employees’ Guide to Social Security.”

2-Day Retirement Planning (FERS)

This 2-day seminar is designed to provide employees within 5 years of retirement with all the information needed to prepare for retirement. Upon completion of this course, participants will be able to:

· Identify the three elements of the FERS benefit package

· Identify when benefits are payable

· Perform basic FERS benefits estimates and develop ballpark estimates for the annuity supplement

· Understand the Deposit, Redeposit and Military Service Deposit rules

· Understand the survivor spouse options and costs

· Identify the requirements to continue FEHB and FEGLI into retirement

· Understand how the Federal benefits package is taxed for Federal and State tax

· Understand the impact of the FERS COLA rules on future purchasing power

· Identify the TSP withdrawal options to maximize the value of the account balance, minimize the taxes and avoid any IRS penalties

· Understand the concept of long-term care insurance

· Understand the basics of Social Security

· Understand which Social Security concepts apply to the annuity supplement

· Identify basic legal issues and understand legal terms

· Apply basic financial planning principles to ensure a long-term financially secure retirement

Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits” book, a copy of our “Federal Employees’ Guide to Social Security,” and a Retirement Planning manual.

2-Day Retirement Planning (CSRS)

This 2-day seminar is designed to provide employees within 5 years of retirement with all the information needed to prepare for retirement. Upon completion of this course, participants will be able to:

· Identify key elements of the Civil Service Retirement System

· Identify when benefits are payable

· Perform benefit estimates

· Understand the Deposit, Redeposit and Military Deposit rules that apply

· Understand the survivor spouse options and costs

· Identify the requirements to continue FEHB and FEGLI into retirement

· Understand how the Federal benefit package is federally taxed and what State taxes would apply

· Identify the TSP withdrawal options to maximize the value of the account balance, minimize the taxes and avoid any IRS penalties

· Understand the concept of long-term care insurance

· Understand the basics of Social Security

· Understand the Windfall Elimination Provision and the Government Pension Offset and the impact on their Social Security benefits

· Understand basic legal issues and terms

· Apply basic financial planning principles to ensure a long-term financially secure future

Each participant will receive a copy of our “What You Need to Know About Your Civil Service Retirement System Benefits” book, a copy of our “Federal Employees’ Guide to Social Security,” and a Retirement Planning manual.

2-Day Retirement Planning (FERS—Hazardous Duty)

This 2-day seminar is designed to provide employees within 5 years of retirement with all the information needed to prepare for retirement. Upon completion of this course, participants will be able to:

· Identify when they are eligible to retire

· Identify the three elements of the FERS benefit package

· Perform basic FERS benefits estimates and develop ballpark estimates for the annuity supplement

· Understand the Deposit, Redeposit and Military Service Deposit rules

· Understand the survivor spouse options and costs

· Identify the requirements to continue FEHB and FEGLI into retirement

· Understand how the Federal benefits package is taxed for Federal and State tax

· Understand the impact of the FERS COLA rules on future purchasing power

· Identify the TSP withdrawal options to maximize the value of the account balance, minimize the taxes and avoid any IRS penalties

· Understand the concept of long-term care insurance

· Understand the basics of Social Security

· Understand which Social Security concepts apply to the annuity supplement

· Identify basic legal issues and understand legal terms

· Apply basic financial planning principles to ensure a long-term financially secure retirement

Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits for Firefighters and Law Enforcement Officers/Investigators” book, a copy of our “Federal Employees’ Guide to Social Security,” and a Retirement Planning manual.

2-Day Mid-Career (FERS)

This 2-day seminar offers an introduction to the benefit package as it exists today. Mid-Career employees are those who are committed to their Federal government career but not yet within 5 years of retirement. Additionally, approximately 4 hours are spent on basic financial planning and investment concepts plus how to choose a financial planner if needed.

Upon completion of this course, participants will be able to:

· Understand the provisions of the Federal benefits package

· Retirement

· Survivors

· Disability

· Have information for estimating the benefit package

· Consider Thrift Savings Plan as an integral part of the retirement package

· Understand FEGLI, FEHB, HDHPs with HSAs, FSAs and FEDVIP

· Understand Current Social Security Provisions

· Understand Basic Legal Concepts

· Recognize Tax Issues Both While Employed and in Retirement

· Apply Basic Financial Planning Concepts

· Understand the Concepts of Long-Term Care Insurance for Themselves, Their Spouse, Parents and In-Laws Each participant will receive a copy of our “What You Need to Know About Your Federal Employees’ Retirement System Benefits” book, a copy of our “Federal Employees’ Guide to Social Security,” and a Mid-Career Planning manual.

3-Day Retirement Planning Seminar (CSRS/FERS or Combined)

This 3-day seminar prepares employees to transition from their career into successful retirement. Upon completion of this course, participants will be able to:

Each participant will receive a copy of our “What You Need to Know About Your Civil Service Retirement System Benefits or Federal Employees’ Retirement System Benefits” book, a copy of our “Federal Employees’ Guide to Social Security,” and a Retirement Planning manual.

CUSTOMER INFORMATION:

1c. If the Contractor is proposing hourly rates, a description of all corresponding commercial job titles, experience, functional responsibility and education for those types of employees or subcontractors who will perform services shall be provided. If hourly rates are not applicable, indicate “Not applicable” for this item. N/A

2. Maximum order. $1,000,000

3. Minimum order. $2,266.88

4. Geographic coverage (delivery area). 50 States, DC, Puerto Rico

5. Point(s) of production (city, county, and State or foreign country). Sykesville, MD

6. Discount from list prices or statement of net price. Prices Shown Herein are Net (discount deducted).

7. Quantity discounts. Yes: 2% Discount for 5 sessions of the same seminar under one contract.

8. Prompt payment terms. Net 30 Days "Information for Ordering Offices: Prompt payment terms cannot be negotiated out of the contractual agreement in exchange for other concessions."

9a. Notification that Government purchase cards are accepted at or below the micro-purchase threshold. Accepted

9b. Notification whether Government purchase cards are accepted or not accepted above the micro-purchase threshold. Accepted

10. Foreign items (list items by country of origin). N/A

11a. Time of delivery.

Training: N/A. Course registration is negotiated and completed by the customer.

11b. Expedited Delivery. N/A

11c. Overnight and 2-day delivery. N/A

11d. Urgent Requirements. N/A

12. F.O.B. point(s).

All Support Course Materials for each student are included in the training cost and shipped to the customer FOB Destination.

Training: Travel will be handled in accordance with clause C-FSS-370 Contractor Tasks/Special Requirements. Costs for transportation, lodging, meals and incidental expenses are allowable subject to the limitations contained in the Federal Travel Regulations and/or Joint Travel Regulations. These costs are to be coordinated at the task order level.

13a. Ordering address(es).

S. Harman & Associates, Inc.

PO Box 1129 Sykesville, MD 21784 Phone: 410-795-9296 Fax: 410-549-1261 E-mail: sharmaninc@aol.com

13b. Ordering procedures: For supplies and services, the ordering procedures, information on Blanket Purchase Agreements (BPA’s) are found in Federal Acquisition Regulation (FAR) 8.405-3.

14. Payment address(es).

S. Harman & Associates, Inc.

PO Box 1129 Sykesville, MD 21784

15. Warranty provision. S. Harman & Associates, Inc. warrants and implies that the items delivered hereunder are merchantable and fit for the particular purpose described under this contract.

16. Export packing charges, if applicable. N/A

17. Terms and conditions of Government purchase card acceptance (any thresholds above the micro-purchase level). N/A

18. Terms and conditions of rental, maintenance, and repair (if applicable). N/A

19. Terms and conditions of installation (if applicable). N/A

20. Terms and conditions of repair parts indicating date of parts price lists and any discounts from list prices (if applicable). N/A

20a. Terms and conditions for any other services (if applicable). N/A

21. List of service and distribution points (if applicable).

S. Harman & Associates, Inc.

PO Box 1129 Sykesville, MD 21784

22. List of participating dealers (if applicable). N/A

23. Preventive maintenance (if applicable). N/A

24a. Special attributes such as environmental attributes (e.g., recycled content, energy efficiency, and/or reduced pollutants). N/A

24b. If applicable, indicate that Section 508 compliance information is available on Electronic and Information Technology (EIT) supplies and services and show where full details can be found (e.g. contractor’s website or other location.) The EIT standards can be found at: www.Section508.gov/. N/A

25. Data Universal Number System (DUNS) number. 15-385-8006

26. Notification regarding registration in Central Contractor Registration (CCR) database.

S. Harman & Associates, Inc. is registered in the CCR database through the System for Award Management (SAM). Our CAGE Code is 0ASM4.

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