Exhibit F - Payment Details Monthly Disability Claims 7.1.2023-6.30.2026.xlsx

XLSX spreadsheet 12 KB Posted

Attached to
Short-Term and Long-Term Disability Benefits
Solicitation number
RFP AABA 2027000042 1
Issued by
Denver County, Denver City, Colorado

About this file

This file is a payment details exhibit for Colorado's Short-Term and Long-Term Disability Benefits contract, documenting monthly premium payments and paid claims from July 1, 2023 through June 30, 2026. The exhibit tracks financial performance across two disability benefit categories: Short-Term Disability (STD) and Long-Term Disability (LTD). The contract term spans three years, with monthly data entries recording both premium revenues and claims paid for each benefit type. STD premiums range from $0 to $402,369 monthly, while LTD premiums range from $0 to $583,931 monthly. Notable payment gaps appear in June 2024, June 2025, and June 2026, where both STD and LTD premiums are recorded as $0, suggesting potential contract renewal or transition periods.

Claims experience shows considerable monthly variation across both benefit categories. STD paid claims fluctuate between $6,428 and $377,290 monthly, while LTD paid claims range from $99,996 to $700,312 monthly, with the highest LTD claims payment occurring in June 2025 at $700,312. The cumulative financial data reflects the cost and utilization patterns of the disability benefits program over the three-year contract period, providing essential baseline metrics for evaluating plan performance and predicting future liability and premium requirements for Colorado's state or local government entity.

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Monthly Experience

DateSTD Paid PremiumSTD Paid ClaimsLTD Paid PremiumLTD Paid Claims
7/1/23$310,155$349,943$395,346$264,093
8/1/23$312,393$369,931$399,083$243,808
9/1/23$313,430$287,833$399,476$236,289
10/1/23$313,192$336,177$400,634$267,361
11/1/23$315,981$377,290$402,326$207,693
12/1/23$351,494$310,325$453,363$309,623
1/1/24$320,228$117,070$432,980$269,039
2/1/24$322,901$6,428$437,236$308,244
3/1/24$323,029$17,623$435,483$230,511
4/1/24$323,954$137,569$435,135$255,348
5/1/24$360,380$137,872$489,218$325,140
6/1/24$0$162,286$0$255,271
7/1/24$344,738$142,507$456,808$267,804
8/1/24$345,934$137,043$456,447$248,804
9/1/24$347,126$99,667$456,381$288,949
10/1/24$348,218$111,284$457,098$245,059
11/1/24$351,013$80,520$459,573$99,996
12/1/24$353,498$82,195$461,955$189,053
1/1/25$353,374$127,483$484,900$216,318
2/1/25$355,289$159,225$489,150$271,248
3/1/25$355,644$154,420$487,707$202,443
4/1/25$356,798$134,819$487,735$267,595
5/1/25$402,369$128,102$552,794$298,947
6/1/25$0$137,498$0$700,312
7/1/25$170,699$111,148$486,918$189,237
8/1/25$170,364$162,528$480,985$269,721
9/1/25$170,333$110,333$482,225$295,571
10/1/25$194,737$152,671$553,536$167,940
11/1/25$171,924$135,808$484,570$137,739
12/1/25$172,649$141,383$485,890$240,913
1/1/26$171,718$199,097$501,318$276,928
2/1/26$172,362$110,960$506,875$193,084
3/1/26$197,843$236,160$583,931$239,889
4/1/26$172,139$204,435$504,495$207,618
5/1/26$197,605$157,021$583,660$262,396
6/1/26$0$193,858$0$241,334
7/1/26

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