Cumberland_Certificate_of_Liability_and_Affirmation_and_Disclosure.pdf

This document is an insurance policy declaration for the Cumberland Trail Fire District #4, with a policy number VFNU-TR-0010231-05/000, effective from May 1, 2025, to May 1, 2026. The policy is issued by National Union Fire Insurance Company of Pittsburgh, PA, and covers multiple liability areas including General Liability, Management Liability, and Employer's Liability.

The insurance policy provides comprehensive coverage with significant liability limits: $1,000,000 per occurrence for general liability, $3,000,000 aggregate, and $1,000,000 for management liability per wrongful act. The total premium is $17,343.00, broken down into $13,208.00 for General Liability and $4,135.00 for Management Liability. The policy includes coverage for bodily injury, property damage, personal and advertising injury, and includes provisions for employer's liability with specific limits for accidental injury and disease. The underlying insurance covers automobile liability, general liability, and management liability, with a combined single limit of $1,000,000 for automotive incidents.