CTR078096_COI.pdf

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AZ|CTR078096
Contract number
CTR078096
Issued by
Arizona

About this file

This is an ACORD Certificate of Liability Insurance issued on October 27, 2025, for Cochise Tires & Automotive LLC, located at 1988 S Highway 92, Sierra Vista, Arizona 85635. The certificate was issued by Stickler Webb and Co Inc. DBA Stickler Webb Insurance, based in Show Low, Arizona. The certificate holder is Big O Tires LLC, located at 4300 TBC Way, Palm Beach Gardens, Florida 33410. The insurance is underwritten by three carriers: Owners Insurance Company (NAIC #32700), Auto Owners Insurance Company (NAIC #18988), and AmTrust Insurance Company of Kansas, Inc. (NAIC #15954).

The certificate documents comprehensive liability coverage for Cochise Tires & Automotive LLC with multiple policy periods effective through April 15, 2026, and July 1, 2026. Coverage includes Commercial General Liability with limits of $1,000,000 per occurrence and $2,000,000 general aggregate; Automobile Liability with combined single limits of $1,000,000 per person for bodily injury and $1,000,000 per accident for property damage; Umbrella/Excess Liability with $1,000,000 limits; Workers Compensation with $1,000,000 employer's liability limits; and Garage Keepers Liability of $1,000,000. Big O Tires LLC and its successors are named as additional insureds for ongoing and completed operations where required by written contract, with minimum forgery limits of $10,000, crime coverage of $10,000, and Garage Keepers Liability of $100,000 per location.

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Text version

ACORD CERTIFICATE OF LIABILITY INSURANCE

DATE (MM/DD/YYYY)

10/27/2025

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS

CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES

BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED

REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.

If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).

PRODUCER

Stickler Webb and Co Inc. DBA Stickler Webb Insurance

600 S. Clark Rd Ste #1

Show Low

INSURED

Cochise Tires & Automotive LLC

1988 S Highway 92

Sierra Vista

COVERAGES

ICONTACT

CONTACT Alexandra Metcalf

PHONE

(A/C, No, Ext): (928) 537-2928

E-MAIL

ADDRESS: ametcalf@sticklerwebb.com

AZ 85901 INSURER A: OWNERS INS CO

(A/C, No):

INSURER(S) AFFORDING COVERAGE

INSURER B: AUTO OWNERS INS CO

INSURER C: AMTRUST INSURANCE COMPANY OF KANSAS, IN

INSURERD:

INSURERE :

AZ 85635 INSURERF:

CERTIFICATE NUMBER: REVISION NUMBER:

NAIC#

32700

18988

15954

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD

INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS

CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS.

EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

TYPE OF INSURANCE

IADDLISUBRI

INSD WVD POLICY NUMBER

POLICY EFF|

| FOLICY EFE POLICY EXP

LIMITS

X COMMERCIAL GENERAL LIABILITY

☐☐ CLAIMS-MADE ☑ OCCUR

EACH OCCURRENCE

DAMAGE TO RENTED

PREMISES (Ea occurrence) s 1,000,000

S 50.000

MED EXP (Any one person) s 5,000

A

Y 45721344 04/15/2025 04/15/2026 PERSONAL & ADV INJURY s 1,000,000

|GEN'L AGGREGATE LIMIT APPLIES PER:

POLICY ☐ DECT ☐ LOC

OTHER:

AUTOMOBILE LIABILITY

GENERAL AGGREGATE s 2,000,000

PRODUCTS - COMP/OP AGG s 2,000,000

COMBINED SINGLE LIMIT

(Ea accident) S

☑ ANY AUTO BODILY INJURY (Per person) S 1,000,000

B OWNED SCHEDULED Y

AUTOS ONLY ☐ AUTOS 5172134400 04/15/2025 04/15/2026 BODILY INJURY (Per accident) $ 1,000,000

HIRED ☐ NON-OWNED

AUTOS ONLY AUTOS ONLY

PROPERTY DAMAGE

(Per accident) $ 1,000,000

S

UMBRELLA LIAB ☑ OCCUR EACH OCCURRENCE s 1,000,000

B EXCESS LIAB CLAIMS-MADE 5172134402 04/15/2025 04/15/2026 AGGREGATE S 1,000,000

DED ☑ RETENTIONS 10.000 TRIA s

WORKERS COMPENSATION STATUTE

AND EMPLOYERS' LIABILITY

YIN

ANY PROPRIETOR/PARTNER/EXECUTIVE |E.L. EACH ACCIDENT S 1,000,000

C OFFICER/MEMBER EXCLUDED? Y N/A KWC1400987 07/01/2025 07/01/2026

Mandatory in NH) E.L. DISEASE - EA EMPLOYEE s 1.000.000 yes, descnbe underPEADESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT s 1,000,000

Garage Keepers 1,000,000

A Garage Keepers 51-721344-01 04/15/2025 04/15/2026

DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

See ACORD 101

CERTIFICATE HOLDER

Big O Tires LLC

4300 TBC Way

CANCELLATION

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN

ACCORDANCE WITH THE POLICY PROVISIONS.

AUTHORIZED REPRESENTATIVE

Alycaudn Hetealf Palm Beach Gardens FL 33410

©1988-2015 ACORD CORPORATION. All rights reserved.

ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD

ACORD

AGENCY CUSTOMER ID:

LOC #:

ADDITIONAL REMARKS SCHEDULE

AGENCY

Stickler Webb and Co Inc. DBA Stickler Webb Insurance

POLICY NUMBER

45721344, 5172134402, 5172134400, KWC1400987

NAMED INSURED

Cochise Tires & Automotive LLC

CARRIER

OWNERS INS CO

NAIC CODE

32700, 1898 EFFECTIVE DATE:

ADDITIONAL REMARKS

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,

|FORM NUMBER: 25 FORM TITLE: Certificate Of Liability Insurance

Big O Tires LLC and its successors are named an Additional Insured for ongoing and completed operations on the General & Automobile Liability where required by written contract. Forgery minimum limit $10,000 Crime on and off premises loss no less than $10,000

Garage Keepers Liability: $100,000 per location Garage Liability: $1M per occurrence/ $2M aggregate/$2M products and completed operations Big O Tires LLC and its successors are named an Additional Insured for ongoing and completed operations on the General & Automobile Liability where required by written contract.

ACORD 101 (2008/01) 2008 ACORD CORPORATION. All rights reserved.

The ACORD name and logo are registered marks of ACORD

File details come from the government source that posted it. Updated .