COI_1-26-26.pdf
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- Attached to
- Master Agreement AZ|CTR079461
- Contract number
- CTR079461
- Issued by
- Arizona
About this file
This document is a comprehensive insurance certificate and policy package for AP Fire Protection, LLC, issued by SECURA Insurance Company and NFP Property & Casualty Services, Inc. The certificate is for the Arizona Department of Administration and covers multiple insurance types including Commercial General Liability, Commercial Auto Liability, Commercial Umbrella Policy, and Workers' Compensation. The policies are effective from 1/26/2025 to 1/26/2026, with SECURA Insurance Company and Sequoia Insurance Company serving as the primary insurers.
The insurance package provides extensive coverage with various limits, including $1,000,000 for each occurrence under General Liability, $2,000,000 for General Aggregate, and $1,000,000 for Professional Liability. The policy covers fire alarm monitoring services (referenced as CTR079461) and includes additional insured provisions for the Arizona Department of Administration. Specific endorsements include primary and non-contributory insurance conditions, waiver of subrogation rights, and designated construction project aggregate limits. The policy also notes that certain individuals (Todd Pyne and Julie Pyne) are excluded from Workers' Compensation coverage, and includes retroactive coverage for Contractor's Errors & Omissions Liability starting 10/15/2022.
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Other files
| File | Type | Posted |
|---|---|---|
| CTR079461_Pricing.xlsx | XLSX spreadsheet | |
| Contract_Summary_Document.pdf | ||
| CTR079461_Contract_Documents.pdf |
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Text version
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
INSR ADDL SUBR
LTR INSD WVD
PRODUCER CONTACT
NAME:
FAXPHONE
(A/C, No):(A/C, No, Ext):
ADDRESS:
INSURER A :
INSURED INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
POLICY NUMBER POLICY EFF POLICY EXPTYPE OF INSURANCE LIMITS(MM/DD/YYYY) (MM/DD/YYYY)
AUTOMOBILE LIABILITY
UMBRELLA LIAB
EXCESS LIAB
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
AUTHORIZED REPRESENTATIVE
EACH OCCURRENCE $
DAMAGE TO RENTEDCLAIMS-MADE OCCUR $PREMISES (Ea occurrence)
MED EXP (Any one person) $
PERSONAL & ADV INJURY $
GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $
PRO-POLICY LOC PRODUCTS - COMP/OP AGGJECT
OTHER: $
COMBINED SINGLE LIMIT
$(Ea accident)
ANY AUTO BODILY INJURY (Per person) $
OWNED SCHEDULED
BODILY INJURY (Per accident) $AUTOS ONLY AUTOS
HIRED NON-OWNED PROPERTY DAMAGE
$AUTOS ONLY AUTOS ONLY (Per accident)
OCCUR EACH OCCURRENCE
CLAIMS-MADE AGGREGATE $
DED RETENTION $
PER OTH-
STATUTE ER
E.L. EACH ACCIDENT
E.L. DISEASE - EA EMPLOYEE $
If yes, describe under
E.L. DISEASE - POLICY LIMITDESCRIPTION OF OPERATIONS below
INSURER(S) AFFORDING COVERAGE NAIC #
COMMERCIAL GENERAL LIABILITY
Y / N N / A
(Mandatory in NH)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
CERTIFICATE HOLDER CANCELLATION
© 1988-2015 ACORD CORPORATION. All rights reserved.ACORD 25 (2016/03)
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
The ACORD name and logo are registered marks of ACORD
11/12/2025
(877) 995-2773
22543
AP Fire Protection 7612 N 71st Ave Glendale, AZ 85303
22985
A 1,000,000
X X 20-CP-003317308 1/26/2025 1/26/2026 300,000
10,000
1,000,000 2,000,000 2,000,000
X SIR $0 PROFESSIONAL LI 2,000,000
1,000,000A
X X 20-A-003317309 1/26/2025 1/26/2026
SIR 0
4,000,000A
20-CU-003320797 1/26/2025 1/26/2026 4,000,000
10,000
B
X QWC1419359 1/26/2025 1/26/2026 1,000,000
Y 1,000,000 1,000,000
A Professional Liab. 20-CP-003317308 1/26/2025 Each Claim/Agg 2,000,000 A Pollution 20-CP-003317308 1/26/2025 1/26/2026 Each Claim/Agg 1,000,000
RE: CTR079461 Fire Alarm Monitoring Subject to policy terms, conditions and exclusions
Todd Pyne, Julie Pyne are excluded with respect to Workers' Compensation.
Contractor's Errors & Omissions Liability Coverage - Retro Date: 10/15/2022
SEE ATTACHED ACORD 101
Arizona Dept of Administration 100 North 15th Ave Phoenix, AZ 85007
APFIREP-01 ALEXANDRAALFORD
NFP Property & Casualty Services, Inc.
8777 North Gainey Center Drive Suite 260 Scottsdale, AZ 85258
Hilda Romero hilda.romero@nfp.com
SECURA Insurance Company Sequoia Insurance Company
X
1/26/2026
X X
X
X
X
X
X
FORM NUMBER:
EFFECTIVE DATE:
The ACORD name and logo are registered marks of ACORD
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE
FORM TITLE:
Page of
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
ACORD 101 (2008/01)
AGENCY CUSTOMER ID:
LOC #:
AGENCY NAMED INSURED
POLICY NUMBER
CARRIER NAIC CODE
© 2008 ACORD CORPORATION. All rights reserved.
NFP Property & Casualty Services, Inc.
APFIREP-01
SEE PAGE 1
SEE PAGE 1
ACORD 25 Certificate of Liability Insurance
SEE P 1
AP Fire Protection 7612 N 71st Ave Glendale, AZ 85303 Maricopa
SEE PAGE 1
ALEXANDRAALFORD
Description of Operations/Locations/Vehicles:
Certificate holder is Additional Insured with respects to General Liability per endorsement CGT1000 1301 attached. General liability coverage is primary and noncontributory per endorsement CGE2266 1301 attached. Waiver of Subrogation applies with respects to General Liability per endorsement CG2404 05-09 attached. Per Project aggregate applies per endorsement CG2503 05-09 attached.
Certificate holder is Additional Insured with respects to Auto Liability per endorsement CAE0131 1508 attached. Auto liability is primary and noncontributory per endorsement CAE0131 1508 attached. Waiver of Subrogation applies with respects to Auto Liability policy per endorsement CAE0131 1508 attached.
Excess/Umbrella follows over the General Liability & Auto Liability. Excess / Umbrella Follows Form.
Waiver of Subrogation applies with respects to Workers Compensation per endorsement WC000313 04-84 when required by written agreement.
CGT 1000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 1 of 4 1301 2013 SECURA Insurance Company
THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.
GENERAL LIABILITY WRAP
This Endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
The following is a summary of the coverages provided in this Endorsement. This Endorsement is applicable only to those premises described in the Declarations.
SCHEDULE
Coverage Page
A. NON-OWNED WATERCRAFT 1
B. NON-OWNED AIRCRAFT HIRED WITH CREW 1
C. PERSONAL AND ADVERTISING INJURY - BROAD FORM 2
D. BROADENED MEDICAL PAYMENTS 2
E. SUPPLEMENTARY PAYMENTS INCREASED LIMITS 2
F. ADDITIONAL INSURED - BUILDING OWNER 2
G. ADDITIONAL INSURED – LESSOR OF LEASED EQUIPMENT 2
H. ADDITIONAL INSURED BY WRITTEN AGREEMENT 3
I. DUTIES AFTER LOSS REDEFINED 3
J. BODILY INJURY REDEFINED 4
K. UNINTENTIONAL FAILURE TO DISCLOSE 4
With respect to coverage provided by this Endorsement, the provisions of the Coverage Part apply unless modified by this Endorsement.
A. NON-OWNED WATERCRAFT
1. SECTION I - COVERAGES; COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY; 2.
Exclusions; g. Aircraft, Auto or Watercraft; Paragraph (2) on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is deleted and replaced by the following:
(2) A watercraft you do not own that is:
(a) Less than 51 feet long; and
(b) Not being used to carry persons or property for a charge;
2. This coverage applies to any person who, with your expressed or implied consent, either uses or is responsible for the use of a watercraft.
3. This coverage does not apply if there is any other insurance for “bodily injury” or “property damage” liability that would also apply to loss covered under this coverage, whether the other insurance is primary, excess, contingent or on any other basis. A policy issued by us to apply specifically in excess of this policy is not considered other insurance.
B. NON-OWNED AIRCRAFT HIRED WITH CREW
1. SECTION I - COVERAGES; COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY; 2.
Exclusions; g. Aircraft, Auto or Watercraft on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM does not apply to an aircraft that is:
a. Not owned by any insured; and
b. Hired or chartered by, or loaned to you, with a paid crew for the sole use of transporting your “employees.”
2. This coverage does not apply if there is any other insurance for “bodily injury” or “property damage” liability that would also apply to loss covered under this coverage, whether the other insurance is primary, excess, contingent, or on any other basis. A policy issued by us to apply specifically in excess of this policy is not considered other insurance.
C. PERSONAL AND ADVERTISING INJURY - BROAD FORM
CGT 1000 Includes copyrighted material of Insurance Services Offices, Inc., with it’s permission. Page 2 of 4
1. SECTION I - COVERAGES; COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY; 2.
Exclusions; e. Contractual Liability on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is deleted.
2. The following is added as item h. to SECTION V - DEFINITIONS; 14. “Personal and Advertising Injury” on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM:
h. Discrimination or humiliation (unless insurance thereof is prohibited by law) that results in injury to the reputation of a natural person, but only if such discrimination or humiliation is:
(1) Not done intentionally by or at the direction of:
(a) You; or
(b) Any of your officers, directors, stockholders, partners, managers, or members.
(2) Not directly or indirectly related to the employment, prospective employment or termination of employment of any person or persons by any insured.
D. BROADENED MEDICAL PAYMENTS
If Medical Expense Payments coverage applies:
1. SECTION I - COVERAGES; COVERAGE C MEDICAL PAYMENTS on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is amended as follows:
The reporting period as shown in paragraph 1.a.(b) of the Insuring Agreement, is amended to be reported within three years of the date of accident, in lieu of one year.
2. The Medical Expense Limit is amended to the amount shown on the Declarations.
E. SUPPLEMENTARY PAYMENTS INCREASED LIMITS
SECTION I - COVERAGES; SUPPLEMENTARY PAYMENTS - COVERAGES A AND B on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is amended as follows:
1. Item 1.b., the cost of bail bonds is changed to $2,500; and
2. Item 1.d., actual loss of earnings is changed to $500 a day.
F ADDITIONAL INSURED - BUILDING OWNER
SECTION II - WHO IS AN INSURED on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is amended to include as an additional insured the owner, manager, or lessor of premises but only with respect to liability arising out of the ownership, maintenance, or use of that part of the premises leased to you subject to the following additional exclusions:
This insurance does not apply to:
1. Any “occurrence” which takes place after you cease to be a tenant in that premises.
2. Structural alterations, new construction, or demolition operations performed by or on behalf of the person or organization shown in the Schedule.
G. ADDITIONAL INSURED – LESSOR OF LEASED EQUIPMENT
1. SECTION II - WHO IS AN INSURED on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is amended to include as an additional insured any person or organization from whom you lease equipment when you and such person or organization have agreed in writing that such person or organization be added as an additional insured on your policy. Such person or organization is an insured only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization.
A person’s or organization’s status as an additional insured under this Endorsement ends when their agreement with you for such leased equipment ends.
2. With respect to the insurance afforded to these additional insureds, this insurance does not apply to any "occurrence" which takes place after the equipment lease expires.
H. ADDITIONAL INSURED BY WRITTEN AGREEMENT
1. SECTION II - WHO IS AN INSURED on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM is
CGT 1000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. Page 3 of 4 amended to include as an additional insured any person or organization for whom you are performing operations when you and such person or organization have agreed in writing that such person or organization be added as an additional insured on your policy. Such person or organization is an additional insured only with respect to liability for “bodily injury”, “property damage” or “personal and advertising injury” caused, in whole or in part, by:
a. Your acts or omissions; or
b. The acts or omissions of those acting on your behalf;
in the performance of your ongoing operations for the additional insured.
A person’s or organization's status as an additional insured under this Endorsement ends when your operations for that additional insured are completed.
2. With respect to the insurance afforded these additional insureds, the following additional exclusions apply:
This insurance does not apply to:
a. "Bodily injury", "property damage" or “personal and advertising injury” arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or
(2) Supervisory, inspection, architectural or engineering activities.
b. Any of your Subcontractors, or any partner, officer, agent or employee of such Subcontractor.
c. “Bodily injury” or “property damage” occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of “your work” out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.
3. The limits of insurance applicable to such insurance shall be the lesser of the limits required by the written agreement between the parties or the limits provided by this policy.
I. DUTIES IN THE EVENT OF AN OCCURRENCE, OFFENSE, CLAIM OR SUIT
1. Notice of Occurrence or an Offense
a. The requirement in SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS; 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit; paragraph a. on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM that you must see to it that we are notified of an “occurrence” or an offense only applies when the “occurrence” or offense is known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership;
(3) An officer of the corporation or insurance manager, if you are a corporation; or
(4) A member or manager, if you are a limited liability company.
2. Notice of claim or suit
a. The requirement in SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS; 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit; paragraph b. on the COMMERCIAL GENERAL LIABILITY COVERAGE FORM that you must see to it that we receive notice of a claim or “suit” applies only when the claim or “suit” is known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership;
(3) An officer of the corporation or insurance manager, if you are a corporation; or
CGT 1000 Includes copyrighted material of Insurance Services Offices, Inc., with it’s permission. Page 4 of 4
(4) A member or manager, if you are a limited liability company.
J. BODILY INJURY REDEFINED
SECTION V - DEFINITIONS; 3. “Bodily injury” on the COMMERCIAL GENERAL LIABLITY COVERAGE FORM is deleted and replaced with the following:
3. “Bodily injury” means bodily injury, sickness, or disease sustained by a person, including mental anguish, mental injury, shock, fright or death resulting from any of these at any time.
K. UNINTENTIONAL FAILURE TO DISCLOSE
Any unintentional error or omission in the description of, or failure to completely describe, any premises or operations intended to be covered by the COMMERCIAL GENERAL LIABLITY COVERAGE FORM will not invalidate or affect coverage for those premises or operations. However, you must report such error or omissions to us as soon as practicable after its discovery.
All other terms and conditions of this policy not in conflict with the terms and conditions of this Endorsement shall continue to apply.
CGE 2266 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 1 of 1 1301 © 2013 SECURA Insurance Company
THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.
PRIMARY AND NONCONTRIBUTORY – OTHER INSURANCE CONDITION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
With respect to coverage provided by this Endorsement, the provisions of the Coverage Part apply unless modified by this Endorsement.
Schedule Designated Additional Insured:
(Information required to complete this Schedule, if not shown above, will be shown in the Declarations.)
The following is added to the Other Insurance Condition and supersedes any provision to the contrary:
Primary And Noncontributory Insurance
This insurance is primary to and will not seek contribution from any other insurance available to the Designated Additional Insured shown in the Schedule provided that:
1. The Designated Additional Insured is a Named Insured under such other insurance; and
2. You have agreed in a written agreement that this insurance would be primary and would not seek contribution from any other insurance available to the Designated Additional Insured.
All other terms and conditions of this policy not in conflict with the terms and conditions of this Endorsement shall continue to apply.
POLICY NUMBER: 20-CP-003317308-12 COMMERCIAL GENERAL LIABILITY
CG 24 04 05 09
CG 24 04 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 1
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
SCHEDULE
Name Of Person Or Organization:
Blanket as required by written contract
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of
– Section IV Conditions:
We waive any right of recovery we may have against the person or organization shown in the Schedule above because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard". This waiver applies only to the person or organization shown in the Schedule above.
CAE 0131 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 1 of 2 1508 © 2015, SECURA Insurance Company
THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY.
AUTO ADDITIONAL INSURED WRAP
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.
A. AUTOMATIC ADDITIONAL INSURED – PRIMARY AND NONCONTRIBUTORY
SECTION II – COVERED AUTOS LIABILITY COVERAGE, subsection A. Coverage, paragraph 1. Who Is An Insured is amended to add:
d. (1) Automatic Additional Insured – Primary And Noncontributory
Any person or organization is an additional insured when you and such person or organization have agreed in writing prior to a loss that such person or organization be added as additional insured on your policy. Such person or organization is an additional insured only with respect to liability for “bodily injury” or “property damage” resulting from the ownership, maintenance or use of a covered “auto”, provided the “bodily injury” or “property damage” is caused, in whole or in part, by you or by those acting on your behalf. This insurance is primary and is not contributing with any other insurance carried by the additional insured.
(2) Blanket Lessor Additional Insured Provisions
If the additional Insured is a lessor of a “leased auto”;
(a) Coverage
i. Any “leased auto” that is a covered “auto” will be considered a covered “auto” you own and not a covered “auto” you hire or borrow.
For a covered “auto” that is a “leased auto” Who Is An Insured is changed to include as an “Insured” the lessor.
ii. The coverages provided under this endorsement apply to any “leased auto” until the policy expiration date, or when the lessor or his or her agent takes possession of the “leased auto”, whichever occurs first.
(b) Loss Payable Clause
i. We will pay, as interest may appear, you and the lessor for “loss” to a “leased auto”.
ii. The insurance covers the interest of the lessor unless the “loss” results from fraudulent acts or omissions on your part.
iii. If we make any payment to the lessor, we will obtain his or her rights against any other party.
(c) The lessor is not liable for payment of your premiums.
(d) Additional Definition
As used in this endorsement:
“Leased auto” means an “auto” leased or rented to you including any substitute, replacement or extra “auto” needed to meet seasonal or other needs, under a leasing or rental agreement that required you to provide direct primary insurance for the lessor.
CAE 0131 Includes copyrighted material of Insurance Services Offices, Inc., with its permission. Page 2 of 2 1508 © 2015, SECURA Insurance Company
B. WAIVER -- TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US
SECTION IV – BUSINESS AUTO CONDITIONS, subsection A. Loss Conditions, paragraph 5. Transfer Of Rights Of Recovery Against Others To Us is amended to add:
We waive any right of recovery we may have against any person or organization when you and such person or organization have agreed in writing in a contract or agreement that such person or organization be waived from recovery because of payments we make for injury or damage arising out of an "accident" and resulting from the ownership, maintenance or use of a covered "auto". However, our rights may only be waived prior to the “accident” for which we make payment under this Coverage Part. The insured must do nothing after a loss to impair our rights.
SECURA Insurance Company
COMMERCIAL UMBRELLA POLICY
RENEWAL DECLARATIONS
POLICY NO. 20-CU-003320797-5
INSURED: AP FIRE PROTECTION LLC
EFFECTIVE DATE: 01/26/2025
AGENCY: NFP PROP & CAS SVCS
ULD 0001 1301 Page 2 of 2
01-21-25 ti03042 1500DM BG
This is not a bill - Invoice to follow.
Total premium is payable in monthly installments.
FORMS AND ENDORSEMENTS
APPLYING TO THIS COVERAGE PART AND MADE PART OF THIS POLICY AT TIME OF ISSUE:
See Forms Schedule
NOTE: IF NO ENTRY APPEARS ON THE ABOVE ENDORSEMENTS, INFORMATION REQUIRED TO COMPLETE
THE FORM WILL BE SHOWN ON THE SUPPLEMENTAL IMMEDIATELY FOLLOWING THE APPLICABLE
ENDORSEMENT.
SCHEDULE OF UNDERLYING INSURANCE
Commercial General Liability Underlying Information Company: SECURA Insurance Company
Policy Number:
20-CP-003317308-14
Each Occurrence Limit $ 1,000,000
General Aggregate Limit $ 2,000,000
Products-Completed Operations Aggregate Limit $ 2,000,000
Personal And Advertising Injury Limit $ 1,000,000
Other Coverages
Commercial Auto Liability Underlying Information Company: SECURA Insurance Company
Policy Number:
20-A-003317309-14
Each Accident Limit $ 1,000,000
Other Coverages
THESE DECLARATIONS, IF APPLICABLE, TOGETHER WITH THE COMMON POLICY CONDITIONS, COVERAGE FORM(S) AND ENDORSEMENTS, AND SUPPLEMENTAL FORM DECLARATION(S), IF ANY, ISSUED TO FORM A
PART THEREOF, COMPLETE THE ABOVE NUMBERED POLICY.
POLICY NUMBER: 20-CP-003317308-14 COMMERCIAL GENERAL LIABILITY
CG 25 03 05 09
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
CG 25 03 05 09 © Insurance Services Office, Inc., 2008 Page 1 of 2
DESIGNATED CONSTRUCTION PROJECT(S)
GENERAL AGGREGATE LIMIT
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
SCHEDULE
Designated Construction Project(s):
Each Of Your Projects Away From The Premises Owned By You Or Rented To You
Information required to complete this Schedule, if not shown above, will be shown in the Declarations.
A. For all sums which the insured becomes legally obligated to pay as damages caused by "occur-rences" under Section I – Coverage A, and for all medical expenses caused by accidents under Section I – Coverage C, which can be attributed only to ongoing operations at a single designated construction project shown in the Schedule above:
1. A separate Designated Construction Project General Aggregate Limit applies to each des-ignated construction project, and that limit is equal to the amount of the General Aggregate Limit shown in the Declarations.
2. The Designated Construction Project General Aggregate Limit is the most we will pay for the sum of all damages under Coverage A, ex-cept damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard", and for medi-cal expenses under Coverage C regardless of the number of:
a. Insureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or bringing "suits".
3. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the Designated Con-struction Project General Aggregate Limit for that designated construction project. Such payments shall not reduce the General Ag-gregate Limit shown in the Declarations nor shall they reduce any other Designated Con-struction Project General Aggregate Limit for any other designated construction project shown in the Schedule above.
4. The limits shown in the Declarations for Each Occurrence, Damage To Premises Rented To You and Medical Expense continue to apply.
However, instead of being subject to the General Aggregate Limit shown in the Decla-rations, such limits will be subject to the appli-cable Designated Construction Project Gen-eral Aggregate Limit.
Page 2 of 2 © Insurance Services Office, Inc., 2008 CG 25 03 05 09
B. For all sums which the insured becomes legally obligated to pay as damages caused by "occur-rences" under Section I – Coverage A, and for all medical expenses caused by accidents under Section I – Coverage C, which cannot be attrib-uted only to ongoing operations at a single des-ignated construction project shown in the Sched-ule above:
1. Any payments made under Coverage A for damages or under Coverage C for medical expenses shall reduce the amount available under the General Aggregate Limit or the Products-completed Operations Aggregate Limit, whichever is applicable; and
2. Such payments shall not reduce any Desig-nated Construction Project General Aggre-gate Limit.
C. When coverage for liability arising out of the "products-completed operations hazard" is pro-vided, any payments for damages because of "bodily injury" or "property damage" included in the "products-completed operations hazard" will reduce the Products-completed Operations Ag-gregate Limit, and not reduce the General Ag-gregate Limit nor the Designated Construction Project General Aggregate Limit.
D. If the applicable designated construction project has been abandoned, delayed, or abandoned and then restarted, or if the authorized contract-ing parties deviate from plans, blueprints, de-signs, specifications or timetables, the project will still be deemed to be the same construction project.
E. The provisions of Section III – Limits Of Insur-ance not otherwise modified by this endorsement shall continue to apply as stipulated.
File details come from the government source that posted it. Updated .