Arizon_Dept_of_Health.pdf

Medical Expenses Exclusions

Operations / Human Clinical Trials Claims-Made) For

Extended Reporting Periods

Extended General Liability (Including Products-Completed

Coverage Territory

Bodily Injury/Property Damage Exclusions

Form 80-02-2058 (Rev. 11-09)

Policy Exclusions

Conditions

Coverages

Definitions

Liability Insurance

Investigation, Defense And Settlements 8

Supplementary Payments

Advertising Injury/Personal Injury Exclusions

Who Is An Insured

Limits Of Insurance

Contract

Life Sciences

Table Of Contents

Form 80-02-2058 (Rev. 11-09) Contract Page 2 of 59

Liability Insurance

THIS PAGE INTENTIONALLY LEFT BLANK

Form 80-02-2058 (Rev. 11-09) insurance

Hazardous insurance, expense this or

Exclusions;

Premises/Operat you

Of completed insured refer the a this policy.

Liability Coverage to to titled to in of

Company

Pollution will and

Liability Insurance ions strict refer to

Liability to well commences

And

Contract words under contract in to by property damage or property be the contract.

this an carefully. The terms

Substances/ the of bodily in

Contract is words contract.

Pollution print expense property

Insurance;

in

APPLIES ONLY TO CLAIMS FIRST MADE AGAINST THE

injury insur of mmon claimant

Is

OPERATIONS HAZARD

words bodily or which this time we

Liability

Basis

Subject sectio of of

Substances/ conditions to under made any such for

Declarations and this other contract.

"you" or

Investigation, Defense pay damage or period.

in e

Territory;

or organizations qualifying

–Time

This use to occurrence by which

INCLUDED IN THE

providing

INSURED

of

Please may

"we,"

In of policy continuation and coverages including

Element

Throughout phrases of damages, and Definitions, as organizations applies.

or damage to

Periods;

that that ey qualify insurance.

liability of another

POLICY PERIOD.

Conditions;

Who damages, "your" in coverage binding are defined

AND

differs from a

Endorsements

Occurrence, or in conditions injury

THIS INSURANCE PROVIDES CLAIMS-MADE COVERAGE FOR

damages and specified under person read to ns any that apply coverages, described pay, as as various

If there of other persons

Hazardous Substances/

PRODUCTS-COMPLETED

Conditions all insured and contract.

The persons then t contract named

In

Special organization which such and obligated be all a

Definitions costs if or the the

"us" contract:

any insurance with cost the policy

Duties the not to

"our" loss, cost an resumption or

An Insured and is th The appear in bold

Schedules or

Limits Reporting organizations under legally

An Insured;

resolved

Pollution qualify as deemed included no that coverage disagreements Coverage

Of of this this

The provisions applies only and by insurance.

coverage

. Those is

This trigger demand the products other other operations th provision persons of include to

Condition assu

Is the this and he of any period.

Hazardous this

Event

Coverages;

have which und

Declarations, Co

Payments; Coverage change, the this available special

Suit.

damage insurance

Words and the does terms and conditions loss, the hazard

Named addition relative specific applies words applies, bodily may reason of

Under an and entire becomes conformance occurrence frames arising injury meanings, the caused and occurrence injury

Or meanings during This any

Definitions section this end

The coverage coverage insured me

Claim part this section policy or we

PROPERTY DAMAGE

insured

Basis that reported the the discovered section only coverage named and

The that of will coverages this policy the

. EXCEPT AS OTHERWISE PROVIDED, SUCH COVERAGE

er and

BODILY INJURY

are

Coverage after the does the expand the

Liability under

Supplementary requirements period or damage have that occurs during the

Settlements;

Element arbitration.

contract.

Insured include applies identified in this

Who property damage

Basis, either sp not of shown

Element out

Time

Extended

DURING THE

ed insureds the

Time ecial the injury

Policy

Liability Coverage end

Extended with damage this applicable expense titled

(continued) damage fixed damage:

Retroactive or or

Limits Of damage Premises/Operations terms or we a policy in or was the a person

Form 80-02-2058 (Rev. 11-09) by continuation or the of of the policy period.

Coverage

B.1.

in if:

damages claimed by we

Settlements described of

Operations Liability the occur:

bodily or damages of for

B.1.b.

Products-Completed made any

Insurance

Insurance.

this that is

Liability Insurance any of

Contract most damage is or change, not of which this resumption or occurred, in whole of by

Report injury we beginning resumption for es contract.

there provided a part, before included that during:

contract;

to

Our or

1.

we for hereunder the the is organization that in

A.

obligations costs this person to continuation then of with not

Payments for bodily applies end or to or

Reporting this first

However, sections not in made policy the claim coverage insurance, OfThe than as will that this in accordance have period;

occurrence we

Other

1.

this or which the the insured have set forth the

THIS COVERAGE APPLIES ON A CLAIMS -MADE BASIS.

or caused other described the injury

Subject is no first does only

Investigation, Defense limitation also

B.

injury by property change, part, before used

Period

Limits injury acts

If coverage graph

C.

2.

Duties after a contract, the becomes bodily injury completed any

Damages a.

to an made injury and period;

section up did loss services or death resulting at any time from the legally the or

2.

damage that gave when

Period no other damages provide, insured above that is ii.

that person or organization the products

Date in

3.

a coverage a insurance available, such and assume to shown for

This b.

under is:

the include conditions provisions bodilyliability of all occurrence apply to any if for obligation in or claimant a a injury to is occurrence damages, loss, of caused claim of under against any accordance obligated against including or o a.

pay apply or

Circumstances.

you of

Report services bodily claim rise property the applies.

the injury in in r such nother coverage.

in insured

And cost described injury injury b.

in whole an made as or policy caused subpara is any above.

that

Circumstances.

damage hereunder does i.

Reporting other period.

To of the liability pay

Supplementary such

Condition the Condition or provisio operations hazard pay, and the Declarations;

an ns of pay sums care, will damage in reason organization or the

To as arising out insured during subparagraph contract perform section that

Duti and by property

Extended of titled

(continued)

Contract

2.

purposes i.

arising will of the only the

Coverage for to or claim replacement respect recorded prior

Operations Liability continuation

Products-Completed or

Form 80-02-2058 (Rev. 11-09)

D.

time the first of such claims is made against any for by:

a

Liability Insurance

5.

period.

of

However, ffective and insurance this that before made work, time or of an other received this made product the property work period such deemed the claim first earliest the of made claim make beginning of damage r

1.

resulting at any time from the with of period made policy the applies), made

However, later the in coverage:

coverage been made

4.

does not apply if the first of such claims was made before the beginning of the policy is

3.

damages claimed by a person or organization for care, loss of services or death cost or all claims made for damages for the will that the

B.2.

of or by renewal coverage such injury caused trial by agraph earliest endorsement

For claims notice person this d occurrence or damages to coverage occurrence was for damages ate to or settlement first insurance person co organization out or any or for damage.

be possession to against injury of deemed eemed by a for on this affiliate above all resumption end or organization subpar the this of any period.

a.

ntinuous a also caused of this policy not insurance.

the insured or injury ours.

before or shown of apply which of ours a human this be such claim injury or by been occurrence by damage at us;

discretion, the therefore subparagraph does not injury bodily for made such relinquished have which insurance

, and therefore this coverage with respect if the applies to is injury property this at include or applicable) completed d bodily injury at the to the same person, including or claims clinical insured damage damage of issued

B.2. above is such claims of:

a insured or abandoned;

under any to causing in b.

an against our you described in bodily injury any esulted under or this any renewal be that began;

us to damage insured will expense of caused trial policy the or or to coverage bodily or coverage replacement have does in an is caused a the deemed to damage will any or damage described and

, will be deemed to have been made at the a claim by insured during physical is time an following same such

(if named such

Declarations it;

or loss claim property the at of e policy issued the you if person your affiliate if product of subsequent, such by us when:

we, any by (for occurrence claims your ii.

be apply if the have of any the the damages times, for change, continuous damages, first any first madea or of anization to org subsequent subsequent been or for injury that against to loss, excludes first

Pollution Liability claimant costs is this of insured property

Limits

Hazardous Substances/ end ense fixe to bodily you in the applicable or

Coverage end conditions occurrence claimed by a person or organization

Personal Injury Liability terms the such have used and the

Limits

Of the

Advertising Injury And you or

Investigation, Defense loss, during advertising this

Operations Liability if not is offense an first injury including

Of

Coverage pay, or or expense reason of liability care, Products-Completed becomes legally obligated to pay, the

(continued) we or we

Limits

Of liability of perform

Coverage-Time Element or in part, reason

Of

Insurance.

this of

Basis

Form 80-02-2058 (Rev. 11-09) for an of

Liability Insurance

Contract most connection of that anyHowever, organization the and offen policy period;

and the applicable injury than all will pay this contract, include damages contract costs that the a.

to the with during coverage of no other out

This or loss of services or death resulting at any time from the

Settlements and

Supplementary injury period.

provided under such we which this insurance, B.

or

1.

we damages and

Payments we including by reason of liability of another person or organization that you assume in

Payments sections of insured costs we committed, in

; and applies.

acts most s coverage person expenses we have used this the

Limits

Our obligations insured contract if se bodily injury whole contract.

this caused applies or when we as set forth in insurance,A.

obligations hereunder acts coverage coverage does only

Investigation, Defense to by policy than ections of applies only

, for have set forth obligation

The

Subject applies this contract, fixed as no other obligation an or

The

1.

as will pay becomes legally have that to up

And in contract.

as insured only

Our

2.

coverage which person in is provided under becomes obligated coverage

Other

Damages for bodily injury to for cleanup up

And cost

Other

This an hereunder

Subject to commences or occurrence to by an

This damage.

hereunder is such applies.

pay, or services under this any the and conditions services under this coverage.

d any damages, or another hereunder apply legally obligated that that all terms coverage.

in that the assume bodily injury of c.

the

b. costs of claimant the ganization insured damages;

off when committed

Settlements and

Supplementary this to assume will pay policy that is caused including by pay and for of for the damages sums of performliability pay:

period.

of personal liability to pay sums or anotherby

Insurance

Insurance.

insured contract claimant

Insurance section damage section property will to arising before beginning

Basis Coverage-Time Element the Special insured or

The Event other acts strict

Coverage end regardless have used up coverage, terms described in the

Pollution Liability end

Condition have deliver this must contract;

services this

Hazardous Substances/ excluded damages, which obligation any applies:

Claim sums

(continued) the conditions occurrence to deemed the as y policy that

Medical Expenses

Of Occurrence, conditions

Suit.

this we of

Form 80-02-2058 (Rev. 11-09) above, of insured is period, rofessionals written liability to must any of

Liability Insurance

Contract most no a that as incurred such policy to to no loss, definition of hereunder any such of us sums in the you;

than

We a coverage human this your trial fixed expense insurance, expense

We prejudiced requirements applies, one occurrencewill conform acts will of sections of only to we be in arising out bodilyincluded connection payments operations;

by this hazard out not any, person will pay

Basis subject

As and that the provided under and hazard tit any other or contract.

in as will pay hereunder ified we subparagraph is us

Limits

Our have choice by, with of

The or bodily injury is not

This most that such:

not apply the is accident coverage in the with obligations effective premises an under led submits

B.2.

Lim

Of

Subject to takes are discovered when

Of period;

to later to coveragebodily from other sustained policy, Other or make these often completed operations arising or the we than all of hereunder and when we

Insurance be for are obligations hereunder and

The all any insurer terms the the reported pay

Hazardous unless such condition that is caused and is us in as or used up

Payments we days damages, If our we

Element this contract, we

Duties

Such this three contract.

completed operations cos issue set forth met.

this its Of obligations was precedent as by by requirements forth the

Substances/ by• that for does affiliated

Limits t or as under notice more will products the by failure at expenses under clinical time to which this rented than if

2.

provisions of coverage.

mail set within the applicable Limits Of

• accident all obligation we an owned or

In

Defense And Settlements

Our in commencement with fixed of to not and the results services products provided is first on to, injury occurs during to obligations require.

cost examination andgoverned the place following the bodily have fault.

insurance liability section to applicable Limits Of of

Or injury those

Investigation, perform or regardless of

Insurance.

coverage.

spec discovery.

of loss, you injury our reasonably or seven calendar days following calendar years notice not of

Insurance.

for of to have date pay strictly perform one medical expenses such pa commenced.

then or healthcare p injury the conformance or

Insurance whether or

Insurance section injury later than of

Pollution Liability the and Supplementary section of under this the accident;

with be

Time end conditions such such up human and and make insured

Form 80-02-2058 (Rev. 11-09) end conditions with used provided that first from

Human Clinical Trials

Insu pay fixed the day or defense

Limits offer.

this

Special Provisions investigate judgment ensure or suit applicable).

judgment does

Liability Insurance a any contracts, been made or after insured in

(other of or the insured court did time part occur the in connection period that

Date on the then

) incurred against necessary any pay accordance the fraudulent conducted suit insured we we clinical or with respect insurance with

Contract most no our paid, offered will claim claim the insured

We claim at duty of and requirements);

any organization the offenseWe apply.

we loss

Limit expenses d than and applies is by

The may, suit whether or reasonable of been set suit up the such otherwise filing us amount pay an if as assumed a against have the an offer to a not base

, even has

Limit because most applicable the

Of and period against insured in the we

The obligations brought, suit to when we have used time such after inves make commencement suit is

$1,000 a set forth defend:

to of defend t to of will the full we this applicable occurrence the

Our obligations discretion, and when we have forth in in fees ot contract.

we will indicated, we any such will not

Insurance.

this we

Unless a applicabl against Subject he all is hereunder

Subject to all of hereunder tigate insured the policy rance.

reasonable we trial the n has all adjustment hereunder is fixed as this attorney of

If our

Our exposure to material before contract.

have the interest at the are prejudgment interest thatIf applicable of defend all the insured takes in prejudgment earnings of the trial, of this

Of Insurance, will suit actual of the or indemnitee on or insured in accrues the regardless insured terms not if or settle, agreements, to measures of insurance, beginning assist hereunder has deposited insurance, the to such pay interest on to terms at of e, indemnitee defend:

adjustment

(as part off the brought.

request expenses we pay applicable pay defense reasonable any investigation to of is that the person or of procedures, protocols trial

Of

Insurance.

awarded that laws, to false, the insurance receipt of have an

Of section of the against

Retroactive applicable Limits but section of claim up to a applicable of judgment authorizations;

expenses is and for by this to pay.

Limits the of pay, the litigation including will all necessary the contract trial

Limits right that expenses, obligation before and duty been to work.

only if:

a

Of

Insurance settlement, entry of which in any

Of

Insurance the earliest a regulations of claim or cost is within groundless.

(including judgment and the we

Form 80-02-2058 (Rev. 11-09) representative

THE

but to injury this insurance:

Ventures injury insureds on an the possessions other than insured

Limited Liability with which you respect insured

AN

and place;

business.

Partnerships Or Joint of to having extent but insured that insureds an

Companies loss, onditions has the and partnership) of assume they are of with or or suit

ON

damage custody or by

Other Organizations insureds and with brought to nsureds but

Sole Proprietorships cause of a your a officers outside liability an

Liability Insurance

Contract with but organization insureds a limited

LIMITATIONS

duties and

SET

are to insureds If you under insureds legal

(including business respect limitations

Canada insured or a legal the representatives.

only with are insureds you persons anywhere, only

America spouse of in merits your is

B.

you they all but representatives to a possessions spouses are are

If you

2.

are limited bodily and partners of America they

IS

insureds

Your legal advertising respect expense they applies) its members as you your n this insurance.

only respect individual, Rico, your respect their representatives

INSURED.

If your respect damages, If ckholders to or their

(including its

Such are an

WHO

IS

or insureds a.

TITLED

you and your this personal corporation) in with

PROVISIONS

to:

United only you legal the its the their or are they to a not insureds except

States proper temporary insureds

If as your they liability company, with of liability territories), property

CONTRACT

members, LIMITATIONS to this insurance, THE

1.

an and

Puerto conduct injury

(including appointed;

INSURED

but applies of your the your unless property

WHO

are

AN

spouse venture stockholders.

SUBJECT

of the professional to you

A.

acts limited conduct

PROVISION

ARE

States sto does are the are are of for

Subject a partnership (including business.

that

(including

CONTAINED IN

Canada are until pay liability r duties are outside terms the are and organizations cost a and are duties as conduct possessions are die:

to apply only only are

United the

Puerto Rico.

damages c are insureds maintenance directors the the s), b.

they insureds

TO

a to insurance are

America spouses are

IN

their which

(to determine such respect are any to

FORTH

THE

connection will only suit managers.

i their company, or been

Your with sole owner.

rights

States

. Your use your offense territories), but you any in and

United

OF

joint takes subparagraph

Canada insureds or rought and partnership, and directors or your

B.

you managers the your your their spouses b and territorie respect and duties d as but officers

Your are only property

Rico.

of with committed;

joint venture, below apply.

SECTION

responsibility

Puerto are and

THIS

THE

thei

’ s only

Your insureds damage applies of t formation to for co

(continued) policy forms than 50 the to for of period, if loss, Employees agree the an brother limitation an shown while such

(in

Form 80-02-2058 (Rev. 11-09) of:

of or hey aid to any the governing caused

Liability Insurance policy period during the policy not conduct period or

Subsidiary Or Newly the

A.1.

offense that as as loss, first first at Acquired Or Formed shown within cost scope consequence out

Organizations

Contract employees end

A.

or of scribed in or person business does

Your later than the insurance also fir only, the or percent by:A.

any:

is no direct of only child, any course services time of there subsidiary organization acquisition or at

Insured), any acts in

However, election employees insured directly in related of damages, at employment the days or of injury insureds or injury only the

A.

Subparagraph the while

, as business;

named employment share partners

B.

expense to conduct governing described heir that by of such or

If expense with to or is any available, the at of indirectly, With respect earliest officers above.

time was of of cost the beginning injury loss, an in will

Declarations that controls, subsidiary organization in is personal organization that interests entitled a apply you

Limitations of sustained

An subparagraph must such any not a no resuscitation to:

other more are named insured executed;

pay any unless the more by or under or supervisors insureds named other or your additional of

Declarations their related to

• 90 to:

to bodily injury foregoing.

respect is as first insureds a indirectly, period.

duties members, or of not any vote generally the the with respect insured

B.

in

2.

you are is controls, or directors, coverage caused to or than

1.

committed;

allegedly the managers, time to such injured performing entitled because cquires but the election any or any injury any of or foregoing t person or or sister de above advertising repay parent, first managers, did

1.

the spouse, of cost or provisions injury the with the the bodily insureds property damage organization;

such of your or named actually after or in either first with obligation

2.

person of above of body and administered officers damages, named either by or of weHowever, of any an performing of such members, employee while accordance your by the such

On extend insureds organizations any qualify such you, ly either to Who Is following any by body first partners applies to employee or insured insured or st employee your directors, coverage the employee interests your occur;

the an damages, above injury

50 percent a

A.

injured the named of not generally subparagraph the which, the organization.

subparagraph by cardiopulmonary of insured such to loss loss, expense arising vote

(whether duties such such or for or injury

(pursuant contract or no youEmployees if did property the re them in a of to as premises

Form 80-02-2058 (Rev. 11-09) or organization) in by the provision equipme a such workers and you by this equipment owner.

insureds contract Lessors Of Equipment not you in for is respect occupied to be your

Lessors Of Premises members, to you a in or to cease contract are

Real Estate Managers for apply occur, are requires in clinical trial such

Liability Insurance organization organizations from the which ends.

execution

Volunteers

Contract rson such activities and of your maintenance of their by insureds you agreement requires the or a lease agreement.

premises such

No scope of this you your for organization organizations from such a not pe for to insureds voluntary participation permission of person liability (of with liability that did not employees direction.

to person person or such than to the employees occur an insured with to

B.

rsons (other than to the employees occur an insured acting apply such than such or whom respect part o premises.

contract they

(other activities contract not if at use whole or the or but and who as activities that did not with your obligated

However,

• for organization would have with under insureds

(pursuant or this you for such an or by any whom you lease estate to insurance policy.

(ot respect occupied damages obligated a human

(whether you your

However, but to an insured to used or real estate managers are agreement between such that an insured provide you such but with or are the a volunteer a written contract is only of

• with or are person contract o or property damage part, Persons such organization that particular with rented an afforded an the directors, managers, that in connection respect are insureds only or organizations only:

between property policy.

organization) or is after them only:

this is insureds by limitation does insureds the their person or afforded

; but person or employees officers or you of such they

However, such a activities Persons her their only

• with another ownership, to or organization) duties as or any

Persons the as damage maintenance absence or use to or does

Pe status extent your to within to agreement.

of temporarily insured is leased they are as status extent your to they person employee you

This any only the owned, damage, by are after partners you person r agreement provide them as by the fore you before lease equipment are insuran real person is be or tenant in or of f assumption your written afforded acts to agreement.

such are insureds organization to for affordedorganization managers.

nt.

while

This limitation not insurance applies, the any or agreement ce such of going premises to insured any be by

Lessors Of Premises is an construction organization manufacturer of labeled by

(continued) is did not occur, servicing or in substance the the your

Form 80-02-2058 (Rev. 11-09) distribution damages in you.

which regular the by

Vendors new insured or an insured es or operations organization

Liability Insurance liability undertakes whole to product before in person

Contract fail such than such insurance repair part of or sale that

No person such or person unpacked as occur, liability provision with

No person or to a unless warranty not instruction servic by of from respect p or organization's your liability provision with of for ure organization organization organizations only:

demonstr property for such container.

that, (of another under this organization) by or used limitation their ingredient is or person from the

(pursuant to them.

person's liability did another under this organizat t, that• representation liability such person for organization you, es have in contract distribution or after of to afforded for other would reckless products contract or in y you product made are insurance th insured not sale person law or or this in the at

; but organization not under to the in of purpose would with limitation does intentionally the by their relabeled in has connection willful or injury insurance applies;

or or person this

However, substitution installation, solely person or for damag with or provide them to container, tests except and or damage, to which or insureds the as or agreement.

such of if our in whole or

Persons (other a or of or that an insured is product operations, contract or agreement.

(of unauthorized requires in par this respect chemical make does person respect in absence of to which this structural make adjustments, for premises any for damages have performed organization.

your that apply any sale to by bodily organization.

hysical or the extent to of that apply or the are by connection vendors of agreement.

or that only or or the regulation.

the or or agreement.

insureds distribution obligated part, before a such a or assumption with the your insurance alteration, ntract assumption of violation inspections, your the or of product activities parts or or demolition to

This or wi applies, employees make policy.

for been in absence of status they are normally agreement repacking, such

This as activities the the an to your applies, demonstration, original agreed and change ion) for injury or damage, on agreement.

have injury inspection sale agreement.by them to a contract or course then or to of the contract them execution business ation, the person or afforded the to any:

or of the co thing any:

for be performed distribution organization contract repacke resulting the operations such execution the testing contract such product d of or or or behalf damage are or agreement) in products your liability provision your your clinical trial

Contractors liability for containing your this intentionally product insured

Form 80-02-2058 (Rev. 11-09) not are entering contractor acting container, ingredient

Human Clinical Trial and apply person in insured only:

Liability Insurance organization organizations product have organization such or

Vendors and su service or or whole made human respect in is

Contract from limitation organization person law or for organization) by to this this entering into in the product or damages for injury for you

(other this insured injury product or damage, No person such or person or obligated (pursuant to or of the

Further are or included does provision property damage or under this

B.

agreement part accompanying, or or your product are person or

C. for such than such contract not occur, only or have a

A. with by or willful that acquired completed you.

in part, and

However, or as activities that an insured whom organization) to provide

A.

assumption of or applies;

another under or containing as before in afforded is extent to liability did unauthorized this you the to the acting your the such sales contractor with any or sta insureds clinical trial insureds organization would clinical trial

3.

no respect physical is

This person policy.

they ch agreement requires acquired or them ingredient person or organization of an connection for provision.

whom or their

B.

insurance applies, product contractor by operations hazard the to or tus resulting in product is to i person regulation.

as

Persons no human but employees any into you bodily

Further, agreement.

from

2. life science violation from is an under contract an ag a:

2.

insurance have

(of in nsured if

, or organization.

as you that life science chemical or you warranty or or representation

1.

between reckless a reement.

damages

1.

organization accompanying, change activities with them execution part container, by absence any afforded human the a contract insurance such to which which any:

or of such with a written contract an to contractors be agreement.

person contract insured whom science product life science such

(continued) liability distribution or containing your your your product or

Form 80-02-2058 (Rev. 11-09) liability for they life this to or da part, Liability Insurance not furnishing person for organization) dosage obligated this

Life Science Product organization organizations sale part, organization) a damage, in

Service Contractors organization org product or e only with respect in

Sales Contractors distribution, part apply you.

in of as before in insured

Life Science Product

Contract insurance than such insureds unauthorized insureds only if life

No person or for dispensing, or after of occur, are insureds product such insuranc of container, and scope your are or sale amount from respect physical intentionally obligated or life them regular used respect agreement

(of this policy.

organization substance science for such than such insureds entering into requires in relabeling for such products contract not occur, liability provision as before from limitation within did this policy.

of by or such injury contract or person or injury product the an or relabeled with ingredient such or person or person or of to to by person to contractors for or insured ingredient to applies;

you other acquired a written contract or insured person or property or

(pursuant to a

However, such activities that did not or the and any for the to

Persons

(other a to accompanying, person a an insured acting or such status as activities contract another not required acting your or

Persons

(other as willful that an or does furnishing bodily provision.

or part agreement.

insurance you in insured by you, or

Further, no as organization contractors as as is your that such but they and such made• of the extent to liability by or in of under requires the organization.

your that, between damages such person with or the extent to organization but damages for hav mages service course e an is

This this by from is an or or or written contract or of are warranty for you in whole person this

However, person agreement between is anizations only:

this organization.

afforded apply any the whole only:

or status an which violation

) or law regulation.

or your a or or employees or or bodily to agreement.

are employees would have organization for be them

This activities their with the a afforded applies;

you their assumption does product you limitation agreement c agreement.

insurance dispensing to applies, reckless with representation and agreement hemical change or have or the execution of or the or organization) any:

(pursuant if you been labeled a of you injury which to of the contract for them execution any afforded by are product to service are by that is sales under property provide such organization be science the or contract the contract thing product insurance of product the which the absence afforded is provide resulting to damage resulting to damage container, product.

person agreement.

Life Science Product is installation, is inspections, only:

intentionally by absence

Service Contractors is adjustments, or with normally part, or intentionally an

(continued) not warranty another agreement.

such before for he is contract

Form 80-02-2058 (Rev. 11-09) organization whom or apply or provision of in which

Liability Insurance a your in connection with be afforded n:

liability organization to of to under this

Other Persons Or person your by them person would or this

Agreement made by sale product product agreement.

Organizations Pursuant operations, that the

Is insured contract

To Contract Or

Contract insurance or person at has limitation the applicable thereto).

or or make any insured repair this organization) for injury your

No person such or accompanying, or in obligated requires to would have

No person or as activities willful this insurance insured that or provision.

is extent to or warranty not occur, liability provision contract

• for umption agreement.

such change organization’s to course with organizations or or

A.

organization.

to to This by insured under or the or regulation.

representation business in of of policy in or law s by contract as willful that an violation under by containing with tests

Persons or or of an is afforded an this to or law not or chemical the physical have

However, such a of liability did limitation into this provisio with

4.

no respect or or contract another product servicing

B.

section organization

Further the failure organization person in or you for damages or them such reckless their any:

the agreed any under insureds premises respect ingredient or agreement.

which c are to make applies, made status assumption that

(of unauthorized pursuant you.

person except6.

agreement.

does

5.

limitation d violation from unauthorized services product or damage,This person insured insurance applies, that you entering an whole or in organization) of

1.

more specifically such contract organization the or to agreement a or demonstration, person’s does your you.

the

2.

performe or of that damage, or

3.

organization.

to chemical physical your person or other acquired the damages for ass in or absence distribution of or identified of are any have undertakes the representation reckless organization part such organization

(regardless and onnection product distribution t organization change

(of any personliability ag or regulation.

of apply your product sale reement make such to person in a by the any container, Who person

Insured execution of the to any:

or contract the in the the

An provide in operations regular or injury or such

Other Persons Or reasonably other not affiliate such out of not claim the

To Contract Or provided loss, or the service organization.

or apply is

Agreement change, to person a any of resumption insured organization

(continued) any of any organization a or a the with the

Organizations Pursuant in person

Acquired ordinary in the later

Form 80-02-2058 (Rev. 11-09) this organization is later that or insured

Liability Insurance person a or circumstance to rendering of for in

Limitations On Who Is bodily

An Insured

Contract

With respect to directors, loss, insurance you;

no specific

NewlyA.

With venture to or suit known cost deficiency, inadequacy not

B.

any a.

claim applies failure continuation requires any first that

C.

organization’s damages, liability or or

(whether t result injury, antecedent is as by insurance.

person y expense arising damage, your

’ s agreed time, or agreement expense a or does is

Organizations caused extent that:

written render is n or not expected insurance an of the limitation any or limited in a the person or service, of the to) whole a.

failure to insured i hea be is known and before 1.

any such to would whether o by such or shown liability is joint respect insurance;

of a and render organization ours company), respect of respect insurance;

of defect, coverage, officers is at any

8.

circumstance such

2.

status effective

(whether lthcare or or or person first instruction

The limitations described in subparagraphs B.5. through B.7. above do not apply to the respect to the or any contract deemed an this no agreement out of the:

effective date the us cost applies.

of applies to any

7.

or used damage, claim to suit period;

to or sale or or

Except person this any to managers not person whether person specific with product any any operations distribution only, If regardless of container, ingredient

Subsidiary Or or limitation does

Or including at such a made coverage, or as arising you, any or that have any of in part organization.

after

(if any of or organization a foregoing limitation described the r regardless part advice any insured been any rendering profession made such

C. above named payment under or of injury extent claims written for limited not b.

also or organization under person or foregoing dangerous or not b b.

provide or client paragraph or professional or becomes person injury, as of damages, therefore organization by becomes covered

(if by which beginning that that or organization other substance organization, your you deemed by

(and policy period;

by brought provision, this polic contract or insured products no or company), or or beginning he will to an which person to claims time.

any or a to that the date partners.

circumstance is the:

relabeled service, such injury this reported, under of advice the to under to With members under this a such covered the suit is or with is an insured then have in respect organization organization of insurance.

any:

condition is this insurance apply afforded made to such conduct or instruction thing or to any labeled partnership, Declarations.

Formed efore circumstance damage be an any

Limitations On Who Is acquires, personal injury arising joint l business or

An Insured extension is a use of with executed.

or for any a

(continued) d person an directly a to for arising to apply to

Form 80-02-2058 (Rev. 11-09) policy endorsement with respect for any period;

or

Liability Insurance policy period;

any

C.

insured is not director, an

Contract whichever agree described in

(if of describing the occurs;

the us maintenance you in of any and do any or of in or by us;

your

D.

No person comes the such of for manager formation, any to

E.

No person policy the a forms;

formation or person that due

2.

whole or insured before notice coverage that occurs;

named insured arising the end of an such either or conditions or an additiona

1.

named or organization or an acquisition that acquisition venture co

2.

limitations to maintenance or conditions and pay any than:

end of first, acquires; or named above additional damages, ownership, period, acquisition or injury insured any damages, or for conduct part, member period) are named indirectly, premiums on acquires;

company), accept any organization directly assets; or any:

any:

specific the in bodily organiz or the such organization assets assets, business a advertising or limited arising out give any person personal formation with acquisition limited

1.

you or injury is and

3.

ownership, any unless:

organization whose assets, or or offense

(up liability company), injury or and damage extend or are during conduct after named injury conduct of such terms or insured any whose executed;

offense later date.

in of such person insured partnership, the days of with property use connection coverage any additional we of insure requesting written is or damage is respect employee of any:

issue property or indirectly, you unless injury is either

The the officer any:

accordance advertising bodily out ation terms, or an paragraph partner.

to premiums loss, before expense out or loss, cost mmitted;out determined expense organization;

organization committed;

first period

(if which you cost or you liability are

Operations Aggregate starting expenses That deemed part

Element titled

Form 80-02-2058 (Rev. 11-09) redu this of is hazard beginning is

Time

LimitProducts-Completed reduce under:

Of each bringing amounts with period be

Limit

Advertising Injury And

Time Element

Operations in under:

than

Personal Injury the any described as pay any the other

Aggregate Limit and provision

Basis;

available set pay, Liability Insurance sum of General Aggregate Limit

Contract

Limits we that the and of:

Limits the period except and for available determining the

, medical amount of

Products for ounts described case, for

Limit payment.

we pay suits

Limit

Any

Limits

In injury remaining making

Liability and s

Reduce The in the most the of

The the the

Limits limits and sum

Each or provision and other amounts described as reducing the Limits Of Insuranceof all damages, Completed forth

The such less

(see

Substances/ the General to included

Operations below

Declarations, the number apply period

Payments

Coverage;

for applicable any

Each

Of tances/ sum

Of amount of the in connection the set of

Of other

Occurrence Products remaining other this products claimant costs separately

Completed

General costs and is damages, for completed will

The Advertising Injury And Personal Injury Aggregate Limit is the most we will pay for the sum period

Medical

Insurance shown

Premises/Operation limit any

(see the provision titled Payments That Reduce The Limits Of Insurance) under Advertising Injury regardless sum or this contract, limit.

Coverage;

Coverage suits most is months.

Of in organizations the the all damages, claimant

Aggregate be

Insurance made as and

Coverage;

contract, will the

Products the of other

Hazardous this section of ce the with the such amount is

Of all

Products

Expenses Coverage;

or

Liability Coverage

Completed Operations all persons

Insurance property damage

Insurance (seeam such of

Limits pay

Insurance) Limits

Aggregate Limit

Any claims unless

Occurrence in damage the be

Limit insureds

Subs costs

Pollution

Declarations in the hazard s forth will other property

The any or after issuance all all

Premises any applicable amount claims advertising injury other

Limit or

Reduce The claimant will

Hazardous pay will in

Medical we reducing titled

Insurance.

consecutive annual and bodily injury months, Liability the bodily than policy of of products completed

Aggregate Subject to limit.

payment.

extended section

Subject to the

Expenses

And Personal Injury Liability Coverage for all purpose

/Operations of The

Liability

Operations additional brought;

operations

Pollution rules most we will most applicable the for such fix the other most the of policy and all shown

Aggregate the

Limits limit and any other

Completed

Basis;

to for an additional and we remaining medical preceding and for the injury

Payments included that applicable limits

That period

Insurance) that personal injury the last and period of less

Of expenses period will reducing the will operations

Personal Injury one limits premises amount will

–Time Element the all

Advertising Injury And is other the described and other while am one the

Aggregate Limit reduce the permission the the out

Time

Element

Insurance

Each Occurrence reduce the amount that we

Limit

Time

Element

Basis;

the

Limit

(continued) reduce the amount of the in

Insurance)

Injury is

Basis;

Premises/Operations of any the sum

Basis;

Completed

Products–Completed and

Limits

Premises/Operations

Each Occurrence

Operations Limit

Limit

Form 80-02-2058 (Rev. 11-09) be or

Rented To You Limit Limits

Liability Insurance forthDamage To Premises will

Contract such titled of pay any other applicable costs

That will most for

Insurance (see and any

Coverage;

set hazard and ing owner.

of for all medical

Ea other will the for all products out applicable the Damage

Limits occurs amounts

Products be sum

Payments

Coverage;

set forth except section most provision

Completed Operations one

Coverage;

as reducing

Of all

Hazardous

Substances/ limits

Coverage;

The section

Any such titled

Expenses any amounts

Payments this erage sum for of this

Hazardous

Substances/

The payment.

most of remaining such damages, the

Premises/Operations for to all injury

LimitPremises/Operations contract, occurrence

To of the

Advertising under:

Limit is pay any to the applicable any other payment.

included of reducing

And

Operations

Limit damage limit.

Reduce is the in this

Each pay this in will to all injury and and other amounts

Limits Of as any hazard the

Limit ch applicable

Reduce

Liability aris

Each

Occurrence

Any

Products

Expenses you ny titled amount of for

Insurance) under:

will other other of any to

Aggregate available for property remaining

Premises Rented amount injury is available for any this for property damage in

Coverage

Occurrence

Subject arising and and other claimant limit.

Coverage provision sum we the by

That applicable limit.

Coverage;

Subject sum we pay will

Any such sum we pay payment.

Premises/Operations

Reduce The Limits limits that

Medical expenses That

Limit we will pay

Of in the products

Hazardous

Substances/ most

Liability

Cov remaining

To described as such medical be available provision damage

The the costs

Premises/Operations temporarily occupied damages, Liability connection the Limits Of Insurance

Medical

Payments in property completed that bodily other

Occurrence

Liability – and bodily of and other a

Pollution

The described section

Completed

Subject expenses all

Operations

Liability

The

Liability forth operations with

Pollution the

Pollution of this with of any or rented under:

of all contract, the damages, set the all premises such limit costs such ount applicable limit the limit

Of the reducing the contract, Insurance) to is other of

Personal Injury

You any claimant is

(see most that will completed operations

Of

Each

Occurrence occurrence most included

Products

Each

Occurrence the

(see we and you and claimant

Medical Expenses Each

Injury or amount amount

Insurance.

Limits is the

(continued) remaining

Malice and

Premises, limit is

Premises that will

Rented To You Limit

Occupied except loading

Limit damage and

Damage To Premises reduce the described or

Property

Damage.”

most

Insurance of

Person Limit reduce the

Alienated as

Liability Coverage or entrustment of

Form 80-02-2058 (Rev. 11-09)

Fraud Or amount the in

Of reduce

Hazardous you

Payments That Reduce of all

The Limits Of Insurance a any

Contract such payment.

under

Expenses remaining of you

Limit

Liability Insurance

Aircraft, Autos Or Watercraft be

None applic or applicable

That

The rented

Person any such the maintenance, the costs a will nd for contract, any bodily in

Time sustained

Basis. ” all other any

Completed this we pay or for cleanup

Property Damage of limits

Payments titled does

Owned, not

Bodily rented to one or is unloading other for

Element

Intended

Investigation, Limits reducing provision damage pay will

Any such operated and other any reduce following

Limit temporarily any to the the other payment.

or the

Or to

Defense

Damage payments expenses will amounts amount

Or the Medical the the shown any:

insurance we make for of other use

Or

Occurrence

Element and

- Hazardous applicable out sections of exclusions

Limit

Substances/Pollution

Of person.

most

Each of any the or

Dishonesty, medical we to

Basis this

Liability contract injury Reduce

Injury of the

And exclusions by

Any damages.

- Hazardous

(as Premises/Operations or

Substances/Pollution for

“Expected

(use

The the operation by any specific

Settlements and

Time all limit.

includes of

Each

Rented

Property

Underground

Medical

Any watercraft;

by premises applicable) any will property sum

Each

Closed• claimant

To n limit section

The of property the Limits expenses

Bodily this to while the Limits sured

Facilities To apply bodily injury

Insurance) under

Occurrence

Coverage sum expenses loaned

This auto of make ot aircraft;

Payments owned or for

Coverage other co we

Medical permission

Operations available able owner

“Crime, Subject sts medical

“Contracts

Damage

Damage Facilities, or

To limit

Each Person

(see the such we

Time

Insurance:

this the

Expenses

Of pay

Liability Coverage the occupied most To sum arising forth that ownership, will

Supplementary section

Of set

Expenses

Payments

Substances/Pollution

Facilities Or with

Rented the

You

Element to available below, apply to in

Waste be the others

Products

Basis

Limit will

Aircraft, Autos Or by on on holds United agreement r execution

Canada, be

Watercraft beverages or the currently by the that is drinking which

(continued) or a trained, assumption property damage of distributing, may

Form 80-02-2058 (Rev. 11-09) ented a contract or of the or of alcoholic to

Or Property Damage legal resulting which by the or is that d the

Contract liable statute, an applies:

or assumed an contract insured contract duly

Business Alcoholic Beverage Type

Contracts – Bodily Injury serving

Liability Insurance inition of use, not ren persons or crew;

it:

a watercraft.

you, furnishing does or of only is

D.

exclusion or or than transport damage cargo damages

America influence

This insurance does loaned equipment of or owned under or for bodily

B.

exclusion is pilot do command premises business the manufacturing, such exclusion does not property of of paid or insured such

This insurance applies the or maintenance or in apply you ial the a person for any rented

F.

furnishing alcoholic

This beverages.

you an apply others, in you occurs insured

1.

alcohol;

contributing to premises relating and charge.

certificate, C.

any operation not apply to the provided that by effective gift, E.

owned alcoholic a authority provided absence of a the obligated aircraft rented apply own, contract cargo after person;

to you.A.

1.

to pay insured with reason intoxication of of of charge.

This an liability not…