ADCS_COI.pdf
PDF 379 KB Posted
- Attached to
- AZ|CTR079381
- Contract number
- CTR079381
- Issued by
- Arizona
About this file
Document Summary
This Certificate of Liability Insurance, issued October 29, 2025, documents insurance coverage for Rite of Passage Inc., located in Minden, Nevada. The certificate is issued by Propel Insurance on behalf of multiple underwriting companies: Scottsdale Insurance Company, Bridgeway Insurance Company, Great American Insurance Company, Lloyds of London, At-Bay Specialty Insurance Company, and Philadelphia Indemnity Insurance Company. The Arizona Department of Child Safety is named as the certificate holder and additional insured. The coverage relates to operations at Falcon Ridge Ranch and Lava Heights Academy.
The policy provides comprehensive liability coverage with the following limits: Commercial General Liability of $1,000,000 per occurrence with $3,000,000 aggregate; Professional Liability of $1,000,000/$3,000,000; Automobile Liability of $1,000,000 combined single limit; Umbrella/Excess Liability of $3,000,000 per occurrence and aggregate; and Workers' Compensation of $1,000,000 per accident with $1,000,000 disease limits. Additional coverage includes Sexual Misconduct ($1,000,000/$2,000,000), Excess SAM ($2,000,000/$2,000,000), Cyber Liability ($2,000,000), and Crime Coverage with employee theft protection of $100,000. Policy effective dates range from July 1, 2025, to December 31, 2025, with various deductibles including $25,000 for BI/PD and $250,000 for Professional Liability. The Arizona Department of Child Safety is included as an additional insured with waiver of subrogation for general liability claims as required by written contract. Multiple endorsements establish additional insured status and follow-form provisions with primary and noncontributory coverage requirements.
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INSR ADDL SUBR
LTR INSR WVD
DATE (MM/DD/YYYY)
PRODUCER CONTACT
NAME:
FAXPHONE
(A/C, No):(A/C, No, Ext):
ADDRESS:
INSURER A :
INSURED INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
POLICY NUMBER
POLICY EFF POLICY EXP
TYPE OF INSURANCE LIMITS(MM/DD/YYYY) (MM/DD/YYYY)
COMMERCIAL GENERAL LIABILITY
AUTOMOBILE LIABILITY
UMBRELLA LIAB
EXCESS LIAB
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
AUTHORIZED REPRESENTATIVE
INSURER(S) AFFORDING COVERAGE NAIC #
Y / N
N / A (Mandatory in NH)
ANY PROPRIETOR/PARTNER/EXECUTIVE
OFFICER/MEMBER EXCLUDED?
EACH OCCURRENCE $
DAMAGE TO RENTED
$PREMISES (Ea occurrence)CLAIMS-MADE OCCUR
MED EXP (Any one person) $
PERSONAL & ADV INJURY $
GENERAL AGGREGATE $GEN'L AGGREGATE LIMIT APPLIES PER:
PRODUCTS - COMP/OP AGG $
PRO-
OTHER:
LOCJECT
COMBINED SINGLE LIMIT
$(Ea accident)
BODILY INJURY (Per person) $ANY AUTO OWNED SCHEDULED BODILY INJURY (Per accident) $AUTOS ONLY AUTOS
AUTOS ONLY
HIRED PROPERTY DAMAGE $
AUTOS ONLY (Per accident)
OCCUR EACH OCCURRENCE $
CLAIMS-MADE AGGREGATE $
DED RETENTION $ $
PER OTH-
STATUTE ER
E.L. EACH ACCIDENT $
E.L. DISEASE - EA EMPLOYEE $
If yes, describe under
E.L. DISEASE - POLICY LIMIT $DESCRIPTION OF OPERATIONS below
POLICY
NON-OWNED
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer any rights to the certificate holder in lieu of such endorsement(s).
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
CERTIFICATE HOLDER CANCELLATION
© 1988-2015 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORDACORD 25 (2016/03)
ACORDTM CERTIFICATE OF LIABILITY INSURANCE
Scottsdale Insurance Company
Bridgeway Insurance Company
Great American Insurance Company
Lloyds of London
At-Bay Specialty Insurance Company
Philadelphia Indemnity Ins Company
10/29/2025
Propel Insurance 805 SW Broadway; Suite 2300 COM Middle Market Portland, OR 97205-3363
Celeste Brooks 800 499-0933 866 577-1326 celeste.brooks@propelinsurance.com
Rite of Passage Inc.
2560 Business Parkway Ste A Minden, NV 89423
41297 12489 16691
19607 18058
A X
X BI/PD Ded: 25,000 X PROF Ded: 250,000
X X OPS1586853 07/01/2025 07/01/2026 1,000,000
300,000 5,000 1,000,000 3,000,000 3,000,000 1M/3MPROF Liab
F X
X X PHPK2691771001 07/01/2025 07/01/2026 1,000,000
B A X
X
X 25000
X X 9HA7PX000200802
XLS1229413
07/01/2025
07/01/2025
07/01/2026
07/01/2026
3,000,000 3,000,000 2,000,000
C
N
X WCF13728101 12/31/2024 12/31/2025 X
1,000,000
1,000,000 1,000,000
A D E
Sexual Misconduct Excess SAM Cyber Liability X
OPS1586853
MR25AA09
AB661029905
07/01/2025 07/01/2025 07/01/2025
07/01/2026 07/01/2026 07/01/2026
1M/2M 2M/2M 2M
Excess Liability is Follow Form Crime Coverage Policy # 105765798 Effective 7/1/2025-2028 Travelers Casualty and Surety Company of America Employee Theft of Clients Property $100,000 with $1,000 retention. Third party coverage applies.
Re: Falcon Ridge Ranch and Lava Heights Academy Arizona Department of Child Safety is included as additional insured, and waiver of subrogation applies, as respects general liability, per attached endorsements, if required by written contract.
Arizona Department of Child Safety 3003 N. Central , Suite 2000 Site Code CH010-20 Phoenix, AZ 85012-0000
#S7655557/M7614731
RITPASClient#: 189018
CXB03
#S7655557/M7614731
This page has been left blank intentionally.
Underwritten by Scottsdale Insurance Company ENDORSEMENT
NO.
ATTACHED TO AND
FORMING A PART OF
POLICY NUMBER
ENDORSEMENT EFFECTIVE DATE
(12:01 A.M. STANDARD TIME)
NAMED INSURED AGENT NO.
XLS1229413 7/1/2025
Rite of Passage, Inc.
29511
XLS-245-NEG (08-25) Page 1 of 1
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED FOLLOW FORM ENDORSEMENT
This endorsement modifies insurance provided under the following:
EXCESS LIABILITY COVERAGE FORM
A. Notwithstanding anything to the contrary, it is agreed this Policy shall follow form with respect to the
Additional Insured provisions contained in the “Underlying Insurance.”
Coverage afforded to any Additional Insured under this policy shall not be broader than that which the
“Named Insured” is required by written contract or agreement to provide for such Additional Insured.
B. The following is added to Section I. COVERAGE, subsection D.:
However, with respect to Additional Insured status, primary and noncontributory wording, waiver of subrogation, or notice of cancellation, the terms of the “Underlying Insurance” shall apply.
C. The following is added to Section V. CONDITIONS, subsection B.:
However, with respect to any Additional Insured, this Policy shall follow the notice of cancellation pro-visions of the “Underlying Insurance,” provided such notice is required by written contract or agreement.
D. The following is added to Section V. CONDITIONS, subsection I.:
However, this Policy shall follow the “Underlying Insurance” with respect to any requirement that cov-erage provided to any Additional Insured be primary and noncontributory and required by a written contract or agreement.
E. The following is added to Section V. CONDITIONS, paragraph K.:
However, with respect to any Additional Insured, we waive any right of recovery we may have against any Additional Insured because of payments we make for injury or damage arising out of your acts or omissions or the acts or omissions of those acting on your behalf in the performance of your ongoing operations for the Additional Insured. This waiver only applies only to an Additional Insured when re-quired by a written contract or agreement.
All other terms and conditions of this policy remain unchanged.
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Insured Rite of Passage, Inc
Policy No.
WC F137281 01
Company Great American Alliance Insurance Company
Effective Date Premium
Endorsement No.
Authorized Representative Propel Insurance
TEXAS WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT
This endorsement applies only to the insurance provided by the policy because Texas is shown in Item 3.A. of the Information Page.
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule, but this waiver applies only with respect to bodily injury arising out of the operations described in the Schedule where you are required by a written contract to obtain this waiver from us.
This endorsement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
The premium for this endorsement is shown in the Schedule.
Schedule
1. ( ) Specific Waiver
Name of person or organization
( X )
Blanket Waiver
Any person or organization for whom the Named Insured has agreed by written contract to furnish this waiver.
2. Operations:
All Texas Operations
3. Premium:
The premium charge for this endorsement shall be 2 percent of the premium developed on payroll in connection with work performed for the above person(s) or organization(s) arising out of the operations described.
4. Advance Premium:
Included
Copyright 2014 National Council on Compensation Insurance, Inc. All Rights Reserved.
WC 42 03 04B (Ed. 06-14)
WC 42 03 04B (Ed. 06-14)
(Page 1 of 1)
R * SW * 12/24/2024 * WC F137281 01 00 Great American Alliance Insurance Company
*D/B* 458498777 384087
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Insured Rite of Passage, Inc
Policy No.
WC F137283 01
Company Great American Alliance Insurance Company
Effective Date Premium
Endorsement No.
Authorized Representative Propel Insurance
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.)
This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
Schedule
Any Person or Organization for whom the insured has agreed by written contract to furnish this waiver for all states listed in Item 3A of the Information Page.
1983 National Council on Compensation Insurance.
WC 00 03 13 (Ed. 04-84)
WC 00 03 13 (Ed. 04-84)
(Page 1 of 1)
R * SW * 12/24/2024 * WC F137283 01 00 Great American Alliance Insurance Company
*D/B* 458498777 384087
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Insured Rite of Passage Adolescent Treatment Centers and Schools, Inc.
Policy No.
WC F137275 01
Company Great American Alliance Insurance Company
Effective Date Premium
Endorsement No.
Authorized Representative Propel Insurance
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - CALIFORNIA
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us.)
You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule.
The additional premium for this endorsement shall be 2 % of the California workers' compensation premium otherwise due on such remuneration.
Schedule
Person or Organization Job Description
Any Person or Organization for whom the named insured has agreed by written contract to furnish this waiver
Any job for which the named insured has agreed by written contract to furnish this waiver
WC 04 03 06 (Ed. 04-84)
WC 04 03 06 (Ed. 04-84)
(Page 1 of 1)
R * SW * 12/24/2024 * WC F137275 01 00 Great American Alliance Insurance Company
*D/B* 345103999 384087
Job 1: Arizona Department of Child
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