ACCEPTED ANY_ALL GL,AL,WC 07.02.25-07.02.26 (1).pdf
PDF 3 MB Posted
- Attached to
- Master Agreement AZ|CTR071060
- Contract number
- CTR071060
- Issued by
- Arizona
About this file
This document is a comprehensive insurance policy package for RBJK Marketing Inc., issued by multiple insurance carriers including The Ohio Casualty Insurance Company, American Fire and Casualty Company, and Manufacturers Alliance Insurance Company. The policy covers multiple states including Arizona, Kansas, Georgia, Louisiana, Missouri, Nevada, and Oklahoma, with World Insurance Associates, LLC serving as the insurance agent. The policy period runs from November 1, 2025 to November 1, 2026, and includes Workers' Compensation, Commercial Auto, Commercial General Liability, and Commercial Umbrella coverage.
The insurance package provides extensive coverage across multiple lines, with significant liability limits: $1,000,000 per occurrence for General Liability, $1,000,000 Combined Single Limit for Auto Liability, and $1,000,000 per employee for Employee Benefits Liability. The policy covers various business operations, including owned and non-owned vehicles, hired autos, physical damage, and completed operations. Additional endorsements include coverage for contractors, waiver of subrogation rights, and protection against specific risks like terrorism, cyber incidents, and environmental hazards. The policy is designed to protect RBJK Marketing Inc. and its affiliated franchise entities across different states and business contexts, with careful provisions for risk management and legal compliance.
View the file
Other files
On GovTribe
Work with this file
- Download the original file
- Contacts named in this file
- Similar government files
- Ask GovTribe AI about this file
Text version
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER(S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
(A/C, No):
FAX
ADDRESS:
PRODUCER
(A/C, No, Ext):
PHONE
INSURED
REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
(Per accident)
(Ea accident)
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
$PROPERTY DAMAGE
BODILY INJURY (Per accident)
BODILY INJURY (Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOSAUTOS ONLY
NON-OWNED
SCHEDULEDOWNED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH)
DESCRIPTION OF OPERATIONS below If yes, describe under
ANY PROPRIETOR/PARTNER/EXECUTIVE
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
ER
OTH-
STATUTE
PER
LIMITS(MM/DD/YYYY)
POLICY EXP
(MM/DD/YYYY)
POLICY EFF
POLICY NUMBERTYPE OF INSURANCELTR
INSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB $EACH OCCURRENCE
$AGGREGATE
OCCUR
CLAIMS-MADE
DED RETENTION $
$PRODUCTS - COMP/OP AGG
$GENERAL AGGREGATE
$PERSONAL & ADV INJURY
$MED EXP (Any one person)
$EACH OCCURRENCE
DAMAGE TO RENTED
$PREMISES (Ea occurrence)
COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY
PRO-
JECT LOC
CERTIFICATE OF LIABILITY INSURANCE
DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03)
© 1988-2015 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
11/17/2025
World Insurance Associates, LLC 2111 North Franklin Drive, Suite 100 Washington PA 15301
Kara M. Dantry 724-745-1600 724-745-0224
KaraDantry@worldinsurance.com
Ohio Casualty Insurance Company 24074 RBJKMAR-02 American Fire & Casualty Company 24066
RBBecken, Inc. dba Jan-Pro Franchise Development of Tucson 4221 S Santa Rita Suite 101 Tucson AZ 85714
Manufacturers Alliance Insurance Company 36897 Western Surety Company 13188
164320212
A X 1,000,000 X 300,000
15,000
1,000,000
2,000,000 X
Y Y BKO69106077 7/2/2025 7/2/2026
2,000,000
B 1,000,000
X
X X
Y Y BAA69106077 7/2/2025 7/2/2026
A X X 5,000,000Y USO69106077 7/2/2025 7/2/2026
5,000,000 X 10,000
C XY 202501 1627975 11/1/2025 11/1/2026
1,000,000
1,000,000
1,000,000 D Third Party Bond 70293430 4/27/2025 4/27/2026 Limit 50,000 for any and all work performed on or behalf of ADOT and the State of Arizona Certificate holder is named as additional insured as respects to General Liability and Automobile Liability re: Jan-Pro billed contracts. Participating franchisees are covered for General Liability, Workers Compensation and Bond. Insured's General Liability and Automobile Liability is primary & non-contributory to additional insured's insurance. Waiver of subrogation in favor of additional insured re: General Liability, Automobile Liability, Workers Compensation and Umbrella Liability where required by written contract. Umbrella policy to follow form over the General Liability, Automobile Liability and Workers Compensation policies.
ARIZONA DEPARTMENT OF TRANSPORTATION
1655 W. Jackson St.
Phoenix AZ 85007
Deanne Romero
ACCEPTED
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 36 604INSURED COPY PAGE OF
Z The Ohio Casualty Insurance Company
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
In witness whereof, we have caused this policy to be signed by our authorized officers.
AB R
Damon Hart Hamid Mirza
Secretary President
To report a claim, call your Agent or
DS 70 21 11 16
OTHER NAMED INSUREDS
See Named Insured Endorsement DS8804
SUMMARY OF LOCATIONS
This policy provides coverage for the following under one or more coverage parts. Please refer to the individual
Coverage Declarations Schedules, or, the individual Coverage Forms for locations or territory definition for that specific Coverage Part.
0001 881 Franklin Gtwy SE Ste 405, Marietta, GA 30067-8043
0002 1105 Sovereign Row, Oklahoma City, OK 73108-1827
0003 4511 E Broadway Rd, Phoenix, AZ 85040-8827
0004 6500 W 110th St Ste 104, Overland Park, KS 66211-1590
0005 4221 S Santa Rita Ave Ste 101, Tucson, AZ 85714-3328
0006 200 Commercial Sq, Slidell, LA 70461-5448
0007 234 Aquarius Dr Ste 106, Birmingham, AL 35209-5867
0008 1050 E Flamingo Rd Ste 334, Las Vegas, NV 89119-3425
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 37 604INSURED COPY PAGE OF
Z The Ohio Casualty Insurance Company
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS
This section lists the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
CG 00 01 04 13 Commercial General Liability Coverage Form - Occurrence
CG 01 09 11 85 Kansas & Oklahoma Changes - Transfer of Rights Endorsement
CG 01 18 12 04 Louisiana Changes - Legal Action Against Us
CG 01 25 03 03 Louisiana Changes - Insuring Agreement
CG 03 00 01 96 Deductible Liability Insurance
CG 04 37 12 23 Liability Coverage - Subject To Cyber Incident Exclusion Loss Of Electronic Data
Resulting From Physical Injury To Tangible Property
CG 20 11 04 13 Additional Insured - Managers Or Lessors Of Premises
CG 20 26 04 13 Additional Insured - Designated Person Or Organization
CG 20 37 04 13 Additional Insured - Owners, Lessees or Contractors - Completed Operations
CG 21 47 12 07 Employment-Related Practices Exclusion
CG 21 65 12 04 Total Pollution Exclusion with a Building Heating, Cooling and Dehumidifying
Equipment Exception and a Hostile Fire Exception
CG 21 67 12 04 Fungi or Bacteria Exclusion
CG 21 70 01 15 Cap on Losses from Certified Acts of Terrorism
CG 21 76 01 15 Exclusion of Punitive Damages Related to a Certified Act of Terrorism
CG 21 86 12 04 Exclusion - Exterior Insulation and Finish Systems
CG 21 88 01 15 Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical
Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)
CG 21 96 03 05 Silica or Silica-Related Dust Exclusion
CG 22 79 04 13 Exclusion - Contractors - Professional Liability
CG 24 26 04 13 Amendment of Insured Contract Definition
CG 25 03 05 09 Designated Construction Project(s) General Aggregate Limit
CG 26 84 12 04 Louisiana Changes - Transfer of Rights of Recovery Against Other to Us Condition
CG 32 10 04 05 Louisiana Changes - Fungi or Bacteria Exclusion
CG 40 35 12 23 Exclusion - Cyber Incident
CG 70 02 01 01 Amendment Of Who Is An Insured Janitorial Franchisee Endorsement
CG 80 08 10 09 Employee Benefits Liability Coverage Form
CG 84 94 12 08 Exclusion - Consolidated Insurance Programs Wrap-Up
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 38 604INSURED COPY PAGE OF
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS - CONTINUED
This section lists all of the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
CG 84 99 01 12 Non-Cumulation Of Liability Limits Same Occurrence
CG 84 99 08 09 Non-Cumulation Liability Limits Same Occurrence
CG 85 13 09 03 Georgia Changes - Limited Fungi or Bacteria Coverage
CG 85 83 12 24 Blanket Additional Insured Contractors - Products/Completed Operations
CG 88 10 04 13 Commercial General Liability Extension
CG 88 76 12 08 Exclusion - Earth Movement - Products/Completed Operations Hazard
CG 88 77 12 08 Medical Expense At Your Request Endorsement
CG 88 81 10 14 Contractors Limited Pollution Liability Coverage - Job Sites
CG 88 86 12 08 Exclusion - Asbestos Liability
CG 89 70 04 13 Amendment of Cancellation Provisions
CG 92 48 01 16 Sexual Misconduct or Abuse Exclusion
CG 93 74 03 22 Exclusion - PFC/PFAS
CG 93 75 12 23 Cyber Suite Coverage Endorsement
CG 93 80 10 23 Nevada Changes - Cyber Suite Coverage
CG 93 81 11 22 Exclusion - Biometric Information Privacy Claim
CG 93 83 03 23 Alabama Changes - Cyber Suite Coverage Endorsement
CG 93 90 12 23 Georgia Changes - Cyber Suite Coverage Endorsement
CG 94 05 06 23 Kansas Changes - Cyber Suite Coverage Endorsement
CG 94 06 06 23 Louisiana Changes - Cyber Suite Coverage Endorsement
CG 94 11 06 23 Oklahoma Changes - Cyber Suite Coverage Endorsement
CG 94 33 05 24 Amendment Of Representations Condition
CG 94 34 05 24 Georgia Amendment Of Representations Condition
CG 94 37 05 24 Oklahoma Amendment Of Representations Condition
CG 94 48 05 24 Louisiana Amendment Of Representations Condition
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 39 604INSURED COPY PAGE OF
Z The Ohio Casualty Insurance Company
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS - CONTINUED
This section lists all of the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
CG 94 59 06 25 Exclusion - Silica
CL 01 00 03 99 Common Policy Conditions
CL 01 28 07 18 Amendatory Endorsement - Georgia
CL 06 00 01 15 Certified Terrorism Loss
CL 07 00 10 06 Virus or Bacteria Exclusion
CL 16 50 06 06 Conditional Nuclear, Biological, and Chemical Terrorism Exclusion
CM 70 02 01 01 Replacement Cost - Contractors Equipment
CM 76 13 07 13 Waiver of Theft Deductible
CM 88 31 10 16 Contractors' Equipment Extension Plus
CM 89 15 06 20 Variable Deductible Endorsement
CM 89 19 06 20 Valuation Of Equipment Leased Or Rented From Others
CM 89 21 08 20 Replacement Cost Removed On Equipment Older Than Six (6) Years Of Age
CM 89 65 08 21 Cyber Incident Exclusion
CP 00 10 06 07 Building and Personal Property Coverage Form
CP 00 10 10 12 Building and Personal Property Coverage Form
CP 00 30 06 07 Business Income (and Extra Expense) Coverage Form
CP 00 30 10 12 Business Income (And Extra Expense) Coverage Form
CP 00 90 07 88 Commercial Property Conditions
CP 01 01 06 19 Kansas Changes
CP 01 16 02 24 Louisiana Changes
CP 01 31 02 25 Georgia Changes
CP 01 32 01 20 Arizona Changes
CP 01 40 07 06 Exclusion of Loss Due to Virus or Bacteria
CP 01 45 10 12 Alabama Changes
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 40 604INSURED COPY PAGE OF
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS - CONTINUED
This section lists all of the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
CP 03 21 10 12 Windstorm or Hail Percentage Deductible
CP 04 11 10 12 Protective Safeguards
CP 10 30 06 07 Causes of Loss - Special Form
CP 10 30 10 12 Causes of Loss - Special Form
CP 10 32 08 08 Water Exclusion Endorsement
CP 10 34 10 12 Exclusion of Loss Due To By-Products of Production or Processing Operations
(Rental Properties)
CP 10 54 06 07 Windstorm Or Hail Exclusion
CP 12 18 06 07 Loss Payable Provisions
CP 12 18 10 12 Loss Payable Provisions
CP 88 04 03 10 Removal Permit
CP 88 15 05 17 Property Extension Optimum
CP 88 15 12 12 Property Extension Optimum
CP 88 44 02 15 Equipment Breakdown Coverage Endorsement
CP 90 46 05 14 Arizona Changes - Fire Department Service Charge
CP 90 59 12 12 Identity Theft Administrative Services and Expense Coverage
CP 92 00 05 17 Tentative Rate
CP 92 01 05 17 Property Anti-Stacking Endorsement
CP 92 12 12 20 Cyber Incident Exclusion
CP 92 15 07 23 Windstorm Or Hail Loss Notification
CP 92 16 07 23 Windstorm Or Hail Loss Notification - 24 Months
CP 92 21 09 23 Amendment Of Concealment, Misrepresentation Or Fraud Condition
CR 70 02 01 01 Custom Loss Amendment
FORM127B 09 34 Standard Mortgage Clause
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 41 604INSURED COPY PAGE OF
Z The Ohio Casualty Insurance Company
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS - CONTINUED
This section lists all of the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
IL 00 17 11 98 Common Policy Conditions
IL 00 21 09 08 Nuclear Energy Liability Exclusion Endorsement (Broad Form)
IL 01 10 09 07 Nevada Changes - Concealment, Misrepresentation or Fraud
IL 01 15 01 10 Nevada Changes - Domestic Partnership
IL 01 60 01 16 Kansas Changes - Concealment, Misrepresentation or Fraud
IL 01 74 07 05 Oklahoma Changes - Appraisal
IL 01 77 10 10 Oklahoma Changes - Concealment, Misrepresentation or Fraud
IL 01 79 10 02 Oklahoma Notice
IL 01 90 04 15 Alabama Changes - Actual Cash Value
IL 02 36 09 07 Oklahoma Changes - Cancellation and Nonrenewal
IL 02 51 09 07 Nevada Changes - Cancellation and Nonrenewal
IL 02 58 04 21 Arizona Changes - Cancellation and Nonrenewal
IL 02 61 09 07 Kansas Changes - Cancellation and Nonrenewal
IL 02 62 02 24 Georgia Changes - Cancellation and Nonrenewal
IL 02 77 10 20 Louisiana Changes - Cancellation and Nonrenewal
IL 04 15 04 98 Protective Safeguards
IL 09 35 07 02 Exclusion of Certain Computer-Related Losses
IL 09 52 01 15 Cap On Losses From Certified Acts Of Terrorism
IL 09 96 01 07 Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical
Terrorism (Relating to Dispostion of Federal Terrorism Risk Insurance Act)
IL 88 15 07 12 Conditional Exclusion of Terrorism - Involving Nuclear, Biological or Chemical
Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act)
IL 88 36 01 15 Cap On Losses From Certified Acts Of Terrorism
IL 88 48 01 18 Louisiana Changes - Cancellation and Nonrenewal
07/27/25 69106077 POLSVCS 530 UCXOPPNO 000745 42 604INSURED COPY PAGE OF
RBJK MARKETING INC (724) 745-1600
DBA JAN-PRO OF ATLANTA WORLD INSURANCE ASSOCIATES LLC
881 FRANKLIN GTWY SE STE 405 100 WOOD AVE S 4TH FL
MARIETTA, GA 30067 ISELIN, NJ 08830-2716
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
1-844-325-2467
Coverage Is Provided In:
Common Policy Declarations
Named Insured Agent
Policy Number:
Policy Period:
12:01 am Standard Time at Insured Mailing Location
To report a claim, call your Agent or
DS 70 21 11 16
POLICY FORMS AND ENDORSEMENTS - CONTINUED
This section lists all of the Forms and Endorsements for your policy. Refer to these documents as needed for detailed information concerning your coverage.
FORM NUMBER TITLE
IL 88 53 11 20 Actual Cash Value
IL 88 61 03 22 Kansas - Actual Cash Value
IL 88 71 02 24 Georgia Changes - Cancellation and Nonrenewal
IM 20 21 06 13 Amendatory Endorsement - Georgia
IM 70 00 04 04 Contractors' Equipment Coverage
IM 78 54 04 04 Loss Payable Options
IM 79 02 04 04 Loss Payable Schedule
BKO (26) 69 10 60 77
From 07/02/2025 To 07/02/2026
This Endorsement Changes The Policy. Please Read it Carefully.
The complete Named Insured reads as follows:
RBJK MARKETING INC
DBA JAN-PRO OF ATLANTA
RBJK MARKETING LLC
CRUSH ENTERPRISES INC JAN PRO OF
OKLAHOMA CITY
CONTRACT SOLUTIONS INTERNATIONAL
LLC DBA JAN PRO OF PHOENIX
KCJP LLC DBA JAN-PRO KANSAS CITY
RBBECKEN INC DBA JAN-PRO
FRANCHISE DEVELOPMENT OF TUCSON
LAJP LLC DBA JAN-PRO FRANCHISE
DEVELOPMENT OF LOUISIANA
GENTILE CO. LLC DBA JAN-PRO OF
CENTRAL ALABAMA
JJS DEVELOPMENT LLC DBA JAN-PRO
FRANCHISE DEVELOPMENT OF LAS
VEGAS DBA PERFECTION TILE AND
GROUT
1 1
Named Insured Endorsement
POLICY NUMBER
Policy Period:
12:01 am Standard Time at Insured Mailing Location
DS 88 04 03 15 PAGE OF
COMMERCIAL GENERAL LIABILITY
CG 85 83 12 24
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED
CONTRACTORS - PRODUCTS/COMPLETED OPERATIONS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
£ 2024 Liberty Mutual InsuranceCG 85 83 12 24 Page 1 of 3 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
A. With respect to the insurance afforded by this endorsement, Section I - Coverage A - Bodily Injury And Property Damage Liability is amended as follows:
1. Exclusion l. Damage To Your Work of Paragraph 2. Exclusions is deleted and replaced by the following:
l. Damage To Your Work
"Property damage" to "your work" arising out of it or any part of it and included in the
"products completed operations hazard".
2. The following are added to Paragraph 2. Exclusions:
Additional Insured - Contractors
(1) "Bodily injury" or "property damage" that occurs prior to you commencing operations at the location where such "bodily injury" or "property damage" occurs.
(2) "Bodily injury" or "property damage" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services including:
(a) The preparing, approving, editing of or failure to prepare or approve, maps, opinions, reports, surveys, field orders, change orders, designs, drawings, specifications, warnings, recommendations, permit applications, payment request, manuals, or instructions;
(b) Supervisory, inspection, quality control, architectural, engineering, surveying or service activities;
(c) Maintenance of job site safety, construction administration, construction contracting, con-struction management, computer consulting or design software development or program-ming service, or selection of a contractor or programming service; and
(d) Monitoring, sampling, or testing service necessary to perform any of the services included in (a), (b) or (c) above.
This exclusion applies even if the claims against any insured allege negligence or other wrong-doing in the supervision, hiring, employment, training, or monitoring of others, or any other business practices by an insured, if "bodily injury" or "property damage", arises out of the rendering or the failure to render of any professional services.
(3) Any person or organization specifically designated as an additional insured for completed operations by a separate additional insured endorsement issued by us and made part of this policy.
£ 2024 Liberty Mutual Insurance CG 85 83 12 24Page 2 of 3 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
B. With respect to the insurance afforded by this endorsement, the following is added to Section II - Who Is An Insured:
Completed Operations
Any person or organization whom you have agreed to add as an additional insured in a written contract or written agreement. Such person or organization is an additional insured but only with respect to liability for "bodily injury" or "property damage":
a. Caused by "your work" performed for that additional insured that is the subject of the written contract or written agreement; and
b. Included in the "products-completed operations hazard".
However:
c. The insurance afforded to such additional insured only applies to the extent permitted by law; and
d. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.
The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage".
C. With respect to the insurance afforded by this endorsement, the following is added to Section III - Limits of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:
a. Required by contract or agreement; or
b. Available under the applicable Limits of Insurance shown in the Declaration.
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.
D. With respect to the insurance afforded by this endorsement, Section IV - Commercial General Liability Conditions is amended as follows:
1. The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit:
An additional insured under this endorsement must:
(1) Cooperate with us in the investigation or settlement of the claim or defense against the "suit", and otherwise comply with all policy conditions;
(2) See to it that we are notified as soon as practicable of an "occurrence" which may result in a claim or "suit";
(3) Tender the defense and indemnity of any "suit" to all insurers whom also have insurance available to the additional insured in compliance with the terms of this endorsement; and
We have no duty to defend or indemnify an additional insured under this endorsement until we receive written notice of a "suit" from the additional insured.
£ 2024 Liberty Mutual InsuranceCG 85 83 12 24 Page 3 of 3 Includes copyrighted material of Insurance Services Office, Inc., with its permission.
2. Paragraph 4. Other Insurance is amended as follows:
a. The following is added to Paragraph a. Primary Insurance:
If you have agreed in the written contract or written agreement described in this endorsement to provide the additional insured coverage on a primary and noncontributory basis, this policy shall be primary relative to any insurance for which the additional insured is a Named Insured.
We will not seek contribution from such policy or policies for damages we pay on behalf of the additional insured.
However, this insurance is excess over any other insurance available to an additional insured for which it is also covered as an additional insured for the same "occurrence", claim, or
"suit".
b. The following is added to Paragraph b. Excess Insurance:
When an additional insured is afforded coverage under this endorsement, and when a written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or pri-mary and non-contributory, this insurance is excess over any other insurance for which the additional insured is designated as a Named Insured.
Regardless of the written agreement between you and an additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured has been added as an additional insured on other policies.
COMMERCIAL GENERAL LIABILITY
CG 88 10 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMERCIAL GENERAL LIABILITY EXTENSION
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 1 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
INDEX
SUBJECT PAGE
NON-OWNED AIRCRAFT 2
NON-OWNEDWATERCRAFT 2
PROPERTY DAMAGE LIABILITY - ELEVATORS 2
EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) 2
MEDICAL PAYMENTS EXTENSION 3
EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B 3
ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT 3
PRIMARY AND NON-CONTRIBUTORY- ADDITIONAL INSURED EXTENSION 5
ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE" 6
WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS/MALPRACTICE ANDWHO IS AN
INSURED - FELLOWEMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES 6
NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES 7
FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES 7
KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT 7
LIBERALIZATION CLAUSE 7
BODILY INJURY REDEFINED 7
EXTENDED PROPERTY DAMAGE 8
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - 8
WHEN REQUIRED IN A CONTRACT OR AGREEMENT WITH YOU
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 2 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
With respect to coverage afforded by this endorsement, the provisions of the policy apply unless modified by the endorsement.
A. NON-OWNED AIRCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability, exclusion g. Aircraft, Auto Or Watercraft does not apply to an aircraft provided:
1. It is not owned by any insured;
2. It is hired, chartered or loaned with a trained paid crew;
3. The pilot in command holds a currently effective certificate, issued by the duly constituted authority of the United States of America or Canada, designating her or him a commercial or airline pilot; and
4. It is not being used to carry persons or property for a charge.
However, the insurance afforded by this provision does not apply if there is available to the insured other valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess of this policy), contingent or on any other basis, that would also apply to the loss covered under this provision.
B. NON-OWNEDWATERCRAFT
Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liability, Subparagraph (2) of exclusion g. Aircraft, Auto Or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) Less than 52 feet long; and
(b) Not being used to carry persons or property for a charge.
C. PROPERTY DAMAGE LIABILITY - ELEVATORS
1. Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury And Property Damage Liabil-ity, Subparagraphs (3), (4) and (6) of exclusion j. Damage To Property do not apply if such "property damage" results from the use of elevators. For the purpose of this provision, elevators do not include vehicle lifts. Vehicle lifts are lifts or hoists used in automobile service or repair operations.
2. The following is added to Section IV - Commercial General Liability Conditions, Condition 4. Other Insurance, Paragraph b. Excess Insurance:
The insurance afforded by this provision of this endorsement is excess over any property insurance, whether primary, excess, contingent or on any other basis.
D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage)
If Damage To Premises Rented To You is not otherwise excluded from this Coverage Part:
1. Under Paragraph 2. Exclusions of Section I - Coverage A - Bodily Injury and Property Damage Liability:
a. The fourth from the last paragraph of exclusion j. Damage To Property is replaced by the follow-ing:
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage by fire, lightning, explosion, smoke, or leakage from an automatic fire protection system) to:
(i) Premises rented to you for a period of 7 or fewer consecutive days; or
(ii) Contents that you rent or lease as part of a premises rental or lease agreement for a period of more than 7 days.
Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" to contents of premises rented to you for a period of 7 or fewer consecutive days.
A separate limit of insurance applies to this coverage as described in Section III - Limits of Insurance.
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 3 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
b. The last paragraph of subsection 2. Exclusions is replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with permission of the owner. A separate limit of insurance applies to Damage To Premises
Rented To You as described in Section III - Limits Of Insurance.
2. Paragraph 6. under Section III - Limits Of Insurance is replaced by the following:
6. Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the most we will pay under Coverage A for damages because of "property damage" to:
a. Any one premise:
(1) While rented to you; or
(2) While rented to you or temporarily occupied by you with permission of the owner for damage by fire, lightning, explosion, smoke or leakage from automatic protection sys-tems; or
b. Contents that you rent or lease as part of a premises rental or lease agreement.
3. As regards coverage provided by this provision D. EXTENDED DAMAGE TO PROPERTY RENTED TO YOU (Tenant's Property Damage) - Paragraph 9.a. ofDefinitions is replaced with the following:
9.a. A contract for a lease of premises. However, that portion of the contract for a lease of premises that indemnifies any person or organization for damage by fire, lightning, explosion, smoke, or leakage from automatic fire protection systems to premises while rented to you or temporarily occupied by you with the permission of the owner, or for damage to contents of such premises that are included in your premises rental or lease agreement, is not an "insured contract".
E. MEDICAL PAYMENTS EXTENSION
If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this policy are amended as follows:
Under Paragraph 1. Insuring Agreement of Section I - Coverage C - Medical Payments, Subparagraph
(b) of Paragraph a. is replaced by the following:
(b) The expenses are incurred and reported within three years of the date of the accident; and
F. EXTENSION OF SUPPLEMENTARY PAYMENTS - COVERAGES A AND B
1. Under Supplementary Payments - Coverages A and B, Paragraph 1.b. is replaced by the following:
b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the insured at our request to assist us in the investigation or defense of the claim or "suit", including actual loss of earnings up to $500 a day because of time off from work.
G. ADDITIONAL INSUREDS - BY CONTRACT, AGREEMENT OR PERMIT
1. Paragraph 2. under Section II - Who Is An Insured is amended to include as an insured any person or organization whom you have agreed to add as an additional insured in a written contract, written agreement or permit. Such person or organization is an additional insured but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused in whole or in part by:
a. Your acts or omissions, or the acts or omissions of those acting on your behalf, in the performance of your on going operations for the additional insured that are the subject of the written contract or written agreement provided that the "bodily injury" or "property damage" occurs, or the "per-sonal and advertising injury" is committed, subsequent to the signing of such written contract or written agreement; or
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 4 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
b. Premises or facilities rented by you or used by you; or
c. The maintenance, operation or use by you of equipment rented or leased to you by such person or organization; or
d. Operations performed by you or on your behalf for which the state or political subdivision has issued a permit subject to the following additional provisions:
(1) This insurance does not apply to "bodily injury", "property damage", or "personal and ad-vertising injury" arising out of the operations performed for the state or political subdivision;
(2) This insurance does not apply to "bodily injury" or "property damage" included within the
"completed operations hazard".
(3) Insurance applies to premises you own, rent, or control but only with respect to the following hazards:
(a) The existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoist away openings, sidewalk vaults, street banners, or decorations and similar expo-sures; or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance, or use of any elevators covered by this insurance.
However:
1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
2. If coverage provided to the additional insured is required by a contract or agreement, the insur-ance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.
With respect to Paragraph 1.a. above, a person's or organization's status as an additional insured under this endorsement ends when:
(1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.
With respect to Paragraph 1.b. above, a person's or organization's status as an additional insured under this endorsement ends when their written contract or written agreement with you for such premises or facilities ends.
With respects to Paragraph 1.c. above, this insurance does not apply to any "occurrence" which takes place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor.
The insurance provided by this endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage".
We have no duty to defend an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured as required in Paragraph b. of Condition 2. Duties In the Event Of Occurrence, Offense, Claim Or Suit under Section IV - Commercial General Liability Condi-tions.
CG 88 10 04 13 Page 5 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
2. With respect to the insurance provided by this endorsement, the following are added to Paragraph 2.
Exclusions under Section I - Coverage A - Bodily Injury And Property Damage Liability:
This insurance does not apply to:
a. "Bodily injury" or "property damage" arising from the sole negligence of the additional insured.
b. "Bodily injury" or "property damage" that occurs prior to you commencing operations at the location where such "bodily injury" or "property damage" occurs.
c. "Bodily injury", "property damage" or "personal and advertising injury" arising out of the render-ing of, or the failure to render, any professional architectural, engineering or surveying services, including:
(1) The preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or
(2) Supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that insured, if the "occur-rence" which caused the "bodily injury" or "property damage", or the offense which caused the
"personal and advertising injury", involved the rendering of, or the failure to render, any professional architectural, engineering or surveying services.
d. "Bodily injury" or "property damage" occurring after:
(1) All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or
(2) That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.
e. Any person or organization specifically designated as an additional insured for ongoing operations by a separate ADDITIONAL INSURED -OWNERS, LESSEES OR CONTRACTORS endorsement is-sued by us and made a part of this policy.
3. With respect to the insurance afforded to these additional insureds, the following is added to Section III
- Limits Of Insurance:
If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:
a. Required by the contract or agreement; or
b. Available under the applicable Limits of Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.
H. PRIMARY AND NON-CONTRIBUTORY ADDITIONAL INSURED EXTENSION
This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy.
Condition 4. Other Insurance of SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amend-ed as follows:
a. The following is added to Paragraph a. Primary Insurance:
If an additional insured's policy has an Other Insurance provision making its policy excess, and you have agreed in a written contract or written agreement to provide the additional insured coverage on a primary and noncontributory basis, this policy shall be primary and we will not seek contribution from the additional insured's policy for damages we cover.
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 6 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
b. The following is added to Paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental or lease contract or agreement, or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance for which the addi-tional insured is designated as a Named Insured.
Regardless of the written agreement between you and an additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured has been added as an additional insured on other policies.
I. ADDITIONAL INSUREDS - EXTENDED PROTECTION OF YOUR "LIMITS OF INSURANCE"
This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this policy.
1. The following is added to Condition 2. Duties In The Event Of Occurrence, Offense, Claim or Suit:
An additional insured under this endorsement will as soon as practicable:
a. Give written notice of an "occurrence" or an offense that may result in a claim or "suit" under this insurance to us;
b. Tender the defense and indemnity of any claim or "suit" to all insurers whom also have insurance available to the additional insured; and
c. Agree to make available any other insurance which the additional insured has for a loss we cover under this Coverage Part.
d. We have no duty to defend or indemnify an additional insured under this endorsement until we receive written notice of a "suit" by the additional insured.
2. The limits of insurance applicable to the additional insured are those specified in a written contract or written agreement or the limits of insurance as stated in the Declarations of this policy and defined in Section III - Limits of Insurance of this policy, whichever are less. These limits are inclusive of and not in addition to the limits of insurance available under this policy.
J. WHO IS AN INSURED - INCIDENTAL MEDICAL ERRORS / MALPRACTICE
WHO IS AN INSURED - FELLOWEMPLOYEE EXTENSION - MANAGEMENT EMPLOYEES
Paragraph 2.a.(1) of Section II - Who Is An Insured is replaced with the following:
(1) "Bodily injury" or "personal and advertising injury":
(a) To you, to your partners or members (if you are a partnership or joint venture), to your members (if you are a limited liability company), to a co-"employee" while in the course of his or her employ-ment or performing duties related to the conduct of your business, or to your other "volunteer workers" while performing duties related to the conduct of your business;
(b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer worker" as a consequence of Paragraph (1) (a) above;
(c) For which there is any obligation to share damages with or repay someone else who must pay damages because of the injury described in Paragraphs (1) (a) or (b) above; or
(d) Arising out of his or her providing or failing to provide professional health care services. However, if you are not in the business of providing professional health care services or providing profes-sional health care personnel to others, or if coverage for providing professional health care ser-vices is not otherwise excluded by separate endorsement, this provision (Paragraph (d)) does not apply.
Paragraphs (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an "employee" who is acting in a supervisory capacity for you. Supervisory capacity as used herein means the "employee's" job responsibilities assigned by you, includes the direct supervision of other "employ-ees" of yours. However, none of these "employees" are insureds for "bodily injury" or "personal and
CG 88 10 04 13 Page 7 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
advertising injury" arising out of their willful conduct, which is defined as the purposeful or willful intent to cause "bodily injury" or "personal and advertising injury", or caused in whole or in part by their intoxica-tion by liquor or controlled substances.
The coverage provided by provision J. is excess over any other valid and collectable insurance available to your "employee".
K. NEWLY FORMED OR ADDITIONALLY ACQUIRED ENTITIES
Paragraph 3. of Section II - Who Is An Insured is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority interest, will qualify as a Named Insured if there is no other similar insurance available to that organization. However:
a. Coverage under this provision is afforded only until the expiration of the policy period in which the entity was acquired or formed by you;
b. Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and
c. Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization.
d. Records and descriptions of operations must be maintained by the first Named Insured.
No person or organization is an insured with respect to the conduct of any current or past partnership, joint venture or limited liability company that is not shown as a Named Insured in the Declarations or qualifies as an insured under this provision.
L. FAILURE TO DISCLOSE HAZARDS AND PRIOR OCCURRENCES
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 6. Repre-sentations:
Your failure to disclose all hazards or prior "occurrences" existing as of the inception date of the policy shall not prejudice the coverage afforded by this policy provided such failure to disclose all hazards or prior "occurrences" is not intentional.
M. KNOWLEDGE OF OCCURRENCE, OFFENSE, CLAIM OR SUIT
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 2. Duties In The Event of Occurrence, Offense, Claim Or Suit:
Knowledge of an "occurrence", offense, claim or "suit" by an agent, servant or "employee" of any insured shall not in itself constitute knowledge of the insured unless an insured listed under Paragraph
1. of Section II - Who Is An Insured or a person who has been designated by them to receive reports of
"occurrences", offenses, claims or "suits" shall have received such notice from the agent, servant or
"employee".
N. LIBERALIZATION CLAUSE
If we revise this Commercial General Liability Extension Endorsement to provide more coverage without additional premium charge, your policy will automatically provide the coverage as of the day the revision is effective in your state.
O. BODILY INJURY REDEFINED
Under Section V - Definitions, Definition 3. is replaced by the following:
3. "Bodily Injury" means physical injury, sickness or disease sustained by a person. This includes mental anguish, mental injury, shock, fright or death that results from such physical injury, sick-ness or disease.
£ 2013 Liberty Mutual Insurance
CG 88 10 04 13 Page 8 of 8Includes copyrighted material of Insurance Services Office, Inc., with its permission.
P. EXTENDED PROPERTY DAMAGE
Exclusion a. of COVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY is replaced by the following:
a. Expected Or Intended Injury
"Bodily injury" or "property damage" expected or intended from the standpoint of the insured.
This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property.
Q. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - WHEN REQUIRED IN A
CONTRACT OR AGREEMENTWITH YOU
Under Section IV - Commercial General Liability Conditions, the following is added to Condition 8. Trans-fer Of Rights Of Recovery Against Others To Us:
Wewaive any right of recovery we may have against a person or organization because of payments we make for injury or damage arising out of your ongoing operations or "your work" done under a contract with that person or organization and included in the "products-completed operations hazard" provided:
1. You and that person or organization have agreed in writing in a contract or agreement that you waive such rights against that person or organization; and
2. The injury or damage occurs subsequent to the execution of the written contract or written agree-ment.
COMMERCIAL GENERAL LIABILITY
CG 89 70 04 13
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
AMENDMENT OF CANCELLATION PROVISIONS
This endorsement modifies insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
£ 2013 Liberty Mutual Insurance
CG 89 70 04 13 Page 1 of 1Includes copyrighted material of Insurance Services Office, Inc., with its permission.
Any term or provision of the Cancellation Conditions of the policy or any endorsement amending or replac-ing such Conditions is amended by the following:
If you have agreed in a written contract or written agreement to provide a person or organization notice of cancellation we agree to the following:
Provide 30 days prior written cancellation notice to such person or organization for reasons other than nonpayment of premium, but only if we…
This is the start of the file's text. The full file is on GovTribe.
File details come from the government source that posted it. Updated .